{"id":348754,"date":"2025-06-16T08:30:30","date_gmt":"2025-06-16T07:30:30","guid":{"rendered":"https:\/\/zakrasnejsivimperk.cz\/?p=348754"},"modified":"2025-06-16T08:30:30","modified_gmt":"2025-06-16T07:30:30","slug":"vseobecna-zdravotni-pojistovna-ukonceni-studia-na-vysoke-skole-a-doktorske-programy","status":"publish","type":"post","link":"https:\/\/zakrasnejsivimperk.cz\/?p=348754","title":{"rendered":"V\u0160EOBECN\u00c1 ZDRAVOTN\u00cd POJI\u0160\u0164OVNA: Ukon\u010den\u00ed studia na vysok\u00e9 \u0161kole a doktorsk\u00e9 programy"},"content":{"rendered":"

\"\"<\/p>\n

OT\u00c1ZKA:<\/h6>\n
<\/a>Ukon\u010dil jsem \u0159\u00e1dn\u011b studium na vysok\u00e9 \u0161kole. Dokdy za m\u011b plat\u00ed st\u00e1t zdravotn\u00ed poji\u0161t\u011bn\u00ed?\u00a0<\/strong>A\u00a0<\/strong>jak je to u doktorsk\u00fdch program\u016f?<\/b><\/h6>\n
ODPOV\u011a\u010e:<\/h6>\n

<\/a>St\u00e1t je pl\u00e1tcem pojistn\u00e9ho za nezaopat\u0159en\u00e9 d\u011bti (studenty) po dobu jejich soustavn\u00e9 p\u0159\u00edpravy na budouc\u00ed povol\u00e1n\u00ed, nejd\u00e9le v\u0161ak do 26 let, pokud studuj\u00ed v r\u00e1mci akreditovan\u00e9ho bakal\u00e1\u0159sk\u00e9ho, magistersk\u00e9ho nebo doktorsk\u00e9ho studijn\u00edho programu<\/b>\u00a0bez ohledu na to, zda jde o ve\u0159ejnou, soukromou nebo st\u00e1tn\u00ed \u0161kolu. Jakmile ale v\u00a0pr\u016fb\u011bhu studia dovr\u0161\u00ed student 26 let v\u011bku (nap\u0159. 12. b\u0159ezna), st\u00e1t za n\u011bj hrad\u00ed poji\u0161t\u011bn\u00ed nejd\u00e9le po cel\u00fd tento kalend\u00e1\u0159n\u00ed m\u011bs\u00edc (v tomto p\u0159\u00edpad\u011b do 31. b\u0159ezna).<\/b><\/b><\/p>\n

V\u00fdjimku tvo\u0159\u00ed studenti doktorsk\u00e9ho studia, kte\u0159\u00ed z\u016fst\u00e1vaj\u00ed st\u00e1tn\u00edmi poji\u0161t\u011bnci i po 26. roce v\u011bku v\u00a0p\u0159\u00edpad\u011b, \u017ee studuj\u00ed prvn\u011b v\u00a0doktorsk\u00e9m studijn\u00edm programu uskute\u010d\u0148ovan\u00e9m vysokou \u0161kolou v\u00a0\u010cesk\u00e9 republice ve standardn\u00ed dob\u011b\u00a0<\/b>(nejm\u00e9n\u011b 3 a nejv\u00fd\u0161e 4 roky)\u00a0v\u00a0prezen\u010dn\u00ed form\u011b studia\u00a0<\/b>a z\u00e1rove\u0148 nesm\u00ed b\u00fdt zam\u011bstnanci nebo osobami samostatn\u011b v\u00fdd\u011ble\u010dn\u011b \u010dinn\u00fdmi.\u00a0Pro tyto studenty nen\u00ed stanovena horn\u00ed v\u011bkov\u00e1 hranice, kdy by za n\u011b st\u00e1t p\u0159estal platit zdravotn\u00ed poji\u0161t\u011bn\u00ed.<\/b><\/p>\n

