{"id":389806,"date":"2026-10-30T19:02:51","date_gmt":"2026-10-30T18:02:51","guid":{"rendered":"https:\/\/zakrasnejsivimperk.cz\/?p=389806"},"modified":"2026-10-30T19:02:51","modified_gmt":"2026-10-30T18:02:51","slug":"dtest-smrti-zakaznika-smlouvy-automaticky-nekonci-co-musi-pozustali-resit","status":"publish","type":"post","link":"https:\/\/zakrasnejsivimperk.cz\/?p=389806","title":{"rendered":"dTest: Smrt\u00ed z\u00e1kazn\u00edka smlouvy automaticky nekon\u010d\u00ed. Co mus\u00ed poz\u016fstal\u00ed \u0159e\u0161it?"},"content":{"rendered":"
Po smrti bl\u00edzk\u00e9 osoby je pochopiteln\u011b velmi obt\u00ed\u017en\u00e9 naj\u00edt s\u00edlu a energii na \u0159e\u0161en\u00ed toho, co se bude d\u00edt s\u00a0jej\u00edmi z\u00e1vazky. N\u011bkter\u00e9 smlouvy zanikaj\u00ed, jin\u00e9 pokra\u010duj\u00ed a k\u00a0jejich vypo\u0159\u00e1d\u00e1n\u00ed doch\u00e1z\u00ed v\u00a0r\u00e1mci poz\u016fstalosti. V\u00a0n\u00e1sleduj\u00edc\u00edm textu shrnujeme, s\u00a0\u010d\u00edm je dobr\u00e9 v\u00a0t\u00e9to obt\u00ed\u017en\u00e9 situaci po\u010d\u00edtat.<\/h6>\n
N\u00e1roky a dluhy po smrti spot\u0159ebitele<\/strong><\/h6>\n

\"\"Ze smluv nemusela zem\u0159el\u00e9mu plynout jen povinnost n\u011bco zaplatit, ale tak\u00e9 pr\u00e1va v\u016f\u010di druh\u00e9 stran\u011b. U t\u011bchto n\u00e1rok\u016f je pot\u0159eba posoudit, zda byly v\u00e1z\u00e1ny v\u00fdhradn\u011b na jeho osobu. \u201e<\/em>Pr\u00e1vo \u010derpat osobn\u00ed kurz, individu\u00e1ln\u00ed p\u00e9\u010di nebo nep\u0159enosn\u00e9 \u010dlenstv\u00ed smrt\u00ed zanik\u00e1. Ostatn\u00ed n\u00e1roky se st\u00e1vaj\u00ed sou\u010d\u00e1st\u00ed poz\u016fstalosti,\u201c<\/em> vysv\u011btluje \u0159editelka spot\u0159ebitelsk\u00e9 organizace dTest Eduarda Hek\u0161ov\u00e1.<\/p>\n

U dluh\u016f plat\u00ed podobn\u00e9 pravidlo. Zanik\u00e1 pouze povinnost, kterou mohl splnit v\u00fdhradn\u011b zem\u0159el\u00fd, nap\u0159\u00edklad z\u00e1vazek konkr\u00e9tn\u00edho hudebn\u00edka vystoupit na koncert\u011b. B\u011b\u017enou povinnost zaplatit za ji\u017e poskytnut\u00e9 pln\u011bn\u00ed v\u0161ak m\u016f\u017ee splnit i n\u011bkdo jin\u00fd. V poz\u016fstalosti se proto \u0159e\u0161\u00ed nap\u0159\u00edklad nezaplacen\u00e1 cena dodan\u00e9ho zbo\u017e\u00ed, neuhrazen\u00e9 vy\u00fa\u010dtov\u00e1n\u00ed nebo nesplacen\u00fd \u00fav\u011br. V b\u011b\u017en\u00fdch spot\u0159ebitelsk\u00fdch vztaz\u00edch bude v\u011bt\u0161ina pr\u00e1v i dluh\u016f pat\u0159it do poz\u016fstalosti.<\/p>\n

