{"id":281570,"date":"2023-06-21T10:17:06","date_gmt":"2023-06-21T09:17:06","guid":{"rendered":"https:\/\/zakrasnejsivimperk.cz\/?p=281570"},"modified":"2023-06-21T10:19:51","modified_gmt":"2023-06-21T09:19:51","slug":"vseobecna-zdravotni-pojistovna-uzijte-si-dovolenou-bez-zbytecnych-komplikaci-aneb-zdravotni-pojisteni-na-cestach-v-kostce","status":"publish","type":"post","link":"https:\/\/zakrasnejsivimperk.cz\/?p=281570","title":{"rendered":"V\u0160EOBECN\u00c1 ZDRAVOTN\u00cd POJI\u0160\u0164OVNA: U\u017eijte si dovolenou bez zbyte\u010dn\u00fdch komplikac\u00ed aneb Zdravotn\u00ed poji\u0161t\u011bn\u00ed na cest\u00e1ch v kostce"},"content":{"rendered":"

\"\"<\/p>\n

Obdob\u00ed dovolen\u00fdch se bl\u00ed\u017e\u00ed a ne\u017e vyraz\u00edte na pr\u00e1zdniny je dobr\u00e9 zjistit, kde by v\u00e1m v\u00a0p\u0159\u00edpad\u011b pot\u00ed\u017e\u00ed sta\u010dil u l\u00e9ka\u0159e \u010desk\u00fd pr\u016fkaz poji\u0161t\u011bnce a jak se vyvarovat toho, abyste si ke vzpom\u00ednk\u00e1m z\u00a0dovolen\u00e9 p\u0159ibalili tu\u010dn\u00fd \u00fa\u010det za o\u0161et\u0159en\u00ed. Ne v\u0161echna p\u00e9\u010de v\u00a0zahrani\u010d\u00ed je hrazena z ve\u0159ejn\u00e9ho zdravotn\u00edho poji\u0161t\u011bn\u00ed. P\u0159in\u00e1\u0161\u00edme proto p\u0159ehled informac\u00ed, kter\u00e9 se mohou hodit ka\u017ed\u00e9mu cestovateli.<\/b><\/h6>\n

 <\/p>\n

Evropsk\u00fd pr\u016fkaz zdravotn\u00edho poji\u0161t\u011bn\u00ed (EHIC) = tzv. karti\u010dka poji\u0161t\u011bnce<\/b><\/h6>\n

Na dovolenou si rozhodn\u011b nezapome\u0148te p\u0159ibalit pr\u016fkaz poji\u0161t\u011bnce. Ten p\u0159edkl\u00e1d\u00e1te ve zdravotnick\u00fdch za\u0159\u00edzen\u00edch v\u00a0\u010cR, ale hodit se v\u00e1m bude i v\u00a0zahrani\u010d\u00ed. V\u00a0p\u0159\u00edpad\u011b, \u017ee budete pot\u0159ebovat o\u0161et\u0159it v\u00a0n\u011bkter\u00e9m st\u00e1tu EU, EHP (Island, Lichten\u0161tejnsko, Norsko), Velk\u00e9 Brit\u00e1nii a \u0160v\u00fdcarsku, bude v\u00e1m na z\u00e1klad\u011b platn\u00e9ho Evropsk\u00e9ho pr\u016fkazu zdravotn\u00edho poji\u0161t\u011bn\u00ed (EHIC), poskytnuta\u00a0nezbytn\u00e1 zdravotn\u00ed p\u00e9\u010de<\/b>\u00a0na \u00fa\u010det va\u0161\u00ed zdravotn\u00ed poji\u0161\u0165ovny (za podm\u00ednek uveden\u00fdch n\u00ed\u017ee).<\/b><\/p>\n

Ve\u00a0vyjmenovan\u00fdch zem\u00edch m\u00e1te jako ob\u010dan \u010cR s pr\u016fkazem EHIC\u00a0stejn\u00e9 podm\u00ednky\u00a0pro \u010derp\u00e1n\u00ed zdravotn\u00ed p\u00e9\u010de jako m\u00edstn\u00ed ob\u010dan v r\u00e1mci\u00a0povinn\u00e9ho zdravotn\u00edho poji\u0161t\u011bn\u00ed<\/b>. V p\u0159\u00edpad\u011b pot\u0159eby nezbytn\u00e9 zdravotn\u00ed p\u00e9\u010de (onemocn\u011bn\u00ed, \u00faraz, nepl\u00e1novan\u00fd porod atd.) je v\u017edy nutn\u00e9 prok\u00e1zat se\u00a0u\u00a0l\u00e9ka\u0159e\u00a0pr\u016fkazem EHIC.<\/p>\n

\u00a0<\/b><\/p>\n

Pr\u016fkaz EHIC m\u00e1m. Kde m\u011b m\u016f\u017eou o\u0161et\u0159it?<\/b><\/h6>\n

