{"id":266651,"date":"2022-11-07T13:45:36","date_gmt":"2022-11-07T12:45:36","guid":{"rendered":"https:\/\/zakrasnejsivimperk.cz\/?p=266651"},"modified":"2022-11-10T11:25:21","modified_gmt":"2022-11-10T10:25:21","slug":"vseobecna-zdravotni-pojistovna-varujeme-pred-podvodnymi-emaily-od-klientu-pozaduji-platbu-za-neexistujici-dluh-nebo-pristupove-udaje-k-uctum","status":"publish","type":"post","link":"https:\/\/zakrasnejsivimperk.cz\/?p=266651","title":{"rendered":"V\u0160EOBECN\u00c1 ZDRAVOTN\u00cd POJI\u0160\u0164OVNA: Varujeme p\u0159ed podvodn\u00fdmi emaily. Od klient\u016f po\u017eaduj\u00ed platbu za neexistuj\u00edc\u00ed dluh nebo p\u0159\u00edstupov\u00e9 \u00fadaje k \u00fa\u010dt\u016fm"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-201756 size-full\" src=\"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2020\/08\/31\/vzp-logo.png\" alt=\"\" width=\"646\" height=\"223\" srcset=\"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2020\/08\/31\/vzp-logo.png 646w, https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2020\/08\/31\/vzp-logo-300x104.png 300w\" sizes=\"(max-width: 646px) 100vw, 646px\" \/><\/p>\n<h6 class=\"-wm-MsoNormal\"><b>V\u0161eobecn\u00e1 zdravotn\u00ed poji\u0161\u0165ovna se v\u00a0posledn\u00edch dnech setk\u00e1v\u00e1 s\u00a0\u0159adou dotaz\u016f na pochybn\u00e9 emaily, kter\u00e9 klienty vyz\u00fdvaj\u00ed k\u00a0\u00fahrad\u011b dluhu. VZP t\u00edmto zp\u016fsobem na dluh nikdy neupozor\u0148uje, klienti by m\u011bli takov\u00e9 v\u00fdzvy ignorovat, v p\u0159\u00edpad\u011b pochybnost\u00ed se obr\u00e1tit na infolinku 952\u00a0222\u00a0222.<\/b><b> Poji\u0161\u0165ovna tak\u00e9 varuje p\u0159ed zas\u00edl\u00e1n\u00edm p\u0159\u00edstupov\u00fdch \u00fadaj\u016f ke sv\u00fdm \u00fa\u010dt\u016fm \u010di jin\u00fdch osobn\u00edch \u00fadaj\u016f, kter\u00e9 b\u00fdvaj\u00ed v\u00a0podvodn\u00fdch emailech po\u017eadov\u00e1ny. VZP od sv\u00fdch klient\u016f takov\u00e9 \u00fadaje nevy\u017eaduje, jedn\u00e1 se o podvodn\u00fd phishing.<\/b><\/h6>\n<p class=\"-wm-MsoNormal\">Pokud VZP informuje klienta o vzniku dluhu na zdravotn\u00edm poji\u0161t\u011bn\u00ed, pak jej zpravidla oslovuje dopisem, kter\u00fd je zasl\u00e1n po\u0161tou nebo datovou schr\u00e1nkou, p\u0159\u00edpadn\u011b mu za\u0161le SMS (v p\u0159\u00edpadech, kdy tento zp\u016fsob komunikace klient p\u0159edem schv\u00e1lil). Ka\u017ed\u00fd klient VZP si tak\u00e9 m\u016f\u017ee stav plateb za zdravotn\u00ed poji\u0161t\u011bn\u00ed zkontrolovat s\u00e1m, a to v\u00a0aplikaci MojeVZP.<\/p>\n<p class=\"-wm-MsoNormal\">S\u00a0p\u0159\u00edpady, se kter\u00fdmi se VZP setk\u00e1v\u00e1, se podvodn\u00edci sna\u017e\u00ed z u\u017eivatel\u016f internetu vyl\u00e1kat p\u0159\u00edstupov\u00e9 \u00fadaje k \u00fa\u010dt\u016fm a zneu\u017e\u00edt je pro svoje obohacen\u00ed. Takov\u00e9 emaily \u010dasto na prvn\u00ed pohled vypadaj\u00ed re\u00e1ln\u011b a sna\u017e\u00ed se vyvolat dojem, \u017ee byly skute\u010dn\u011b odesl\u00e1ny zdravotn\u00ed poji\u0161\u0165ovnou a p\u0159esv\u011bd\u010dit tak adres\u00e1ta, aby kliknul na uveden\u00fd odkaz. T\u00edm se u\u017eivatel dostane se na podvodn\u00e9 str\u00e1nky, kde jsou po n\u011bm po\u017eadov\u00e1ny p\u0159\u00edstupov\u00e9 \u00fadaje k \u00fa\u010dt\u016fm, platebn\u00edm kart\u00e1m nebo jin\u00e9 d\u016fv\u011brn\u00e9 informace. Jejich vypln\u011bn\u00edm z\u00edskaj\u00ed data podvodn\u00edci, kte\u0159\u00ed je n\u00e1sledn\u011b vyu\u017eij\u00ed k vyd\u00edr\u00e1n\u00ed ob\u011bti a zisku finan\u010dn\u00edch prost\u0159edk\u016f nebo je pozd\u011bji mohou prodat na \u010dern\u00e9m trhu. V\u00a0p\u0159\u00edpad\u011b VZP se velmi \u010dasto jedn\u00e1 o emaily upozor\u0148uj\u00edc\u00ed na nedoplatek na pojistn\u00e9m a nutnost uhradit dlu\u017enou \u010d\u00e1stku co nejrychleji, jinak v\u0161e bude p\u0159ed\u00e1no exekutorovi.