{"id":311294,"date":"2024-06-17T08:34:51","date_gmt":"2024-06-17T07:34:51","guid":{"rendered":"https:\/\/zakrasnejsivimperk.cz\/?p=311294"},"modified":"2024-06-17T08:34:51","modified_gmt":"2024-06-17T07:34:51","slug":"vseobecna-zdravotni-pojistovna-uhrada-dluhu-ve-splatkach","status":"publish","type":"post","link":"https:\/\/zakrasnejsivimperk.cz\/?p=311294","title":{"rendered":"V\u0160EOBECN\u00c1 ZDRAVOTN\u00cd POJI\u0160\u0164OVNA: \u00dahrada dluhu ve spl\u00e1tk\u00e1ch"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-201756 size-full\" src=\"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2020\/08\/31\/vzp-logo.png\" alt=\"\" width=\"646\" height=\"223\" srcset=\"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2020\/08\/31\/vzp-logo.png 646w, https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2020\/08\/31\/vzp-logo-300x104.png 300w\" sizes=\"(max-width: 646px) 100vw, 646px\" \/><\/p>\n<h6 style=\"text-align: center;\">OT\u00c1ZKA:<\/h6>\n<h6 style=\"text-align: center;\">Za jak\u00fdch podm\u00ednek m\u016f\u017eu uhradit zdravotn\u00ed poji\u0161\u0165ovn\u011b dluh ve spl\u00e1tk\u00e1ch?<\/h6>\n<h6 style=\"text-align: center;\">ODPOV\u011a\u010e:<\/h6>\n<p class=\"-wm-MsoNoSpacing\"><b>VZP umo\u017e\u0148uje poji\u0161t\u011bnc\u016fm uhradit dluh formou spl\u00e1tkov\u00e9ho kalend\u00e1\u0159e na z\u00e1klad\u011b p\u00edsemn\u00e9 \u017e\u00e1dosti<\/b>.\u00a0<b>Rozlo\u017een\u00ed do spl\u00e1tek je mo\u017en\u00e9 zejm\u00e9na v\u00a0p\u0159\u00edpadech, kdy\u00a0pl\u00e1tce nen\u00ed schopen uhradit dlu\u017enou \u010d\u00e1stku najednou<\/b>.\u00a0<b>Ka\u017ed\u00e1 \u017e\u00e1dost o\u00a0uzav\u0159en\u00ed spl\u00e1tkov\u00e9ho kalend\u00e1\u0159e je posuzov\u00e1na individu\u00e1ln\u011b a dle konkr\u00e9tn\u00ed situace dlu\u017en\u00edka.\u00a0<\/b>Mo\u017enost uhradit dluh ve spl\u00e1tk\u00e1ch zdravotn\u00ed poji\u0161\u0165ovn\u011b nen\u00ed d\u00e1na z\u00e1konem, tzn. \u017ee\u00a0dlu\u017en\u00edkovi nevznik\u00e1 pr\u00e1vn\u00ed n\u00e1rok na uzav\u0159en\u00ed spl\u00e1tkov\u00e9ho kalend\u00e1\u0159e.<\/p>\n<h6 class=\"-wm-MsoNoSpacing\"><b>Co lze platit ve spl\u00e1tk\u00e1ch?<\/b><\/h6>\n<ul type=\"disc\">\n<li class=\"-wm-MsoNoSpacing\">dlu\u017en\u00e9 pojistn\u00e9 a pen\u00e1le, kter\u00e9 bylo zji\u0161t\u011bno na z\u00e1klad\u011b vy\u00fa\u010dtov\u00e1n\u00ed nebo kontroly<\/li>\n<li class=\"-wm-MsoNoSpacing\">dlu\u017en\u00e9 pojistn\u00e9 a pen\u00e1le, kter\u00e9 bylo vym\u011b\u0159eno platebn\u00edm v\u00fdm\u011brem nebo v\u00fdkazem nedoplatk\u016f<\/li>\n<li class=\"-wm-MsoNoSpacing\">pravomocn\u011b vym\u011b\u0159en\u00e9 pokuty a p\u0159ir\u00e1\u017eky<\/li>\n<\/ul>\n<h6 class=\"-wm-MsoNoSpacing\"><b>Vypln\u011bn\u00ed \u017e\u00e1dosti o spl\u00e1tkov\u00fd kalend\u00e1\u0159<\/b><\/h6>\n<p class=\"-wm-MsoNoSpacing\">Dlu\u017en\u00edkovi se doporu\u010dujeme nejprve informovat o podm\u00ednk\u00e1ch a\u00a0mo\u017enostech