{"id":380601,"date":"2026-07-20T08:57:38","date_gmt":"2026-07-20T07:57:38","guid":{"rendered":"https:\/\/zakrasnejsivimperk.cz\/?p=380601"},"modified":"2026-07-20T08:57:38","modified_gmt":"2026-07-20T07:57:38","slug":"vseobecna-zdravotni-pojistovna-dovolena-a-cerpani-zdravotni-pece-v-zahranicni","status":"publish","type":"post","link":"https:\/\/zakrasnejsivimperk.cz\/?p=380601","title":{"rendered":"V\u0160EOBECN\u00c1 ZDRAVOTN\u00cd POJI\u0160\u0164OVNA: Dovolen\u00e1 a \u010derp\u00e1n\u00ed zdravotn\u00ed p\u00e9\u010de v zahrani\u010dn\u00ed"},"content":{"rendered":"

\"\"<\/p>\n

OT\u00c1ZKA:<\/h6>\n
Chyst\u00e1m se na dovolenou k mo\u0159i, sta\u010d\u00ed mi v p\u0159\u00edpad\u011b zdravotn\u00edch obt\u00ed\u017e\u00ed evropsk\u00fd pr\u016fkaz poji\u0161t\u011bnce?<\/b><\/h6>\n
ODPOV\u011a\u010e:<\/h6>\n

Jedete-li na dovolenou do zahrani\u010d\u00ed, je dobr\u00e9 v\u011bd\u011bt, \u017ee b\u011b\u017en\u00e9 z<\/b>dravotn\u00ed poji\u0161t\u011bn\u00ed, kter\u00e9 m\u00e1te v \u010cesk\u00e9 republice, v\u00e1m v zahrani\u010d\u00ed nemus\u00ed pokr\u00fdt ve\u0161ker\u00e9 n\u00e1klady na zdravotn\u00ed slu\u017eby.<\/b>\u00a0V\u00a0p\u0159\u00edpad\u011b zdravotn\u00edch obt\u00ed\u017e\u00ed, kdy je nutn\u00e9 vyhledat l\u00e9ka\u0159e (nap\u0159. podez\u0159en\u00ed na zlomeninu, vysok\u00e1 hore\u010dka, prudk\u00e9 bolesti b\u0159icha, nepl\u00e1novan\u00fd porod, d\u00fdchac\u00ed pot\u00ed\u017ee atp.),\u00a0m\u016f\u017eete k o\u0161et\u0159en\u00ed vyu\u017e\u00edt\u00a0<\/b>evropsk\u00fd pr\u016fkaz zdravotn\u00edho poji\u0161t\u011bn\u00ed<\/b><\/a>\u00a0(tzv. EHIC),\u00a0ten ale kryje pouze nezbytnou p\u00e9\u010di v zem\u00edch Evropsk\u00e9 unie<\/b>\u00a0a v n\u011bkter\u00fdch dal\u0161\u00edch st\u00e1tech, s nimi\u017e m\u00e1 \u010cesk\u00e1 republika uzav\u0159en\u00e9 tzv. mezist\u00e1tn\u00ed smlouvy.\u00a0V n\u011bkter\u00fdch zem\u00edch se nav\u00edc m\u016f\u017ee st\u00e1t, \u017ee budete muset \u010d\u00e1st n\u00e1klad\u016f uhradit sami, nap\u0159\u00edklad formou spolu\u00fa\u010dasti.<\/b>\u00a0Je proto vhodn\u00e9 m\u00edt sjedn\u00e1no i komer\u010dn\u00ed cestovn\u00ed poji\u0161t\u011bn\u00ed, a to p\u0159edev\u0161\u00edm p\u0159i cest\u00e1ch do zem\u00ed mimo Evropskou unii, kde evropsk\u00fd pr\u016fkaz poji\u0161t\u011bnce (EHIC) vyu\u017e\u00edt nelze.<\/p>\n