Jak je to v\u00a0obdob\u00ed mezi bakal\u00e1\u0159sk\u00fdm a magistersk\u00fdm studiem?<\/b><\/p>\n

Student, kter\u00fd \u00fasp\u011b\u0161n\u011b dokon\u010dil bakal\u00e1\u0159sk\u00e9 studium, je i nad\u00e1le pova\u017eov\u00e1n za nezaopat\u0159en\u00e9 d\u00edt\u011b (studenta)\u00a0po dobu od ukon\u010den\u00ed studia na vysok\u00e9 \u0161kole do dne, kdy se stane studentem t\u00e9\u017ee nebo jin\u00e9 vysok\u00e9 \u0161koly.\u00a0Studium ale mus\u00ed bezprost\u0159edn\u011b navazovat na studium p\u0159edchoz\u00ed, tzn. mezidob\u00ed mus\u00ed trvat nejd\u00e9le po dobu t\u0159\u00ed kalend\u00e1\u0159n\u00edch m\u011bs\u00edc\u016f.<\/b><\/p>\n

V praxi to znamen\u00e1, \u017ee dojde-li k\u00a0ukon\u010den\u00ed bakal\u00e1\u0159sk\u00e9ho studia nap\u0159. v\u00a0kv\u011btnu a z\u00e1pis ke studiu magistersk\u00e9ho studia prob\u011bhne v\u00a0z\u00e1\u0159\u00ed, pak je student evidov\u00e1n ve st\u00e1tn\u00ed kategorii po celou dobu, tzn. tak\u00e9 v\u00a0dob\u011b mezi t\u011bmito dv\u011bma studii.\u00a0Podm\u00ednka t\u0159\u00ed m\u011bs\u00edc\u016f je zde spln\u011bna (\u010derven, \u010dervenec a srpen), od z\u00e1\u0159\u00ed je znovu studentem.<\/b>\u00a0Naopak pokud by z\u00e1pis ke studiu prob\u011bhl nap\u0159. a\u017e v\u00a0\u0159\u00edjnu, pak je t\u0159eba, aby platbu pojistn\u00e9ho za z\u00e1\u0159\u00ed student \u0159e\u0161il nap\u0159. evidenc\u00ed na \u00fa\u0159adu pr\u00e1ce, hrazen\u00edm zdravotn\u00edho poji\u0161t\u011bn\u00ed jako samopl\u00e1tce (osoba bez zdaniteln\u00fdch p\u0159\u00edjm\u016f) atd.<\/p>\n

Jak je to v p\u0159\u00edpad\u011b p\u0159eru\u0161en\u00ed studia?<\/b><\/b><\/p>\n

V p\u0159\u00edpad\u011b, \u017ee se student rozhodne studium p\u0159eru\u0161it a za\u010d\u00edt nap\u0159. pracovat nebo podnikat, pak v\u00a0tomto obdob\u00ed nen\u00ed pl\u00e1tcem pojistn\u00e9ho st\u00e1t. Znovu se st\u00e1v\u00e1 st\u00e1tn\u00edm poji\u0161t\u011bncem a\u017e ode dne, kdy se znovu stane studentem stejn\u00e9 \u010di jin\u00e9 vysok\u00e9 \u0161koly, nejd\u00e9le v\u0161ak do 26 let.<\/p>\n

Co nastane po ukon\u010den\u00ed vysok\u00e9 \u0161koly z pohledu zdravotn\u00edho poji\u0161t\u011bn\u00ed?<\/b><\/p>\n

