{"id":247523,"date":"2022-02-18T16:31:51","date_gmt":"2022-02-18T15:31:51","guid":{"rendered":"http:\/\/zakrasnejsivimperk.cz\/?p=247523"},"modified":"2022-02-18T16:31:51","modified_gmt":"2022-02-18T15:31:51","slug":"dtest-pracujici-duchodce-a-prepocet-duchodu","status":"publish","type":"post","link":"https:\/\/zakrasnejsivimperk.cz\/?p=247523","title":{"rendered":"dTest: Pracuj\u00edc\u00ed d\u016fchodce a p\u0159epo\u010det d\u016fchodu"},"content":{"rendered":"<figure id=\"attachment_247524\" aria-describedby=\"caption-attachment-247524\" style=\"width: 1920px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-247524 size-full\" src=\"http:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2022\/02\/18\/kalkula\u010dka-po\u010d\u00edt\u00e1n\u00ed.jpg\" alt=\"\" width=\"1920\" height=\"1275\" srcset=\"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2022\/02\/18\/kalkula\u010dka-po\u010d\u00edt\u00e1n\u00ed.jpg 1920w, https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2022\/02\/18\/kalkula\u010dka-po\u010d\u00edt\u00e1n\u00ed-300x199.jpg 300w, https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2022\/02\/18\/kalkula\u010dka-po\u010d\u00edt\u00e1n\u00ed-768x510.jpg 768w, https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2022\/02\/18\/kalkula\u010dka-po\u010d\u00edt\u00e1n\u00ed-1024x680.jpg 1024w, https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2022\/02\/18\/kalkula\u010dka-po\u010d\u00edt\u00e1n\u00ed-100x65.jpg 100w, https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2022\/02\/18\/kalkula\u010dka-po\u010d\u00edt\u00e1n\u00ed-538x357.jpg 538w, https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2022\/02\/18\/kalkula\u010dka-po\u010d\u00edt\u00e1n\u00ed-727x483.jpg 727w\" sizes=\"(max-width: 1920px) 100vw, 1920px\" \/><figcaption id=\"caption-attachment-247524\" class=\"wp-caption-text\">Ilustra\u010dn\u00ed foto: pixabay<\/figcaption><\/figure>\n<p>&nbsp;<\/p>\n<h6>Mnoho senior\u016f v dne\u0161n\u00ed dob\u011b i p\u0159i d\u016fchodu nad\u00e1le pracuje nebo podnik\u00e1. V tomto p\u0159\u00edpad\u011b si mohou po\u017e\u00e1dat o p\u0159epo\u010det, a zv\u00fd\u0161it si tak d\u016fchod. Kdy a za jak dlouh\u00e9 obdob\u00ed to lze ud\u011blat? dTest p\u0159in\u00e1\u0161\u00ed sadu u\u017eite\u010dn\u00fdch informac\u00ed k tomuto t\u00e9matu.