Co je nezbytn\u00e1 zdravotn\u00ed p\u00e9\u010de?<\/strong><\/p>\n

Nezbytnou p\u00e9\u010d\u00ed se rozum\u00ed p\u00e9\u010de poskytovan\u00e1 v zemi pobytu (tj. v \u010dlensk\u00fdch st\u00e1tech Evropsk\u00e9 unie), kterou z l\u00e9ka\u0159sk\u00e9ho hlediska vy\u017eaduje zdravotn\u00ed stav osoby s p\u0159ihl\u00e9dnut\u00edm k p\u0159edpokl\u00e1dan\u00e9 d\u00e9lce pobytu na \u00fazem\u00ed druh\u00e9ho st\u00e1tu.<\/b>\u00a0V\u00a0r\u00e1mci kr\u00e1tkodob\u00e9ho pobytu u mo\u0159e zahrnuje tato p\u00e9\u010de zejm\u00e9na o\u0161et\u0159en\u00ed akutn\u00edch onemocn\u011bn\u00ed a \u00faraz\u016f.<\/b>\u00a0Nicm\u00e9n\u011b rozsah poskytovan\u00e9 p\u00e9\u010de se v\u017edy posuzuje s ohledem na zdravotn\u00ed stav pacienta a p\u0159edpokl\u00e1danou d\u00e9lku pobytu tak, aby nebylo nutn\u00e9 p\u0159ed\u010dasn\u011b cestovat zp\u011bt do domovsk\u00e9 zem\u011b. O konkr\u00e9tn\u00edm rozsahu a zp\u016fsobu poskytnut\u00ed nezbytn\u00e9 p\u00e9\u010de rozhoduje m\u00edstn\u00ed o\u0161et\u0159uj\u00edc\u00ed l\u00e9ka\u0159.<\/p>\n

Za jak\u00fdch podm\u00ednek mohu v zahrani\u010d\u00ed vyu\u017e\u00edt evropsk\u00fd pr\u016fkaz poji\u0161t\u011bnce?<\/b><\/p>\n

Ve st\u00e1tech Evropsk\u00e9 unie m\u00e1te v p\u0159\u00edpad\u011b prok\u00e1z\u00e1n\u00ed se\u00a0pr\u016fkazem EHIC (nebo n\u00e1hradn\u00edm dokladem) n\u00e1rok na\u00a0<\/strong>poskytnut\u00ed\u00a0nezbytn\u00e9 zdravotn\u00ed p\u00e9\u010de<\/b><\/a>\u00a0na<\/strong>\u00a0\u00fa\u010det sv\u00e9 zdravotn\u00ed poji\u0161\u0165ovny a za podm\u00ednek, jak\u00e9 maj\u00ed m\u00edstn\u00ed pacienti.\u00a0Je ale nutn\u00e9 vyhledat zdravotnick\u00e9 za\u0159\u00edzen\u00ed napojen\u00e9 na ve\u0159ejn\u00fd zdravotn\u00ed syst\u00e9m<\/strong>.\u00a0N\u00e1klady na poskytnutou nezbytnou p\u00e9\u010di uhrad\u00ed\u00a0zdravotnick\u00e9mu za\u0159\u00edzen\u00ed\u00a0m\u00edstn\u00ed zdravotn\u00ed poji\u0161\u0165ovna, kter\u00e1 je n\u00e1sledn\u011b p\u0159e\u00fa\u010dtuje va\u0161\u00ed \u010desk\u00e9 zdravotn\u00ed poji\u0161\u0165ovn\u011b. Vy za o\u0161et\u0159en\u00ed zaplat\u00edte pouze to, co b\u011b\u017en\u011b hrad\u00ed m\u00edstn\u00ed poji\u0161t\u011bnci (regula\u010dn\u00ed poplatek, poplatek za recept, za hospitalizaci atp.)\u00a0P\u0159\u00edpadn\u00e9 poplatky, doplatky a\u00a0r\u016fzn\u00e9 formy spolu\u00fa\u010dasti nejsou z\u00a0ve\u0159ejn\u00e9ho zdravotn\u00edho poji\u0161t\u011bn\u00ed hrazeny<\/strong>. Pokud si ale sjedn\u00e1te komer\u010dn\u00ed p\u0159ipoji\u0161t\u011bn\u00ed pro cesty do zahrani\u010d\u00ed, je mo\u017en\u00e9 tyto v\u00fddaje n\u00e1sledn\u011b uplatnit u\u00a0komer\u010dn\u00ed poji\u0161\u0165ovny, kde budete m\u00edt poji\u0161t\u011bn\u00ed sjedn\u00e1no.\u00a0Z\u00e1le\u017e\u00ed v\u0161ak na pojistn\u00fdch podm\u00ednk\u00e1ch konkr\u00e9tn\u00edho produktu a posouzen\u00ed dan\u00e9 poji\u0161\u0165ovny.<\/p>\n

