{"id":389425,"date":"2026-10-26T10:41:26","date_gmt":"2026-10-26T09:41:26","guid":{"rendered":"https:\/\/zakrasnejsivimperk.cz\/?p=389425"},"modified":"2026-10-26T10:41:26","modified_gmt":"2026-10-26T09:41:26","slug":"vseobecna-zdravotni-pojistovna-prominuti-penale-pri-dluhu-u-vzp","status":"publish","type":"post","link":"https:\/\/zakrasnejsivimperk.cz\/?p=389425","title":{"rendered":"V\u0160EOBECN\u00c1 ZDRAVOTN\u00cd POJI\u0160\u0164OVNA: Prominut\u00ed pen\u00e1le p\u0159i dluhu u VZP"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-201756 size-full\" src=\"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2020\/08\/31\/vzp-logo.png\" alt=\"\" width=\"646\" height=\"223\" srcset=\"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2020\/08\/31\/vzp-logo.png 646w, https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2020\/08\/31\/vzp-logo-300x104.png 300w\" sizes=\"(max-width: 646px) 100vw, 646px\" \/><\/p>\n<h6 style=\"text-align: center;\">OT\u00c1ZKA:<\/h6>\n<h6 style=\"text-align: center;\"><b>V jak\u00fdch p\u0159\u00edpadech je mo\u017en\u00e9 po\u017e\u00e1dat o\u00a0prominut\u00ed pen\u00e1le<\/b><b> p\u0159i dluhu u VZP?<\/b><\/h6>\n<h6 style=\"text-align: center;\">ODPOV\u011a\u010e:<\/h6>\n<p class=\"-wm-Normlnmini\"><b>Vznikne-li pl\u00e1tci zdravotn\u00edho poji\u0161t\u011bn\u00ed pen\u00e1le v d\u016fsledku pozdn\u00ed \u00fahrady nebo neuhrazen\u00ed pojistn\u00e9ho \u010di z\u00e1lohy na pojistn\u00e9,<\/b> je podle \u00a7 18 z\u00e1kona \u010d. 592\/1992 Sb., o pojistn\u00e9m na ve\u0159ejn\u00e9 zdravotn\u00ed poji\u0161t\u011bn\u00ed, <b>povinen hradit pen\u00e1le z dlu\u017en\u00e9 \u010d\u00e1stky za ka\u017ed\u00fd kalend\u00e1\u0159n\u00ed den prodlen\u00ed, p\u0159i\u010dem\u017e jeho v\u00fd\u0161e se stanovuje podle p\u0159edpis\u016f ob\u010dansk\u00e9ho pr\u00e1va upravuj\u00edc\u00edch \u00farok z prodlen\u00ed. <\/b>Zdravotn\u00ed poji\u0161\u0165ovna pen\u00e1le vym\u011b\u0159uje platebn\u00edm v\u00fdm\u011brem ve spr\u00e1vn\u00edm \u0159\u00edzen\u00ed nebo je m\u016f\u017ee p\u0159edepsat v\u00fdkazem nedoplatk\u016f. <b>Za ur\u010dit\u00fdch okolnost\u00ed m\u016f\u017ee pl\u00e1tce po\u017e\u00e1dat o prominut\u00ed nebo sn\u00ed\u017een\u00ed pen\u00e1le v r\u00e1mci tzv. odstran\u011bn\u00ed tvrdosti z\u00e1kona. <\/b>Prominut\u00ed pen\u00e1le je institutem v\u00fdjime\u010dn\u00fdm, jeho\u017e \u00fa\u010delem je zm\u00edrnit nep\u0159im\u011b\u0159en\u00e9 dopady sankce v p\u0159\u00edpadech hodn\u00fdch zvl\u00e1\u0161tn\u00edho z\u0159etele.