{"id":376731,"date":"2026-06-01T07:46:08","date_gmt":"2026-06-01T06:46:08","guid":{"rendered":"https:\/\/zakrasnejsivimperk.cz\/?p=376731"},"modified":"2026-06-01T07:46:08","modified_gmt":"2026-06-01T06:46:08","slug":"vseobecna-zdravotni-pojistovna-student-a-zdravotni-pojisteni-o-prazdninach","status":"publish","type":"post","link":"https:\/\/zakrasnejsivimperk.cz\/?p=376731","title":{"rendered":"V\u0160EOBECN\u00c1 ZDRAVOTN\u00cd POJI\u0160\u0164OVNA: Student a zdravotn\u00ed poji\u0161t\u011bn\u00ed o pr\u00e1zdnin\u00e1ch"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-201756 size-full\" src=\"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2020\/08\/31\/vzp-logo.png\" alt=\"\" width=\"646\" height=\"223\" srcset=\"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2020\/08\/31\/vzp-logo.png 646w, https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2020\/08\/31\/vzp-logo-300x104.png 300w\" sizes=\"(max-width: 646px) 100vw, 646px\" \/><\/p>\n<h6 style=\"text-align: center;\">OT\u00c1ZKA:<\/h6>\n<h6 style=\"text-align: center;\">Mus\u00ed absolvent st\u0159edn\u00ed a vysok\u00e9 \u0161koly \u0159e\u0161it \u00fahradu zdravotn\u00edho poji\u0161t\u011bn\u00ed v pr\u016fb\u011bhu pr\u00e1zdnin?<\/h6>\n<h6 style=\"text-align: center;\">ODPOV\u011a\u010e:<\/h6>\n<p class=\"-wm-Normlnmini\"><b>Obecn\u011b plat\u00ed, \u017ee st\u00e1t je pl\u00e1tcem pojistn\u00e9ho na zdravotn\u00ed poji\u0161t\u011bn\u00ed za nezaopat\u0159en\u00e9 d\u00edt\u011b (studenta) po dobu jeho soustavn\u00e9 p\u0159\u00edpravy na budouc\u00ed povol\u00e1n\u00ed, nejd\u00e9le v\u0161ak do dovr\u0161en\u00ed 26 let v\u011bku.<\/b>\u00a0V\u00fdjimku tvo\u0159\u00ed pouze studenti doktorsk\u00fdch program\u016f (doktorandi), kde nen\u00ed v\u011bkov\u00e1 hranice nijak omezena. Konkr\u00e9tn\u00ed podm\u00ednky uzn\u00e1n\u00ed soustavn\u00e9 p\u0159\u00edpravy na budouc\u00ed povol\u00e1n\u00ed se li\u0161\u00ed podle toho, zda jde o studenta st\u0159edn\u00ed nebo vysok\u00e9 \u0161koly, a tak\u00e9 dle toho, zda student po pr\u00e1zdnin\u00e1ch ve studiu pokra\u010duje, \u010di nikoli.\u00a0<b>V\u0161echny zm\u011bny souvisej\u00edc\u00ed se studiem mus\u00ed m\u00edt student nahl\u00e1\u0161eny u sv\u00e9 zdravotn\u00ed poji\u0161\u0165ovny.<\/b><\/p>\n<p class=\"-wm-Normlnmini\"><b>Jak je to se zdravotn\u00edm poji\u0161t\u011bn\u00edm p\u0159es pr\u00e1zdniny u st\u0159edo\u0161kol\u00e1k\u016f?<\/b><\/p>\n<p class=\"-wm-Normlnmini\"><b>Studentovi, kter\u00fd v kv\u011btnu nebo \u010dervnu \u00fasp\u011b\u0161n\u011b vykonal z\u00e1v\u011bre\u010dnou nebo maturitn\u00ed zkou\u0161ku, hrad\u00ed st\u00e1t zdravotn\u00ed poji\u0161t\u011bn\u00ed i po dobu bezprost\u0159edn\u011b navazuj\u00edc\u00edch \u0161koln\u00edch pr\u00e1zdnin, tedy a\u017e do 31. srpna.