{"id":379196,"date":"2026-06-30T09:49:38","date_gmt":"2026-06-30T08:49:38","guid":{"rendered":"https:\/\/zakrasnejsivimperk.cz\/?p=379196"},"modified":"2026-06-30T09:49:38","modified_gmt":"2026-06-30T08:49:38","slug":"dtest-prisel-vam-platebni-rozkaz-ignorovani-se-muze-prodrazit","status":"publish","type":"post","link":"https:\/\/zakrasnejsivimperk.cz\/?p=379196","title":{"rendered":"dTest: P\u0159i\u0161el v\u00e1m platebn\u00ed rozkaz? Ignorov\u00e1n\u00ed se m\u016f\u017ee prodra\u017eit"},"content":{"rendered":"<h6>P\u0159i\u0161el v\u00e1m dopis s\u00a0tvrzen\u00edm, \u017ee n\u011bkter\u00e9 spole\u010dnosti dlu\u017e\u00edte pen\u00edze? Bohu\u017eel mnoha spot\u0159ebitel\u016fm ano. N\u011bkdy se jedn\u00e1 o skute\u010dn\u00fd dluh, na kter\u00fd zapomn\u011bli, jindy o pochybn\u00fd dluh u spole\u010dnosti, s n\u00ed\u017e d\u0159\u00edve byli v\u00a0kontaktu, ale n\u011bkdy jde o zcela ciz\u00ed spole\u010dnost, u kter\u00e9 v\u011bd\u00ed, \u017ee nic nedlu\u017e\u00ed. Pokud s\u00a0dluhem nesouhlas\u00ed, nab\u00edz\u00ed se jim dv\u011b mo\u017enosti \u2013 kontaktovat spole\u010dnost, anebo dopisy ignorovat. Druh\u00e1 z\u00a0nich se v\u0161ak m\u016f\u017ee obrovsky vymst\u00edt a i z\u00a0dluhu, kter\u00fd podle nich neexistoval, se stane dluh, kter\u00fd mus\u00ed zaplatit, jinak hroz\u00ed exekuce. Jak je to mo\u017en\u00e9 a jak se lze br\u00e1nit?<\/h6>\n<h6><strong>Komunikace je z\u00e1klad<\/strong><\/h6>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-131630 alignright\" src=\"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2018\/05\/29\/logo-dtest-114x300.jpg\" alt=\"\" width=\"114\" height=\"300\" srcset=\"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2018\/05\/29\/logo-dtest-114x300.jpg 114w, https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2018\/05\/29\/logo-dtest.jpg 126w\" sizes=\"(max-width: 114px) 100vw, 114px\" \/>V\u00a0p\u0159\u00edpad\u011b, \u017ee v\u00e1m dojde dopis, v\u00a0n\u011bm\u017e je po\u017eadov\u00e1na \u00fahrada dlu\u017en\u00e9 \u010d\u00e1stky, je dobr\u00e9 zjistit co nejv\u00edce podrobnost\u00ed. Kdy dluh vznikl? Na z\u00e1klad\u011b \u010deho? Byl opr\u00e1vn\u011bn\u00fd? Nebyl ji\u017e zaplacen? Podobn\u00fdch ot\u00e1zek si polo\u017ete co nejv\u00edce, a pokud nezn\u00e1te odpov\u011bdi, je dobr\u00e9 kontaktovat uvedenou spole\u010dnost, a to jak\u00fdmkoliv zp\u016fsobem od dopisu p\u0159es e-mail a\u017e po telefon. V\u00a0ka\u017ed\u00e9m p\u0159\u00edpad\u011b doporu\u010dujeme vyu\u017e\u00edt p\u00edsemnou formu, aby bylo prokazateln\u00e9, \u017ee jste se spole\u010dnost\u00ed komunikovali a co bylo obsahem t\u00e9to komunikace.<\/p>\n<h6><strong>Na podvody nereagovat\u2026 nebo?<\/strong><\/h6>\n<p>Relativn\u011b \u010dasto spot\u0159ebitel\u016fm rad\u00edme, aby na zjevn\u00e9 podvody nijak nereagovali, p\u0159\u00edpadn\u011b je pouze nahl\u00e1sili. To se t\u00fdk\u00e1 nap\u0159\u00edklad podvodn\u00fdch e-mail\u016f \u010di SMS, kdy podvodn\u00edci vy\u017eaduj\u00ed zaplacen\u00ed \u010d\u00e1stky, aby nezve\u0159ejnili \u00fadajn\u00e9 intimn\u00ed video, ale tak\u00e9 situace, kdy nab\u00edzej\u00ed velmi v\u00fdhodn\u00e9 investice nebo d\u011bdictv\u00ed. Odpov\u011bd\u00ed bychom toti\u017e o sob\u011b mohli prozradit v\u00edce, ne\u017e je vhodn\u00e9. U dopis\u016f tohle \u010dasto platit nemus\u00ed, proto\u017ee osoba, kter\u00e1 dopis zas\u00edl\u00e1, ji\u017e zpravidla zn\u00e1 p\u0159inejmen\u0161\u00edm jm\u00e9no a adresu.