{"id":255771,"date":"2022-06-03T07:43:42","date_gmt":"2022-06-03T06:43:42","guid":{"rendered":"https:\/\/zakrasnejsivimperk.cz\/?p=255771"},"modified":"2022-06-03T07:43:42","modified_gmt":"2022-06-03T06:43:42","slug":"vseobecna-zdravotni-pojistovna-kdyz-dalky-volaji-aneb-na-jakou-peci-mam-narok-v-zahranici","status":"publish","type":"post","link":"https:\/\/zakrasnejsivimperk.cz\/?p=255771","title":{"rendered":"V\u0160EOBECN\u00c1 ZDRAVOTN\u00cd POJI\u0160\u0164OVNA: Kdy\u017e d\u00e1lky volaj\u00ed aneb Na jakou p\u00e9\u010di m\u00e1m n\u00e1rok v zahrani\u010d\u00ed?"},"content":{"rendered":"

\"\"<\/p>\n

Na co m\u00e1m v\u00a0Evrop\u011b n\u00e1rok s\u00a0\u010deskou karti\u010dkou poji\u0161t\u011bnce? Opravdu je ve\u0161ker\u00e1 p\u00e9\u010de zdarma? A co kdy\u017e mne s \u00farazem odvezou do soukrom\u00e9 nemocnice? Jak je to s\u00a0poji\u0161t\u011bn\u00edm mimo EU? Na tyto i\u00a0dal\u0161\u00ed ot\u00e1zky je dobr\u00e9 zn\u00e1t p\u0159ed cestou odpov\u011b\u010f, aby v\u00e1s pak na dovolen\u00e9 nic nep\u0159ekvapilo.<\/b><\/h6>\n

Karti\u010dka poji\u0161t\u011bnce = Evropsk\u00fd pr\u016fkaz zdravotn\u00edho poji\u0161t\u011bn\u00ed (EHIC)<\/b><\/p>\n

V\u00a0p\u0159\u00edpad\u011b, \u017ee budete pot\u0159ebovat o\u0161et\u0159en\u00ed v\u00a0n\u011bkter\u00e9m st\u00e1tu EU, EHP (Island, Lichten\u0161tejnsko, Norsko), Velk\u00e9 Brit\u00e1nii a \u0160v\u00fdcarsku, bude v\u00e1m na z\u00e1klad\u011b karti\u010dky poji\u0161t\u011bnce, tzn. platn\u00e9ho Evropsk\u00e9ho pr\u016fkazu zdravotn\u00edho poji\u0161t\u011bn\u00ed (EHIC) poskytnuta nezbytn\u00e1 zdravotn\u00ed p\u00e9\u010de na \u00fa\u010det poji\u0161\u0165ovny. V\u00a0t\u011bchto zem\u00edch m\u00e1te jako ob\u010dan \u010cR s pr\u016fkazem EHIC\u00a0stejn\u00e9 podm\u00ednky<\/b>\u00a0pro \u010derp\u00e1n\u00ed zdravotn\u00ed p\u00e9\u010de jako m\u00edstn\u00ed ob\u010dan v r\u00e1mci povinn\u00e9ho zdravotn\u00edho poji\u0161t\u011bn\u00ed.\u00a0V p\u0159\u00edpad\u011b pot\u0159eby nezbytn\u00e9 zdravotn\u00ed p\u00e9\u010de (onemocn\u011bn\u00ed, \u00faraz, nepl\u00e1novan\u00fd porod atd.) je v\u017edy nutn\u00e9 prok\u00e1zat se u l\u00e9ka\u0159e\u00a0Evropsk\u00fdm pr\u016fkazem zdravotn\u00edho poji\u0161t\u011bn\u00ed (EHIC).<\/strong><\/p>\n

Kde mi poskytnou pomoc?<\/b><\/p>\n

Podm\u00ednkou pro uplatn\u011bn\u00ed pr\u016fkazu je vyhled\u00e1n\u00ed zdravotnick\u00e9ho za\u0159\u00edzen\u00ed, kter\u00e9 je financov\u00e1no\u00a0z\u00a0ve\u0159ejn\u00fdch zdroj\u016f<\/b>. Poskytnutou p\u00e9\u010di uhrad\u00ed zdravotnick\u00e9mu za\u0159\u00edzen\u00ed m\u00edstn\u00ed zdravotn\u00ed poji\u0161\u0165ovna a\u00a0n\u00e1klady p\u0159e\u00fa\u010dtuje \u010desk\u00e9 zdravotn\u00ed poji\u0161\u0165ovn\u011b. Za o\u0161et\u0159en\u00ed jako klient VZP zaplat\u00edte jenom to, co by za n\u011bj\u00a0zaplatil m\u00edstn\u00ed poji\u0161t\u011bnec,\u00a0<\/b>to m\u016f\u017ee b\u00fdt nap\u0159\u00edklad\u00a0<\/b>regula\u010dn\u00ed poplatek, poplatek za recept, za hospitalizaci, v\u00fdjimkou ale nejsou ani poplatky za n\u00e1v\u0161t\u011bvu l\u00e9ka\u0159e, za p\u0159edepsan\u00e9 l\u00e9ky apod. Je dobr\u00e9 m\u00edt na pam\u011bti, \u017ee ne v\u00a0ka\u017ed\u00e9 zemi plat\u00ed stejn\u00e9 p\u0159edpisy, a\u00a0ne v\u0161echna p\u00e9\u010de je hrazena z\u00a0ve\u0159ejn\u00e9ho zdravotn\u00edho poji\u0161t\u011bn\u00ed tak jako v\u00a0\u010cR<\/b>. Pokud se chcete vyhnout t\u011bmto poplatk\u016fm, je dobr\u00e9 vyu\u017e\u00edt p\u0159\u00edslu\u0161n\u00e9 cestovn\u00ed poji\u0161t\u011bn\u00ed (s p\u0159\u00edslu\u0161n\u00fdmi smluvn\u00edmi podm\u00ednkami).<\/p>\n