<\/b>\u00a0\u0160koln\u00ed pr\u00e1zdniny jsou pova\u017eov\u00e1ny za soustavnou p\u0159\u00edpravu na budouc\u00ed povol\u00e1n\u00ed, jen pokud d\u00edt\u011b po cel\u00fd kalend\u00e1\u0159n\u00ed m\u011bs\u00edc nevykon\u00e1valo v\u00fdd\u011ble\u010dnou \u010dinnost, nebylo vedeno v\u00a0evidenci na \u00fa\u0159adu pr\u00e1ce nebo tyto dv\u011b kategorie na sebe nenavazovaly tak, \u017ee trvaj\u00ed po cel\u00fd kalend\u00e1\u0159n\u00ed m\u011bs\u00edc. Pokud st\u0159edo\u0161kol\u00e1k po vykon\u00e1n\u00ed maturitn\u00ed zkou\u0161ky nastoup\u00ed bezprost\u0159edn\u011b, tzn. ve stejn\u00e9m kalend\u00e1\u0159n\u00edm roce na dal\u0161\u00ed \u0161kolu, z\u016fst\u00e1v\u00e1 za n\u011bj nad\u00e1le pl\u00e1tcem pojistn\u00e9ho st\u00e1t bez ohledu na v\u00fd\u0161e uveden\u00e9 podm\u00ednky (maxim\u00e1ln\u011b do dovr\u0161en\u00ed 26 let v\u011bku).<\/p>\n<p class=\"-wm-Normlnmini\"><b>Co kdy\u017e po maturit\u011b st\u0159edo\u0161kol\u00e1k po pr\u00e1zdnin\u00e1ch na dal\u0161\u00ed \u0161kolu nenastoup\u00ed?<\/b><\/p>\n<p class=\"-wm-Normlnmini\"><b>Absolvent st\u0159edn\u00ed \u0161koly, kter\u00fd po skon\u010den\u00ed pr\u00e1zdnin nenastoup\u00ed do zam\u011bstn\u00e1n\u00ed, neza\u010dne podnikat, ani nen\u00ed v evidenci uchaze\u010d\u016f o zam\u011bstn\u00e1n\u00ed a z\u00e1rove\u0148 za n\u011bj z jin\u00e9ho d\u016fvodu nehrad\u00ed pojistn\u00e9 st\u00e1t\u00a0<\/b>(nap\u0159. pob\u00edr\u00e1n\u00ed rodi\u010dovsk\u00e9ho p\u0159\u00edsp\u011bvku, invalidn\u00ed d\u016fchod),<b>\u00a0se od z\u00e1\u0159\u00ed st\u00e1v\u00e1 osobou bez zdaniteln\u00fdch p\u0159\u00edjm\u016f (<\/b><a href=\"https:\/\/www.vzp.cz\/platci\/informace\/obzp\" target=\"_blank\" rel=\"noopener\"><b>OBZP<\/b><\/a><b>) a m\u00e1 povinnost se do t\u00e9to kategorie p\u0159ihl\u00e1sit u sv\u00e9 zdravotn\u00ed poji\u0161\u0165ovny a za\u010d\u00edt si zdravotn\u00ed poji\u0161t\u011bn\u00ed hradit s\u00e1m.<\/b><b>\u00a0<\/b>Aktu\u00e1ln\u00ed v\u00fd\u0161i m\u011bs\u00ed\u010dn\u00edho pojistn\u00e9ho uv\u00e1d\u00edme na\u00a0<strong><a href=\"https:\/\/www.vzp.cz\/o-nas\/nejcasteji-resite\/otazka\/jaka-je-vyse-pojistneho-v-roce-2026\" target=\"_blank\" rel=\"noopener\">webov\u00fdch str\u00e1nk\u00e1ch<\/a>.<\/strong><b><\/b><\/p>\n<p class=\"-wm-Normlnmini\"><b>Jak je to se zdravotn\u00edm poji\u0161t\u011bn\u00edm p\u0159es pr\u00e1zdniny u vysoko\u0161kol\u00e1k\u016f?<\/b><\/p>\n<p class=\"-wm-Normlnmini\"><b>Jestli\u017ee student ukon\u010d\u00ed studium na vysok\u00e9 \u0161kole \u0159\u00e1dn\u011b, tzn. vykon\u00e1n\u00edm st\u00e1tn\u00ed z\u00e1v\u011bre\u010dn\u00e9 zkou\u0161ky a ve studiu ji\u017e d\u00e1le nepokra\u010duje, p\u0159est\u00e1v\u00e1 b\u00fdt nezaopat\u0159en\u00fdm d\u00edt\u011btem, za kter\u00e9 hrad\u00ed zdravotn\u00ed poji\u0161t\u011bn\u00ed st\u00e1t.<\/b>\u00a0<b>Na rozd\u00edl od st\u0159edo\u0161kol\u00e1k\u016f ale nem\u00e1 st\u00e1tem hrazen\u00e9 zdravotn\u00ed poji\u0161t\u011bn\u00ed cel\u00e9 \u0161koln\u00ed pr\u00e1zdniny.