<b> <\/b>Jedn\u00e1 se o z\u00e1konod\u00e1rcem specifikovanou mo\u017enost v\u00fdjime\u010dn\u00e9ho dobrodin\u00ed, jeho\u017e v\u00fdjime\u010dnost je zd\u016frazn\u011bna tak\u00e9 t\u00edm, \u017ee fakticky nem\u00e1 \u017e\u00e1dn\u00e1 hmotn\u011bpr\u00e1vn\u00ed krit\u00e9ria.<b> Ka\u017ed\u00e1 \u017e\u00e1dost je posuzov\u00e1na individu\u00e1ln\u011b<\/b> <b>a poji\u0161\u0165ovna v\u017edy zohled\u0148uje konkr\u00e9tn\u00ed okolnosti dan\u00e9ho p\u0159\u00edpadu. D\u016fle\u017eitou podm\u00ednkou pro posouzen\u00ed \u017e\u00e1dosti je \u00fahrada dlu\u017en\u00e9ho pojistn\u00e9ho.<\/b><\/p>\n<p class=\"-wm-Normlnmini\"><b><u>O odstran\u011bn\u00ed tvrdosti nelze rozhodnout v\u00a0n\u00e1sleduj\u00edc\u00edch p\u0159\u00edpadech:<\/u><\/b><\/p>\n<ul type=\"disc\">\n<li class=\"-wm-Normlnmini\">jestli\u017ee pl\u00e1tce pojistn\u00e9ho nezaplatil\u00a0pojistn\u00e9 na zdravotn\u00ed poji\u0161t\u011bn\u00ed splatn\u00e9 do dne vyd\u00e1n\u00ed rozhodnut\u00ed o prominut\u00ed p\u0159ir\u00e1\u017eky k\u00a0pojistn\u00e9mu nebo pen\u00e1le,<b><\/b><\/li>\n<li class=\"-wm-Normlnmini\">byl na n\u011bj pod\u00e1n insolven\u010dn\u00ed n\u00e1vrh,<b><\/b><\/li>\n<li class=\"-wm-Normlnmini\">vstoupil-li do likvidace.<\/li>\n<\/ul>\n<p class=\"-wm-MsoNormal\"><b>Co mus\u00ed b\u00fdt obsahem \u017e\u00e1dosti o odstran\u011bn\u00ed tvrdosti?<\/b><\/p>\n<p class=\"-wm-MsoNormal\"><b>Z \u017e\u00e1dosti mus\u00ed b\u00fdt z\u0159ejm\u00e9, komu je ur\u010dena, kdo ji pod\u00e1v\u00e1, co \u017eadatel \u017e\u00e1d\u00e1, z\u00a0jak\u00fdch d\u016fvod\u016f, a mus\u00ed b\u00fdt podepsan\u00e1.<\/b> V \u017e\u00e1dosti by m\u011bl pl\u00e1tce srozumiteln\u011b vysv\u011btlit, pro\u010d dluh vznikl, jak\u00e9 okolnosti jej zp\u016fsobily a pro\u010d by uplatn\u011bn\u00ed pen\u00e1le bylo v dan\u00e9m p\u0159\u00edpad\u011b nep\u0159im\u011b\u0159en\u011b tvrd\u00e9.<b> Sou\u010d\u00e1st\u00ed \u017e\u00e1dosti by m\u011bly b\u00fdt tak\u00e9 dokumenty, kter\u00e9 uveden\u00e9 skute\u010dnosti dokazuj\u00ed.<\/b> Mohou to b\u00fdt nap\u0159\u00edklad l\u00e9ka\u0159sk\u00e9 zpr\u00e1vy, potvrzen\u00ed o ztr\u00e1t\u011b zam\u011bstn\u00e1n\u00ed, dokumenty dokl\u00e1daj\u00edc\u00ed mimo\u0159\u00e1dnou \u017eivotn\u00ed situaci nebo jin\u00e9 relevantn\u00ed podklady. <b>V p\u0159\u00edpad\u011b, \u017ee je pl\u00e1tce ke dni rozhodov\u00e1n\u00ed o \u017e\u00e1dosti za\u0159azen v kategorii OSV\u010c, v kategorii zam\u011bstnavatel nebo je pr\u00e1vnickou osobou<\/b> (kter\u00e1 ji\u017e nen\u00ed zam\u011bstnavatelem, ale je podnikem dle pr\u00e1va EU), <b>je nutn\u00e9 k \u017e\u00e1dosti o odstran\u011bn\u00ed tvrdosti p\u0159ilo\u017eit vypln\u011bn\u00e9 <\/b><a href=\"https:\/\/media.vzpstatic.cz\/media\/Default\/formulare\/zadost-o-odstraneni-tvrdosti-prohlaseni.pdf\" target=\"_blank\" rel=\"noopener\"><b>Prohl\u00e1\u0161en\u00ed k \u017e\u00e1dosti o odstran\u011bn\u00ed tvrdosti.