Co kdy\u017e mne sanitka po \u00farazu odveze do jin\u00e9ho ne\u017e \u201est\u00e1tn\u00edho\u201c za\u0159\u00edzen\u00ed?<\/b><\/p>\n

Pokud by v\u00e1m byla poskytnuta zdravotn\u00ed p\u00e9\u010de v cizin\u011b v soukrom\u00e9m zdravotnick\u00e9m za\u0159\u00edzen\u00ed (jin\u00e9m ne\u017e napojen\u00e9m na syst\u00e9m ve\u0159ejn\u00e9ho zdravotn\u00edho poji\u0161t\u011bn\u00ed) a nem\u011bl byste uzav\u0159eno komer\u010dn\u00ed cestovn\u00ed poji\u0161t\u011bn\u00ed, kter\u00e9 by bylo zp\u016fsobil\u00e9 (dle sjednan\u00fdch smluvn\u00edch podm\u00ednek) kr\u00fdt n\u00e1klady na poskytnutou zdravotn\u00ed p\u00e9\u010di,\u00a0budete muset n\u00e1klady na tuto p\u00e9\u010di uhradit z vlastn\u00edch finan\u010dn\u00edch zdroj\u016f<\/b>. N\u00e1sledn\u011b po n\u00e1vratu do \u010cesk\u00e9 republiky m\u016f\u017eete u sv\u00e9 zdravotn\u00ed poji\u0161\u0165ovny podat\u00a0\u017e\u00e1dost o\u00a0n\u00e1hradu (refundaci)<\/b>\u00a0t\u011bchto uhrazen\u00fdch n\u00e1klad\u016f, av\u0161ak pouze do v\u00fd\u0161e, kter\u00e1 by byla \u010deskou zdravotn\u00ed poji\u0161\u0165ovnou hrazena p\u0159i poskytnut\u00ed t\u011bchto zdravotn\u00edch slu\u017eeb na \u00fazem\u00ed \u010cR (tj.\u00a0do v\u00fd\u0161e \u010desk\u00fdch \u201ecen\u201c<\/b>\u00a0a jen pokud \u0161lo o p\u00e9\u010di, kter\u00e1 je v \u010cR z ve\u0159ejn\u00e9ho zdravotn\u00edho poji\u0161t\u011bn\u00ed hrazen\u00e1). Pokud byste ve v\u00fd\u0161e uveden\u00fdch zem\u00edch hradili z n\u011bjak\u00e9ho d\u016fvodu platbu za o\u0161et\u0159en\u00ed v hotovosti, nezapome\u0148te si\u00a0uschovat \u00fa\u010dty,<\/b>\u00a0abyste po n\u00e1vratu mohli o refundaci za\u017e\u00e1dat. V\u00edce informac\u00ed\u00a0zde<\/a><\/strong>.<\/p>\n

Co je nezbytn\u00e1 p\u00e9\u010de?<\/b><\/p>\n

L\u00e9ka\u0159sky nezbytnou zdravotn\u00ed p\u00e9\u010d\u00ed se rozum\u00ed\u00a0zdravotn\u00ed p\u00e9\u010de poskytovan\u00e1 v zemi pobytu, kterou z\u00a0l\u00e9ka\u0159sk\u00e9ho hlediska vy\u017eaduje zdravotn\u00ed stav osoby. Nejde o takovou zdravotn\u00ed p\u00e9\u010di, za kterou by osoba do jedn\u00e9 z\u00a0uveden\u00fdch zem\u00ed p\u0159\u00edmo vycestovala<\/b>, nebo o p\u00e9\u010di, kterou by zdravotn\u00ed stav osoby nevy\u017eadoval (nap\u0159. preventivn\u00ed prohl\u00eddky, kter\u00e9 lze odlo\u017eit). \u00a0\u00a0<\/b><\/p>\n