<\/p>\n<h6 class=\"-wm-MsoNormal\"><b>Tzv. emailov\u00fd phishing\u00a0klient pozn\u00e1 podle v\u00edce parametr\u016f:<\/b><\/h6>\n<ul>\n<li class=\"-wm-MsoListParagraph\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0Dom\u00e9na neodpov\u00edd\u00e1 ofici\u00e1ln\u00ed adrese VZP. Pro komunikaci s\u00a0klienty pou\u017e\u00edv\u00e1 VZP tyto emailov\u00e9 adresy:\u00a0<strong><a href=\"mailto:info@vzp.cz\" target=\"_blank\" rel=\"noopener\">info@vzp.cz<\/a><\/strong>\u00a0nebo\u00a0<strong><a href=\"mailto:ekk@vzp.cz\" target=\"_blank\" rel=\"noopener\">ekk@vzp.cz<\/a><\/strong><\/li>\n<li class=\"-wm-MsoListParagraph\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0Forma emailu neb\u00fdv\u00e1 takov\u00e1, na jakou jsou klienti od VZP zvykl\u00ed. Text m\u016f\u017ee b\u00fdt ps\u00e1n nap\u0159\u00edklad l\u00e1manou \u010de\u0161tinou s gramatick\u00fdmi chybami, m\u016f\u017ee obsahovat ciz\u00ed nep\u0159elo\u017een\u00e1 slova.<\/li>\n<li class=\"-wm-MsoListParagraph\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0Email m\u016f\u017ee obsahovat podez\u0159el\u00e9 odkazy na nezn\u00e1m\u00e9 a nezabezpe\u010den\u00e9 str\u00e1nky, kter\u00e9 bud\u00ed dojem, \u017ee sm\u011b\u0159uj\u00ed na webov\u00e9 str\u00e1nky VZP. Ve skute\u010dnosti ale odkazuj\u00ed na jinou adresu s podvodnou str\u00e1nkou.<\/li>\n<li class=\"-wm-MsoListParagraph\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0Podvodn\u00fd email m\u016f\u017ee obsahovat po\u017eadavek na \u00fahradu dlu\u017en\u00e9 \u010d\u00e1stky, a to v\u010detn\u011b \u010d\u00edsla bankovn\u00edho \u00fa\u010dtu, na kter\u00fd m\u00e1 b\u00fdt platba zasl\u00e1na. VZP takov\u00e9 zpr\u00e1vy nikdy nerozes\u00edl\u00e1!<\/li>\n<\/ul>\n<h6 style=\"text-align: center;\">Uk\u00e1zka podvodn\u00e9ho e-mailu:<\/h6>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-266652 size-full\" src=\"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2022\/11\/07\/vzp-podvodn\u00fd-mail.jpg\" alt=\"\" width=\"494\" height=\"586\" srcset=\"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2022\/11\/07\/vzp-podvodn\u00fd-mail.jpg 494w, https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2022\/11\/07\/vzp-podvodn\u00fd-mail-253x300.jpg 253w, https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2022\/11\/07\/vzp-podvodn\u00fd-mail-301x357.jpg 301w, https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2022\/11\/07\/vzp-podvodn\u00fd-mail-407x483.jpg 407w\" sizes=\"(max-width: 494px) 100vw, 494px\" \/><\/p>\n<p><strong>(tz-vzp)<\/strong><\/p>\n<hr \/>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>V\u0161eobecn\u00e1 zdravotn\u00ed <\/p>\n","protected":false},"author":2,"featured_media":266653,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"gallery","meta":{"footnotes":""},"categories":[88],"tags":[],"jetpack_featured_media_url":"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2022\/11\/07\/r\u00e1m-varov\u00e1n\u00ed-vzp.jpg","_links":{"self":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/266651"}],"collection":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=266651"}],"version-history":[{"count":1,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/266651\/revisions"}],"predecessor-version":[{"id":266654,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/266651\/revisions\/266654"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/media\/266653"}],"wp:attachment":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=266651"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=266651"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=266651"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}