{"id":351161,"date":"2025-07-14T08:08:37","date_gmt":"2025-07-14T07:08:37","guid":{"rendered":"https:\/\/zakrasnejsivimperk.cz\/?p=351161"},"modified":"2025-07-14T08:08:37","modified_gmt":"2025-07-14T07:08:37","slug":"vseobecna-zdravotni-pojistovna-zdravotni-pojisteni-a-pobyt-mimo-eu","status":"publish","type":"post","link":"https:\/\/zakrasnejsivimperk.cz\/?p=351161","title":{"rendered":"V\u0160EOBECN\u00c1 ZDRAVOTN\u00cd POJI\u0160\u0164OVNA: Zdravotn\u00ed poji\u0161t\u011bn\u00ed a pobyt mimo EU"},"content":{"rendered":"

\"\"<\/p>\n

OT\u00c1ZKA:<\/h6>\n
Jak\u00e9 kroky mus\u00ed poji\u0161t\u011bnec VZP u\u010dinit, aby m\u011bl v po\u0159\u00e1dku zdravotn\u00ed poji\u0161t\u011bn\u00ed, pokud se chyst\u00e1 do USA pracovat nap\u0159\u00edklad na hr\u00e1\u010dskou smlouvu nebo pl\u00e1nuje pouze turistick\u00fd pobyt?<\/b><\/h6>\n
ODPOV\u011a\u010e:<\/h6>\n

V z\u00e1vislosti na tom, zda se jedn\u00e1 o turistick\u00fd pobyt nebo v\u00fdd\u011ble\u010dnou \u010dinnost, se li\u0161\u00ed i povinnosti v\u016f\u010di zdravotn\u00ed poji\u0161\u0165ovn\u011b.\u00a0<\/b>Ka\u017ed\u00e1 situace vy\u017eaduje jin\u00fd p\u0159\u00edstup, a proto je d\u016fle\u017eit\u00e9 b\u00fdt dob\u0159e informov\u00e1n. N\u00ed\u017ee uv\u00e1d\u00edme p\u0159ehled toho, co neopomenout v\u00a0obou p\u0159\u00edpadech.<\/p>\n

V\u00fdd\u011ble\u010dn\u00e1 \u010dinnost v USA<\/b><\/p>\n

Dle mezin\u00e1rodn\u00ed smlouvy o soci\u00e1ln\u00edm zabezpe\u010den\u00ed mezi \u010ceskou republikou a USA je nezbytn\u00e9, aby poji\u0161t\u011bnec byl soci\u00e1ln\u011b a zdravotn\u011b poji\u0161t\u011bn ve st\u00e1t\u011b, kde je \u010dinnost vykon\u00e1v\u00e1na.\u00a0<\/b>To znamen\u00e1, \u017ee pokud v\u00a0USA vykon\u00e1v\u00e1 v\u00fdd\u011ble\u010dnou \u010dinnost (nap\u0159. m\u00e1 hr\u00e1\u010dskou smlouvu v r\u00e1mci sportovn\u00ed kari\u00e9ry nebo pracuje jako l\u00e9ka\u0159 a jin\u00e9),\u00a0je povinen odhl\u00e1sit se z \u010desk\u00e9ho ve\u0159ejn\u00e9ho zdravotn\u00edho poji\u0161t\u011bn\u00ed.\u00a0O zah\u00e1jen\u00ed v\u00fdkonu v\u00fdd\u011ble\u010dn\u00e9 \u010dinnosti v USA mus\u00ed b\u00fdt informov\u00e1na \u010desk\u00e1 zdravotn\u00ed poji\u0161\u0165ovna\u00a0ide\u00e1ln\u011b p\u0159ed odjezdem<\/strong>,\u00a0ale lze tak u\u010dinit i po p\u0159\u00edjezdu do USA.\u00a0V\u00a0p\u0159\u00edpad\u011b, \u017ee jeho v\u00fdkon \u010dinnosti v USA st\u00e1le trv\u00e1 a kr\u00e1tkodob\u011b nav\u0161t\u00edv\u00ed \u010cR, nen\u00ed mo\u017en\u00e9, aby vstoupil do \u010desk\u00e9ho syst\u00e9mu ve\u0159ejn\u00e9ho zdravotn\u00edho poji\u0161t\u011bn\u00ed.\u00a0Vzhledem ke specifick\u00fdm okolnostem t\u011bchto situac\u00ed doporu\u010dujeme v p\u0159\u00edpad\u011b nejasnost\u00ed obr\u00e1tit se na VZP a domluvit se na nejvhodn\u011bj\u0161\u00edm postupu.<\/b><\/p>\n

Jak\u00fdm zp\u016fsobem v\u00fdd\u011ble\u010dnou \u010dinnost ozn\u00e1mit?<\/b><\/p>\n

