{"id":255214,"date":"2022-05-27T18:43:34","date_gmt":"2022-05-27T17:43:34","guid":{"rendered":"https:\/\/zakrasnejsivimperk.cz\/?p=255214"},"modified":"2022-05-27T18:43:34","modified_gmt":"2022-05-27T17:43:34","slug":"vseobecna-zdravotni-pojistovna-absolventi-skol-by-si-meli-ohlidat-kdy-za-ne-stat-prestava-platit-zdravotni-pojisteni","status":"publish","type":"post","link":"https:\/\/zakrasnejsivimperk.cz\/?p=255214","title":{"rendered":"V\u0160EOBECN\u00c1 ZDRAVOTN\u00cd POJI\u0160\u0164OVNA: Absolventi \u0161kol by si m\u011bli ohl\u00eddat, kdy za n\u011b st\u00e1t p\u0159est\u00e1v\u00e1 platit zdravotn\u00ed poji\u0161t\u011bn\u00ed"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-201756 size-full\" src=\"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2020\/08\/31\/vzp-logo.png\" alt=\"\" width=\"646\" height=\"223\" srcset=\"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2020\/08\/31\/vzp-logo.png 646w, https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2020\/08\/31\/vzp-logo-300x104.png 300w\" sizes=\"(max-width: 646px) 100vw, 646px\" \/><\/p>\n<h6 class=\"-wm-MsoNormal\"><b>V dob\u011b maturit a st\u00e1tnic na vysok\u00fdch \u0161kol\u00e1ch je dobr\u00e9 si p\u0159ipomenout, jak dlouho st\u00e1t za \u010derstv\u00e9 absolventy plat\u00ed pojistn\u00e9 na zdravotn\u00ed poji\u0161t\u011bn\u00ed \u2013 a kdy tato povinnost p\u0159ech\u00e1z\u00ed na n\u011b.<\/b><\/h6>\n<p class=\"-wm-MsoNoSpacing\">Bezstarostn\u00e9 pr\u00e1zdniny \u010dekaj\u00ed z\u00a0tohoto pohledu absolventy\u00a0<b>st\u0159edn\u00edch \u0161kol.\u00a0<\/b>St\u00e1t za n\u011b hrad\u00ed pojistn\u00e9 a\u017e\u00a0<b>do konce srpna<\/b>. D\u016fle\u017eit\u00e9 ov\u0161em je, aby v dob\u011b pr\u00e1zdnin nevykon\u00e1vali po cel\u00fd kalend\u00e1\u0159n\u00ed m\u011bs\u00edc v\u00fdd\u011ble\u010dnou \u010dinnost (p\u0159\u00edpadn\u011b nem\u011bli n\u00e1rok na podporu v nezam\u011bstnanosti nebo podporu p\u0159i rekvalifikaci).\u00a0Student, kter\u00fd bude pokra\u010dovat bez p\u0159eru\u0161en\u00ed v\u00a0dal\u0161\u00edm studiu, je z\u00a0pohledu z\u00e1kona tzv.\u00a0 nezaopat\u0159en\u00fdm d\u00edt\u011btem, a to i jako student V\u0160 (max. ale do v\u011bku 26 let). N\u00e1stup k dal\u0161\u00edmu studiu ov\u0161em mus\u00ed sv\u00e9 zdravotn\u00ed poji\u0161\u0165ovn\u011b ozn\u00e1mit a dolo\u017eit (do 8 dn\u016f).<\/p>\n<p class=\"-wm-MsoNoSpacing\">U t\u011bch, kte\u0159\u00ed ji\u017e zd\u00e1rn\u011b pro\u0161li\u00a0<b>\u0161kolou vysokou<\/b>\u00a0a \u00fasp\u011b\u0161n\u011b vykonali st\u00e1tn\u00ed z\u00e1v\u011bre\u010dn\u00e9 zkou\u0161ky, je situace trochu jin\u00e1. St\u00e1t jim hrad\u00ed zdravotn\u00ed poji\u0161t\u011bn\u00ed jeden\u00a0<b>m\u011bs\u00edc n\u00e1sleduj\u00edc\u00ed po m\u011bs\u00edci, kdy st\u00e1tn\u00ed zkou\u0161ky skl\u00e1dali.