Telefon a internet<\/strong><\/h6>\n

Podle v\u00fdkladu \u010cesk\u00e9ho telekomunika\u010dn\u00edho \u00fa\u0159adu smlouva o poskytov\u00e1n\u00ed slu\u017eeb elektronick\u00fdch komunikac\u00ed zanik\u00e1 dnem \u00famrt\u00ed z\u00e1kazn\u00edka. Oper\u00e1tor se v\u0161ak o \u00famrt\u00ed nedozv\u00ed automaticky, proto je nutn\u00e9 mu je ozn\u00e1mit a dolo\u017eit, zpravidla \u00famrtn\u00edm listem. Po dolo\u017een\u00ed oper\u00e1tor zohledn\u00ed z\u00e1nik smlouvy zp\u011btn\u011b ke dni \u00famrt\u00ed. Podle \u010cT\u00da nem\u00e1 po\u017eadovat platby za slu\u017eby po tomto datu a ji\u017e uhrazen\u00e9 \u010d\u00e1stky m\u00e1 vr\u00e1tit. Pokud chce n\u011bkdo z poz\u016fstal\u00fdch slu\u017ebu d\u00e1le vyu\u017e\u00edvat, mus\u00ed s oper\u00e1torem uzav\u0159\u00edt novou smlouvu. Samostatn\u011b se \u0159e\u0161\u00ed nap\u0159\u00edklad nesplacen\u00e1 cena telefonu nebo vr\u00e1cen\u00ed zap\u016fj\u010den\u00e9ho modemu. V r\u00e1mci poz\u016fstalosti je v\u0161ak t\u0159eba vypo\u0159\u00e1dat nap\u0159\u00edklad dluh na nesplacen\u00e9 cen\u011b telefonu nebo povinnost vr\u00e1tit oper\u00e1torovi zap\u016fj\u010den\u00fd modem.<\/p>\n

Energie<\/strong><\/h6>\n

U dod\u00e1vek energi\u00ed je situace pr\u00e1vn\u011b sporn\u00e1. Zda smlouva p\u0159ech\u00e1z\u00ed na d\u011bdice spot\u0159ebitele, je toti\u017e p\u0159edm\u011btem odborn\u00fdch diskuz\u00ed. V p\u0159\u00edpad\u011b nesouhlasu se smlouvou tak mohou d\u011bdicov\u00e9 argumentovat t\u00edm, \u017ee se jednalo o osobn\u00ed z\u00e1vazek, kter\u00fd smrt\u00ed spot\u0159ebitele zanikl. Mohou pak s dodavatelem uzav\u0159\u00edt smlouvu novou nebo dodavatele pro odb\u011brn\u00e9 m\u00edsto zm\u011bnit. Jin\u00e1 situace nast\u00e1v\u00e1 u man\u017eel\u016f ve standardn\u00edm re\u017eimu spole\u010dn\u00e9ho jm\u011bn\u00ed. Podle Energetick\u00e9ho regula\u010dn\u00edho \u00fa\u0159adu m\u016f\u017ee v\u00a0takov\u00e9m p\u0159\u00edpad\u011b smlouva uzav\u0159en\u00e1 jedn\u00edm z man\u017eel\u016f zavazovat i druh\u00e9ho. Poz\u016fstal\u00ed by m\u011bli \u00famrt\u00ed ozn\u00e1mit dodavateli, zaznamenat stav m\u011b\u0159idla a bez odkladu vy\u0159e\u0161it dal\u0161\u00ed dod\u00e1vky, zm\u011bnu z\u00e1kazn\u00edka nebo ukon\u010den\u00ed smlouvy.<\/p>\n

