{"id":284482,"date":"2023-08-08T18:38:57","date_gmt":"2023-08-08T17:38:57","guid":{"rendered":"https:\/\/zakrasnejsivimperk.cz\/?p=284482"},"modified":"2023-08-08T18:38:57","modified_gmt":"2023-08-08T17:38:57","slug":"dtest-mobilni-aplikace-urcene-k-zdimani-telefonniho-uctu","status":"publish","type":"post","link":"https:\/\/zakrasnejsivimperk.cz\/?p=284482","title":{"rendered":"dTest: Mobiln\u00ed aplikace ur\u010den\u00e9 k \u017ed\u00edm\u00e1n\u00ed telefonn\u00edho \u00fa\u010dtu"},"content":{"rendered":"
Senior si chce st\u00e1hnout do mobiln\u00edho telefonu aplikaci nap\u0159\u00edklad na m\u011b\u0159en\u00ed krevn\u00edho tlaku nebo \u010dte\u010dku QR k\u00f3du. Tato b\u011b\u017en\u00e1 situace m\u016f\u017ee v\u00e9st k registraci k placen\u00e9 slu\u017eb\u011b, ani\u017e to spot\u0159ebitel skute\u010dn\u011b zam\u00fd\u0161lel. Sta\u017een\u00e9 mobiln\u00ed aplikace toti\u017e nemus\u00ed poskytovat sv\u00e9 slu\u017eby zdarma.<\/h6>\n

\"\"Obchod s nepozornost\u00ed je v\u00fdnosn\u00fd a v\u017edy se najdou u\u017eivatel\u00e9, kte\u0159\u00ed se p\u0159ehl\u00e9dnou, a pak plat\u00ed, dokud si sv\u00e9ho pochyben\u00ed nev\u0161imnou a dokud se jim od placen\u00e9 slu\u017eby nepovede odej\u00edt. Mobiln\u00ed oper\u00e1to\u0159i by m\u011bli d\u016fsledn\u011b db\u00e1t na z\u00e1jmy sv\u00fdch u\u017eivatel\u016f a zajistit, \u017ee poskytovatel\u00e9 slu\u017eeb placen\u00fdch formou pr\u00e9miov\u00fdch SMS poskytnou spot\u0159ebitel\u016fm p\u0159edem srozumiteln\u00e9 a jasn\u00e9 informace o form\u011b placen\u00ed a o cen\u011b slu\u017eeb.<\/p>\n

\u0158\u00edk\u00e1 se: \u201eDvakr\u00e1t m\u011b\u0159 a jednou \u0159e\u017e.\u201c Plat\u00ed to dvojn\u00e1sob i v situac\u00edch, kdy si spot\u0159ebitel chce st\u00e1hnout novou aplikaci do sv\u00e9ho chytr\u00e9ho mobiln\u00edho telefonu. \u201eSpot\u0159ebitel by m\u011bl m\u00edt v\u017edy jasno v tom, jak\u00fd je obchodn\u00ed model dan\u00e9 aplikace, tedy jak tato mobiln\u00ed aplikace jej\u00edmu poskytovateli vyd\u011bl\u00e1v\u00e1,<\/em>\u201c uv\u00e1d\u00ed Eduarda Hek\u0161ov\u00e1, \u0159editelka spot\u0159ebitelsk\u00e9 organizace dTest, a dod\u00e1v\u00e1: \u201ePozor si mus\u00ed d\u00e1vat zejm\u00e9na senio\u0159i, ale i rodi\u010de men\u0161\u00edch d\u011bt\u00ed, proto\u017ee tyto skupiny spot\u0159ebitel\u016f jsou \u010dasto d\u016fv\u011b\u0159iv\u011bj\u0161\u00ed nebo nepozorn\u011bj\u0161\u00ed ne\u017e ostatn\u00ed spot\u0159ebitel\u00e9.\u201c<\/em> N\u011bkter\u00e9 aplikace a jejich slu\u017eby jsou zdarma, respektive na prvn\u00ed pohled se za n\u011b nemus\u00ed ni\u010d\u00edm zaplatit, jin\u00e9 vy\u017eaduj\u00ed p\u0159\u00edmou platbu a dal\u0161\u00ed mohou u\u017eivateli strh\u00e1vat pen\u00edze z kreditu nebo mu nav\u00fd\u0161\u00ed jeho pravideln\u00e9 m\u011bs\u00ed\u010dn\u00ed vy\u00fa\u010dtov\u00e1n\u00ed u mobiln\u00edho oper\u00e1tora formou odes\u00edl\u00e1n\u00ed pr\u00e9miov\u00fdch SMS.<\/p>\n