uzav\u0159en\u00ed spl\u00e1tkov\u00e9ho kalend\u00e1\u0159e v\u00a0jeho konkr\u00e9tn\u00edm p\u0159\u00edpad\u011b, a to na\u00a0<a href=\"https:\/\/www.vzp.cz\/kontakty\/pobocky\" target=\"_blank\" rel=\"noopener\"><strong>kter\u00e9koli pobo\u010dce VZP<\/strong><\/a>. N\u00e1sledn\u011b poji\u0161t\u011bnec vypln\u00ed\u00a0<strong><a href=\"https:\/\/www.vzp.cz\/formulare\/zadost-o-splatkovy-kalendar.pdf\" target=\"_blank\" rel=\"noopener\">\u017d\u00e1dost o spl\u00e1tkov\u00fd kalend\u00e1\u0159<\/a><\/strong>\u00a0a doru\u010d\u00ed j\u00ed VZP (datovou schr\u00e1nkou i48ae3q, e-mailem na adresu\u00a0<strong><a href=\"mailto:podatelna@vzp.cz\" target=\"_blank\" rel=\"noopener\">podatelna@vzp.cz<\/a><\/strong>, zasl\u00e1n\u00edm po\u0161tou nebo osobn\u011b na\u00a0pobo\u010dce \u2013 viz\u00a0<strong><a href=\"https:\/\/www.vzp.cz\/kontakty\" target=\"_blank\" rel=\"noopener\">Kontaktujte n\u00e1s<\/a><\/strong>).<\/p>\n<h6 class=\"-wm-MsoNoSpacing\"><b>Podm\u00ednky pro uzav\u0159en\u00ed spl\u00e1tkov\u00e9ho kalend\u00e1\u0159e<\/b><\/h6>\n<p class=\"-wm-MsoNoSpacing\">Pro to, aby mohl b\u00fdt spl\u00e1tkov\u00fd kalend\u00e1\u0159 vyd\u00e1n, mus\u00ed dlu\u017en\u00edk spl\u0148ovat tyto podm\u00ednky:<\/p>\n<ul type=\"disc\">\n<li class=\"-wm-MsoNoSpacing\">mus\u00ed hradit \u201eb\u011b\u017en\u00e9\u201c pojistn\u00e9 na zdravotn\u00ed poji\u0161t\u011bn\u00ed v\u00a0\u0159\u00e1dn\u00fdch term\u00ednech<\/li>\n<li class=\"-wm-MsoNoSpacing\">nesm\u00ed b\u00fdt v\u00a0likvidaci<\/li>\n<li class=\"-wm-MsoNoSpacing\">nesm\u00ed b\u00fdt zah\u00e1jeno insolven\u010dn\u00ed \u0159\u00edzen\u00ed<\/li>\n<li class=\"-wm-MsoNoSpacing\">nesm\u00ed b\u00fdt\u00a0prohl\u00e1\u0161en \u00fapadek podle insolven\u010dn\u00edho z\u00e1kona<\/li>\n<li class=\"-wm-MsoNoSpacing\">nesm\u00ed doj\u00edt ke zhor\u0161en\u00ed vymahatelnosti pohled\u00e1vky<\/li>\n<\/ul>\n<p class=\"-wm-MsoNoSpacing\">Pokud by byl ji\u017e dluh vym\u00e1h\u00e1n prost\u0159ednictv\u00edm soudn\u00ed exekuce, je nutn\u00e9 \u0159e\u0161it p\u0159\u00edpadn\u00e9 uzav\u0159en\u00ed spl\u00e1tkov\u00e9ho kalend\u00e1\u0159e p\u0159\u00edmo s\u00a0p\u0159\u00edslu\u0161n\u00fdm exekutorsk\u00fdm \u00fa\u0159adem.<\/p>\n<h6 class=\"-wm-MsoNoSpacing\"><b>Lze uzav\u0159\u00edt n\u011bkolik spl\u00e1tkov\u00fdch kalend\u00e1\u0159\u016f na jednoho pl\u00e1tce?<\/b><\/h6>\n<p class=\"-wm-MsoNoSpacing\">Pl\u00e1tce m\u016f\u017ee m\u00edt uzav\u0159en v\u00edce ne\u017e jeden spl\u00e1tkov\u00fd kalend\u00e1\u0159 za p\u0159edpokladu, \u017ee spl\u00e1tky jsou hrazeny v\u010das a ve spr\u00e1vn\u00e9 v\u00fd\u0161i. V\u00a0r\u00e1mci jednoho spl\u00e1tkov\u00e9ho kalend\u00e1\u0159e je mo\u017en\u00e9 slu\u010dovat vym\u011b\u0159en\u00e9 a\u00a0nevym\u011b\u0159en\u00e9 splatn\u00e9 z\u00e1vazky pl\u00e1tce.