Pro to, abyste mohli uplatnit pr\u016fkaz EHIC, mus\u00edte vyhledat\u00a0zdravotnick\u00e9 za\u0159\u00edzen\u00ed, kter\u00e9 je financov\u00e1no z\u00a0ve\u0159ejn\u00fdch zdroj\u016f. Poskytnutou zdravotn\u00ed p\u00e9\u010di uhrad\u00ed zdravotnick\u00e9mu za\u0159\u00edzen\u00ed m\u00edstn\u00ed zdravotn\u00ed poji\u0161\u0165ovna a\u00a0n\u00e1klady n\u00e1sledn\u011b p\u0159e\u00fa\u010dtuje VZP<\/b>. Vy za o\u0161et\u0159en\u00ed zaplat\u00edte jen to, co by za n\u011bj\u00a0zaplatil m\u00edstn\u00ed poji\u0161t\u011bnec \u2013 nap\u0159. regula\u010dn\u00ed poplatek, poplatek za recept<\/b>\u00a0\u010di hospitalizaci, poplatek za n\u00e1v\u0161t\u011bvu l\u00e9ka\u0159e nebo za p\u0159edepsan\u00e9 l\u00e9ky apod.<\/p>\n

 <\/p>\n

O\u0161et\u0159ili m\u011b v\u00a0soukrom\u00e9m za\u0159\u00edzen\u00ed, refunduje mi to poji\u0161\u0165ovna?<\/b><\/h6>\n

V\u00a0p\u0159\u00edpad\u011b, \u017ee by byla cestovateli zdravotn\u00ed p\u00e9\u010de poskytnuta v\u00a0cizin\u011b v\u00a0soukrom\u00e9m zdravotnick\u00e9m za\u0159\u00edzen\u00ed (tzn. jin\u00e9m ne\u017e napojen\u00e9m na syst\u00e9m ve\u0159ejn\u00e9ho zdravotn\u00edho poji\u0161t\u011bn\u00ed) a nem\u011bl uzav\u0159eno komer\u010dn\u00ed cestovn\u00ed poji\u0161t\u011bn\u00ed, kter\u00e9 by pokrylo (dle sjednan\u00fdch smluvn\u00edch podm\u00ednek) n\u00e1klady na\u00a0poskytnutou zdravotn\u00ed p\u00e9\u010di, mus\u00ed si n\u00e1klady na tuto p\u00e9\u010di uhradit s\u00e1m.<\/p>\n

Po n\u00e1vratu do \u010cR\u00a0m\u016f\u017ee poji\u0161t\u011bnec VZP za\u017e\u00e1dat o n\u00e1hradu (refundaci) uhrazen\u00fdch n\u00e1klad\u016f.<\/b>\u00a0Pozor, m\u011bjte na pam\u011bti, \u017ee refundace n\u00e1klad\u016f je mo\u017en\u00e1 pouze\u00a0do v\u00fd\u0161e, kter\u00e1 by byla \u010deskou zdravotn\u00ed poji\u0161\u0165ovnou hrazena p\u0159i poskytnut\u00ed t\u011bchto zdravotn\u00edch slu\u017eeb na \u00fazem\u00ed \u010cR (tzn.\u00a0do v\u00fd\u0161e \u010desk\u00fdch \u201ecen\u201c<\/b>\u00a0a jen pokud \u0161lo o p\u00e9\u010di, kter\u00e1 je v \u010cR z\u00a0ve\u0159ejn\u00e9ho zdravotn\u00edho poji\u0161t\u011bn\u00ed hrazen\u00e1). Pokud jste v\u00a0uveden\u00fdch zem\u00edch hradili platbu za o\u0161et\u0159en\u00ed v\u00a0hotovosti, uschovejte si \u00fa\u010dty \u2013 p\u0159edkl\u00e1daj\u00ed se k\u00a0\u017e\u00e1dosti<\/b>\u00a0o\u00a0refundaci. V\u00edce informac\u00ed\u00a0zde<\/strong><\/a>.<\/p>\n

\u00a0<\/b><\/p>\n

Co je nezbytn\u00e1 p\u00e9\u010de?<\/b><\/h6>\n

Nezbytnou zdravotn\u00ed p\u00e9\u010d\u00ed se rozum\u00ed zdravotn\u00ed p\u00e9\u010de, kterou z\u00a0l\u00e9ka\u0159sk\u00e9ho hlediska\u00a0vy\u017eaduje zdravotn\u00ed stav pacienta. Nejde o takovou zdravotn\u00ed p\u00e9\u010di, za kterou by poji\u0161t\u011bnec do jedn\u00e9 z\u00a0uveden\u00fdch zem\u00ed p\u0159\u00edmo vycestoval<\/b>, nebo o p\u00e9\u010di, kterou by zdravotn\u00ed stav poji\u0161t\u011bnce nevy\u017eadoval (nap\u0159. preventivn\u00ed prohl\u00eddky, pl\u00e1novan\u00e1 operace).<\/p>\n

