{"id":300966,"date":"2024-03-18T13:33:22","date_gmt":"2024-03-18T12:33:22","guid":{"rendered":"https:\/\/zakrasnejsivimperk.cz\/?p=300966"},"modified":"2024-03-18T13:33:22","modified_gmt":"2024-03-18T12:33:22","slug":"vseobecna-zdravotni-pojistovna-ochranny-limit-u-invalidu","status":"publish","type":"post","link":"https:\/\/zakrasnejsivimperk.cz\/?p=300966","title":{"rendered":"V\u0160EOBECN\u00c1 ZDRAVOTN\u00cd POJI\u0160\u0164OVNA: Ochrann\u00fd limit u invalid\u016f"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-201756 size-full\" src=\"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2020\/08\/31\/vzp-logo.png\" alt=\"\" width=\"646\" height=\"223\" srcset=\"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2020\/08\/31\/vzp-logo.png 646w, https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2020\/08\/31\/vzp-logo-300x104.png 300w\" sizes=\"(max-width: 646px) 100vw, 646px\" \/><\/p>\n<h6 style=\"text-align: center;\">OT\u00c1ZKA:<\/h6>\n<h6 style=\"text-align: center;\"><b>Mus\u00ed invalida hl\u00e1sit n\u00e1rok na sn\u00ed\u017een\u00fd limit u doplatk\u016f na l\u00e9ky?<\/b><\/h6>\n<h6 style=\"text-align: center;\">ODPOV\u011a\u010e:<\/h6>\n<p class=\"-wm-MsoNoSpacing\"><b>Poji\u0161t\u011bnci, kte\u0159\u00ed maj\u00ed z\u00a0d\u016fvodu invalidity n\u00e1rok na sn\u00ed\u017een\u00fd limit na doplatc\u00edch za l\u00e9ky, mus\u00ed tuto informaci zdravotn\u00ed poji\u0161\u0165ovn\u011b sami nahl\u00e1sit a dolo\u017eit pot\u0159ebn\u00fd dokument<\/b>. Tato\u00a0povinnost je d\u00e1na z\u00e1konem o\u00a0ve\u0159ejn\u00e9m zdravotn\u00edm poji\u0161t\u011bn\u00ed (\u010d. 48\/1997 Sb.).<\/p>\n<p class=\"-wm-MsoNoSpacing\">P\u0159i t\u00e9to p\u0159\u00edle\u017eitosti\u00a0<b>doporu\u010dujeme poji\u0161t\u011bnc\u016fm tak\u00e9 ozn\u00e1mit zdravotn\u00ed poji\u0161\u0165ovn\u011b \u010d\u00edslo bankovn\u00edho \u00fa\u010dtu pro v\u00fdplatu p\u0159eplatk\u016f<\/b>. Poji\u0161t\u011bnec o vr\u00e1cen\u00ed p\u0159eplatku \u017e\u00e1dat nemus\u00ed \u2013 zdravotn\u00ed poji\u0161\u0165ovna p\u0159ekro\u010den\u00ed ochrann\u00e9ho limitu sleduje a p\u0159eplatky pos\u00edl\u00e1 automaticky. Ro\u010dn\u00ed limit na\u00a0zapo\u010ditateln\u00e9 doplatky u invalidn\u00edch poji\u0161t\u011bnc\u016f, kte\u0159\u00ed svou invaliditu dolo\u017eili zdravotn\u00ed poji\u0161\u0165ovn\u011b, je\u00a0stanoven na 500 K\u010d.<\/p>\n<h6 class=\"-wm-MsoNoSpacing\"><b>Kdo m\u00e1 n\u00e1rok na sn\u00ed\u017een\u00fd limit?