<\/h6>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-131630 alignright\" src=\"http:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2018\/05\/29\/logo-dtest-114x300.jpg\" alt=\"\" width=\"114\" height=\"300\" srcset=\"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2018\/05\/29\/logo-dtest-114x300.jpg 114w, https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2018\/05\/29\/logo-dtest.jpg 126w\" sizes=\"(max-width: 114px) 100vw, 114px\" \/>Z\u00e1kon o d\u016fchodov\u00e9m poji\u0161t\u011bn\u00ed umo\u017e\u0148uje pracuj\u00edc\u00edm d\u016fchodc\u016fm po\u017e\u00e1dat o p\u0159epo\u010det d\u016fchodu za v\u00fdd\u011ble\u010dnou \u010dinnost vykon\u00e1vanou sou\u010dasn\u011b s pob\u00edr\u00e1n\u00edm starobn\u00edho d\u016fchodu. D\u016fchod se zvy\u0161uje za ka\u017ed\u00fdch 360 dn\u00ed v\u00fdd\u011ble\u010dn\u00e9 \u010dinnosti o 0,4 % v\u00fdpo\u010dtov\u00e9ho z\u00e1kladu. \u201e<em>P\u0159i p\u0159epo\u010d\u00edt\u00e1n\u00ed starobn\u00edho d\u016fchodu se hodnot\u00ed odpracovan\u00e9 kalend\u00e1\u0159n\u00ed dny, ale nezapo\u010d\u00edt\u00e1vaj\u00ed se doby zejm\u00e9na neplacen\u00e9ho volna, neomluven\u00e9 nep\u0159\u00edtomnosti v pr\u00e1ci, do\u010dasn\u00e9 pracovn\u00ed neschopnosti a o\u0161et\u0159ov\u00e1n\u00ed nebo p\u00e9\u010de o d\u00edt\u011b ve v\u011bku do 10 let,\u201c<\/em> upozor\u0148uje Eduarda Hek\u0161ov\u00e1, \u0159editelka spot\u0159ebitelsk\u00e9 organizace dTest.<\/p>\n<p>N\u00e1rok na zv\u00fd\u0161en\u00ed starobn\u00edho d\u016fchodu tedy vznikne dnem n\u00e1sleduj\u00edc\u00edm po dni, kter\u00fdm starobn\u00ed d\u016fchodce z\u00edskal 360 zapo\u010ditateln\u00fdch dn\u016f v\u00fdd\u011ble\u010dn\u00e9 \u010dinnosti, ze kter\u00e9 se odv\u00e1d\u00ed soci\u00e1ln\u00ed poji\u0161t\u011bn\u00ed. Dny nad toto mno\u017estv\u00ed se mohou pou\u017e\u00edt pro p\u0159\u00edpadn\u00e9 dal\u0161\u00ed zv\u00fd\u0161en\u00ed. Zapo\u010ditateln\u00e9 dny starobn\u00ed d\u016fchodci z\u00edskaj\u00ed z pracovn\u00edch pom\u011br\u016f, v\u010detn\u011b zkr\u00e1cen\u00fdch pracovn\u00edch \u00favazk\u016f, z podnik\u00e1n\u00ed a za ur\u010dit\u00fdch okolnost\u00ed i z dohod o prac\u00edch konan\u00fdch mimo pracovn\u00ed pom\u011br. Naopak \u017e\u00e1dn\u00e9 zapo\u010ditateln\u00e9 dny nez\u00edsk\u00e1te na brig\u00e1d\u00e1ch na z\u00e1klad\u011b dohody o proveden\u00ed pr\u00e1ce nebo dohody o pracovn\u00ed \u010dinnosti v rozsahu, kter\u00fd nezakl\u00e1d\u00e1 \u00fa\u010dast na d\u016fchodov\u00e9m poji\u0161t\u011bn\u00ed.<\/p>\n<p>V p\u0159\u00edpad\u011b Dohody o proveden\u00ed pr\u00e1ce o tom rozhoduje dosa\u017een\u00ed limitu v\u00fdd\u011blku ve v\u00fd\u0161i 10 000 korun m\u011bs\u00ed\u010dn\u011b, co\u017e je limit pro povinnost zam\u011bstnavatele odv\u00e1d\u011bt za zam\u011bstnance soci\u00e1ln\u00ed poji\u0161t\u011bn\u00ed. V p\u0159\u00edpad\u011b dohody o pracovn\u00ed \u010dinnosti je tento limit pro rok 2022 ve v\u00fd\u0161i 3500 korun m\u011bs\u00ed\u010dn\u011b. <em>\u201eTyto limity se po\u010d\u00edtaj\u00ed pro ka\u017edou dohodu zvl\u00e1\u0161\u0165, pokud by m\u011bl starobn\u00ed