<\/p>\n<h6 class=\"-wm-MsoNoSpacing\"><b>\u00dahrada dluhu dle spl\u00e1tkov\u00e9ho kalend\u00e1\u0159e<\/b><\/h6>\n<p class=\"-wm-MsoNoSpacing\">Dlu\u017en\u00edk m\u016f\u017ee uhradit cel\u00fd dluh nebo n\u011bkolik spl\u00e1tek\u00a0stejn\u00e9ho\u00a0druhu p\u0159ed term\u00edny uveden\u00fdmi ve\u00a0spl\u00e1tkov\u00e9m kalend\u00e1\u0159i. Pokud by do\u0161lo k\u00a0opo\u017ed\u011bn\u00ed plateb, dlu\u017en\u00edk ztr\u00e1c\u00ed mo\u017enost \u00fahrady ve spl\u00e1tk\u00e1ch a zb\u00fdvaj\u00edc\u00ed \u010d\u00e1stka dluhu se st\u00e1v\u00e1 splatnou ihned a dlu\u017en\u00edk je povinen tuto zb\u00fdvaj\u00edc\u00ed dlu\u017enou \u010d\u00e1stku neprodlen\u011b uhradit.<\/p>\n<p class=\"-wm-MsoNoSpacing\">Po dobu \u00fahrady dluhu ve spl\u00e1tk\u00e1ch je za ka\u017ed\u00fd den prodlen\u00ed od splatnosti dlu\u017en\u00e9ho pojistn\u00e9ho (podle z\u00e1kona \u010d. 592\/1992 Sb., o pojistn\u00e9m na ve\u0159ejn\u00e9 zdravotn\u00ed poji\u0161t\u011bn\u00ed) \u00fa\u010dtov\u00e1no pen\u00e1le. V\u00fd\u0161e pen\u00e1le je\u00a0stanovena podle p\u0159edpis\u016f ob\u010dansk\u00e9ho pr\u00e1va o v\u00fd\u0161i \u00faroku z\u00a0prodlen\u00ed. Z\u00e1rove\u0148 se \u017e\u00e1dost\u00ed o spl\u00e1tkov\u00fd kalend\u00e1\u0159 je mo\u017en\u00e9 po\u017e\u00e1dat i o prominut\u00ed pen\u00e1le. Tato \u017e\u00e1dost je projedn\u00e1na a\u017e po \u00fahrad\u011b pojistn\u00e9ho.<\/p>\n<p class=\"-wm-MsoNoSpacing\"><i><u>Dopl\u0148uj\u00edc\u00ed informace<\/u><\/i><\/p>\n<p class=\"-wm-MsoNoSpacing\">Informace, co d\u011blat v\u00a0situaci, kdy poji\u0161t\u011bnec zjist\u00ed, \u017ee m\u00e1 nevyrovnan\u00e9 z\u00e1vazky v\u016f\u010di VZP, jsou zve\u0159ejn\u011bny v\u00a0\u201e<a href=\"https:\/\/www.vzp.cz\/platci\/informace\/nekolik-dobrych-rad-pro-dluzniky\" target=\"_blank\" rel=\"noopener\"><strong>N\u011bkolika dobr\u00fdch rad\u00e1ch pro dlu\u017en\u00edky<\/strong><\/a>\u201c.<\/p>\n<p><strong>(vzp)<\/strong><\/p>\n<hr \/>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>OT\u00c1ZKA: Za <\/p>\n","protected":false},"author":2,"featured_media":311296,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"gallery","meta":{"footnotes":""},"categories":[88],"tags":[],"jetpack_featured_media_url":"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2024\/06\/17\/ram-vzp.jpg","_links":{"self":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/311294"}],"collection":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=311294"}],"version-history":[{"count":1,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/311294\/revisions"}],"predecessor-version":[{"id":311295,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/311294\/revisions\/311295"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/media\/311296"}],"wp:attachment":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=311294"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=311294"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=311294"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}