{"id":256187,"date":"2022-06-09T11:13:26","date_gmt":"2022-06-09T10:13:26","guid":{"rendered":"https:\/\/zakrasnejsivimperk.cz\/?p=256187"},"modified":"2022-06-09T11:13:26","modified_gmt":"2022-06-09T10:13:26","slug":"aktualni-komentar-erika-besta-hypotecni-krize","status":"publish","type":"post","link":"https:\/\/zakrasnejsivimperk.cz\/?p=256187","title":{"rendered":"AKTU\u00c1LN\u00cd KOMENT\u00c1\u0158 ERIKA BESTA: Hypote\u010dn\u00ed krize"},"content":{"rendered":"<h6>Zat\u00edmco prezident Milo\u0161 Zeman p\u0159i v\u010derej\u0161\u00edm\u00a0<a href=\"https:\/\/www.ceskatelevize.cz\/porady\/10101491767-studio-ct24\/222411058270608\/\" target=\"_blank\" rel=\"noopener\">slavnostn\u00edm jmenov\u00e1n\u00ed<\/a>\u00a0nov\u00fdch \u010dlen\u016f Bankovn\u00ed rady \u010cesk\u00e9 n\u00e1rodn\u00ed banky na Hrad\u011b hovo\u0159il o\u00a0hypote\u010dn\u00ed krizi, koruna pos\u00edlila na \u00farove\u0148, kde byla p\u0159edt\u00edm, ne\u017e poprv\u00e9 na ve\u0159ejnosti zazn\u011bla sprost\u00e1 slova \u201eguvern\u00e9r Ale\u0161 Michl\u201c. M\u011bnov\u00e9 investory zaj\u00edm\u00e1 \u00farokov\u00fd diferenci\u00e1l v\u016f\u010di euru nebo dolaru, a\u00a0nikoli to, co vysok\u00e9 \u00farokov\u00e9 sazby centr\u00e1ln\u00ed banky zp\u016fsobuj\u00ed s\u00a0ekonomikou. Podle Zemana m\u00e1 hypote\u010dn\u00ed krize podobu meziro\u010dn\u00edho sn\u00ed\u017een\u00ed objemu hypote\u010dn\u00edch \u00fav\u011br\u016f o\u00a0\u0161edes\u00e1t procent. To m\u00e1 dopad jak na banky, tak na potenci\u00e1ln\u00ed z\u00e1jemce o\u00a0bydlen\u00ed. Z\u00e1rove\u0148 rostou \u00farokov\u00e9 sazby st\u00e1vaj\u00edc\u00edch \u00fav\u011br\u016f na bydlen\u00ed s\u00a0koncem fixa\u010dn\u00edho obdob\u00ed, co\u017e m\u016f\u017ee v\u00e9st k\u00a0nav\u00fd\u0161en\u00ed m\u011bs\u00ed\u010dn\u00edch spl\u00e1tek o\u00a0tis\u00edce korun, a\u00a0to v\u00a0dob\u011b, kdy prudce rostou ceny energi\u00ed a\u00a0dal\u0161\u00ed n\u00e1klady. Banky zat\u00edm uji\u0161\u0165uj\u00ed, \u017ee naprost\u00e1 v\u011bt\u0161ina jejich klient\u016f je schopna situaci zvl\u00e1dnout. Skute\u010dn\u00e1 hypote\u010dn\u00ed krize nastane ve chv\u00edli, kdy velk\u00e9 mno\u017estv\u00ed dlu\u017en\u00edk\u016f nebude schopno spl\u00e1cet hypot\u00e9ku, ani\u017e by z\u00a0toho m\u011bli jak\u00e9koliv v\u00fdchodisko, proto\u017ee trh s\u00a0nemovitostmi zamrzne. Pokud k\u00a0tomu dojde, na \u010d\u00ed stran\u011b bude vl\u00e1da? Na stran\u011b bank, nebo na stran\u011b dlu\u017en\u00edk\u016f?<\/h6>\n<h6>Erik BEST<\/h6>\n<hr \/>\n<p>&nbsp;<\/p>\n<p><strong><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-136426 alignleft\" src=\"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2018\/07\/28\/erik-best.jpg\" alt=\"\" width=\"248\" height=\"279\" \/>Erik Best<\/strong><em>\u00a0se narodil 11. \u0159\u00edjna 1962 v Severn\u00ed Karol\u00edn\u011b na v\u00fdchod\u011b\u00a0Spojen\u00fdch st\u00e1t\u016f. Prakticky cel\u00e9 d\u011btstv\u00ed v\u0161ak pro\u017eil v\u00a0Montan\u011b, na severoz\u00e1pad\u011b USA, kam se jeho rodi\u010de p\u0159est\u011bhovali kr\u00e1tce po jeho narozen\u00ed. V roce\u00a01985\u00a0absolvoval s bakal\u00e1\u0159sk\u00fdm titulem z v\u00fdchodoevropsk\u00fdch studi\u00ed na\u00a0Georgetown University\u00a0School of Foreign Service. B\u011bhem tohoto studia se zam\u011b\u0159oval na\u00a0rusk\u00fd jazyk, v \u010dem\u017e pokra\u010doval i na\u00a0Middlebury College\u00a0ve\u00a0Vermontu, kde z\u00edskal magistersk\u00fd titul. V r\u00e1mci vzd\u011bl\u00e1v\u00e1n\u00ed t\u00e9to univerzit\u011b dvakr\u00e1t studijn\u011b pob\u00fdval letech\u00a01983\u00a0a\u00a01984\u00a0v\u00a0Moskv\u011b. V dal\u0161\u00edch letech studoval obchod na\u00a0University of North