<\/b><\/a><\/p>\n<p class=\"-wm-Normlnmini\"><b>Jak\u00e9 situace poji\u0161\u0165ovna nej\u010dast\u011bji uzn\u00e1v\u00e1?<\/b><\/p>\n<p class=\"-wm-Normlnmini\"><b>P\u0159i posuzov\u00e1n\u00ed \u017e\u00e1dosti o prominut\u00ed nebo sn\u00ed\u017een\u00ed pen\u00e1le<\/b> <b>poji\u0161\u0165ovna p\u0159ihl\u00ed\u017e\u00ed nap\u0159\u00edklad ke zdravotn\u00edm, soci\u00e1ln\u00edm \u010di finan\u010dn\u00edm probl\u00e9m\u016fm \u017eadatele, k administrativn\u00edm pochyben\u00edm p\u0159i \u00fahrad\u011b pojistn\u00e9ho<\/b> (nap\u0159\u00edklad p\u0159i pou\u017eit\u00ed nespr\u00e1vn\u00e9ho variabiln\u00edho symbolu, omylem zaslan\u00e9 platb\u011b na \u00fa\u010det jin\u00e9 zdravotn\u00ed poji\u0161\u0165ovn\u011b)<\/p>\n<p class=\"-wm-Normlnmini\"><b>nebo k jin\u00fdm mimo\u0159\u00e1dn\u00fdm \u017eivotn\u00edm ud\u00e1lostem.<\/b> D\u016fle\u017eit\u00fdm faktorem b\u00fdv\u00e1 tak\u00e9 dosavadn\u00ed platebn\u00ed mor\u00e1lka pl\u00e1tce. <b>P\u0159\u00edzniv\u011bji jsou zpravidla posuzov\u00e1ny p\u0159\u00edpady, kdy jde o ojedin\u011bl\u00e9 pochyben\u00ed u osob, kter\u00e9 si sv\u00e9 povinnosti dlouhodob\u011b plnily \u0159\u00e1dn\u011b. Na prominut\u00ed pen\u00e1le nen\u00ed pr\u00e1vn\u00ed n\u00e1rok.<\/b><\/p>\n<p class=\"-wm-Normlnmini\"><b>Kdo a jak\u00fdm zp\u016fsobem m\u016f\u017ee poji\u0161\u0165ovn\u011b \u017e\u00e1dost podat?<\/b><\/p>\n<p class=\"-wm-Normlnmini\"><a href=\"https:\/\/media.vzpstatic.cz\/media\/Default\/formulare\/zadost-o-odstraneni-tvrdosti.pdf\" target=\"_blank\" rel=\"noopener\"><b>\u017d\u00e1dost o odstran\u011bn\u00ed tvrdosti<\/b><\/a> m\u016f\u017ee podat pl\u00e1tce pojistn\u00e9ho nebo jin\u00e1 opr\u00e1vn\u011bn\u00e1 osoba (z\u00e1konn\u00fd z\u00e1stupce, opatrovn\u00edk nebo zmocn\u011bnec na z\u00e1klad\u011b pln\u00e9 moci). <b>\u017d\u00e1dost <\/b><b>m\u016f\u017ee b\u00fdt pod\u00e1na p\u00edsemn\u011b, \u00fastn\u011b do protokolu, elektronicky <\/b>prost\u0159ednictv\u00edm datov\u00e9 schr\u00e1nky (ID i48ae3q) nebo zasl\u00e1na na e-mailovou adresu\u00a0<a href=\"mailto:podatelna@vzp.cz\" target=\"_blank\" rel=\"noopener\">podatelna@vzp.cz.<\/a><b> V p\u0159\u00edpad\u011b e-mailov\u00e9ho pod\u00e1n\u00ed mus\u00ed b\u00fdt \u017e\u00e1dost podeps\u00e1na uzn\u00e1van\u00fdm elektronick\u00fdm podpisem.