{"id":285252,"date":"2023-08-21T10:46:28","date_gmt":"2023-08-21T09:46:28","guid":{"rendered":"https:\/\/zakrasnejsivimperk.cz\/?p=285252"},"modified":"2023-08-21T10:46:28","modified_gmt":"2023-08-21T09:46:28","slug":"vseobecna-zdravotni-pojistovna-ochranny-limit-u-deti","status":"publish","type":"post","link":"https:\/\/zakrasnejsivimperk.cz\/?p=285252","title":{"rendered":"V\u0160EOBECN\u00c1 ZDRAVOTN\u00cd POJI\u0160\u0164OVNA: Ochrann\u00fd limit u d\u011bt\u00ed"},"content":{"rendered":"

\"\"<\/p>\n

OT\u00c1ZKA T\u00ddDNE<\/h6>\n
Komu vrac\u00ed VZP p\u0159eplatky za l\u00e9ky u d\u011bt\u00ed? Je pot\u0159eba n\u011bco dokl\u00e1dat?<\/h6>\n
ODPOV\u011a\u010e<\/h6>\n

\u010c\u00e1stky zapo\u010ditateln\u00fdch doplatk\u016f, kter\u00e9 p\u0159es\u00e1hnou ochrann\u00fd limit, jsou evidov\u00e1ny a vypl\u00e1ceny v\u017edy konkr\u00e9tn\u00edmu poji\u0161t\u011bnci na tzv. \u010d\u00edslo poji\u0161t\u011bnce.\u00a0V\u00a0p\u0159\u00edpad\u011b poji\u0161t\u011bnc\u016f do 18 let jsou p\u0159eplatky vypl\u00e1ceny jejich z\u00e1konn\u00fdm z\u00e1stupc\u016fm.<\/b><\/p>\n

Aby p\u0159eplatky mohly b\u00fdt z\u00e1konn\u00e9mu z\u00e1stupci\u00a0<\/b>(rodi\u010di), p\u0159\u00edpadn\u011b opatrovn\u00edkovi \u010di poru\u010dn\u00edku, vyplaceny, mus\u00ed dolo\u017eit sv\u016fj vztah k\u00a0d\u00edt\u011bti<\/b>\u00a0\u2013 tzn. mus\u00ed p\u0159edlo\u017eit sv\u016fj ob\u010dansk\u00fd pr\u016fkaz a\u00a0rodn\u00fd list d\u00edt\u011bte, p\u0159\u00edpadn\u011b rozhodnut\u00ed soudu apod., nebo ov\u011b\u0159en\u00e9 kopie t\u011bchto doklad\u016f.<\/p>\n

Mus\u00edm o zasl\u00e1n\u00ed p\u0159eplatku \u017e\u00e1dat?<\/b><\/h6>\n

Poji\u0161t\u011bnec o vr\u00e1cen\u00ed p\u0159eplatk\u016f na z\u00e1konem stanoven\u00fd ochrann\u00fd limit \u017e\u00e1dat nemus\u00ed \u2013 zdravotn\u00ed poji\u0161\u0165ovna p\u0159ekro\u010den\u00ed ochrann\u00e9ho limitu sleduje a pen\u00edze poji\u0161t\u011bnci automaticky za\u0161le, jakmile\u00a0<\/b>sou\u010det p\u0159eplatk\u016f p\u0159ekro\u010d\u00ed hranici 200 K\u010d<\/a><\/strong>.\u00a0Poji\u0161t\u011bnci je tato \u010d\u00e1stka (<\/b>v sou\u010dtu 200 K\u010d a v\u00edce)\u00a0vr\u00e1cena nejpozd\u011bji do 60 dn\u00ed od uplynut\u00ed kalend\u00e1\u0159n\u00edho \u010dtvrtlet\u00ed, ve kter\u00e9m byl limit p\u0159ekro\u010den<\/b>.\u00a0Nevyplacen\u00e9 p\u0159eplatky do 200 K\u010d se\u00a0p\u0159esouvaj\u00ed<\/b>\u00a0(od 1. 1. 2022)\u00a0mezi jednotliv\u00fdmi roky.<\/b><\/p>\n

Z\u00e1konn\u00fd z\u00e1stupce v\u00fd\u0161i zaplacen\u00fdch doplatk\u016f u nezletil\u00e9ho d\u00edt\u011bte snadno zjist\u00ed v\u00a0aplikaci Moje VZP<\/a><\/strong>, kde si m\u016f\u017ee\u00a0z\u0159\u00eddit tzv. z\u00e1stupnictv\u00ed<\/a><\/strong>. Pravidla pro vypl\u00e1cen\u00ed p\u0159eplatk\u016f stanovuje z\u00e1kon o ve\u0159ejn\u00e9m zdravotn\u00edm poji\u0161t\u011bn\u00ed (\u010d. 48\/1997 Sb.).<\/p>\n