<\/b><\/h6>\n<p class=\"-wm-MsoNoSpacing\">N\u00e1rok na sn\u00ed\u017een\u00fd ochrann\u00fd limit maj\u00ed tyto skupiny poji\u0161t\u011bnc\u016f:<\/p>\n<ul type=\"disc\">\n<li class=\"-wm-MsoNoSpacing\">poji\u0161t\u011bnci, kte\u0159\u00ed jsou za\u0159azeni ve III. stupni invalidity a pob\u00edraj\u00ed d\u016fchod pro tuto invaliditu<\/li>\n<li class=\"-wm-MsoNoSpacing\">poji\u0161t\u011bnci, kte\u0159\u00ed byli uzn\u00e1ni invalidn\u00edmi ve II. nebo III. stupni, ale nen\u00ed jim vypl\u00e1cen invalidn\u00ed d\u016fchod<\/li>\n<\/ul>\n<p class=\"-wm-MsoNoSpacing\">N\u00e1rok na sn\u00ed\u017een\u00fd limit 500 K\u010d se net\u00fdk\u00e1 poji\u0161t\u011bnc\u016f I. stupn\u011b invalidity a poji\u0161t\u011bnc\u016f, kte\u0159\u00ed pob\u00edraj\u00ed invalidn\u00ed d\u016fchod pro invaliditu II. stupn\u011b.<\/p>\n<h6 class=\"-wm-MsoNoSpacing\"><b>Co mus\u00edm dokl\u00e1dat?<\/b><\/h6>\n<p class=\"-wm-MsoNoSpacing\">Nahl\u00e1\u0161en\u00ed je mo\u017en\u00e9 prov\u00e9st prost\u0159ednictv\u00edm formul\u00e1\u0159e \u201e<strong><a href=\"https:\/\/www.vzp.cz\/formulare\/oznameni-o-priznanem-stupni-invalidity.pdf\" target=\"_blank\" rel=\"noopener\">Ozn\u00e1men\u00ed o p\u0159iznan\u00e9m stupni invalidity<\/a><\/strong>\u201c.<\/p>\n<p class=\"-wm-MsoNoSpacing\">Poji\u0161t\u011bnec tak\u00e9 mus\u00ed dolo\u017eit n\u011bkter\u00fd z\u00a0t\u011bchto dokument\u016f:<\/p>\n<ul type=\"disc\">\n<li class=\"-wm-MsoNoSpacing\">kopii rozhodnut\u00ed o invalidn\u00edm d\u016fchodu\u00a0pro invaliditu III. stupn\u011b<\/li>\n<li class=\"-wm-MsoNoSpacing\">kopii posudku o posouzen\u00ed zdravotn\u00edho stavu, na jeho\u017e z\u00e1klad\u011b byl poji\u0161t\u011bnec uzn\u00e1n invalidn\u00edm ve II. nebo III. stupni<\/li>\n<\/ul>\n<p class=\"-wm-MsoNoSpacing\">Kopie dokumentu nemus\u00ed b\u00fdt \u00fa\u0159edn\u011b ov\u011b\u0159en\u00e1.<\/p>\n<h6 class=\"-wm-MsoNoSpacing\"><b>Jak m\u016f\u017eu nahl\u00e1\u0161en\u00ed prov\u00e9st?<\/b><\/h6>\n<p class=\"-wm-MsoNoSpacing\"><b>Poji\u0161t\u011bnec m\u016f\u017ee informaci nahl\u00e1sit osobn\u011b na<\/b>\u00a0<strong><a href=\"http:\/\/www.vzp.cz\/pobocky\" target=\"_blank\" rel=\"noopener\">kter\u00e9koli pobo\u010dce VZP<\/a><\/strong>. Pokud se nem\u016f\u017ee dostavit osobn\u011b, nap\u0159. z\u00a0d\u016fvodu invalidity, m\u016f\u017ee za n\u011bj vypln\u011bn\u00fd a podepsan\u00fd formul\u00e1\u0159 a p\u0159ilo\u017eenou kopii dan\u00e9ho dokumentu doru\u010dit jak\u00e1koli jin\u00e1 osoba. Za invalidn\u00ed osobu s\u00a0omezenou sv\u00e9pr\u00e1vnost\u00ed v\u010detn\u011b d\u011bt\u00ed do 18 let m\u016f\u017ee dokumenty doru\u010dit poji\u0161t\u011bnc\u016fv z\u00e1konn\u00fd z\u00e1stupce.<\/p>\n<p class=\"-wm-MsoNoSpacing\"><b>Dokumenty lze\u00a0<\/b>tak\u00e9<b>\u00a0zaslat e-mailem na<\/b>\u00a0<strong><a href=\"mailto:podatelna@vzp.cz\" target=\"_blank\" rel=\"noopener\">podatelna@vzp.cz<\/a>,<\/strong> p\u0159\u00edpadn\u011b\u00a0<b>po\u0161tou na adresu VZP \u010cR, Orlick\u00e1 2020\/4, 130 00, Praha 3<\/b>\u00a0nebo\u00a0<b>datovou schr\u00e1nkou (i48ae3q)<\/b>.