{"id":281650,"date":"2023-06-22T11:05:54","date_gmt":"2023-06-22T10:05:54","guid":{"rendered":"https:\/\/zakrasnejsivimperk.cz\/?p=281650"},"modified":"2023-06-22T11:28:23","modified_gmt":"2023-06-22T10:28:23","slug":"dtest-pojisteni-rizikovych-sportu-jak-chrani-vase-letni-dobrodruzstvi","status":"publish","type":"post","link":"https:\/\/zakrasnejsivimperk.cz\/?p=281650","title":{"rendered":"dTest: Poji\u0161t\u011bn\u00ed rizikov\u00fdch sport\u016f. Jak chr\u00e1n\u00ed va\u0161e letn\u00ed dobrodru\u017estv\u00ed?"},"content":{"rendered":"

Proslun\u011bn\u00e9 dny l\u00e1kaj\u00ed k podniknut\u00ed horolezeck\u00fdch v\u00fdprav nebo sj\u00ed\u017ed\u011bn\u00ed divok\u00fdch \u0159ek. Spolu s d\u00e1vkou adrenalinu a radosti p\u0159in\u00e1\u0161ej\u00ed tyto aktivity i spoustu rizik. Pokud se chyst\u00e1te podniknout dobrodru\u017enou v\u00fdpravu, zejm\u00e9na do hor nebo zahrani\u010d\u00ed, je d\u016fle\u017eit\u00e9 zv\u00e1\u017eit mo\u017enosti a podm\u00ednky poji\u0161t\u011bn\u00ed rizikov\u00fdch sport\u016f.<\/h4>\n

\"\"Klasick\u00e9 cestovn\u00ed poji\u0161t\u011bn\u00ed nemus\u00ed sta\u010dit<\/h6>\n

Poji\u0161t\u011bn\u00ed rizikov\u00fdch sport\u016f v\u00e1m m\u016f\u017ee zajistit klidn\u011bj\u0161\u00ed mysl b\u011bhem va\u0161ich letn\u00edch dobrodru\u017estv\u00ed. Poji\u0161\u0165ovny nab\u00edz\u00ed celou \u0159adu pojistn\u00fdch bal\u00ed\u010dk\u016f a ne v\u017edy je jednoduch\u00e9 se v jejich podm\u00ednk\u00e1ch vyznat. \u201eMnoho spot\u0159ebitel\u016f douf\u00e1, \u017ee jim na letn\u00ed turistiku v hor\u00e1ch vysta\u010d\u00ed b\u011b\u017en\u00e9 cestovn\u00ed poji\u0161t\u011bn\u00ed. P\u0159i \u0159e\u0161en\u00ed pojistn\u00e9 ud\u00e1losti pak z\u016fst\u00e1vaj\u00ed nep\u0159\u00edjemn\u011b p\u0159ekvapeni,\u201d<\/em> upozor\u0148uje Eduarda Hek\u0161ov\u00e1, \u0159editelka \u010dasopisu dTest. \u201eV p\u0159\u00edpad\u011b, \u017ee se chcete vydat mimo vyzna\u010den\u00e9 turistick\u00e9 trasy, je nutn\u00e9 zvolit takov\u00e9 poji\u0161t\u011bn\u00ed, kter\u00e9 kryje i rizikov\u00e9 sporty nebo si p\u0159ipojit p\u0159\u00edslu\u0161n\u00e9 kryt\u00ed ke sv\u00e9mu st\u00e1vaj\u00edc\u00edmu poji\u0161t\u011bn\u00ed,\u201d<\/em> dod\u00e1v\u00e1.<\/p>\n

Do n\u00ed\u017ein nebo velehor? Na nadmo\u0159sk\u00e9 v\u00fd\u0161ce z\u00e1le\u017e\u00ed<\/h6>\n

P\u0159i hled\u00e1n\u00ed poji\u0161t\u011bn\u00ed je tak\u00e9 dobr\u00e9 pamatovat na to, \u017ee poji\u0161\u0165ovny n\u011bkdy limituj\u00ed propl\u00e1cen\u00ed \u0161kody u cestovn\u00edho poji\u0161t\u011bn\u00ed jen do ur\u010dit\u00e9 nadmo\u0159sk\u00e9 v\u00fd\u0161ky. Typicky je kryt\u00ed u b\u011b\u017en\u00e9ho cestovn\u00edho poji\u0161t\u011bn\u00ed limitov\u00e1no v\u00fd\u0161kou 3500 m n. m. \u201ePokud jste tedy milovn\u00edci vysokohorsk\u00e9 turistiky, doporu\u010dujeme pe\u010dliv\u011b vyb\u00edrat vhodn\u00fd pojistn\u00fd produkt na m\u00edru \u0161it\u00fd vysokohorsk\u00e9 turistice a horozolezectv\u00ed,\u201d<\/em> doporu\u010duje Eduarda Hek\u0161ov\u00e1. S vhodn\u011b zvolen\u00fdm p\u0159ipoji\u0161t\u011bn\u00edm si obstar\u00e1te kryt\u00ed na turistiku a\u017e do 5000 m n. m.<\/p>\n