Bankovn\u00ed \u00fa\u010det<\/strong><\/h6>\n

Ob\u010dansk\u00fd z\u00e1kon\u00edk obsahuje pro bankovn\u00ed \u00fa\u010det speci\u00e1ln\u00ed \u00fapravu a po\u010d\u00edt\u00e1 s t\u00edm, \u017ee \u00fa\u010det smrt\u00ed majitele nezanikne. Trval\u00e9 p\u0159\u00edkazy a inkasa mohou pokra\u010dovat, pokud majitel p\u0159edem neur\u010dil, \u017ee se maj\u00ed zastavit. Proveden\u00ed platby ale samo o sob\u011b neznamen\u00e1, \u017ee na ni m\u00e1 p\u0159\u00edjemce n\u00e1rok. To se posuzuje podle smlouvy, kterou platba hradila. Poz\u016fstalost proto m\u016f\u017ee po\u017eadovat vr\u00e1cen\u00ed platby za slu\u017ebu, kter\u00e1 smrt\u00ed zanikla. Banka obvykle zablokuje platebn\u00ed kartu a p\u0159\u00edstup zem\u0159el\u00e9ho do internetov\u00e9ho bankovnictv\u00ed. Z\u016fstatek na \u00fa\u010dtu je sou\u010d\u00e1st\u00ed poz\u016fstalosti. S pen\u011bzi m\u016f\u017ee v rozsahu sv\u00e9ho opr\u00e1vn\u011bn\u00ed nakl\u00e1dat disponent, tedy osoba pov\u011b\u0159en\u00e1 majitelem \u00fa\u010dtu, nebo spr\u00e1vce poz\u016fstalosti. Disponent se v\u0161ak nest\u00e1v\u00e1 vlastn\u00edkem pen\u011bz a za neopr\u00e1vn\u011bn\u00e9 nakl\u00e1d\u00e1n\u00ed odpov\u00edd\u00e1 d\u011bdic\u016fm.<\/p>\n

P\u0159edplatn\u00e1 a \u010dlenstv\u00ed<\/strong><\/h6>\n

U p\u0159edplatn\u00e9ho a \u010dlenstv\u00ed z\u00e1le\u017e\u00ed na povaze slu\u017eby a obchodn\u00edch podm\u00ednk\u00e1ch. Jmenn\u00e9 a nep\u0159enosn\u00e9 \u010dlenstv\u00ed ve fitness centru b\u00fdv\u00e1 v\u00e1z\u00e1no p\u0159\u00edmo na konkr\u00e9tn\u00edho \u010dlov\u011bka, tak\u017ee jeho pr\u00e1vo vyu\u017e\u00edvat slu\u017eby smrt\u00ed zanikne. Jinak tomu m\u016f\u017ee b\u00fdt u slu\u017eby, v jej\u00edm\u017e poskytov\u00e1n\u00ed lze pokra\u010dovat i ve prosp\u011bch d\u011bdic\u016f. P\u0159\u00edkladem m\u016f\u017ee b\u00fdt p\u0159edplatn\u00e9 ti\u0161t\u011bn\u00e9ho \u010dasopisu doru\u010dovan\u00e9ho na ur\u010ditou adresu, pokud smlouva nebo obchodn\u00ed podm\u00ednky nestanov\u00ed n\u011bco jin\u00e9ho. Poz\u016fstal\u00ed by proto m\u011bli poskytovatele co nejd\u0159\u00edve informovat, dolo\u017eit mu \u00famrt\u00ed a ov\u011b\u0159it, zda smlouva zanikla, pokra\u010duje nebo je nutn\u00e9 ji ukon\u010dit. V poz\u016fstalosti se \u0159e\u0161\u00ed tak\u00e9 p\u0159\u00edpadn\u00fd n\u00e1rok na vr\u00e1cen\u00ed nevy\u010derpan\u00e9 \u010d\u00e1sti p\u0159edplacen\u00e9 ceny nebo dluh za ji\u017e poskytnut\u00e9 slu\u017eby.<\/p>\n