Carolina. Titul\u00a0MBA\u00a0zde z\u00edskal v roce\u00a01987. Erik Best se v \u010cesku o\u017eenil. Jeho man\u017eelka Dita je \u010desk\u00e9ho p\u016fvodu. Spole\u010dn\u011b vychov\u00e1vaj\u00ed \u010dty\u0159i d\u011bt\u00ed. V\u00a0Praze\u00a0podle vlastn\u00edch slov \u017eije od \u00fanora roku\u00a01991. P\u0159esn\u011b rok pot\u00e9 zde za\u010dal pro m\u00edstn\u00ed anglicky hovo\u0159\u00edc\u00ed komunitu vyd\u00e1vat denn\u00ed zpravodaj\u00a0Fleet Sheet, stru\u010dn\u00fd p\u0159ehled vybran\u00fdch zpr\u00e1v z \u010desk\u00e9ho tisku. P\u016fvodn\u011b p\u0159edpokl\u00e1dal, \u017ee v\u011bt\u0161ina cizinc\u016f Prahu je\u0161t\u011b p\u0159ed rokem\u00a02000\u00a0opust\u00ed, tak\u017ee jeho vydavatelsk\u00e9 vize nem\u011bly horizont del\u0161\u00ed ne\u017e \u0161est let. K \u017e\u00e1dn\u00e9mu odchodu cizinc\u016f z \u010cesk\u00e9 republiky v\u0161ak nedo\u0161lo a\u00a0Fleet Sheet\u00a0nav\u00edc postupn\u011b p\u0159il\u00e1kal i \u010desk\u00e9 p\u0159edplatitele. N\u00e1klad bulletinu se proto zv\u011bt\u0161il a vych\u00e1z\u00ed doposud. Sv\u00e9 po\u010d\u00e1te\u010dn\u00ed tuzemsk\u00e9 podnikatelsk\u00e9 aktivity zah\u00e1jil Erik Best na ja\u0159e 1992 jako\u00a0\u017eivnostn\u00edk. Na podzim\u00a01994\u00a0zalo\u017eil spole\u010dnost The Bohemia Daily Standard, jej\u00edm\u017e je jednatelem a spolumajitelem. V roce\u00a02000 zalo\u017eil se svoj\u00ed man\u017eelkou Ditou Bestovou nakladatelstv\u00ed\u00a0E. S. Best, kter\u00e9 je ofici\u00e1ln\u00edm vydavatelem obou zpravodaj\u016f. S rozvojem internetu toti\u017e Erik Best za\u010d\u00e1tkem tis\u00edcilet\u00ed roz\u0161\u00ed\u0159il sv\u00e9 publika\u010dn\u00ed aktivity a od roku\u00a02001\u00a0vyd\u00e1v\u00e1 je\u0161t\u011b elektronick\u00fd\u00a0Final Word. Od roku\u00a02010\u00a0existuje i jeho \u010desk\u00e1 mutace. Final Word je kr\u00e1tk\u00fd a origin\u00e1ln\u00ed denn\u00ed koment\u00e1\u0159 p\u0159ipraven\u00fd t\u00fdmem Erika Besta, v\u011bnovan\u00fd v\u00fdznamn\u00fdm ekonomick\u00fdm a politick\u00fdm t\u00e9mat\u016fm posledn\u00edch dn\u016f. Pr\u00e1v\u011b d\u00edky sv\u00e9mu elektronick\u00e9mu bulletinu\u00a0Final Word\u00a0vstoupil Erik Best do \u0161ir\u0161\u00edho pov\u011bdom\u00ed \u010desk\u00e9 ve\u0159ejnosti a za\u010dal b\u00fdt zv\u00e1n do \u010desk\u00fdch rozhlasov\u00fdch a televizn\u00edch po\u0159ad\u016f. V letech 2011\u20132013 publikoval sv\u00e9 post\u0159ehy tak\u00e9 na blogu Aktu\u00e1ln\u011b.cz.\u00a0<\/em>Prezident republiky Milo\u0161 Zeman ud\u011blil 28. \u0159\u00edjna 2018 Eriku Bestovi st\u00e1tn\u00ed vyznamen\u00e1n\u00ed \u2013 medaili Za z\u00e1sluhy o st\u00e1t.<\/p>\n<hr \/>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Zat\u00edmco prezident <\/p>\n","protected":false},"author":2,"featured_media":256188,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"gallery","meta":{"footnotes":""},"categories":[159,11],"tags":[],"jetpack_featured_media_url":"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2022\/06\/09\/best-090622.jpg","_links":{"self":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/256187"}],"collection":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=256187"}],"version-history":[{"count":1,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/256187\/revisions"}],"predecessor-version":[{"id":256189,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/256187\/revisions\/256189"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/media\/256188"}],"wp:attachment":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=256187"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=256187"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=256187"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}