Nezbytn\u00e1 p\u00e9\u010de se posuzuje s p\u0159ihl\u00e9dnut\u00edm k povaze nemoci a p\u0159edpokl\u00e1dan\u00e9 dob\u011b pobytu v\u00a0zahrani\u010d\u00ed.\u00a0 P\u00e9\u010de mus\u00ed b\u00fdt poskytnuta v takov\u00e9m rozsahu, aby pacient nemusel odcestovat ze zahrani\u010d\u00ed d\u0159\u00edve, ne\u017e zam\u00fd\u0161lel. O konkr\u00e9tn\u00edm rozsahu a zp\u016fsobu poskytnut\u00ed p\u00e9\u010de\u00a0rozhoduje m\u00edstn\u00ed o\u0161et\u0159uj\u00edc\u00ed l\u00e9ka\u0159.<\/p>\n

\u00a0<\/b><\/p>\n

Komer\u010dn\u00ed cestovn\u00ed poji\u0161t\u011bn\u00ed \u2013 rozmar nebo nezbytnost?<\/b><\/h6>\n

V\u00a0ka\u017ed\u00e9 zemi mohou platit jin\u00e1 pravidla a p\u0159edpisy, ne v\u0161echna zdravotn\u00ed p\u00e9\u010de m\u016f\u017ee b\u00fdt hrazena z\u00a0ve\u0159ejn\u00e9ho zdravotn\u00edho poji\u0161t\u011bn\u00ed, tak jak jsme zvykl\u00ed v\u00a0\u010cesk\u00e9 republice. Doporu\u010dujeme si ov\u011b\u0159it, \u017ee\u00a0va\u0161e c\u00edlov\u00e1 destinace pat\u0159\u00ed mezi ty, kde v\u00e1m s\u00a0EHIC pr\u016fkazem bude p\u00e9\u010de poskytnuta<\/b>. Pr\u016fkaz EHIC neplat\u00ed automaticky ani ve v\u0161ech st\u00e1tech Evropy (pouze v\u00a0zem\u00edch EU a EHP, Velk\u00e9 Brit\u00e1nii, \u0160v\u00fdcarsku). V\u00a0p\u0159\u00edpad\u011b cesty\u00a0mimo Evropu by m\u011blo b\u00fdt komer\u010dn\u00ed cestovn\u00ed poji\u0161t\u011bn\u00ed nezbytnost\u00ed<\/b>.<\/p>\n

 <\/p>\n

M\u00e1m se nechat o\u010dkovat p\u0159ed dovolenou?<\/b><\/h6>\n

V\u00a0p\u0159\u00edpad\u011b, \u017ee jste si vybrali exotickou dovolenou, je dobr\u00e9 si zjistit jak\u00e1 jsou povinn\u00e1 a doporu\u010den\u00e1 o\u010dkov\u00e1n\u00ed v\u00a0dan\u00e9 destinaci \u2013 nap\u0159.\u00a0zde<\/strong><\/a>. VZP mal\u00fdm i velk\u00fdm cestovatel\u016fm p\u0159isp\u011bje 1\u00a0000 K\u010d na\u00a0cestovn\u00ed o\u010dkov\u00e1n\u00ed<\/a><\/strong>\u00a0(na o\u010dkov\u00e1n\u00ed proti \u017elut\u00e9 zimnici, japonsk\u00e9 encefalitid\u011b, b\u0159i\u0161n\u00edmu tyfu, hore\u010dce dengue, vzteklin\u011b, chole\u0159e) nebo na zakoupen\u00ed l\u00e9k\u016f na ochranu p\u0159ed mal\u00e1ri\u00ed (tzv. antimalarik) na z\u00e1klad\u011b receptu od l\u00e9ka\u0159e.<\/p>\n

O\u010dkov\u00e1n\u00ed p\u0159ed infek\u010dn\u00edmi onemocn\u011bn\u00edmi je d\u016fle\u017eit\u00e9, a\u0165 v\u00e1s cestovatelsk\u00e1 touha zavede kamkoli. Ocenit byste mohli p\u0159\u00edsp\u011bvek VZP na o\u010dkov\u00e1n\u00ed proti kl\u00ed\u0161\u0165ov\u00e9 encefalitid\u011b (d\u011bti 700 K\u010d, dosp\u011bl\u00ed 500 K\u010d) nebo virov\u00e9 hepatitid\u011b (500 K\u010d bez omezen\u00ed v\u011bku).<\/p>\n

(tz-vzp)<\/strong><\/p>\n

\n

 <\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

Obdob\u00ed dovolen\u00fdch <\/p>\n","protected":false},"author":2,"featured_media":281572,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"gallery","meta":{"footnotes":""},"categories":[88],"tags":[],"jetpack_featured_media_url":"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2023\/06\/21\/ram-pojisteni-na-cestach.jpg","_links":{"self":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/281570"}],"collection":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=281570"}],"version-history":[{"count":4,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/281570\/revisions"}],"predecessor-version":[{"id":281575,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/281570\/revisions\/281575"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/media\/281572"}],"wp:attachment":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=281570"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=281570"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=281570"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}