{"id":296863,"date":"2024-02-05T12:31:54","date_gmt":"2024-02-05T11:31:54","guid":{"rendered":"https:\/\/zakrasnejsivimperk.cz\/?p=296863"},"modified":"2024-02-05T12:31:54","modified_gmt":"2024-02-05T11:31:54","slug":"vseobecna-zdravotni-pojistovna-zdravotni-pojisteni-v-zahranici","status":"publish","type":"post","link":"https:\/\/zakrasnejsivimperk.cz\/?p=296863","title":{"rendered":"V\u0160EOBECN\u00c1 ZDRAVOTN\u00cd POJI\u0160\u0164OVNA: Zdravotn\u00ed poji\u0161t\u011bn\u00ed v zahrani\u010d\u00ed"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-201756 size-full\" src=\"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2020\/08\/31\/vzp-logo.png\" alt=\"\" width=\"646\" height=\"223\" srcset=\"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2020\/08\/31\/vzp-logo.png 646w, https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2020\/08\/31\/vzp-logo-300x104.png 300w\" sizes=\"(max-width: 646px) 100vw, 646px\" \/><\/p>\n<h6 style=\"text-align: center;\">OT\u00c1ZKA:<\/h6>\n<h6 style=\"text-align: center;\"><b>Jedeme na ly\u017ee na hory do zahrani\u010d\u00ed. Jakou zdravotn\u00ed p\u00e9\u010di mi zajist\u00ed karti\u010dka poji\u0161t\u011bnce?<\/b><\/h6>\n<h6 style=\"text-align: center;\">ODPOV\u011a\u010e:<\/h6>\n<p class=\"-wm-MsoNoSpacing\"><b>Na z\u00e1klad\u011b platn\u00e9 karti\u010dky poji\u0161t\u011bnce<\/b>\u00a0(pr\u016fkaz poji\u0161t\u011bnce \/ EHIC) v\u00e1m bude v\u00a0zem\u00edch EU, EHP a\u00a0ve\u00a0\u0160v\u00fdcarsku poskytnuta<b>\u00a0<\/b><b>nezbytn\u00e1 zdravotn\u00ed p\u00e9\u010de na \u00fa\u010det va\u0161\u00ed zdravotn\u00ed poji\u0161\u0165ovny<\/b>. Jako ob\u010dan \u010cR\u00a0m\u00e1te v\u00a0uveden\u00fdch zem\u00edch\u00a0<b>s\u00a0pr\u016fkazem EHIC stejn\u00e9 podm\u00ednky pro \u010derp\u00e1n\u00ed zdravotn\u00ed p\u00e9\u010de jako m\u00edstn\u00ed ob\u010dan\u00a0<\/b>v\u00a0r\u00e1mci povinn\u00e9ho zdravotn\u00edho poji\u0161t\u011bn\u00ed.<\/p>\n<p class=\"-wm-MsoNoSpacing\"><b>Abyste mohl uplatnit pr\u016fkaz EHIC, mus\u00ed v\u00e1m b\u00fdt nezbytn\u00e1 zdravotn\u00ed p\u00e9\u010de poskytnuta ve\u00a0zdravotnick\u00e9m za\u0159\u00edzen\u00ed, kter\u00e9 je napojeno na ve\u0159ejn\u00fd syst\u00e9m zdravotn\u00edho poji\u0161t\u011bn\u00ed\u00a0<\/b>(za\u0159\u00edzen\u00ed je\u00a0financov\u00e1no z\u00a0ve\u0159ejn\u00fdch zdroj\u016f).\u00a0<b>P\u0159i poskytnut\u00ed zdravotn\u00ed p\u00e9\u010de se budete muset ve\u00a0zdravotnick\u00e9m za\u0159\u00edzen\u00ed prok\u00e1zat platn\u00fdm pr\u016fkazem EHIC.<\/b><\/p>\n<p class=\"-wm-MsoNoSpacing\">Poskytnutou zdravotn\u00ed p\u00e9\u010di uhrad\u00ed zdravotnick\u00e9mu za\u0159\u00edzen\u00ed m\u00edstn\u00ed zdravotn\u00ed poji\u0161\u0165ovna a\u00a0n\u00e1klady n\u00e1sledn\u011b p\u0159e\u00fa\u010dtuje VZP.\u00a0<b>Vy za o\u0161et\u0159en\u00ed zaplat\u00edte jen to, co by za n\u011bj zaplatil m\u00edstn\u00ed poji\u0161t\u011bnec<\/b>\u00a0\u2013 nap\u0159. regula\u010dn\u00ed poplatek, poplatek za recept \u010di hospitalizaci, poplatek za n\u00e1v\u0161t\u011bvu l\u00e9ka\u0159e nebo za\u00a0p\u0159edepsan\u00e9 l\u00e9ky apod.