<\/p>\n<h6 class=\"-wm-MsoNoSpacing\"><b>Od kdy mi bude ochrann\u00fd limit sn\u00ed\u017een?<\/b><\/h6>\n<p class=\"-wm-MsoNoSpacing\"><b>Ochrann\u00fd limit bude poji\u0161t\u011bnci sn\u00ed\u017een ke dni, ve kter\u00e9m zdravotn\u00ed poji\u0161\u0165ovn\u011b ozn\u00e1m\u00ed sv\u016fj n\u00e1rok a dolo\u017e\u00ed tuto informaci<\/b>. Rozhodn\u00e9 je datum p\u0159evzet\u00ed na pobo\u010dce VZP, datum po\u0161tovn\u00edho raz\u00edtka \u010di\u00a0odesl\u00e1n\u00ed e-mailu atd.<\/p>\n<p class=\"-wm-MsoNoSpacing\"><b>V\u00a0p\u0159\u00edpad\u011b, \u017ee by poji\u0161t\u011bnec sv\u016fj n\u00e1rok nenahl\u00e1sil, zdravotn\u00ed poji\u0161\u0165ovna mu nem\u016f\u017ee limit sn\u00ed\u017eit, a\u00a0na\u00a0poji\u0161t\u011bnce se tak i nad\u00e1le bude vztahovat ochrann\u00fd limit dle v\u011bkov\u00e9 kategorie.<\/b><\/p>\n<h6 class=\"-wm-MsoNoSpacing\"><b>P\u0159estal jsem podm\u00ednky spl\u0148ovat, mus\u00edm to hl\u00e1sit?<\/b><\/h6>\n<p class=\"-wm-MsoNoSpacing\"><b>Pokud ji\u017e d\u0159\u00edve poji\u0161t\u011bnec zdravotn\u00ed poji\u0161\u0165ovn\u011b sv\u016fj n\u00e1rok nahl\u00e1sil a dojde u n\u011bj k\u00a0n\u011bjak\u00e9 zm\u011bn\u011b, nap\u0159. zm\u011bn\u011b stupn\u011b invalidity, p\u0159izn\u00e1n\u00ed invalidn\u00edho d\u016fchodu atd. \u2013 mus\u00ed tuto zm\u011bnu nahl\u00e1sit zdravotn\u00ed poji\u0161\u0165ovn\u011b.<\/b>\u00a0I k\u00a0tomuto ozn\u00e1men\u00ed je pot\u0159eba dolo\u017eit kopii p\u0159\u00edslu\u0161n\u00e9ho rozhodnut\u00ed. Lh\u016fta pro ozn\u00e1men\u00ed je\u00a0do 8 dn\u016f ode dne nabyt\u00ed pr\u00e1vn\u00ed moci rozhodnut\u00ed.<\/p>\n<h6 class=\"-wm-MsoNoSpacing\"><b>Jak je to v\u00a0p\u0159\u00edpad\u011b zastupov\u00e1n\u00ed invalidn\u00ed osoby s\u00a0omezenou sv\u00e9pr\u00e1vnost\u00ed a d\u011bt\u00ed do 18 let?<\/b><\/h6>\n<p class=\"-wm-MsoNoSpacing\"><b>Za invalidn\u00ed osoby\u00a0s omezenou sv\u00e9pr\u00e1vnost\u00ed\u00a0a d\u011bti do 18 let z\u00e1le\u017eitost vy\u0159izuje<\/b>\u00a0(podepisuje formul\u00e1\u0159 a dokl\u00e1d\u00e1 pot\u0159ebn\u00e9 dokumenty)\u00a0<b>zastupuj\u00edc\u00ed osoba<\/b>. Tak\u00e9\u00a0instituce, kter\u00e9 byl invalidn\u00ed poji\u0161t\u011bnec sv\u011b\u0159en do p\u00e9\u010de (d\u011btsk\u00fd domov, soci\u00e1ln\u00ed \u00fastav apod.), mus\u00ed dolo\u017eit sv\u011b\u0159en\u00ed dan\u00e9ho poji\u0161t\u011bnce do p\u00e9\u010de.