\u00a0<\/b>Jin\u00fdmi slovy, kdo d\u011blal st\u00e1tnice v\u00a0kv\u011btnu, je\u0161t\u011b v\u00a0\u010dervnu se nemus\u00ed o poji\u0161t\u011bn\u00ed starat,\u00a0op\u011bt za podm\u00ednky, \u017ee<strong>\u00a0nevykon\u00e1v\u00e1 po cel\u00fd tento m\u011bs\u00edc v\u00fdd\u011ble\u010dnou \u010dinnost<\/strong>\u00a0(ani nem\u00e1 n\u00e1rok na podporu v\u00a0nezam\u011bstnanosti nebo na podporu p\u0159i rekvalifikaci). Povinnost na n\u011bj p\u0159ech\u00e1z\u00ed a\u017e od \u010dervence.<\/p>\n<p class=\"-wm-MsoNoSpacing\">Nezaopat\u0159en\u00fdm d\u00edt\u011btem je student i po dobu od ukon\u010den\u00ed studia na vysok\u00e9 \u0161kole do dne, kdy se bezprost\u0159edn\u011b stane studentem t\u00e9\u017ee, nebo jin\u00e9 vysok\u00e9 \u0161koly, nejd\u00e9le v\u0161ak po dobu t\u0159\u00ed kalend\u00e1\u0159n\u00edch m\u011bs\u00edc\u016f. M\u016f\u017ee se jednat nap\u0159\u00edklad\u00a0o\u00a0<strong><a href=\"https:\/\/www.vzp.cz\/o-nas\/tiskove-centrum\/otazky-tydne\/pojistne-mezi-bakalarem-a-magistrem\" target=\"_blank\" rel=\"noopener\">obdob\u00ed mezi bakal\u00e1\u0159sk\u00fdm a magistersk\u00fdm studijn\u00edm programem<\/a>.<\/strong><\/p>\n<p class=\"-wm-MsoNoSpacing\">T\u0159et\u00ed varianta se t\u00fdk\u00e1 situace, kdy student ukon\u010dil studium\u00a0<b>z jin\u00e9ho d\u016fvodu, tzn. p\u0159ed\u010dasn\u011b<\/b>. Takov\u00fd (b\u00fdval\u00fd) student mus\u00ed nahl\u00e1sit tuto zm\u011bnu sv\u00e9 zdravotn\u00ed poji\u0161\u0165ovn\u011b do 8 dn\u016f od ukon\u010den\u00ed studia a po\u010d\u00ednaje n\u00e1sleduj\u00edc\u00edm m\u011bs\u00edcem u\u017e mus\u00ed sv\u00e9 zdravotn\u00ed poji\u0161t\u011bn\u00ed \u0159e\u0161it dle jedn\u00e9 z\u00a0popsan\u00fdch \u017eivotn\u00edch situac\u00ed (viz n\u00ed\u017ee).<\/p>\n<h6 class=\"-wm-MsoNoSpacing\"><b>Oznamovac\u00ed povinnost<\/b><\/h6>\n<p class=\"-wm-MsoNormal\">Nezapome\u0148te, \u017ee vznik i z\u00e1nik n\u00e1roku na za\u0159azen\u00ed mezi st\u00e1tn\u00ed poji\u0161t\u011bnce (tzn. kdy za mne poji\u0161t\u011bn\u00ed hrad\u00ed st\u00e1t) m\u00e1 poji\u0161t\u011bnec povinnost ozn\u00e1mit a dolo\u017eit sv\u00e9 zdravotn\u00ed poji\u0161\u0165ovn\u011b. Lh\u016fta pro spln\u011bn\u00ed t\u00e9to oznamovac\u00ed povinnosti je 8 dn\u016f.