Neplat\u00ed, \u017ee to, za co spot\u0159ebitel nemus\u00ed p\u0159\u00edmo zaplatit, je opravdu zdarma. Aplikace do mobiln\u00edho telefonu je specifick\u00fd po\u010d\u00edta\u010dov\u00fd program, kter\u00fd n\u011bkdo napsal a ke kter\u00e9mu n\u011bkdo dr\u017e\u00ed majetkov\u00e1 pr\u00e1va. \u201eM\u00e1lokdo bude tvo\u0159it a nab\u00edzet mobiln\u00ed aplikaci jen pro pot\u011b\u0161en\u00ed, v\u011bt\u0161inou je c\u00edlem prost\u0159ednictv\u00edm takov\u00e9 aplikace vyd\u011bl\u00e1vat pen\u00edze,\u201c<\/em> pokra\u010duje ve vysv\u011btlov\u00e1n\u00ed Eduarda Hek\u0161ov\u00e1 a dopl\u0148uje: \u201eSpot\u0159ebitel\u00e9 plat\u00ed za aplikaci a jej\u00ed slu\u017ebu nej\u010dast\u011bji t\u00edm, \u017ee jim v t\u00e9to aplikaci vyskakuj\u00ed reklamy, p\u0159\u00edpadn\u011b tak, \u017ee data o spot\u0159ebiteli a jeho preferenc\u00edch jsou prod\u00e1na n\u011bkomu dal\u0161\u00edmu.\u201c<\/em><\/p>\n

P\u0159\u00edm\u00e9 nab\u00edzen\u00ed mobiln\u00edch aplikac\u00ed a jejich slu\u017eeb za pen\u00edze je nejp\u0159ehledn\u011bj\u0161\u00ed. Spot\u0159ebitel si m\u016f\u017ee je\u0161t\u011b p\u0159ed sta\u017een\u00edm porovnat cenu s hodnotou aplikace a rozhodnout se, zda je pro n\u011bj za tuto cenu pot\u0159ebn\u00e1 a v\u00fdhodn\u00e1. S velkou pravd\u011bpodobnost\u00ed bude takov\u00e1 mobiln\u00ed aplikace bez reklam a i s n\u011bkter\u00fdmi v\u00fdhodami oproti aplikac\u00edm poskytovan\u00fdm zdarma. \u201eVariantou placen\u00fdch mobiln\u00edch aplikac\u00ed jsou aplikace placen\u00e9 formou pravideln\u00fdch pr\u00e9miov\u00fdch SMS,<\/em>\u201c \u0159\u00edk\u00e1 Eduarda Hek\u0161ov\u00e1 a varuje: \u201eSpot\u0159ebitel\u00e9 by v\u0161ak m\u011bli zpozorn\u011bt. Probl\u00e9mem t\u011bchto aplikac\u00ed \u010dasto je, \u017ee informace o jejich zpoplatn\u011bn\u00ed nen\u00ed spot\u0159ebitel\u016fm d\u00e1na jasn\u011b a srozumiteln\u011b. Mnohdy je tato informace nev\u00fdrazn\u00e1 a schovan\u00e1 n\u011bkde v pozad\u00ed.\u201c<\/em><\/p>\n

Spot\u0159ebiteli, kter\u00fd si takovou aplikaci st\u00e1hne do sv\u00e9ho mobiln\u00edho telefonu, pak p\u0159ijde potvrzovac\u00ed SMS s k\u00f3dem. Spot\u0159ebitel k\u00f3d n\u00e1sledn\u011b do aplikace zad\u00e1, p\u0159i\u010dem\u017e si ov\u0161em nemus\u00ed uv\u011bdomit, \u017ee si t\u00edm objedn\u00e1v\u00e1 placenou slu\u017ebu. Aplikace pak u\u017e sama, nap\u0159\u00edklad jednou t\u00fddn\u011b, vygeneruje pr\u00e9miovou SMS za 99 korun, kterou u\u017eivatel zaplat\u00ed sv\u00e9mu mobiln\u00edmu oper\u00e1torovi. Mobiln\u00ed oper\u00e1tor s obsahem slu\u017eby nem\u00e1 nic spole\u010dn\u00e9ho, pouze pen\u00edze za pr\u00e9miovou SMS od u\u017eivatele vybere a za provizi p\u0159evede poskytovateli slu\u017eby.<\/p>\n