<\/b>\u00a0Za soustavnou p\u0159\u00edpravu na budouc\u00ed povol\u00e1n\u00ed se u vysoko\u0161kolsk\u00fdch student\u016f pova\u017euje kalend\u00e1\u0159n\u00ed m\u011bs\u00edc, ve kter\u00e9m student \u0159\u00e1dn\u011b ukon\u010dil studium bez jak\u00e9hokoliv omezen\u00ed, a z\u00e1rove\u0148 je\u0161t\u011b n\u00e1sleduj\u00edc\u00ed kalend\u00e1\u0159n\u00ed m\u011bs\u00edc, za podm\u00ednky, \u017ee po cel\u00fd tento m\u011bs\u00edc nevykon\u00e1v\u00e1 v\u00fdd\u011ble\u010dnou \u010dinnost ani nen\u00ed veden v\u00a0evidenci uchaze\u010d\u016f o zam\u011bstn\u00e1n\u00ed.<b>\u00a0Pokud tedy nap\u0159\u00edklad slo\u017e\u00ed posledn\u00ed st\u00e1tn\u00ed zkou\u0161ku 10. \u010dervna, st\u00e1t za n\u011bj hrad\u00ed zdravotn\u00ed poji\u0161t\u011bn\u00ed za cel\u00fd \u010derven a \u010dervenec.<\/b><\/p>\n<p class=\"-wm-Normlnmini\">N\u00e1sledn\u011b mus\u00ed \u0159e\u0161it \u00fahradu zdravotn\u00edho poji\u0161t\u011bn\u00ed dle nastal\u00e9 \u017eivotn\u00ed situace, tzn. n\u00e1rokov\u00e1n\u00edm za\u0159azen\u00ed mezi st\u00e1tn\u00ed poji\u0161t\u011bnce (nap\u0159\u00edklad registrac\u00ed na \u00fa\u0159adu pr\u00e1ce), zah\u00e1jen\u00edm podnikatelsk\u00e9 \u010dinnosti jako osoba samostatn\u011b v\u00fdd\u011ble\u010dn\u011b \u010dinn\u00e1, n\u00e1stupem do zam\u011bstn\u00e1n\u00ed nebo si za\u010d\u00edt poji\u0161t\u011bn\u00ed hradit s\u00e1m jako osoba bez zdaniteln\u00fdch p\u0159\u00edjm\u016f.<\/p>\n<p class=\"-wm-Normlnmini\"><u>P\u0159echod z\u00a0bakal\u00e1\u0159sk\u00e9ho na magistersk\u00e9 studium<\/u><\/p>\n<p class=\"-wm-Normlnmini\"><b>Za studenta je zdravotn\u00ed poji\u0161t\u011bn\u00ed hrazeno st\u00e1tem tak\u00e9 v obdob\u00ed mezi ukon\u010den\u00edm jednoho vysoko\u0161kolsk\u00e9ho studia a n\u00e1stupem do dal\u0161\u00edho, nejd\u00e9le v\u0161ak 3 kalend\u00e1\u0159n\u00ed m\u011bs\u00edce od ukon\u010den\u00ed studia, pokud na sebe studia bezprost\u0159edn\u011b navazuj\u00ed.\u00a0<\/b>Typicky p\u0159i p\u0159echodu z bakal\u00e1\u0159sk\u00e9ho na navazuj\u00edc\u00ed magistersk\u00fd studijn\u00ed program. Podrobnosti uv\u00e1d\u00edme v\u00a0textu:\u00a0<strong><a href=\"https:\/\/www.vzp.cz\/o-nas\/tiskove-centrum\/otazky-tydne\/ukonceni-studia-na-vysoke-skole-a-doktorske-programy\" target=\"_blank\" rel=\"noopener\">Ukon\u010den\u00ed studia na vysok\u00e9 \u0161kole a doktorsk\u00e9 programy.<\/a><\/strong><\/p>\n<p class=\"-wm-Normlnmini\"><b>Co kdy\u017e student studium p\u0159eru\u0161\u00ed nebo ho p\u0159ed\u010dasn\u011b ukon\u010d\u00ed?<\/b><\/p>\n<p class=\"-wm-Normlnmini\">P\u0159i p\u0159eru\u0161en\u00ed nebo p\u0159ed\u010dasn\u00e9m ukon\u010den\u00ed studia p\u0159est\u00e1v\u00e1 st\u00e1t hradit za studenta zdravotn\u00ed poji\u0161t\u011bn\u00ed, proto\u017ee ji\u017e nejde o soustavnou p\u0159\u00edpravu na budouc\u00ed povol\u00e1n\u00ed.