<\/p>\n<p><em>\u201ePokud je tedy dopis adresov\u00e1n p\u0159\u00edmo n\u00e1m a obsahuje relevantn\u00ed informace, m\u016f\u017ee b\u00fdt vhodn\u011bj\u0161\u00ed se spole\u010dnost\u00ed komunikovat. M\u016f\u017ee se jednat o omyl \u010di nedorozum\u011bn\u00ed, kter\u00e9 se komunikac\u00ed vysv\u011btl\u00ed, ale tak\u00e9 o opr\u00e1vn\u011bn\u00e9 vym\u00e1h\u00e1n\u00ed, kdy jsme zapomn\u011bli na uzav\u0159enou smlouvu a poru\u0161ili jsme ji,\u201c<\/em>\u00a0vysv\u011btluje Eduarda Hek\u0161ov\u00e1, \u0159editelka spot\u0159ebitelsk\u00e9 organizace dTest. K\u00a0poru\u0161en\u00ed smlouvy m\u016f\u017ee doj\u00edt nap\u0159\u00edklad v\u00a0p\u0159\u00edpadech nevyzvednut\u00fdch bal\u00edk\u016f, o kter\u00fdch jsme ji\u017e\u00a0<strong><a href=\"https:\/\/www.dtest.cz\/clanek-11951\/tisice-za-nevyzvednuty-balik-dan-za-necinnost-nebo-podvod?&amp;utm_source=&amp;utm_medium=&amp;newsletter_id=32744&amp;email_id=1291212&amp;email_hash=36260b9d366a29a4d445f090cc4da4b0\" target=\"_blank\" rel=\"noopener\">d\u0159\u00edve psali<\/a><\/strong>.<\/p>\n<h6><strong>Ignorov\u00e1n\u00ed se m\u016f\u017ee vymst\u00edt<\/strong><\/h6>\n<p>Na co bychom m\u011bli v\u017edy reagovat, jsou ofici\u00e1ln\u00ed \u00fa\u0159edn\u00ed dopisy. Pokud se rozhodneme nekomunikovat s\u00a0\u00fa\u0159ady, m\u016f\u017ee se n\u00e1m to velmi vymst\u00edt. Nejinak tomu je v\u00a0p\u0159\u00edpad\u011b, kdy obdr\u017e\u00edme takzvan\u00fd platebn\u00ed rozkaz. Platebn\u00ed rozkaz je druhem soudn\u00edho rozhodnut\u00ed, j\u00edm\u017e soud p\u0159ikazuje zaplatit ur\u010ditou \u010d\u00e1stku, kterou druh\u00e1 strana (\u017ealobce) po\u017eaduje, a n\u00e1klady soudn\u00edho \u0159\u00edzen\u00ed. Tento dopis je v\u017edy doru\u010dov\u00e1n do vlastn\u00edch rukou.<\/p>\n<p>P\u0159edstava, \u017ee v\u00e1m nic nehroz\u00ed, proto\u017ee jste nebyli pozv\u00e1ni k\u00a0soudu, je myln\u00e1. Platebn\u00ed rozkaz je toti\u017e ji\u017e soudn\u00edm rozhodnut\u00edm, kter\u00e9 je mo\u017en\u00e9 vydat v\u00a0p\u0159\u00edpad\u011b, \u017ee \u017ealobce p\u0159edlo\u017e\u00ed d\u016fkazy, z nich\u017e vypl\u00fdv\u00e1 jeho pr\u00e1vo na zaplacen\u00ed dlu\u017en\u00e9 \u010d\u00e1stky.<\/p>\n<p><em>\u201eNejpodstatn\u011bj\u0161\u00ed informac\u00ed je, \u017ee v\u00a0p\u0159\u00edpad\u011b, kdy budeme platebn\u00ed rozkaz ignorovat, stane se pravomocn\u00fdm. \u010c\u00e1stku tak bude mo\u017en\u00e9 vym\u00e1hat prost\u0159ednictv\u00edm exekuce a n\u00e1sledn\u00e1 obrana je t\u00e9m\u011b\u0159 nemo\u017en\u00e1,\u201c<\/em>\u00a0varuje Eduarda Hek\u0161ov\u00e1.<\/p>\n<h6><strong>Nezbytn\u00fd odpor<\/strong><\/h6>\n<p>V\u00a0p\u0159\u00edpad\u011b, \u017ee pova\u017eujete \u010d\u00e1stku za spornou nebo neopr\u00e1vn\u011bnou, podejte odpor.\u00a0<em>\u201eTo je jedin\u00fd prost\u0159edek, kter\u00fdm se platebn\u00edmu rozkazu lze br\u00e1nit,\u201c<\/em>\u00a0up\u0159es\u0148uje Hek\u0161ov\u00e1. Pokud je odpor pod\u00e1n, soud platebn\u00ed rozkaz zru\u0161\u00ed a na\u0159\u00edd\u00ed jedn\u00e1n\u00ed, ve kter\u00e9m bude rozhodovat znovu, a vy se v\u00a0r\u00e1mci \u0159\u00edzen\u00ed budete moci ke v\u0161em okolnostem vyj\u00e1d\u0159it.<\/p>\n<p>Nejd\u016fle\u017eit\u011bj\u0161\u00ed pro pod\u00e1n\u00ed odporu je dodr\u017een\u00ed lh\u016fty. Ta \u010din\u00ed 15 dn\u016f od doru\u010den\u00ed platebn\u00edho rozkazu. Odpor se pot\u00e9 pod\u00e1v\u00e1 k\u00a0soudu, kter\u00fd platebn\u00ed rozkaz vydal. Za jeho pod\u00e1n\u00ed se nic neplat\u00ed. Je-li odpor pod\u00e1n po stanoven\u00e9 lh\u016ft\u011b, soud jej odm\u00edtne a n\u00e1sledky tak budou stejn\u00e9 jako v\u00a0p\u0159\u00edpad\u011b, kdy by odpor pod\u00e1n nebyl.