Informaci spole\u010dn\u011b s\u00a0doklady o v\u00fdd\u011ble\u010dn\u00e9 \u010dinnosti (nap\u0159. pracovn\u00ed smlouva aj.) lze zaslat\u00a0e-mailem<\/b>\u00a0na\u00a0info@vzp.cz<\/a>,<\/strong>\u00a0datovou schr\u00e1nkou<\/b>\u00a0(i48ae3q<\/strong>),\u00a0po\u0161tou<\/b>\u00a0na adresu\u00a0pobo\u010dky<\/a><\/strong>,\u00a0odevzdat do sb\u011brn\u00e9ho boxu<\/b>\u00a0na pobo\u010dce nebo\u00a0odevzdat osobn\u011b<\/b>\u00a0na jak\u00e9mkoli\u00a0klientsk\u00e9m pracovi\u0161ti<\/a><\/strong>\u00a0VZP.<\/p>\n

V\u00a0souvislosti s\u00a0odhl\u00e1\u0161en\u00edm z\u00a0ve\u0159ejn\u00e9ho zdravotn\u00edho poji\u0161t\u011bn\u00ed je nutn\u00e9 vr\u00e1tit \u010desk\u00fd pr\u016fkaz poji\u0161t\u011bnce.<\/b>\u00a0Pokud by si poji\u0161t\u011bnec pr\u016fkaz ponechal a vyu\u017eil ho p\u0159i n\u00e1v\u0161t\u011bv\u011b l\u00e9ka\u0159e v \u010cR \u010di jin\u00e9m \u010dlensk\u00e9m st\u00e1t\u011b EU, EHP, \u0160v\u00fdcarsku nebo ve Spojen\u00e9m kr\u00e1lovstv\u00ed Velk\u00e9 Brit\u00e1nie a Severn\u00edho Irska, jednalo by se o neopr\u00e1vn\u011bn\u00e9 \u010derp\u00e1n\u00ed zdravotn\u00edch slu\u017eeb na \u00fa\u010det VZP, co\u017e by mohlo v\u00e9st k vym\u00e1h\u00e1n\u00ed n\u00e1klad\u016f.<\/p>\n

Kr\u00e1tkodob\u00fd n\u00e1vrat do \u010cR a zdravotn\u00ed p\u00e9\u010de<\/u><\/p>\n

P\u0159i kr\u00e1tkodob\u00e9m n\u00e1vratu do \u010cR je vhodn\u00e9 m\u00edt na dobu pobytu sjedn\u00e1no komer\u010dn\u00ed cestovn\u00ed poji\u0161t\u011bn\u00ed, kter\u00e9 pokryje p\u0159\u00edpadn\u00e9 n\u00e1klady na zdravotn\u00ed p\u00e9\u010di.\u00a0<\/b>Jeliko\u017e je poji\u0161t\u011bnec odhl\u00e1\u0161en z ve\u0159ejn\u00e9ho zdravotn\u00edho poji\u0161t\u011bn\u00ed v \u010cR, nem\u016f\u017ee zde \u010derpat hrazen\u00e9 zdravotn\u00ed slu\u017eby.\u00a0Nem\u00e1-li sjednan\u00e9 cestovn\u00ed poji\u0161t\u011bn\u00ed a pot\u0159ebuje l\u00e9ka\u0159sk\u00e9 o\u0161et\u0159en\u00ed, mus\u00ed n\u00e1klady uhradit p\u0159\u00edmo zdravotnick\u00e9mu za\u0159\u00edzen\u00ed, kde mu byla zdravotn\u00ed p\u00e9\u010de poskytnuta.<\/b>\u00a0N\u00e1sledn\u011b m\u016f\u017ee po\u017e\u00e1dat poji\u0161\u0165ovnu v USA o \u00fahradu vynalo\u017een\u00fdch n\u00e1klad\u016f. Pokryt\u00ed n\u00e1klad\u016f na zdravotn\u00ed p\u00e9\u010di je ov\u0161em z\u00e1visl\u00e9 na rozsahu sjednan\u00fdch slu\u017eeb tamn\u00edho poji\u0161t\u011bn\u00ed.<\/b><\/p>\n

Ukon\u010den\u00ed v\u00fdd\u011ble\u010dn\u00e9 \u010dinnosti v\u00a0USA<\/u><\/p>\n

Po ukon\u010den\u00ed v\u00fdd\u011ble\u010dn\u00e9 \u010dinnosti v USA a trval\u00e9m n\u00e1vratu do \u010cR se mus\u00ed osoba, kter\u00e1 byla p\u0159ed odjezdem poji\u0161t\u011bna u VZP, znovu p\u0159ihl\u00e1sit k ve\u0159ejn\u00e9mu zdravotn\u00edmu poji\u0161t\u011bn\u00ed.<\/b>\u00a0Sou\u010dasn\u011b je t\u0159eba p\u0159edlo\u017eit\u00a0doklady prokazuj\u00edc\u00ed \u00fa\u010dast v\u00a0soci\u00e1ln\u00edm\/zdravotn\u00edm syst\u00e9mu USA, a to potvrzen\u00edm kompetentn\u00ed instituce o d\u00e9lce trv\u00e1n\u00ed \u00fa\u010dasti v soci\u00e1ln\u00edm syst\u00e9mu nebo dolo\u017een\u00edm doklad\u016f, ze kter\u00fdch mus\u00ed b\u00fdt patrn\u00e9 obdob\u00ed p\u0159\u00edslu\u0161nosti k pr\u00e1vn\u00edm p\u0159edpis\u016fm\u00a0USA (nap\u0159. pracovn\u00ed smlouva a potvrzen\u00ed zam\u011bstnavatele o \u00fa\u010dasti v\u00a0soci\u00e1ln\u00edm syst\u00e9mu USA, v\u00fdplatn\u00ed p\u00e1sky na jm\u00e9no, formul\u00e1\u0159 1095, atd.).<\/p>\n