\u00a0<b>Aby bylo zdravotn\u00ed poji\u0161t\u011bn\u00ed hrazeno st\u00e1tem i b\u011bhem p\u0159eru\u0161en\u00ed studia, mus\u00ed existovat z\u00e1konn\u00fd d\u016fvod, nap\u0159\u00edklad nemoc nebo \u00faraz<\/b>. V takov\u00e9m p\u0159\u00edpad\u011b je nutn\u00e9 zdravotn\u00ed poji\u0161\u0165ovn\u011b dolo\u017eit potvrzen\u00ed od o\u0161et\u0159uj\u00edc\u00edho l\u00e9ka\u0159e, \u017ee zdravotn\u00ed stav studium do\u010dasn\u011b neumo\u017e\u0148uje.\u00a0<b>Pokud se v\u0161ak na studenta \u017e\u00e1dn\u00e1 z uveden\u00fdch v\u00fdjimek nevztahuje, mus\u00ed b\u00fdt pojistn\u00e9 na ve\u0159ejn\u00e9 zdravotn\u00ed poji\u0161t\u011bn\u00ed hrazeno jin\u00fdm zp\u016fsobem.<\/b><\/p>\n<div>\n<p class=\"-wm-Normlnmini\"><b>Co m\u00e1 student zdravotn\u00ed poji\u0161\u0165ovn\u011b nahl\u00e1sit a na co si d\u00e1t pozor?<\/b><\/p>\n<p class=\"-wm-Normlnmini\">\u0160koly maj\u00ed na z\u00e1klad\u011b v\u00fdzvy spr\u00e1vce centr\u00e1ln\u00edho registru poji\u0161t\u011bnc\u016f povinnost hl\u00e1sit za sv\u00e9 studenty zm\u011bny, kter\u00e9 maj\u00ed vliv na platbu pojistn\u00e9ho st\u00e1tem.\u00a0<b>Pokud \u0161kola neozn\u00e1mila zm\u011bny t\u00fdkaj\u00edc\u00ed se studia, je nutn\u00e9, aby to sv\u00e9 zdravotn\u00ed poji\u0161\u0165ovn\u011b ozn\u00e1mil s\u00e1m student.\u00a0<\/b>V\u0161echny tyto skute\u010dnosti je mo\u017en\u00e9 online ov\u011b\u0159it a nahl\u00e1sit p\u0159\u00edmo v aplikaci\u00a0<a href=\"https:\/\/www.vzp.cz\/e-vzp\/moje-vzp\" target=\"_blank\" rel=\"noopener\"><b>Moje VZP<\/b><\/a>. V p\u0159\u00edpad\u011b zasl\u00e1n\u00ed ozn\u00e1men\u00ed do datov\u00e9 schr\u00e1nky VZP (i48ae3q) je nutn\u00e9 p\u0159ilo\u017eit vypln\u011bn\u00fd formul\u00e1\u0159\u00a0<a href=\"https:\/\/www.vzp.cz\/pojistenci\/formulare\/prihlaska-a-evidencni-list-pojistence\" target=\"_blank\" rel=\"noopener\"><b>\u201eP\u0159ihl\u00e1\u0161ka a eviden\u010dn\u00ed list poji\u0161t\u011bnce\u201c<\/b><\/a>.\u00a0<b>V\u017edy je tak\u00e9 nezbytn\u00e9 dolo\u017eit p\u0159\u00edslu\u0161n\u00fd doklad o za\u010d\u00e1tku \u010di ukon\u010den\u00ed studia, nap\u0159\u00edklad potvrzen\u00ed o studiu nebo maturitn\u00ed vysv\u011bd\u010den\u00ed, a to v elektronick\u00e9 podob\u011b jako p\u0159\u00edlohu k ozn\u00e1men\u00ed.<\/b>\u00a0Stejn\u00fd postup plat\u00ed i p\u0159i zasl\u00e1n\u00ed ozn\u00e1men\u00ed\u00a0<b>po\u0161tou na adresu VZP \u010cR, P. O. BOX 111, 586 11 Jihlava<\/b>. Za\u010d\u00e1tek \u010di ukon\u010den\u00ed studia je mo\u017en\u00e9 nahl\u00e1sit tak\u00e9 osobn\u011b na kter\u00e9koliv\u00a0<a href=\"http:\/\/www.vzp.cz\/pobocky\" target=\"_blank\" rel=\"noopener\"><b>pobo\u010dce VZP<\/b><\/a>, kde doporu\u010dujeme se p\u0159edem objednat na konkr\u00e9tn\u00ed den a \u010das.