<\/p>\n<h6 class=\"-wm-MsoNoSpacing\"><b>Co je to nezbytn\u00e1 p\u00e9\u010de?<\/b><\/h6>\n<p class=\"-wm-MsoNoSpacing\"><b>Za nezbytnou zdravotn\u00ed p\u00e9\u010di je pova\u017eov\u00e1na zdravotn\u00ed p\u00e9\u010de, kterou z\u00a0l\u00e9ka\u0159sk\u00e9ho hlediska vy\u017eaduje zdravotn\u00ed stav pacienta<\/b>. P\u00e9\u010de mus\u00ed b\u00fdt poskytnuta v\u00a0takov\u00e9m rozsahu, aby pacient nemusel odcestovat ze zahrani\u010d\u00ed d\u0159\u00edve, ne\u017e zam\u00fd\u0161lel. O konkr\u00e9tn\u00edm rozsahu a zp\u016fsobu poskytnut\u00ed p\u00e9\u010de rozhoduje m\u00edstn\u00ed o\u0161et\u0159uj\u00edc\u00ed l\u00e9ka\u0159.<\/p>\n<h6 class=\"-wm-MsoNoSpacing\"><b>Co nen\u00ed nezbytn\u00e1 p\u00e9\u010de?<\/b><\/h6>\n<p class=\"-wm-MsoNoSpacing\"><b>Naopak nejde o takovou zdravotn\u00ed p\u00e9\u010di, za kterou by poji\u0161t\u011bnec p\u0159\u00edmo vycestoval, nebo o p\u00e9\u010di, kterou by zdravotn\u00ed stav poji\u0161t\u011bnce nevy\u017eadoval<\/b>\u00a0(nap\u0159. preventivn\u00ed prohl\u00eddky, pl\u00e1novan\u00e1 operace).<\/p>\n<p class=\"-wm-MsoNoSpacing\"><b>Za\u00a0nezbytnou p\u00e9\u010di nejsou d\u00e1le pova\u017eov\u00e1ny zm\u00edn\u011bn\u00e9 poplatky spolu\u00fa\u010dasti, transport do dom\u00e1c\u00ed zem\u011b, repatriace ostatk\u016f, z\u00e1sah horsk\u00e9 slu\u017eby, leteck\u00fd transport<\/b>\u00a0atd.<\/p>\n<p class=\"-wm-MsoNoSpacing\">Nav\u00edc ne v\u0161echna zdravotn\u00ed p\u00e9\u010de m\u016f\u017ee b\u00fdt hrazena z ve\u0159ejn\u00e9ho zdravotn\u00edho poji\u0161t\u011bn\u00ed, tak jako v \u010cesk\u00e9 republice \u2013 v\u00a0ka\u017ed\u00e9 zemi mohou platit jin\u00e1 pravidla a pr\u00e1vn\u00ed p\u0159edpisy. Proto je p\u0159ed vycestov\u00e1n\u00edm vhodn\u00e9 se sezn\u00e1mit s\u00a0podm\u00ednkami zdravotn\u00edho syst\u00e9mu, resp. zdravotn\u00edho poji\u0161t\u011bn\u00ed dan\u00e9 zem\u011b. Z\u00e1rove\u0148\u00a0<b>doporu\u010dujeme p\u0159ed vycestov\u00e1n\u00edm uzav\u0159\u00edt komer\u010dn\u00ed cestovn\u00ed poji\u0161t\u011bn\u00ed<\/b>\u00a0\u2013 nap\u0159.\u00a0s\u00a0p\u0159\u00edpadn\u00fdm p\u0159ipoji\u0161t\u011bn\u00edm rizikov\u00fdch sport\u016f.<\/p>\n<h6 class=\"-wm-MsoNoSpacing\"><b>Zdravotn\u00ed p\u00e9\u010de v\u00a0soukrom\u00e9m zdravotnick\u00e9m za\u0159\u00edzen\u00ed a refundace<\/b><\/h6>\n<p class=\"-wm-MsoNoSpacing\"><b>Pokud by byla poji\u0161t\u011bnci poskytnuta zdravotn\u00ed p\u00e9\u010de v\u00a0zahrani\u010d\u00ed v\u00a0soukrom\u00e9m zdravotnick\u00e9m za\u0159\u00edzen\u00ed<\/b>\u00a0(jin\u00e9m ne\u017e napojen\u00e9m na syst\u00e9m ve\u0159ejn\u00e9ho zdravotn\u00edho poji\u0161t\u011bn\u00ed) a\u00a0<b>nem\u011bl uzav\u0159eno komer\u010dn\u00ed cestovn\u00ed poji\u0161t\u011bn\u00ed, mus\u00ed si n\u00e1klady na tuto poskytnout p\u00e9\u010di uhradit s\u00e1m<\/b>.<\/p>\n<p class=\"-wm-MsoNoSpacing\"><b>N\u00e1sledn\u011b po n\u00e1vratu do \u010cR m\u016f\u017ee za\u017e\u00e1dat u sv\u00e9 zdravotn\u00ed poji\u0161\u0165ovny o n\u00e1hradu uhrazen\u00fdch n\u00e1klad\u016f, tzv. refundaci<\/b>. M\u00e1 to v\u0161ak sv\u00e1 pravidla \u2013\u00a0<b>refundace je mo\u017en\u00e1 pouze do v\u00fd\u0161e, kter\u00e1 by byla \u010deskou zdravotn\u00ed poji\u0161\u0165ovnou hrazena p\u0159i poskytnut\u00ed t\u011bchto zdravotn\u00edch slu\u017eeb na \u00fazem\u00ed \u010cR<\/b>\u00a0(tzn.