<\/p>\n<h6><strong>Nev\u00edte si rady? Poradna dTestu je tady!<\/strong><\/h6>\n<p>Pokud jste obdr\u017eeli platebn\u00ed rozkaz a nev\u00edte, co d\u00e1le, m\u016f\u017eete se obr\u00e1tit na pr\u00e1vn\u00ed poradnu spot\u0159ebitelsk\u00e9 organizace dTest, a to ka\u017ed\u00fd v\u0161edn\u00ed den od 9 do 17 hodin na \u010d\u00edsle 299\u00a0149\u00a0009 anebo elektronicky prost\u0159ednictv\u00edm formul\u00e1\u0159e na\u00a0<strong><a href=\"https:\/\/www.dtest.cz\/poradna?&amp;utm_source=&amp;utm_medium=&amp;newsletter_id=32744&amp;email_id=1291212&amp;email_hash=36260b9d366a29a4d445f090cc4da4b0\" target=\"_blank\" rel=\"noopener\">www.dtest.cz\/poradna<\/a>.<\/strong><\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li><sub><em><strong>dTest, o.p.s.<\/strong> je nejv\u011bt\u0161\u00ed \u010deskou spot\u0159ebitelskou organizac\u00ed, kter\u00e1 v\u00a0\u010cR p\u016fsob\u00ed ji\u017e od roku 1992. Je vydavatelem spot\u0159ebitelsk\u00e9ho \u010dasopisu dTest, na jeho\u017e str\u00e1nk\u00e1ch jsou publikov\u00e1ny v\u00fdsledky nez\u00e1visl\u00fdch a objektivn\u00edch test\u016f produkt\u016f, varov\u00e1n\u00ed p\u0159ed nebezpe\u010dn\u00fdmi a zdravotn\u011b z\u00e1vadn\u00fdmi v\u00fdrobky, informace o spot\u0159ebitelsk\u00fdch pr\u00e1vech a rady, jak tato pr\u00e1va \u00fa\u010dinn\u011b uplat\u0148ovat. dTest je sou\u010d\u00e1st\u00ed mezin\u00e1rodn\u00ed organizace International Consumer Research and Testing (ICRT) a\u00a0evropsk\u00e9 spot\u0159ebitelsk\u00e9 organizace BEUC.<\/em><\/sub><\/li>\n<li><sub><em><strong>Poradensk\u00e1 linka \u010dasopisu dTest \u2013<\/strong> 299 149\u00a0009 \u2013 je v\u00a0provozu ka\u017ed\u00fd pracovn\u00ed den od 9 do 17 hodin a spot\u0159ebitel\u00e9 na n\u00ed mohou konzultovat s\u00a0pr\u00e1vn\u00edmi poradci dTestu nejr\u016fzn\u011bj\u0161\u00ed spot\u0159ebitelsk\u00e9 probl\u00e9my, a to za cenu b\u011b\u017en\u00e9ho tarifu vol\u00e1n\u00ed. Od spu\u0161t\u011bn\u00ed v\u00a0roce 2010 t\u00e9to mo\u017enosti vyu\u017eily ji\u017e desetitis\u00edce spot\u0159ebitel\u016f a poradensk\u00e1 linka \u010dasopisu dTest se tak stala prvn\u00ed a nejvyhled\u00e1van\u011bj\u0161\u00ed cestou k\u00a0\u0159e\u0161en\u00ed pot\u00ed\u017e\u00ed, se kter\u00fdmi se z\u00e1kazn\u00edci na trhu setk\u00e1vaj\u00ed.<\/em><\/sub><\/li>\n<\/ul>\n<p><strong>dTest<\/strong><\/p>\n<hr \/>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>P\u0159i\u0161el v\u00e1m <\/p>\n","protected":false},"author":2,"featured_media":379197,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"gallery","meta":{"footnotes":""},"categories":[87],"tags":[],"jetpack_featured_media_url":"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2026\/06\/30\/ram-dtest.jpg","_links":{"self":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/379196"}],"collection":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=379196"}],"version-history":[{"count":1,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/379196\/revisions"}],"predecessor-version":[{"id":379198,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/379196\/revisions\/379198"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/media\/379197"}],"wp:attachment":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=379196"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=379196"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=379196"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}