<\/p>\n<\/div>\n<p class=\"-wm-MsoNoSpacing\"><b>\u00a0<\/b><\/p>\n<ul>\n<li class=\"-wm-Normlnmini\"><i>St\u00e1t je pl\u00e1tcem zdravotn\u00edho poji\u0161t\u011bn\u00ed za studenta nejd\u00e9le do 26 let v\u011bku. V\u00fdjimku tvo\u0159\u00ed pouze studenti doktorandsk\u00fdch program\u016f. Konkr\u00e9tn\u00ed podm\u00ednky se v\u017edy li\u0161\u00ed podle toho, zda jde o studenta st\u0159edn\u00ed nebo vysok\u00e9 \u0161koly. Rozhoduj\u00edc\u00ed je tak\u00e9 fakt, zda po pr\u00e1zdnin\u00e1ch ve studiu pokra\u010duje. Nap\u0159\u00edklad\u00a0<\/i><i>za st\u0159edo\u0161kol\u00e1ka, kter\u00fd na ja\u0159e \u00fasp\u011b\u0161n\u011b slo\u017eil z\u00e1v\u011bre\u010dnou nebo maturitn\u00ed zkou\u0161ku, hrad\u00ed st\u00e1t zdravotn\u00ed poji\u0161t\u011bn\u00ed<\/i><i>\u00a0i po dobu bezprost\u0159edn\u011b navazuj\u00edc\u00edch \u0161koln\u00edch pr\u00e1zdnin, tedy do 31. srpna<\/i><i>. Podm\u00ednkou je, \u017ee v\u00a0pr\u016fb\u011bhu l\u00e9ta nenastoup\u00ed do zam\u011bstn\u00e1n\u00ed nebo se nenahl\u00e1s\u00ed na \u00fa\u0159ad pr\u00e1ce. Pokud po l\u00e9t\u011b nastupuje bezprost\u0159edn\u011b na dal\u0161\u00ed \u0161kolu, bude za n\u011bj st\u00e1t platit zdravotn\u00ed poji\u0161t\u011bn\u00ed i nad\u00e1le. Jestli\u017ee ale ve studiu pokra\u010dovat nebude, st\u00e1t na n\u011bj s\u00a0koncem \u0161koln\u00edch pr\u00e1zdnin p\u0159est\u00e1v\u00e1 hled\u011bt jako na nezaopat\u0159en\u00e9 d\u00edt\u011b a dal\u0161\u00ed pojistn\u00e9 je t\u0159eba \u0159e\u0161it. Bu\u010f n\u00e1stupem do zam\u011bstn\u00e1n\u00ed, zah\u00e1jen\u00edm podnik\u00e1n\u00ed, evidenc\u00ed na \u00fa\u0159adu pr\u00e1ce apod.\u00a0V\u0161echny zm\u011bny\u00a0je t\u0159eba hl\u00e1sit sv\u00e9 zdravotn\u00ed poji\u0161\u0165ovn\u011b<\/i><i>\u00a0a to lze jednodu\u0161e v aplikaci Moje VZP.<\/i><\/li>\n<\/ul>\n<p><strong>(vzp)<\/strong><\/p>\n<hr \/>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>OT\u00c1ZKA: Mus\u00ed <\/p>\n","protected":false},"author":2,"featured_media":376732,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"gallery","meta":{"footnotes":""},"categories":[88],"tags":[],"jetpack_featured_media_url":"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2026\/06\/01\/ram-vzp.jpg","_links":{"self":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/376731"}],"collection":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=376731"}],"version-history":[{"count":1,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/376731\/revisions"}],"predecessor-version":[{"id":376733,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/376731\/revisions\/376733"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/media\/376732"}],"wp:attachment":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=376731"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=376731"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=376731"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}