Jestli\u017ee tato osoba b\u011bhem pobytu v\u00a0USA ukon\u010d\u00ed pracovn\u00ed pom\u011br, ale st\u00e1le z\u016fst\u00e1v\u00e1 na \u00fazem\u00ed st\u00e1tu, je nezbytn\u00e9, aby si sjednala zdravotn\u00ed poji\u0161t\u011bn\u00ed (nap\u0159\u00edklad cestovn\u00ed poji\u0161t\u011bn\u00ed),\u00a0<\/b>to pak\u00a0<\/b>p\u0159i n\u00e1vratu do \u010cesk\u00e9 republiky pokryje cel\u00e9 obdob\u00ed, kdy byla odhl\u00e1\u0161ena z\u00a0VZP. Za dobu, po kterou nen\u00ed prok\u00e1z\u00e1na \u00fa\u010dast v\u00a0soci\u00e1ln\u00edm syst\u00e9mu USA nebo nen\u00ed dolo\u017eeno poji\u0161t\u011bn\u00ed, je nutn\u00e9 dodate\u010dn\u011b doplatit pojistn\u00e9 do \u010desk\u00e9ho syst\u00e9mu ve\u0159ejn\u00e9ho zdravotn\u00edho poji\u0161t\u011bn\u00ed.<\/b><\/p>\n

Turistick\u00fd pobyt v\u00a0USA a zdravotn\u00ed poji\u0161t\u011bn\u00ed<\/b><\/p>\n

P\u0159i turistick\u00fdch cest\u00e1ch mimo Evropu,\u00a0v\u010detn\u011b USA,\u00a0se lze spolehnout v\u00fdhradn\u011b na komer\u010dn\u00ed\u00a0cestovn\u00ed poji\u0161t\u011bn\u00ed<\/a><\/strong>\u00a0s co nej\u0161ir\u0161\u00edm kryt\u00edm, kter\u00e9 zahrnuje poji\u0161t\u011bn\u00ed l\u00e9\u010debn\u00fdch v\u00fdloh, \u00farazov\u00e9 poji\u0161t\u011bn\u00ed, hospitalizaci a dal\u0161\u00ed.\u00a0Pokud v\u0161ak bude turistick\u00fd pobyt trvat nep\u0159etr\u017eit\u011b d\u00e9le ne\u017e 6 m\u011bs\u00edc\u016f, je vhodn\u00e9 se z ve\u0159ejn\u00e9ho zdravotn\u00edho poji\u0161t\u011bn\u00ed v\u00a0\u010cR odhl\u00e1sit.<\/b>\u00a0P\u0159eru\u0161en\u00ed poji\u0161t\u011bn\u00ed se realizuje vypln\u011bn\u00edm p\u0159\u00edslu\u0161n\u00e9ho formul\u00e1\u0159e (Prohl\u00e1\u0161en\u00ed o dlouhodob\u00e9m pobytu v cizin\u011b<\/a><\/strong>),\u00a0v n\u011bm\u017e se uvede datum, ke kter\u00e9mu se poji\u0161t\u011bnec odhla\u0161uje z\u00a0ve\u0159ejn\u00e9ho zdravotn\u00edho poji\u0161t\u011bn\u00ed v \u010cR.\u00a0Po n\u00e1vratu do \u010cR je nutn\u00e9 se co nejd\u0159\u00edve p\u0159ihl\u00e1sit zp\u011bt a VZP dolo\u017eit zdravotn\u00ed poji\u0161t\u011bn\u00ed (nap\u0159. cestovn\u00ed poji\u0161t\u011bn\u00ed), kter\u00e9 bylo sjedn\u00e1no po dobu pobytu v\u00a0zahrani\u010dn\u00ed.<\/b><\/p>\n

(vzp)<\/strong><\/p>\n

\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

OT\u00c1ZKA: Jak\u00e9 <\/p>\n","protected":false},"author":2,"featured_media":351165,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"gallery","meta":{"footnotes":""},"categories":[88],"tags":[],"jetpack_featured_media_url":"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2025\/07\/14\/ram-vzp.jpg","_links":{"self":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/351161"}],"collection":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=351161"}],"version-history":[{"count":1,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/351161\/revisions"}],"predecessor-version":[{"id":351162,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/351161\/revisions\/351162"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/media\/351165"}],"wp:attachment":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=351161"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=351161"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=351161"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}