<\/p>\n<p class=\"-wm-MsoNormal\">I v\u00a0p\u0159\u00edpad\u011b, kdy\u00a0<b>po st\u0159edn\u00ed \u0161kole pokra\u010dujete po pr\u00e1zdnin\u00e1ch na vysokou, doporu\u010dujeme zkontrolovat<\/b>, zda je va\u0161e poji\u0161\u0165ovna o t\u00e9to skute\u010dnosti spravena, \u010di nikoli. N\u011bkter\u00e9 \u0161koly sv\u00e9 studenty automaticky nahla\u0161uj\u00ed (nen\u00ed to v\u0161ak jejich povinnost). Jestli mezi n\u011b pat\u0159\u00ed i ta va\u0161e, si m\u016f\u017eete ov\u011b\u0159it osobn\u011b na pobo\u010dce VZP nebo na telefonn\u00ed lince 952\u00a0222\u00a0222. Pro spln\u011bn\u00ed oznamovac\u00ed povinnosti je mo\u017en\u00e9 vyu\u017e\u00edt u VZP \u010cR v\u00edce zp\u016fsob\u016f, mj. i prost\u0159ednictv\u00edm\u00a0<strong><a href=\"https:\/\/www.vzp.cz\/platci\/informace\/stat\/povinnosti-pojistencu-za-ktere-plati-pojistne-stat\" target=\"_blank\" rel=\"noopener\">webov\u00e9ho formul\u00e1\u0159e.<\/a><\/strong><\/p>\n<h6 class=\"-wm-MsoNormal\"><b>MO\u017dNOSTI ABSOLVENTA \u0160KOLY \u2013 \u017dIVOTN\u00cd SITUACE<\/b><b><\/b><\/h6>\n<p class=\"-wm-MsoNoSpacing\">1.\u00a0\u00a0\u00a0\u00a0<u>N\u00e1stup do zam\u011bstn\u00e1n\u00ed<\/u><\/p>\n<p class=\"-wm-MsoNormal\">V\u00a0p\u0159\u00edpad\u011b n\u00e1stupu do zam\u011bstn\u00e1n\u00ed hrad\u00ed pojistn\u00e9 na zdravotn\u00ed poji\u0161t\u011bn\u00ed absolvent v roli zam\u011bstnance a jeho zam\u011bstnavatel.<\/p>\n<p class=\"-wm-MsoNoSpacing\">2.\u00a0\u00a0\u00a0\u00a0<u>Podnik\u00e1n\u00ed jako OSV\u010c<\/u><\/p>\n<p class=\"-wm-MsoNoSpacing\">Pokud za\u010dne podnikat, plat\u00ed za sebe pojistn\u00e9 s\u00e1m jako\u00a0<strong><a href=\"https:\/\/www.vzp.cz\/platci\/informace\/osvc\" target=\"_blank\" rel=\"noopener\">osoba samostatn\u011b v\u00fdd\u011ble\u010dn\u011b \u010dinn\u00e1<\/a>.<\/strong><\/p>\n<p class=\"-wm-MsoNoSpacing\">3.\u00a0\u00a0\u00a0\u00a0<u>Nezam\u011bstnan\u00fd<\/u><\/p>\n<ol start=\"1\" type=\"a\">\n<li class=\"-wm-MsoNoSpacing\">Pokud zat\u00edm nebyl p\u0159i hled\u00e1n\u00ed zam\u011bstn\u00e1n\u00ed \u00fasp\u011b\u0161n\u00fd a p\u0159ihl\u00e1s\u00ed se na \u00fa\u0159ad pr\u00e1ce jako uchaze\u010d o zam\u011bstn\u00e1n\u00ed, hrad\u00ed za n\u011bj pojistn\u00e9 st\u00e1t.<\/li>\n<li class=\"-wm-MsoNoSpacing\">Pokud se na \u00fa\u0159ad pr\u00e1ce nep\u0159ihl\u00e1s\u00ed, mus\u00ed si hradit pojistn\u00e9 s\u00e1m jako tzv.\u00a0<strong><a href=\"https:\/\/www.vzp.cz\/platci\/informace\/obzp\" target=\"_blank\" rel=\"noopener\">osoba bez zdaniteln\u00fdch p\u0159\u00edjm\u016f<\/a><\/strong>\u00a0(OBZP).