Poz\u016fstalost<\/strong><\/h6>\n

Pr\u00e1va a dluhy, kter\u00e9 smrt\u00ed nezanikly, se vypo\u0159\u00e1daj\u00ed v poz\u016fstalostn\u00edm \u0159\u00edzen\u00ed. Poz\u016fstalostn\u00ed \u0159\u00edzen\u00ed se zpravidla zahajuje automaticky pot\u00e9, co matrika ozn\u00e1m\u00ed \u00famrt\u00ed soudu. Soud n\u00e1sledn\u011b pov\u011b\u0159\u00ed not\u00e1\u0159e jako soudn\u00edho komisa\u0159e. Not\u00e1\u0159 provede p\u0159edb\u011b\u017en\u00e9 \u0161et\u0159en\u00ed a zji\u0161\u0165uje d\u011bdice, majetek, pohled\u00e1vky i dluhy zem\u0159el\u00e9ho. Poz\u016fstal\u00ed tedy nemus\u00ed poz\u016fstalost sestavovat sami. M\u011bli by v\u0161ak not\u00e1\u0159i sd\u011blit v\u0161echny zn\u00e1m\u00e9 skute\u010dnosti a p\u0159edat not\u00e1\u0159i smlouvy, vy\u00fa\u010dtov\u00e1n\u00ed, v\u00fdpisy a dal\u0161\u00ed dokumenty, kter\u00e9 maj\u00ed k dispozici. Pokud nen\u00ed rozsah dluh\u016f jasn\u00fd, m\u011bli by d\u011bdici zv\u00e1\u017eit v\u00fdhradu soupisu. Ta omezuje jejich povinnost hradit dluhy zem\u0159el\u00e9ho do v\u00fd\u0161e ceny nabyt\u00e9ho d\u011bdictv\u00ed. Bez v\u00fdhrady mohou za dluhy odpov\u00eddat i nad tuto hodnotu.<\/p>\n

 <\/p>\n

    \n
  • dTest, o.p.s.<\/strong>, je nejv\u011bt\u0161\u00ed \u010deskou spot\u0159ebitelskou organizac\u00ed, kter\u00e1 v\u00a0\u010cR p\u016fsob\u00ed ji\u017e od roku 1992. Je vydavatelem spot\u0159ebitelsk\u00e9ho \u010dasopisu dTest, na jeho\u017e str\u00e1nk\u00e1ch jsou publikov\u00e1ny v\u00fdsledky nez\u00e1visl\u00fdch a objektivn\u00edch test\u016f produkt\u016f, varov\u00e1n\u00ed p\u0159ed nebezpe\u010dn\u00fdmi a zdravotn\u011b z\u00e1vadn\u00fdmi v\u00fdrobky, informace o spot\u0159ebitelsk\u00fdch pr\u00e1vech a rady, jak tato pr\u00e1va \u00fa\u010dinn\u011b uplat\u0148ovat. dTest je sou\u010d\u00e1st\u00ed mezin\u00e1rodn\u00ed organizace International Consumer Research and Testing (ICRT) a\u00a0evropsk\u00e9 spot\u0159ebitelsk\u00e9 organizace BEUC.<\/em><\/sub><\/li>\n
  • Poradensk\u00e1 linka \u010dasopisu dTest \u2013<\/strong> 299 149\u00a0009 \u2013 je v\u00a0provozu ka\u017ed\u00fd pracovn\u00ed den od 9 do 17 hodin a spot\u0159ebitel\u00e9 na n\u00ed mohou konzultovat s\u00a0pr\u00e1vn\u00edmi poradci dTestu nejr\u016fzn\u011bj\u0161\u00ed spot\u0159ebitelsk\u00e9 probl\u00e9my, a to za cenu b\u011b\u017en\u00e9ho tarifu vol\u00e1n\u00ed. Od spu\u0161t\u011bn\u00ed v\u00a0roce 2010 t\u00e9to mo\u017enosti vyu\u017eily ji\u017e desetitis\u00edce spot\u0159ebitel\u016f a poradensk\u00e1 linka \u010dasopisu dTest se tak stala prvn\u00ed a nejvyhled\u00e1van\u011bj\u0161\u00ed cestou k\u00a0\u0159e\u0161en\u00ed pot\u00ed\u017e\u00ed, se kter\u00fdmi se z\u00e1kazn\u00edci na trhu setk\u00e1vaj\u00ed.<\/em><\/sub><\/li>\n<\/ul>\n

    dTest<\/strong><\/p>\n

    \n

     <\/p>\n","protected":false},"excerpt":{"rendered":"

    Po smrti <\/p>\n","protected":false},"author":2,"featured_media":389807,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"gallery","meta":{"footnotes":""},"categories":[87],"tags":[],"jetpack_featured_media_url":"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2026\/10\/30\/ram-dtest.jpg","_links":{"self":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/389806"}],"collection":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=389806"}],"version-history":[{"count":1,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/389806\/revisions"}],"predecessor-version":[{"id":389808,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/389806\/revisions\/389808"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/media\/389807"}],"wp:attachment":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=389806"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=389806"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=389806"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}