Jak\u00fdm zp\u016fsobem je p\u0159eplatek poji\u0161t\u011bnci vyplacen?<\/b><\/h6>\n

P\u0159eplatek evidovan\u00fd na nezletil\u00e9 d\u00edt\u011b m\u016f\u017ee zdravotn\u00ed poji\u0161\u0165ovna zaslat na bankovn\u00ed \u00fa\u010det jeho z\u00e1konn\u00e9ho z\u00e1stupce<\/b>\u00a0nebo p\u0159\u00edpadn\u011b tak\u00e9 po\u0161tovn\u00ed pouk\u00e1zkou na adresu evidovanou u VZP.\u00a0\u010c\u00edslo bankovn\u00edho \u00fa\u010dtu m\u016f\u017ee z\u00e1konn\u00fd z\u00e1stupce nahl\u00e1sit prost\u0159ednictv\u00edm\u00a0<\/b>webov\u00e9ho formul\u00e1\u0159e<\/a><\/strong>,\u00a0osobn\u011b na kter\u00e9mkoli<\/b>\u00a0klientsk\u00e9m pracovi\u0161ti VZP<\/a><\/strong>,\u00a0elektronicky e-mailem na adresu<\/b>\u00a0podatelna@vzp.cz<\/a><\/strong>,\u00a0formou obecn\u00e9ho pod\u00e1n\u00ed p\u0159es aplikaci<\/b>\u00a0Moje VZP<\/a>\/VZP Point<\/a><\/strong>\u00a0nebo prost\u0159ednictv\u00edm datov\u00e9 schr\u00e1nky (i48ae3q).<\/b><\/p>\n

Pokud se z\u00e1konn\u00fd z\u00e1stupce rozhodne pro variantu zas\u00edl\u00e1n\u00ed po\u0161tovn\u00ed pouk\u00e1zkou, je pot\u0159eba, aby\u00a0si\u00a0nechal vystavit Pr\u016fkaz p\u0159\u00edjemce (zmocn\u011bnce) na kter\u00e9koliv pobo\u010dce \u010cesk\u00e9 po\u0161ty. Tento pr\u016fkaz oprav\u0148uje k\u00a0vyzved\u00e1v\u00e1n\u00ed z\u00e1silek i finan\u010dn\u00edch \u010d\u00e1stek pro nezletil\u00e9ho.<\/p>\n

Jak\u00e1 je v\u00fd\u0161e ro\u010dn\u00edho limitu u d\u011bt\u00ed?<\/b><\/h6>\n

U d\u011bt\u00ed mlad\u0161\u00edch 18 let je hranice ro\u010dn\u00edho limitu na zapo\u010ditateln\u00e9 doplatky stanovena na 1\u00a0000 K\u010d.<\/b>\u00a0V\u00fd\u0161i ro\u010dn\u00edch limit\u016f<\/b>\u00a0na zapo\u010ditateln\u00e9 doplatky za p\u0159edepsan\u00e9 l\u00e9\u010div\u00e9 p\u0159\u00edpravky a potraviny pro zvl\u00e1\u0161tn\u00ed l\u00e9ka\u0159sk\u00e9 \u00fa\u010dely, kter\u00e9 jsou \u010d\u00e1ste\u010dn\u011b hrazen\u00e9 ze zdravotn\u00edho poji\u0161t\u011bn\u00ed, rovn\u011b\u017e\u00a0stanovuje z\u00e1kon o\u00a0ve\u0159ejn\u00e9m zdravotn\u00edm poji\u0161t\u011bn\u00ed\u00a0<\/b>(\u010d. 48\/1997 Sb.).<\/p>\n

 <\/p>\n

(vzp)<\/strong><\/p>\n

\n

 <\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

OT\u00c1ZKA T\u00ddDNE <\/p>\n","protected":false},"author":2,"featured_media":285254,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"gallery","meta":{"footnotes":""},"categories":[88],"tags":[],"jetpack_featured_media_url":"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2023\/08\/21\/ram-vzp.jpg","_links":{"self":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/285252"}],"collection":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=285252"}],"version-history":[{"count":1,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/285252\/revisions"}],"predecessor-version":[{"id":285253,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/285252\/revisions\/285253"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/media\/285254"}],"wp:attachment":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=285252"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=285252"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=285252"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}