{"id":271288,"date":"2023-01-16T14:37:53","date_gmt":"2023-01-16T13:37:53","guid":{"rendered":"https:\/\/zakrasnejsivimperk.cz\/?p=271288"},"modified":"2023-01-16T14:37:53","modified_gmt":"2023-01-16T13:37:53","slug":"vseobecna-zdravotni-pojistovna-zmena-u-ochranneho-limitu-u-doplatku-na-leky","status":"publish","type":"post","link":"https:\/\/zakrasnejsivimperk.cz\/?p=271288","title":{"rendered":"V\u0160EOBECN\u00c1 ZDRAVOTN\u00cd POJI\u0160\u0164OVNA: Zm\u011bna u ochrann\u00e9ho limitu u doplatk\u016f na l\u00e9ky"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-201756 size-full\" src=\"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2020\/08\/31\/vzp-logo.png\" alt=\"\" width=\"646\" height=\"223\" srcset=\"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2020\/08\/31\/vzp-logo.png 646w, https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2020\/08\/31\/vzp-logo-300x104.png 300w\" sizes=\"(max-width: 646px) 100vw, 646px\" \/><\/p>\n<h6 style=\"text-align: center;\">OT\u00c1ZKA T\u00ddDNE:<\/h6>\n<h6 style=\"text-align: center;\">Do\u010detl jsem se, \u017ee do\u0161lo ke zm\u011bn\u011b a p\u0159eplatky za l\u00e9ky do 200 K\u010d se ji\u017e na konci roku automaticky nevypl\u00e1c\u00ed. Jak to pros\u00edm je?<\/h6>\n<h6 style=\"text-align: center;\">ODPOV\u011a\u010e:<\/h6>\n<p class=\"-wm-MsoNormal\"><a name=\"-wm-_Hlk124234513\"><\/a><b>Novela z\u00e1kona o ve\u0159ejn\u00e9m zdravotn\u00edm poji\u0161t\u011bn\u00ed<\/b>\u00a0(\u010d. 48\/1997 Sb.)\u00a0<b>upravila pravidla pro vyplacen\u00ed p\u0159eplatku\u00a0<\/b>(tato zm\u011bna se t\u00fdk\u00e1 p\u0159eplatk\u016f vy\u010d\u00edslen\u00fdch od 1. 1. 2022).<\/p>\n<p class=\"-wm-MsoNormal\"><a name=\"-wm-_Hlk124234298\"><\/a><b>Od 1. 1. 2022 je v\u00fd\u0161e minim\u00e1ln\u011b vypl\u00e1cen\u00e9 \u010d\u00e1stky p\u0159ekra\u010duj\u00edc\u00ed ochrann\u00fd limit stanovena na\u00a0200\u00a0K\u010d.<\/b>\u00a0Zdravotn\u00ed poji\u0161\u0165ovny mohou klientovi poslat \u010d\u00e1stku p\u0159ekra\u010duj\u00edc\u00ed ochrann\u00fd limit ve chv\u00edli, kdy sou\u010det p\u0159eplatk\u016f p\u0159ekro\u010d\u00ed hranici 200 korun. Do 31. 12. 2021 se vracely \u010d\u00e1stky v minim\u00e1ln\u00ed v\u00fd\u0161i 50 korun, v\u00a0posledn\u00edm \u010dtvrtlet\u00ed roku pak p\u0159eplatky v\u0161echny.<\/p>\n<p class=\"-wm-MsoNormal\"><b>Jak budou vypl\u00e1ceny p\u0159eplatky od 1. 1. 2022?<\/b><\/p>\n<p class=\"-wm-MsoNormal\"><b>Nevyplacen\u00e9 p\u0159eplatky do 200 K\u010d se p\u0159esouvaj\u00ed nejen mezi jednotliv\u00fdmi \u010dtvrtlet\u00edmi roku<\/b>, za n\u011bj\u017e je limit sledov\u00e1n,<b>\u00a0ale nov\u011b i mezi roky.<\/b>\u00a0\u010c\u00e1stka, kter\u00e1 v\u00a0sou\u010dtu p\u0159es\u00e1hne stanoven\u00fd limit 200\u00a0K\u010d, je poji\u0161t\u011bnci vr\u00e1cena nejpozd\u011bji do 60 dn\u00ed od uplynut\u00ed kalend\u00e1\u0159n\u00edho \u010dtvrtlet\u00ed, ve kter\u00e9m byl limit p\u0159ekro\u010den.<\/p>\n<p class=\"-wm-MsoNormal\"><b>Mus\u00ed poji\u0161t\u011bnec o zasl\u00e1n\u00ed p\u0159eplatku \u017e\u00e1dat?<\/b><\/p>\n<p class=\"-wm-MsoNormal\">I nad\u00e1le plat\u00ed, \u017ee si\u00a0<b>poji\u0161t\u011bnec o vr\u00e1cen\u00ed pen\u011bz \u017e\u00e1dat nemus\u00ed \u2013 zdravotn\u00ed poji\u0161\u0165ovna p\u0159ekro\u010den\u00ed ochrann\u00e9ho limitu sleduje<\/b>. \u010c\u00e1stka je poji\u0161t\u011bnci zasl\u00e1na bu\u010f na jeho bankovn\u00ed \u00fa\u010det, anebo po\u0161tovn\u00ed pouk\u00e1zkou na adresu evidovanou u VZP.