<\/a>Student, jen\u017e \u0159\u00e1dn\u011b ukon\u010d\u00ed vysokou \u0161kolu, je pova\u017eov\u00e1n za nezaopat\u0159en\u00e9 d\u00edt\u011b po cel\u00fd kalend\u00e1\u0159n\u00ed m\u011bs\u00edc, ve kter\u00e9m \u0159\u00e1dn\u011b ukon\u010dil studium, a tak\u00e9 kalend\u00e1\u0159n\u00ed m\u011bs\u00edc po n\u011bm n\u00e1sleduj\u00edc\u00ed (pokud nevykon\u00e1v\u00e1 v\u00fdd\u011ble\u010dnou \u010dinnost ani nem\u00e1 po cel\u00fd kalend\u00e1\u0159n\u00ed m\u011bs\u00edc n\u00e1rok na podporu v\u00a0nezam\u011bstnanosti nebo p\u0159i rekvalifikaci). Podstatn\u00e9 tedy je, ve kter\u00e9m m\u011bs\u00edci slo\u017e\u00ed z\u00e1v\u011bre\u010dnou zkou\u0161ku na vysok\u00e9 \u0161kole (nikoli datum promoce).<\/strong>\u00a0U doktorsk\u00e9ho studia je st\u00e1t pl\u00e1tcem pojistn\u00e9ho do konce kalend\u00e1\u0159n\u00edho m\u011bs\u00edce, v n\u011bm\u017e student ukon\u010dil studium.<\/b><\/p>\n

Po ukon\u010den\u00ed studia je t\u0159eba nahl\u00e1sit zdravotn\u00ed poji\u0161\u0165ovn\u011b, kdo bude d\u00e1le pl\u00e1tcem pojistn\u00e9ho<\/b>. Zdravotn\u00ed poji\u0161t\u011bn\u00ed si m\u016f\u017ee hradit poji\u0161t\u011bnec s\u00e1m jako osoba bez zdaniteln\u00fdch p\u0159\u00edjm\u016f \u010di osoba samostatn\u011b v\u00fdd\u011ble\u010dn\u011b \u010dinn\u00e1 (podnik\u00e1n\u00ed), m\u016f\u017ee b\u00fdt zam\u011bstnan\u00fd nebo pat\u0159it do jin\u00e9 skupiny st\u00e1tn\u00edch poji\u0161t\u011bnc\u016f, jako nap\u0159. pob\u00edrat rodi\u010dovsk\u00fd p\u0159\u00edsp\u011bvek nebo b\u00fdt veden jako uchaze\u010d o zam\u011bstn\u00e1n\u00ed na \u00fa\u0159adu pr\u00e1ce.<\/p>\n

Co mus\u00ed student zdravotn\u00ed poji\u0161\u0165ovn\u011b hl\u00e1sit a dokl\u00e1dat?<\/b><\/b><\/p>\n

Ka\u017ed\u00fd student je povinen sv\u00e9 zdravotn\u00ed poji\u0161\u0165ovn\u011b nejpozd\u011bji do 8 dn\u016f od vzniku skute\u010dnosti nahl\u00e1sit v\u0161echny zm\u011bny, kter\u00e9 maj\u00ed vliv na platbu pojistn\u00e9ho st\u00e1tem, nap\u0159. zah\u00e1jen\u00ed, p\u0159eru\u0161en\u00ed \u010di ukon\u010den\u00ed studia.\u00a0<\/b>Ze z\u00e1kona maj\u00ed tuto oznamovac\u00ed povinnost \u0161koly, ale z\u00e1rove\u0148 i s\u00e1m poji\u0161t\u011bnec. Je proto t\u0159eba v\u017edy zkontrolovat, zda je ji\u017e zm\u011bna t\u00fdkaj\u00edc\u00ed se studia nahl\u00e1\u0161ena, a p\u0159\u00edpadn\u011b informaci o zm\u011bn\u011b ozn\u00e1mit.\u00a0<\/b>K dolo\u017een\u00ed studia se v\u017edy p\u0159edkl\u00e1d\u00e1 p\u0159\u00edslu\u0161n\u00fd doklad, nap\u0159. potvrzen\u00ed o studiu, diplom atd.<\/p>\n