<\/b> Pokud takov\u00fdm podpisem pl\u00e1tce nedisponuje, je nutn\u00e9 do p\u011bti dn\u016f pod\u00e1n\u00ed doplnit p\u00edsemn\u011b nebo \u00fastn\u011b do protokolu.<b><\/b><\/p>\n<p class=\"-wm-Normlnmini\"><b>Jak\u00e9 jsou lh\u016fty pro pod\u00e1n\u00ed \u017e\u00e1dosti?<\/b><\/p>\n<p class=\"-wm-Normlnmini\"><b>Konkr\u00e9tn\u00ed lh\u016fta se odv\u00edj\u00ed od zp\u016fsobu, jak\u00fdm bylo pen\u00e1le p\u0159edeps\u00e1no.<\/b> V p\u0159\u00edpad\u011b pen\u00e1le p\u0159edepsan\u00e9ho v\u00fdkazem nedoplatk\u016f mus\u00ed b\u00fdt \u017e\u00e1dost o odstran\u011bn\u00ed tvrdosti pod\u00e1na <b>nejpozd\u011bji do 8 dn\u016f od doru\u010den\u00ed v\u00fdkazu nedoplatk\u016f.<\/b> Pokud bylo pen\u00e1le vym\u011b\u0159eno platebn\u00edm v\u00fdm\u011brem, mus\u00ed b\u00fdt \u017e\u00e1dost pod\u00e1na <b>nejpozd\u011bji do dne nabyt\u00ed pr\u00e1vn\u00ed moci tohoto platebn\u00edho v\u00fdm\u011bru (tj. do 15 dn\u016f od doru\u010den\u00ed)<\/b>. Lh\u016fta je zachov\u00e1na i tehdy, pokud je posledn\u00ed den \u017e\u00e1dost odesl\u00e1na prost\u0159ednictv\u00edm datov\u00e9 schr\u00e1nky, pod\u00e1na na po\u0161tu nebo doru\u010dena osobn\u011b na kter\u00e9koli pracovi\u0161t\u011b VZP. <b>Pokud bylo pen\u00e1le vy\u010d\u00edsleno ve vy\u00fa\u010dtov\u00e1n\u00ed, z\u00e1kon nestanov\u00ed \u017e\u00e1dn\u00e9 \u010dasov\u00e9 omezen\u00ed a pl\u00e1tce m\u016f\u017ee \u017e\u00e1dost podat kdykoliv.<\/b> Stejn\u00e1 mo\u017enost plat\u00ed tak\u00e9 pro d\u011bdice, na kter\u00e9ho po zem\u0159el\u00e9m pl\u00e1tci p\u0159e\u0161la povinnost uhradit dluh na pojistn\u00e9m nebo pen\u00e1le. Ten m\u016f\u017ee \u017e\u00e1dost o odstran\u011bn\u00ed tvrdosti podat bez \u010dasov\u00e9ho omezen\u00ed, a to i v p\u0159\u00edpad\u011b, \u017ee o obdobn\u00e9 \u017e\u00e1dosti ji\u017e bylo za \u017eivota p\u016fvodn\u00edho pl\u00e1tce rozhodnuto.<\/p>\n<p class=\"-wm-Normlnmini\"><b>Za jak dlouho lze o\u010dek\u00e1vat rozhodnut\u00ed?<\/b><\/p>\n<p class=\"-wm-Normlnmini\">\u017d\u00e1dosti o odstran\u011bn\u00ed tvrdosti ve v\u00fd\u0161i nad 30\u00a0000 K\u010d posuzuje rozhod\u010d\u00ed org\u00e1n VZP, v p\u0159\u00edpad\u011b pen\u00e1le do 30 000 K\u010d pak region\u00e1ln\u00ed pobo\u010dka VZP, kter\u00e1 pen\u00e1le p\u0159edepsala. <b>Rozhodnut\u00ed je zpravidla vyd\u00e1no do 30 dn\u016f od doru\u010den\u00ed \u017e\u00e1dosti. <\/b>Ve zvl\u00e1\u0161\u0165 slo\u017eit\u00fdch p\u0159\u00edpadech m\u016f\u017ee b\u00fdt tato lh\u016fta prodlou\u017eena a\u017e na 60 dn\u016f. Proti rozhodnut\u00ed o odstran\u011bn\u00ed tvrdosti nen\u00ed mo\u017en\u00e9 podat odvol\u00e1n\u00ed a na prominut\u00ed p\u0159ir\u00e1\u017eky k pojistn\u00e9mu ani pen\u00e1le nen\u00ed pr\u00e1vn\u00ed n\u00e1rok.