Poji\u0161t\u011bnec m\u00e1 n\u00e1rok na l\u00e9ka\u0159sky nezbytnou zdravotn\u00ed p\u00e9\u010di s\u00a0p\u0159ihl\u00e9dnut\u00edm k\u00a0povaze nemoci a\u00a0p\u0159edpokl\u00e1dan\u00e9 dob\u011b pobytu, tedy\u00a0v takov\u00e9m rozsahu, aby nemusel odcestovat zp\u011bt dom\u016f, resp. do zem\u011b poji\u0161t\u011bn\u00ed d\u0159\u00edve, ne\u017e p\u016fvodn\u011b zam\u00fd\u0161lel. O konkr\u00e9tn\u00edm rozsahu a zp\u016fsobu poskytnut\u00ed p\u00e9\u010de\u00a0rozhoduje m\u00edstn\u00ed o\u0161et\u0159uj\u00edc\u00ed l\u00e9ka\u0159.<\/b><\/p>\n

N\u00e1klady na zdravotn\u00ed p\u00e9\u010di poskytnutou \u010desk\u00e9mu poji\u0161t\u011bnci jsou ve v\u00fd\u0161e uveden\u00fdch situac\u00edch hrazeny stejn\u00fdm zp\u016fsobem jako u m\u00edstn\u00edch poji\u0161t\u011bnc\u016f. Zpravidla jsou tedy zahrani\u010dn\u00edmu poskytovateli uhrazeny m\u00edstn\u00ed zdravotn\u00ed poji\u0161\u0165ovnou,\u00a0kter\u00e1 n\u00e1sledn\u011b tyto n\u00e1klady p\u0159e\u00fa\u010dtuje prost\u0159ednictv\u00edm sty\u010dn\u00fdch org\u00e1n\u016f obou st\u00e1t\u016f p\u0159\u00edslu\u0161n\u00e9 \u010desk\u00e9 zdravotn\u00ed poji\u0161\u0165ovn\u011b.<\/em><\/i><\/p>\n

Jak je to s\u00a0poji\u0161t\u011bn\u00edm mimo zem\u011b EU?<\/b><\/p>\n

Pokud cestujete mimo Evropu, rozhodn\u011b v\u00e1m doporu\u010dujeme vyu\u017e\u00edt n\u011bkter\u00e9ho z\u00a0komer\u010dn\u00edch cestovn\u00edch poji\u0161t\u011bn\u00ed. Nakonec ani ve v\u0161ech st\u00e1tech Evropy neplat\u00ed automaticky pr\u016fkaz EHIC, zejm\u00e9na pokud cestujete mimo zem\u011b EU, je vhodn\u00e9 se p\u0159esv\u011bd\u010dit, \u017ee va\u0161e c\u00edlov\u00e1 destinace pat\u0159\u00ed mezi ty, kde v\u00e1m s\u00a0EHIC pr\u016fkazem bude p\u00e9\u010de zaji\u0161t\u011bna.<\/p>\n

Do kter\u00fdch zem\u00ed je t\u0159eba se nechat o\u010dkovat?\u00a0<\/a><\/b><\/p>\n

Pokud se chyst\u00e1te vycestovat do n\u011bkter\u00e9 z\u00a0exotick\u00fdch zem\u00ed, je dobr\u00e9 se informovat o povinn\u00fdch \u010di doporu\u010den\u00fdch o\u010dkov\u00e1n\u00edch pro danou destinaci. Informace naleznete nap\u0159.\u00a0zde<\/strong><\/a>. Klienti VZP na cestovn\u00ed o\u010dkov\u00e1n\u00ed z\u00edskaj\u00ed p\u0159\u00edsp\u011bvek 1\u00a0000 K\u010d, a to konkr\u00e9tn\u011b na o\u010dkov\u00e1n\u00ed proti \u017elut\u00e9 zimnici, japonsk\u00e9 encefalitid\u011b, b\u0159i\u0161n\u00edmu tyfu, vzteklin\u011b \u010di chole\u0159e, p\u0159\u00edpadn\u011b na zakoupen\u00ed l\u00e9k\u016f na ochranu p\u0159ed mal\u00e1ri\u00ed (tzv. antimalarik) na z\u00e1klad\u011b receptu od l\u00e9ka\u0159e.<\/p>\n

(tzvzp)<\/strong><\/p>\n

\n

 <\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

Na co <\/p>\n","protected":false},"author":2,"featured_media":255772,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"gallery","meta":{"footnotes":""},"categories":[88],"tags":[],"jetpack_featured_media_url":"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2022\/06\/03\/r\u00e1me\u010dek-vzp.jpg","_links":{"self":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/255771"}],"collection":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=255771"}],"version-history":[{"count":2,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/255771\/revisions"}],"predecessor-version":[{"id":255774,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/255771\/revisions\/255774"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/media\/255772"}],"wp:attachment":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=255771"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=255771"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=255771"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}