\u00a0\u010c\u00edslo bankovn\u00edho \u00fa\u010dtu mohou klienti nahl\u00e1sit prost\u0159ednictv\u00edm\u00a0<strong><a href=\"https:\/\/moje.vzp.cz\/nahlaseni-zmeny\/nahlaseni-bankovniho-uctu\" target=\"_blank\" rel=\"noopener\">webov\u00e9ho formul\u00e1\u0159e<\/a><\/strong>, osobn\u011b na kter\u00e9mkoli\u00a0<strong><a href=\"https:\/\/www.vzp.cz\/kontakty\/pobocky\" target=\"_blank\" rel=\"noopener\">klientsk\u00e9m pracovi\u0161ti VZP<\/a><\/strong>,\u00a0elektronicky e-mailem na adresu\u00a0<strong><a href=\"mailto:podatelna@vzp.cz\" target=\"_blank\" rel=\"noopener\">podatelna@vzp.cz<\/a><\/strong>, formou obecn\u00e9ho pod\u00e1n\u00ed p\u0159es aplikaci\u00a0<strong><a href=\"https:\/\/www.vzp.cz\/e-vzp\/moje-vzp\" target=\"_blank\" rel=\"noopener\">Moje VZP<\/a>\/<a href=\"https:\/\/www.vzp.cz\/e-vzp\/vzp-point\" target=\"_blank\" rel=\"noopener\">VZP Point<\/a><\/strong>\u00a0nebo prost\u0159ednictv\u00edm datov\u00e9 schr\u00e1nky (i48ae3q).\u00a0<b>VZP klient\u016fm doporu\u010duje vyu\u017e\u00edt mo\u017enosti zasl\u00e1n\u00ed p\u0159eplatk\u016f p\u0159evodem na bankovn\u00ed \u00fa\u010det<\/b>.<\/p>\n<p class=\"-wm-MsoNormal\"><b>Kter\u00e9 doplatky uhrazen\u00e9 poji\u0161t\u011bncem v l\u00e9k\u00e1rn\u011b jsou zapo\u010ditateln\u00e9 do limitu?<\/b><\/p>\n<p class=\"-wm-MsoNormal\">Do limitu se<b>\u00a0zapo\u010d\u00edt\u00e1vaj\u00ed pouze \u010d\u00e1stky<\/b>\u00a0<strong><a href=\"https:\/\/www.vzp.cz\/pojistenci\/informace-a-zivotni-situace\/regulacni-poplatky-a-ochranne-limity\/ochranne-limity\" target=\"_blank\" rel=\"noopener\">zapo\u010ditateln\u00fdch doplatk\u016f<\/a><\/strong>\u00a0<b>za l\u00e9\u010div\u00e9 p\u0159\u00edpravky a potraviny pro zvl\u00e1\u0161tn\u00ed l\u00e9ka\u0159sk\u00e9 \u00fa\u010dely<\/b>. Nezapo\u010d\u00edt\u00e1vaj\u00ed se tedy ve\u0161ker\u00e9 poji\u0161t\u011bncem uhrazen\u00e9 doplatky a tak\u00e9 nejsou uzn\u00e1v\u00e1ny \u00fahrady za zdravotnick\u00e9 prost\u0159edky.<\/p>\n<p class=\"-wm-MsoNormal\"><b>Jak\u00e1 je v\u00fd\u0161e ro\u010dn\u00edho limitu?<\/b><\/p>\n<p class=\"-wm-MsoNormal\"><b>U d\u011bt\u00ed mlad\u0161\u00edch 18 let a u poji\u0161t\u011bnc\u016f star\u0161\u00edch 65 let<\/b>\u00a0je hranice ro\u010dn\u00edho limitu na zapo\u010ditateln\u00e9 doplatky stanovena na\u00a0<b>1\u00a0000 K\u010d<\/b>.\u00a0<b>Pro dosp\u011bl\u00e9ho \u010dlov\u011bka<\/b>\u00a0je limit nastaven\u00a0<b>na 5\u00a0000 K\u010d<\/b>.\u00a0<b>U\u00a0poji\u0161t\u011bnc\u016f nad 70 let a invalidn\u00edch poji\u0161t\u011bnc\u016f<\/b>, kte\u0159\u00ed svou invaliditu dolo\u017eili zdravotn\u00ed poji\u0161\u0165ovn\u011b, je limit stanoven na\u00a0<b>500 K\u010d<\/b>.<\/p>\n<p><strong>(tz-vzp)<\/strong><\/p>\n<hr \/>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>OT\u00c1ZKA T\u00ddDNE: <\/p>\n","protected":false},"author":2,"featured_media":271290,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"gallery","meta":{"footnotes":""},"categories":[88],"tags":[],"jetpack_featured_media_url":"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2023\/01\/16\/r\u00e1m-vzp.jpg","_links":{"self":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/271288"}],"collection":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=271288"}],"version-history":[{"count":1,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/271288\/revisions"}],"predecessor-version":[{"id":271291,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/271288\/revisions\/271291"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/media\/271290"}],"wp:attachment":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=271288"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=271288"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=271288"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}