Jak je to s\u00a0\u010derp\u00e1n\u00edm zdravotn\u00ed p\u00e9\u010de mimo EU?<\/b><\/p>\n

V\u00a0p\u0159\u00edpad\u011b st\u00e1t\u016f mimo Evropskou unii, se kter\u00fdmi m\u00e1 \u010cesk\u00e1 republika uzav\u0159enou mezin\u00e1rodn\u00ed smlouvu, m\u00e1te v\u00a0p\u0159\u00edpad\u011b prok\u00e1z\u00e1n\u00ed se speci\u00e1ln\u00edm formul\u00e1\u0159em<\/b>\u00a0(v Severn\u00ed Makedonii, Srbsku<\/p>\n

a \u010cern\u00e9 Ho\u0159e lze p\u0159edlo\u017eit EHIC),\u00a0n\u00e1rok na poskytnut\u00ed nutn\u00e9 a neodkladn\u00e9 p\u00e9\u010de na \u00fa\u010det sv\u00e9 zdravotn\u00ed poji\u0161\u0165ovny a za podm\u00ednek, jak\u00e9 maj\u00ed m\u00edstn\u00ed poji\u0161t\u011bnci.<\/b>\u00a0Ve zbytku i zde plat\u00ed v\u0161e, co bylo uvedeno u nezbytn\u00e9 p\u00e9\u010de (mus\u00ed se jednat o za\u0159\u00edzen\u00ed napojen\u00e9 na ve\u0159ejn\u00fd zdravotn\u00ed syst\u00e9m, nicm\u00e9n\u011b poplatky, doplatky a r\u016fzn\u00e9 formy spolu\u00fa\u010dasti i v\u00a0tomto p\u0159\u00edpad\u011b nese s\u00e1m poji\u0161t\u011bnec).<\/p>\n

P\u0159ehled zem\u00ed, kde m\u016f\u017eete \u010derpat nezbytnou zdravotn\u00ed p\u00e9\u010di na z\u00e1klad\u011b p\u0159edlo\u017een\u00ed EHIC<\/u><\/u><\/p>\n

Na z\u00e1klad\u011b p\u0159edlo\u017een\u00ed b\u011b\u017en\u00e9ho evropsk\u00e9ho pr\u016fkazu poji\u0161t\u011bnce (EHIC) m\u016f\u017eete \u010derpat\u00a0nezbytnou\u00a0<\/b>zdravotn\u00ed p\u00e9\u010di\u00a0v zem\u00edch Evropsk\u00e9 unie<\/b>:\u00a0Belgie, Bulharsko, D\u00e1nsko, Estonsko, Finsko, Francie, Chorvatsko, Irsko, It\u00e1lie, Kypr, Litva, Loty\u0161sko, Lucembursko, Ma\u010farsko, Malta, N\u011bmecko, Nizozemsko, Polsko, Portugalsko, Rakousko, Rumunsko, \u0158ecko, Slovensko, Slovinsko, \u0160pan\u011blsko a \u0160v\u00e9dsko.\u00a0V\u00a0r\u00e1mci Evropsk\u00e9ho hospod\u00e1\u0159sk\u00e9ho prostoru<\/b>\u00a0je to\u00a0Island, Lichten\u0161tejnsko, Norsko,\u00a0ve \u0160v\u00fdcarsku\u00a0<\/b>na z\u00e1klad\u011b dohody o voln\u00e9m pohybu osob\u00a0<\/b>mezi EU a \u0160v\u00fdcarskem a\u00a0ve Spojen\u00e9m kr\u00e1lovstv\u00ed<\/b>\u00a0<\/b>na z\u00e1klad\u011b dohody o obchodu a spolupr\u00e1ci.<\/p>\n

