{"id":291139,"date":"2023-11-13T10:08:30","date_gmt":"2023-11-13T09:08:30","guid":{"rendered":"https:\/\/zakrasnejsivimperk.cz\/?p=291139"},"modified":"2023-11-13T10:08:30","modified_gmt":"2023-11-13T09:08:30","slug":"vseobecna-zdravotni-pojistovna-osetreni-u-lekare-a-dluzne-pojistne","status":"publish","type":"post","link":"https:\/\/zakrasnejsivimperk.cz\/?p=291139","title":{"rendered":"V\u0160EOBECN\u00c1 ZDRAVOTN\u00cd POJI\u0160\u0164OVNA: O\u0161et\u0159en\u00ed u l\u00e9ka\u0159e a dlu\u017en\u00e9 pojistn\u00e9"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-201756 size-full\" src=\"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2020\/08\/31\/vzp-logo.png\" alt=\"\" width=\"646\" height=\"223\" srcset=\"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2020\/08\/31\/vzp-logo.png 646w, https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2020\/08\/31\/vzp-logo-300x104.png 300w\" sizes=\"(max-width: 646px) 100vw, 646px\" \/><\/p>\n<h6 style=\"text-align: center;\">OT\u00c1ZKA:<\/h6>\n<h6 style=\"text-align: center;\"><b>Dlu\u017e\u00edm na pojistn\u00e9m na zdravotn\u00ed poji\u0161t\u011bn\u00ed. Pot\u0159ebuji l\u00e9ka\u0159sk\u00e9 o\u0161et\u0159en\u00ed, mus\u00edm si ho uhradit sama? M\u016f\u017ee mne l\u00e9ka\u0159 odm\u00edtnout?<\/b><\/h6>\n<h6 style=\"text-align: center;\">ODPOV\u011a\u010e:<\/h6>\n<p class=\"-wm-MsoNormal\"><b>Nemus\u00edte se ob\u00e1vat, \u017ee by v\u00e1m kv\u016fli dluh\u016fm na pojistn\u00e9m na zdravotn\u00ed poji\u0161t\u011bn\u00ed nebyla poskytnuta zdravotn\u00ed p\u00e9\u010de, nebo \u017ee byste si o\u0161et\u0159en\u00ed u l\u00e9ka\u0159e musela platit sama<\/b>. Rozsah a\u00a0podm\u00ednky poskytov\u00e1n\u00ed zdravotn\u00ed p\u00e9\u010de stanovuje z\u00e1kon o ve\u0159ejn\u00e9m zdravotn\u00edm poji\u0161t\u011bn\u00ed (\u010d. \u00a048\/1997\u00a0Sb.).<\/p>\n<h6 class=\"-wm-MsoNormal\"><b>O\u0161et\u0159en\u00ed ve smluvn\u00edm zdravotnick\u00e9m za\u0159\u00edzen\u00ed<\/b><\/h6>\n<p class=\"-wm-MsoNormal\"><b>Bezplatn\u011b jsou poji\u0161t\u011bnci zdravotn\u00ed slu\u017eby poskytnuty u smluvn\u00edho poskytovatele zdravotn\u00ed p\u00e9\u010de, tzn. ve zdravotnick\u00e9m za\u0159\u00edzen\u00ed, kter\u00e9 m\u00e1 smlouvu s\u00a0pacientovou zdravotn\u00ed poji\u0161\u0165ovnou<\/b>.\u00a0Pacient se p\u0159i poskytov\u00e1n\u00ed zdravotn\u00ed p\u00e9\u010de prokazuje pr\u016fkazem poji\u0161t\u011bnce zdravotn\u00ed poji\u0161\u0165ovny, p\u0159\u00edpadn\u011b n\u00e1hradn\u00edm dokladem vydan\u00fdm zdravotn\u00ed poji\u0161\u0165ovnou.<\/p>\n<h6 class=\"-wm-MsoNormal\"><b>O\u0161et\u0159en\u00ed v nesmluvn\u00edm zdravotnick\u00e9m za\u0159\u00edzen\u00ed<\/b><\/h6>\n<p class=\"-wm-MsoNormal\"><b>V p\u0159\u00edpad\u011b akutn\u00ed pot\u0159eby l\u00e9ka\u0159sk\u00e9ho o\u0161et\u0159en\u00ed nesm\u00ed b\u00fdt pacient\u00a0odm\u00edtnut nesmluvn\u00edm zdravotnick\u00fdm za\u0159\u00edzen\u00edm a mus\u00ed b\u00fdt o\u0161et\u0159en bez po\u017eadov\u00e1n\u00ed jak\u00e9koliv \u00fahrady<\/b>. Zdravotn\u00ed poji\u0161\u0165ovny hrad\u00ed nesmluvn\u00edm zdravotnick\u00fdm za\u0159\u00edzen\u00edm\u00a0<b>pouze akutn\u00ed a neodkladnou p\u00e9\u010di, u\u00a0kter\u00e9 by\u00a0odklad mohl v\u00e9st k ohro\u017een\u00ed \u017eivota nebo k z\u00e1va\u017en\u00e9mu<\/b>\u00a0zhor\u0161en\u00ed zdravotn\u00edho stavu.