<\/p>\n<div>\n<p class=\"-wm-MsoNormal\"><b>Jak m\u00edt p\u0159ehled o sv\u00fdch platb\u00e1ch pojistn\u00e9ho?<\/b><\/p>\n<p class=\"-wm-Normlnmini\"><b>P\u0159ehled o platb\u00e1ch pojistn\u00e9ho si lze zkontrolovat p\u0159\u00edmo v aplikaci <\/b><a href=\"https:\/\/www.vzp.cz\/e-vzp\/moje-vzp\/\" target=\"_blank\" rel=\"noopener\"><b>Moje VZP<\/b><\/a><strong> nebo si po\u017e\u00e1dat o zasl\u00e1n\u00ed vy\u00fa\u010dtov\u00e1n\u00ed pojistn\u00e9ho na ve\u0159ejn\u00e9 zdravotn\u00ed poji\u0161t\u011bn\u00ed prost\u0159ednictv\u00edm aplikace\u00a0<\/strong><a href=\"https:\/\/www.vzp.cz\/e-vzp\/vzp-point\" target=\"_blank\" rel=\"noopener\"><b>VZP Point<\/b><\/a>.<\/p>\n<p class=\"-wm-Normlnmini\">V\u00a0p\u0159\u00edpad\u011b nesrovnalost\u00ed VZP pravideln\u011b informuje sv\u00e9 klienty o jejich stavu na pojistn\u00e9m na ve\u0159ejn\u00e9 zdravotn\u00ed poji\u0161t\u011bn\u00ed prost\u0159ednictv\u00edm \u0159ady p\u00edsemnost\u00ed, kter\u00e9 obsahuj\u00ed p\u0159ehled vy\u010d\u00edslen\u00fdch pohled\u00e1vek, \u00fahrad a vym\u011b\u0159en\u00fdch dlu\u017en\u00fdch \u010d\u00e1stek. <b>V\u0161em poji\u0161t\u011bnc\u016fm<\/b> <b>doporu\u010dujeme, aby poskytovali sv\u00e9 aktu\u00e1ln\u00ed kontaktn\u00ed \u00fadaje (adresu, telefonn\u00ed \u010d\u00edslo, e-mail) a v p\u0159\u00edpad\u011b jejich zm\u011bny je VZP ozn\u00e1mili.<\/b><\/p>\n<\/div>\n<p><strong>(vzp)<\/strong><\/p>\n<hr \/>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>OT\u00c1ZKA: V <\/p>\n","protected":false},"author":2,"featured_media":389426,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"gallery","meta":{"footnotes":""},"categories":[88],"tags":[],"jetpack_featured_media_url":"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2026\/10\/26\/ram-vzp.jpg","_links":{"self":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/389425"}],"collection":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=389425"}],"version-history":[{"count":1,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/389425\/revisions"}],"predecessor-version":[{"id":389427,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/389425\/revisions\/389427"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/media\/389426"}],"wp:attachment":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=389425"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=389425"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=389425"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}