St\u00e1ty mimo EU<\/u><\/p>\n

Pokud jde o ostatn\u00ed st\u00e1ty mimo Evropskou unii, m\u00e1 \u010cesk\u00e1 republika s\u00a0n\u011bkter\u00fdmi z\u00a0nich uzav\u0159eny mezist\u00e1tn\u00ed smlouvy.<\/b>\u00a0Pro oblast zdravotn\u00edho poji\u0161t\u011bn\u00ed, resp. zdravotn\u00ed p\u00e9\u010de jsou aktu\u00e1ln\u011b uzav\u0159eny smlouvy se st\u00e1ty Severn\u00ed Makedonie, Srbsko, \u010cern\u00e1 Hora, Turecko, Alb\u00e1nie, Tunisko a Bosna a Hercegovina.\u00a0V\u00a0Severn\u00ed Makedonii, v\u00a0Srbsku a \u010cern\u00e9 Ho\u0159e se u l\u00e9ka\u0159\u016f m\u016f\u017eete rovn\u011b\u017e prok\u00e1zat Evropsk\u00fdm pr\u016fkazem zdravotn\u00edho poji\u0161t\u011bn\u00ed,\u00a0do ostatn\u00edch smluvn\u00edch st\u00e1t\u016f<\/b>\u00a0(Turecko, Alb\u00e1nie, Tunisko, Bosna a Hercegovina)\u00a0mus\u00edte cestovat se speci\u00e1ln\u00edmi formul\u00e1\u0159i od zdravotn\u00ed poji\u0161\u0165ovny.<\/b>\u00a0Tyto formul\u00e1\u0159e jsou k vy\u017e\u00e1d\u00e1n\u00ed na\u00a0pobo\u010dk\u00e1ch VZP<\/b><\/a>.<\/p>\n

\n

O\u010dkov\u00e1n\u00ed jako ochrana proti onemocn\u011bn\u00ed v\u00a0zahrani\u010d\u00ed<\/b><\/b><\/p>\n

P\u0159i cestov\u00e1n\u00ed do zahrani\u010d\u00ed se m\u016f\u017eete setkat s r\u016fzn\u00fdmi druhy infek\u010dn\u00edch onemocn\u011bn\u00ed, o\u010dkov\u00e1n\u00ed je proto d\u016fle\u017eitou ochranou. Do vybran\u00fdch destinac\u00ed jsou n\u011bkter\u00e1 o\u010dkov\u00e1n\u00ed dokonce povinn\u00e1.\u00a0<\/strong>Poji\u0161t\u011bnci VZP mohou na cestovn\u00ed\u00a0<\/b>o\u010dkov\u00e1n\u00ed<\/b><\/a>\u00a0vyu\u017e\u00edt p\u0159\u00edsp\u011bvek 1 000 K\u010d<\/b>, a to konkr\u00e9tn\u011b na o\u010dkov\u00e1n\u00ed proti \u017elut\u00e9 zimnici, japonsk\u00e9 encefalitid\u011b, b\u0159i\u0161n\u00edmu tyfu, vzteklin\u011b \u010di chole\u0159e, hore\u010dce dengue a p\u0159\u00edpadn\u011b na zakoupen\u00ed l\u00e9k\u016f na ochranu p\u0159ed mal\u00e1ri\u00ed (tzv. antimalarik) na z\u00e1klad\u011b receptu od l\u00e9ka\u0159e.<\/p>\n<\/div>\n

(vzp)<\/strong><\/p>\n

\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

OT\u00c1ZKA: Chyst\u00e1m <\/p>\n","protected":false},"author":2,"featured_media":380602,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"gallery","meta":{"footnotes":""},"categories":[88],"tags":[],"jetpack_featured_media_url":"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2026\/07\/20\/ram-vzp.jpg","_links":{"self":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/380601"}],"collection":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=380601"}],"version-history":[{"count":1,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/380601\/revisions"}],"predecessor-version":[{"id":380603,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/380601\/revisions\/380603"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/media\/380602"}],"wp:attachment":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=380601"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=380601"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=380601"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}