\u00a0<b>Akutn\u00ed a\u00a0neodkladnou p\u00e9\u010d\u00ed se rozum\u00ed poskytnut\u00ed zdravotn\u00ed p\u00e9\u010de v p\u0159\u00edpad\u011b \u00farazu, p\u0159i vzniku akutn\u00edho onemocn\u011bn\u00ed, p\u0159i akutn\u00edm zhor\u0161en\u00edm zdravotn\u00edho stavu a p\u0159i neodkladn\u00e9m porodu.<\/b><\/p>\n<p class=\"-wm-MsoNormal\">Po poskytnut\u00ed akutn\u00ed \u010di neodkladn\u00e9 zdravotn\u00ed p\u00e9\u010de v\u00a0nesmluvn\u00edm zdravotnick\u00e9m za\u0159\u00edzen\u00ed mus\u00ed b\u00fdt poji\u0161t\u011bnec\u00a0<b>informov\u00e1n o mo\u017enosti proveden\u00ed dal\u0161\u00ed zdravotn\u00ed p\u00e9\u010de hrazen\u00e9 ze zdravotn\u00edho<\/b>\u00a0poji\u0161t\u011bn\u00ed ve\u00a0smluvn\u00edm zdravotnick\u00e9m za\u0159\u00edzen\u00ed, a to za p\u0159edpokladu, \u017ee jeho zdravotn\u00ed stav umo\u017e\u0148uje p\u0159esun.\u00a0<b>Z\u00e1rove\u0148 mus\u00ed b\u00fdt tak\u00e9 pou\u010den, \u017ee dal\u0161\u00ed zdravotn\u00ed p\u00e9\u010di v\u00a0nesmluvn\u00edm za\u0159\u00edzen\u00ed si\u00a0mus\u00ed pln\u011b hradit jako samopl\u00e1tce.<\/b>\u00a0Z\u00a0tohoto d\u016fvodu je doporu\u010deno volit o\u0161et\u0159en\u00ed v\u00a0nesmluvn\u00edch zdravotnick\u00fdch za\u0159\u00edzen\u00edch v\u00a0p\u0159\u00edpadech, kdy by mohlo nastat nebezpe\u010d\u00ed z\u00a0prodlen\u00ed a poskytnut\u00ed zdravotn\u00ed p\u00e9\u010de v\u00a0nesmluvn\u00edm za\u0159\u00edzen\u00ed je v\u00a0dan\u00fd moment nejdostupn\u011bj\u0161\u00ed.<\/p>\n<h6 class=\"-wm-MsoNormal\"><b>Jak je to s\u00a0\u00fahradou pojistn\u00e9ho na zdravotn\u00ed poji\u0161t\u011bn\u00ed?<\/b><\/h6>\n<p class=\"-wm-MsoNormal\">Poji\u0161t\u011bnec je povinen hradit p\u0159\u00edslu\u0161n\u00e9 zdravotn\u00ed poji\u0161\u0165ovn\u011b pojistn\u00e9 na zdravotn\u00ed poji\u0161t\u011bn\u00ed. V\u00a0p\u0159\u00edpad\u011b, \u017ee ho platit nebude, bude mu u zdravotn\u00ed poji\u0161\u0165ovny nar\u016fstat dluh v\u010detn\u011b pen\u00e1le. Doporu\u010dujeme situaci s\u00a0dlu\u017en\u00fdm pojistn\u00fdm za\u010d\u00edt \u0159e\u0161it a neodkl\u00e1dat.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>(vzp)<\/strong><\/p>\n<hr \/>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>OT\u00c1ZKA: Dlu\u017e\u00edm <\/p>\n","protected":false},"author":2,"featured_media":291141,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"gallery","meta":{"footnotes":""},"categories":[88],"tags":[],"jetpack_featured_media_url":"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2023\/11\/13\/ram-vzp.jpg","_links":{"self":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/291139"}],"collection":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=291139"}],"version-history":[{"count":1,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/291139\/revisions"}],"predecessor-version":[{"id":291140,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/291139\/revisions\/291140"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/media\/291141"}],"wp:attachment":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=291139"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=291139"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=291139"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}