\u201eV na\u0161\u00ed bezplatn\u00e9 poradn\u011b a ve slu\u017eb\u011b Va\u0161eSt\u00ed\u017enosti.cz n\u00e1s kontaktuj\u00ed spot\u0159ebitel\u00e9, kte\u0159\u00ed jsou nedobrovoln\u00fdmi z\u00e1kazn\u00edky slu\u017eeb placen\u00fdch mobiln\u00edch aplikac\u00ed, kter\u00e9 jim formou odes\u00edl\u00e1n\u00ed pr\u00e9miov\u00fdch SMS vys\u00e1vaj\u00ed jejich pen\u00edze,\u201c<\/em> uv\u00e1d\u00ed Eduarda Hek\u0161ov\u00e1 a pokra\u010duje: \u201eZ mno\u017estv\u00ed t\u011bchto st\u00ed\u017enost\u00ed a \u017e\u00e1dost\u00ed o radu lze usoudit, \u017ee ze strany poskytovatel\u016f t\u011bchto slu\u017eeb, \u010dasto s\u00eddl\u00edc\u00edch v zahrani\u010d\u00ed, m\u016f\u017ee j\u00edt o nekal\u00fd obchod s nepozornost\u00ed spot\u0159ebitel\u016f, kte\u0159\u00ed se p\u016fvodn\u011b k mobiln\u00ed aplikaci cht\u011bli pouze zaregistrovat.\u201c<\/em><\/p>\n

Spot\u0159ebitel\u016fm posti\u017een\u00fdm t\u00edmto \u00fatokem na jejich pen\u011b\u017eenky lze doporu\u010dit co nejrychlej\u0161\u00ed ukon\u010den\u00ed nev\u00edtan\u00fdch placen\u00fdch slu\u017eeb a sou\u010dasn\u011b i deaktivaci mo\u017enosti platit formou pr\u00e9miov\u00fdch SMS u sv\u00e9ho oper\u00e1tora. \u201eMobiln\u00ed oper\u00e1to\u0159i maj\u00ed z pr\u00e9miov\u00fdch SMS v\u00fdnosy,\u201c<\/em> konstatuje Eduarda Hek\u0161ov\u00e1 a uzav\u00edr\u00e1: \u201eA proto by mobiln\u00ed oper\u00e1to\u0159i m\u011bli v maxim\u00e1ln\u00ed mo\u017en\u00e9 m\u00ed\u0159e db\u00e1t na etiku t\u011bchto slu\u017eeb, zejm\u00e9na na f\u00e9rovost a transparentnost obchodn\u00edch model\u016f poskytovatel\u016f t\u011bchto slu\u017eeb\u201c.<\/em><\/p>\n

Pokud spot\u0159ebitel\u00e9 maj\u00ed ot\u00e1zky k tomuto t\u00e9matu, mohou se obr\u00e1tit na bezplatnou spot\u0159ebitelskou poradnu dTestu, a to elektronicky na www.dtest.cz\/spotrebitelska-poradna<\/strong><\/a> nebo telefonicky na \u010d\u00edslo 299 149 009.<\/p>\n

dTest<\/strong><\/p>\n

\n

 <\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

Senior si <\/p>\n","protected":false},"author":2,"featured_media":284484,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"gallery","meta":{"footnotes":""},"categories":[87],"tags":[],"jetpack_featured_media_url":"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2023\/08\/08\/ram-dtest.jpg","_links":{"self":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/284482"}],"collection":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=284482"}],"version-history":[{"count":1,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/284482\/revisions"}],"predecessor-version":[{"id":284483,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/284482\/revisions\/284483"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/media\/284484"}],"wp:attachment":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=284482"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=284482"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=284482"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}