<\/p>\n<p class=\"-wm-MsoNoSpacing\">Zastupuj\u00edc\u00ed osoba mus\u00ed dolo\u017eit dokument dokl\u00e1daj\u00edc\u00ed vazbu k\u00a0zastupovan\u00e9 osob\u011b:<\/p>\n<ul type=\"disc\">\n<li class=\"-wm-MsoNoSpacing\">z\u00e1konn\u00fd z\u00e1stupce (rodi\u010d) \u2013 rodn\u00fd list d\u00edt\u011bte<\/li>\n<li class=\"-wm-MsoNoSpacing\">opatrovn\u00edk \u2013 listinu o jmenov\u00e1n\u00ed opatrovn\u00edka nebo rozsudek soudu p\u0159i zastupov\u00e1n\u00ed opatrovn\u00edkem<\/li>\n<li class=\"-wm-MsoNoSpacing\">poru\u010dn\u00edk \u2013 rozsudek soudu o v\u00fdkonu poru\u010dnictv\u00ed<\/li>\n<li class=\"-wm-MsoNoSpacing\">osvojitel \u2013 rozhodnut\u00ed soudu o osvojen\u00ed<\/li>\n<\/ul>\n<h6 class=\"-wm-MsoNormal\"><b>Mus\u00edm \u017e\u00e1dat o sn\u00ed\u017een\u00ed opakovan\u011b?<\/b><\/h6>\n<p class=\"-wm-MsoNormal\">O sn\u00ed\u017een\u00fd ochrann\u00fd limit nen\u00ed nutn\u00e9 \u017e\u00e1dat ka\u017edoro\u010dn\u011b. Jin\u00e1 situace je v\u0161ak v\u00a0p\u0159\u00edpad\u011b zm\u011bny zdravotn\u00ed poji\u0161\u0165ovny \u2013 poji\u0161t\u011bnec mus\u00ed p\u0159i ka\u017ed\u00e9 zm\u011bn\u011b zdravotn\u00ed poji\u0161\u0165ovny hl\u00e1sit invaliditu nov\u00e9 zdravotn\u00ed poji\u0161\u0165ovn\u011b.<\/p>\n<h6 class=\"-wm-MsoNormal\"><b>Dal\u0161\u00ed informace<\/b><\/h6>\n<p class=\"-wm-MsoNormal\">Podrobn\u00e9 informace ke sn\u00ed\u017een\u00e9mu ochrann\u00e9mu limitu za\u00a0l\u00e9ky u invalidn\u00edch poji\u0161t\u011bnc\u016f jsou zve\u0159ejn\u011bn\u00e9 na\u00a0<strong><a href=\"https:\/\/www.vzp.cz\/pojistenci\/informace-a-zivotni-situace\/regulacni-poplatky-a-ochranne-limity\/ochranny-limit-u-invalidu\" target=\"_blank\" rel=\"noopener\">samostatn\u00e9 webov\u00e9 str\u00e1nce VZP<\/a><\/strong>.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>(vzp)<\/strong><\/p>\n<hr \/>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>OT\u00c1ZKA: Mus\u00ed <\/p>\n","protected":false},"author":2,"featured_media":300968,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"gallery","meta":{"footnotes":""},"categories":[88],"tags":[],"jetpack_featured_media_url":"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2024\/03\/18\/ram-vzp.jpg","_links":{"self":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/300966"}],"collection":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=300966"}],"version-history":[{"count":1,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/300966\/revisions"}],"predecessor-version":[{"id":300967,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/300966\/revisions\/300967"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/media\/300968"}],"wp:attachment":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=300966"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=300966"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=300966"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}