V\u00a0p\u0159\u00edpad\u011b, \u017ee student doktorsk\u00e9ho studia dovr\u0161\u00ed v\u011bku 26 let, mus\u00ed tuto skute\u010dnost v\u010das ozn\u00e1mit zdravotn\u00ed poji\u0161\u0165ovn\u011b a dolo\u017eit spolu s\u00a0potvrzen\u00edm o studiu tak\u00e9\u00a0<\/b>\u010cestn\u00e9 prohl\u00e1\u0161en\u00ed osoby star\u0161\u00ed 26 let studuj\u00edc\u00ed prvn\u011b v doktorsk\u00e9m studijn\u00edm programu<\/b><\/a>\u00a0<\/b>(poji\u0161t\u011bnec ji\u017e nen\u00ed evidov\u00e1n jako nezaopat\u0159en\u00e9 d\u00edt\u011b, ale jako osoba star\u0161\u00ed 26 let studuj\u00edc\u00ed prvn\u011b v\u00a0doktorsk\u00e9m studijn\u00edm programu).<\/p>\n

\n

Jak informovat zdravotn\u00ed poji\u0161\u0165ovnu?<\/strong><\/p>\n

Poji\u0161t\u011bnec registrovan\u00fd v aplikaci\u00a0Moje VZP<\/a><\/strong>\u00a0<\/span>m\u016f\u017ee ozn\u00e1men\u00ed o ukon\u010den\u00ed (pop\u0159\u00edpad\u011b zah\u00e1jen\u00ed \u010di p\u0159eru\u0161en\u00ed) studia u\u010dinit online p\u0159\u00edmo prost\u0159ednictv\u00edm t\u00e9to aplikace. Dal\u0161\u00ed mo\u017enost\u00ed je vyu\u017e\u00edt elektronick\u00fd webov\u00fd formul\u00e1\u0159\u00a0\u201eOzn\u00e1men\u00ed o ukon\u010den\u00ed za\u0159azen\u00ed mezi st\u00e1tn\u00ed poji\u0161t\u011bnce\u201c<\/strong><\/a>.<\/strong> Pokud poji\u0161t\u011bnec zvol\u00ed zasl\u00e1n\u00ed datovou schr\u00e1nkou (i48ae3q), je t\u0159eba p\u0159ilo\u017eit vypln\u011bn\u00fd formul\u00e1\u0159\u00a0\u201eP\u0159ihl\u00e1\u0161ka a eviden\u010dn\u00ed list poji\u0161t\u011bnce\u201c<\/strong><\/a>.<\/span>\u00a0Ve v\u0161ech v\u00fd\u0161e uveden\u00fdch p\u0159\u00edpadech je nutn\u00e9 m\u00edt p\u0159\u00edslu\u0161n\u00fd doklad\u00a0(nap\u0159. potvrzen\u00ed o studiu), kter\u00fd se k\u00a0ozn\u00e1men\u00ed p\u0159ikl\u00e1d\u00e1\u00a0v elektronick\u00e9 podob\u011b. Stejn\u00fd postup plat\u00ed i v\u00a0p\u0159\u00edpad\u011b, \u017ee poji\u0161t\u011bnec zas\u00edl\u00e1 ozn\u00e1men\u00ed po\u0161tou na adresu VZP \u010cR, P.O. BOX 111, 586 11 Jihlava. Ukon\u010den\u00ed studia je tak\u00e9 mo\u017en\u00e9 nahl\u00e1sit osobn\u011b na kter\u00e9koliv\u00a0pobo\u010dce VZP<\/a>.<\/strong> Doporu\u010dujeme se p\u0159edem objednat na konkr\u00e9tn\u00ed den a \u010das. Postup k\u00a0online objedn\u00e1n\u00ed uv\u00e1d\u00edme ve\u00a0videoporadn\u011b VZP<\/a>.<\/strong><\/p>\n

(vzp)<\/strong><\/p>\n<\/div>\n

\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

OT\u00c1ZKA: Ukon\u010dil <\/p>\n","protected":false},"author":2,"featured_media":348755,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"gallery","meta":{"footnotes":""},"categories":[88],"tags":[],"jetpack_featured_media_url":"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2025\/06\/16\/ram-vzp.jpg","_links":{"self":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/348754"}],"collection":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=348754"}],"version-history":[{"count":1,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/348754\/revisions"}],"predecessor-version":[{"id":348756,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/348754\/revisions\/348756"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/media\/348755"}],"wp:attachment":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=348754"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=348754"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=348754"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}