<\/li>\n<\/ol>\n<h6 class=\"-wm-MsoNormal\"><b>P\u0158\u00cdKLADY<\/b><\/h6>\n<p class=\"-wm-MsoNormal\"><b>Absolvent vysok\u00e9 \u0161koly \u2013 n\u00e1stup do zam\u011bstn\u00e1n\u00ed v \u010dervenci<\/b><\/p>\n<p class=\"-wm-MsoNormal\">Nastoup\u00edte-li do zam\u011bstn\u00e1n\u00ed v\u00a0pr\u016fb\u011bhu m\u011bs\u00edce \u010dervence, kdy u\u017e za v\u00e1s pojistn\u00e9 nehrad\u00ed st\u00e1t (jako za nezaopat\u0159en\u00e9 d\u00edt\u011b), bude za v\u00e1s alespo\u0148 za \u010d\u00e1st tohoto m\u011bs\u00edce odv\u00e1d\u011bt zdravotn\u00ed poji\u0161t\u011bn\u00ed zam\u011bstnavatel. Tzn. \u017ee za \u010dervenec nemus\u00edte s\u00e1m hradit pojistn\u00e9 jako osoba bez zdaniteln\u00fdch p\u0159\u00edjm\u016f. Do t\u00e9to kategorie pat\u0159\u00ed toti\u017e poji\u0161t\u011bnec jen v\u00a0m\u011bs\u00edc\u00edch, kdy za n\u011bj nen\u00ed pl\u00e1tcem pojistn\u00e9ho po cel\u00fd kalend\u00e1\u0159n\u00ed m\u011bs\u00edc st\u00e1t, zam\u011bstnavatel, a ani neplat\u00ed pojistn\u00e9 s\u00e1m jako OSV\u010c.<\/p>\n<p class=\"-wm-MsoNormal\"><b>Absolvent vysok\u00e9 \u0161koly \u2013 n\u00e1stup do zam\u011bstn\u00e1n\u00ed v srpnu<\/b><\/p>\n<p class=\"-wm-MsoNormal\">Jestli\u017ee byste nastoupil do zam\u011bstn\u00e1n\u00ed a\u017e v\u00a0srpnu, byl by za v\u00e1s v\u00a0\u010dervenci pl\u00e1tcem pojistn\u00e9ho st\u00e1t, jen pokud byste byl evidov\u00e1n na \u00fa\u0159adu pr\u00e1ce (p\u0159\u00edpadn\u011b z\u00a0jin\u00e9ho d\u016fvodu, kdy spad\u00e1te mezi st\u00e1tn\u00ed poji\u0161t\u011bnce). Jinak byste musel za \u010dervenec uhradit\u00a0<strong><a href=\"https:\/\/www.vzp.cz\/platci\/informace\/obzp\/vymerovaci-zaklad-a-vypocet-pojistneho\" target=\"_blank\" rel=\"noopener\">pojistn\u00e9 na zdravotn\u00ed poji\u0161t\u011bn\u00ed s\u00e1m<\/a><\/strong>\u00a0jako v\u00fd\u0161e zm\u00edn\u011bn\u00e1 osoba bez zdaniteln\u00fdch p\u0159\u00edjm\u016f.<\/p>\n<p><strong>(tzvzp)<\/strong><\/p>\n<hr \/>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>V dob\u011b <\/p>\n","protected":false},"author":2,"featured_media":255215,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"gallery","meta":{"footnotes":""},"categories":[88],"tags":[],"jetpack_featured_media_url":"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2022\/05\/27\/r\u00e1me\u010dek-poradna-vzp.jpg","_links":{"self":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/255214"}],"collection":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=255214"}],"version-history":[{"count":1,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/255214\/revisions"}],"predecessor-version":[{"id":255216,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/255214\/revisions\/255216"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/media\/255215"}],"wp:attachment":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=255214"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=255214"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=255214"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}