\u00a0do v\u00fd\u0161e \u010desk\u00fdch \u201ecen\u201c a jen pokud \u0161lo o\u00a0p\u00e9\u010di, kter\u00e1 je v \u010cR z\u00a0ve\u0159ejn\u00e9ho zdravotn\u00edho poji\u0161t\u011bn\u00ed hrazen\u00e1).\u00a0<b>K \u017e\u00e1dosti je t\u0159eba dolo\u017eit potvrzen\u00ed<\/b><b>\u00a0o \u00fahrad\u011b a ve\u0161ker\u00e9 doklady o poskytnut\u00fdch zdravotn\u00edch slu\u017eb\u00e1ch<\/b>. \u017d\u00e1dost je\u00a0n\u00e1sledn\u011b projedn\u00e1na ve spr\u00e1vn\u00edm \u0159\u00edzen\u00ed a v p\u0159\u00edpad\u011b spln\u011bn\u00ed z\u00e1konn\u00fdch podm\u00ednek pak m\u016f\u017ee b\u00fdt\u00a0poji\u0161t\u011bnci p\u0159izn\u00e1na \u010d\u00e1stka k refundaci.<\/p>\n<h6 class=\"-wm-MsoNoSpacing\"><b>PVZP, a.s.<\/b><\/h6>\n<ul>\n<li class=\"-wm-MsoNoSpacing\">Komer\u010dn\u00ed cestovn\u00ed poji\u0161t\u011bn\u00ed kryje n\u00e1klady na zdravotn\u00ed p\u00e9\u010di v\u00a0zahrani\u010d\u00ed. Vyb\u00edrat m\u016f\u017eete z\u00a0n\u011bkolika bal\u00ed\u010dk\u016f cestovn\u00edho poji\u0161t\u011bn\u00ed u\u00a0<a href=\"https:\/\/www.pvzp.cz\/produkty\/cestovni-pojisteni\/\" target=\"_blank\" rel=\"noopener\"><strong>dce\u0159in\u00e9 spole\u010dnosti Poji\u0161\u0165ovna VZP, a. s.<\/strong><\/a>\u00a0Cestovn\u00ed poji\u0161t\u011bn\u00ed si m\u016f\u017eete sjednat on-line se slevou 10 %. P\u0159i sjedn\u00e1n\u00ed na\u00a0<strong><a href=\"https:\/\/www.vzp.cz\/kontakty\/pobocky\" target=\"_blank\" rel=\"noopener\">pobo\u010dce VZP<\/a><\/strong>\u00a0nebo\u00a0<strong><a href=\"https:\/\/www.pvzp.cz\/obchodni-mista-pvzp\/\" target=\"_blank\" rel=\"noopener\">PVZP<\/a><\/strong>\u00a0z\u00edskaj\u00ed poji\u0161t\u011bnci VZP slevu 20 % a \u010dlenov\u00e9\u00a0<strong><a href=\"https:\/\/www.klubpevnehozdravi.cz\/\" target=\"_blank\" rel=\"noopener\">Klubu pevn\u00e9ho zdrav\u00ed<\/a><\/strong>\u00a030 %.<\/li>\n<\/ul>\n<p><strong>(vzp)<\/strong><\/p>\n<hr \/>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>OT\u00c1ZKA: Jedeme <\/p>\n","protected":false},"author":2,"featured_media":296865,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"gallery","meta":{"footnotes":""},"categories":[88],"tags":[],"jetpack_featured_media_url":"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2024\/02\/05\/ram-vzp.jpg","_links":{"self":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/296863"}],"collection":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=296863"}],"version-history":[{"count":1,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/296863\/revisions"}],"predecessor-version":[{"id":296864,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/296863\/revisions\/296864"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/media\/296865"}],"wp:attachment":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=296863"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=296863"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=296863"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}