\u010c\u00e1stka za p\u00e1trac\u00ed z\u00e1chrann\u00e9 akce m\u016f\u017ee dos\u00e1hnout astronomick\u00fdch v\u00fd\u0161in<\/h6>\n

Dal\u0161\u00edm aspektem, kter\u00fd nen\u00ed dobr\u00e9 opomenout, jsou p\u00e1trac\u00ed z\u00e1chrann\u00e9 akce. P\u0159i hled\u00e1n\u00ed optim\u00e1ln\u00edho poji\u0161t\u011bn\u00ed je zapot\u0159eb\u00ed po\u010d\u00edtat i s touto polo\u017ekou, nebo\u0165 n\u011bkter\u00e9 poji\u0161\u0165ovny v z\u00e1kladn\u00edch bal\u00ed\u010dc\u00edch kryt\u00ed p\u00e1trac\u00edch akc\u00ed nemaj\u00ed. To znamen\u00e1, \u017ee ve\u0161ker\u00e9 n\u00e1klady na p\u00e1trac\u00ed akci by v\u00e1m byly \u00fa\u010dtov\u00e1ny zvl\u00e1\u0161\u0165. V p\u0159\u00edpad\u011b, \u017ee by bylo nav\u00edc nutn\u00e9 nasadit vrtuln\u00edk, byste mohli b\u00fdt opravdu nep\u0159\u00edjemn\u011b p\u0159ekvapeni.<\/p>\n

Na co se d\u00e1le v pojistn\u00fdch podm\u00ednk\u00e1ch zam\u011b\u0159it?<\/h6>\n

Pokud se chyst\u00e1te na vysokohorskou turistiku, ov\u011b\u0159te si, \u017ee zvolen\u00e9 poji\u0161t\u011bn\u00ed kryje konkr\u00e9tn\u00ed aktivitu, kterou chcete v dan\u00e9 oblasti podnikat. Vzhledem ke zv\u00fd\u0161en\u00e9mu riziku v\u00e1\u017en\u011bj\u0161\u00edho poran\u011bn\u00ed a mnohdy n\u00e1ro\u010dn\u00e9mu ter\u00e9nu doporu\u010dujeme sjednat poji\u0161t\u011bn\u00ed s dostate\u010dn\u011b vysok\u00fdmi limity kryt\u00ed.<\/p>\n

Poji\u0161t\u011bn\u00ed by m\u011blo tak\u00e9 obsahovat asisten\u010dn\u00ed slu\u017ebu, kter\u00e1 v\u00e1m m\u016f\u017ee u\u0161et\u0159it spoustu stresu s vy\u0159izov\u00e1n\u00edm, obzvl\u00e1\u0161\u0165 v ciz\u00edch krajin\u00e1ch.<\/p>\n

Dobr\u00e9 je tak\u00e9 nezapomenout na poji\u0161t\u011bn\u00ed sportovn\u00ed v\u00fdbavy, kter\u00e1 je mnohdy drahou polo\u017ekou. Pro sportovn\u00ed vybaven\u00ed poji\u0161\u0165ovny nab\u00edz\u00ed kryt\u00ed zni\u010den\u00ed i odcizen\u00ed. I zde ov\u0161em doporu\u010dujeme d\u00e1t pozor na v\u00fdluky z poji\u0161t\u011bn\u00ed. Poji\u0161\u0165ovny obvykle cht\u011bj\u00ed prok\u00e1z\u00e1n\u00ed, \u017ee p\u0159i odcizen\u00ed musel zlod\u011bj p\u0159ekonat n\u011bjakou p\u0159ek\u00e1\u017eku (nap\u0159. z\u00e1mek na kole).<\/p>\n

dTest<\/strong><\/p>\n

\n

 <\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

Proslun\u011bn\u00e9 dny <\/p>\n","protected":false},"author":2,"featured_media":281659,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"gallery","meta":{"footnotes":""},"categories":[87],"tags":[],"jetpack_featured_media_url":"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2023\/06\/22\/ram-dtest-xx.jpg","_links":{"self":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/281650"}],"collection":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=281650"}],"version-history":[{"count":4,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/281650\/revisions"}],"predecessor-version":[{"id":281655,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/281650\/revisions\/281655"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/media\/281659"}],"wp:attachment":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=281650"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=281650"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=281650"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}