d\u016fchodce nap\u0159. uzav\u0159en\u00e9 dv\u011b dohody o proveden\u00ed pr\u00e1ce a v ka\u017ed\u00e9 z nich by si vyd\u011blal m\u011bs\u00ed\u010dn\u011b pod 10 000 korun, i kdy\u017e sou\u010det by byl nad 10 000 korun, tak za n\u011bj zam\u011bstnavatel soci\u00e1ln\u00ed poji\u0161t\u011bn\u00ed neodvede a \u017e\u00e1dn\u00e9 zapo\u010ditateln\u00e9 dny nevzniknou,\u201c<\/em> vysv\u011btluje Eduarda Hek\u0161ov\u00e1.<\/p>\n<h6>O kolik bude starobn\u00ed d\u016fchod vy\u0161\u0161\u00ed?<\/h6>\n<p>D\u016fchod se zv\u00fd\u0161\u00ed o 0,4 % v\u00fdpo\u010dtov\u00e9ho z\u00e1kladu, ke zv\u00fd\u0161en\u00ed v\u0161ak nedojde automaticky a je pot\u0159eba si p\u00edsemn\u011b za\u017e\u00e1dat. D\u016fchod je v rozsahu \u017e\u00e1dosti p\u0159epo\u010d\u00edt\u00e1n za ka\u017ed\u00fdch 360 dn\u00ed v\u00fdd\u011ble\u010dn\u00e9 \u010dinnosti, a to o 0,4 % v\u00fdpo\u010dtov\u00e9ho z\u00e1kladu. V\u00fd\u0161i v\u00fdpo\u010dtov\u00e9ho z\u00e1kladu naleznete na rozhodnut\u00ed o p\u0159izn\u00e1n\u00ed starobn\u00edho d\u016fchodu.<\/p>\n<h6>Kdy si mohu po\u017e\u00e1dat o zv\u00fd\u0161en\u00ed d\u016fchodu?<\/h6>\n<p><em>\u201ePo\u017e\u00e1dat o zv\u00fd\u0161en\u00ed starobn\u00edho d\u016fchodu lze za ka\u017ed\u00fdch 360 kalend\u00e1\u0159n\u00edch dn\u00ed v\u00fdd\u011ble\u010dn\u00e9 \u010dinnost vykon\u00e1van\u00e9 sou\u010dasn\u011b s pob\u00edr\u00e1n\u00edm starobn\u00edho d\u016fchodu. \u017d\u00e1dost o p\u0159epo\u010det d\u016fchodu lze podat a\u017e 5 let zp\u011btn\u011b, nen\u00ed tedy nutn\u00e9, aby d\u016fchodce chodit \u017e\u00e1dat o p\u0159epo\u010det d\u016fchodu ka\u017ed\u00fdch odpracovan\u00fdch 360 dn\u016f,\u201c<\/em> up\u0159es\u0148uje Eduarda Hek\u0161ov\u00e1.<\/p>\n<h6>Kde a jak si po\u017e\u00e1dat o zv\u00fd\u0161en\u00ed d\u016fchodu?<\/h6>\n<p>O zv\u00fd\u0161en\u00ed d\u016fchodu za v\u00fdd\u011ble\u010dnou \u010dinnost vykon\u00e1vanou sou\u010dasn\u011b s pob\u00edr\u00e1n\u00edm starobn\u00edho d\u016fchodu se \u017e\u00e1d\u00e1 na m\u00edstn\u011b p\u0159\u00edslu\u0161n\u00e9 okresn\u00ed spr\u00e1v\u011b soci\u00e1ln\u00edho zabezpe\u010den\u00ed (OSSZ). K \u017e\u00e1dosti je t\u0159eba p\u0159edlo\u017eit ob\u010dansk\u00fd pr\u016fkaz. <em>\u201eJe vhodn\u00e9, aby zam\u011bstnavatel odeslal na soci\u00e1lku eviden\u010dn\u00ed list d\u016fchodov\u00e9ho poji\u0161t\u011bn\u00ed za obdob\u00ed, za kter\u00e9 je zv\u00fd\u0161en\u00ed po\u017eadov\u00e1no, pop\u0159. aby jej \u017eadatel dolo\u017eil p\u0159i \u017e\u00e1dosti o zv\u00fd\u0161en\u00ed starobn\u00edho d\u016fchodu. U OSV\u010c je t\u0159eba m\u00edt dokl\u00e1dat P\u0159ehled o p\u0159\u00edjmech a v\u00fddaj\u00edch OSV\u010c za obdob\u00ed, za kter\u00e9 je zv\u00fd\u0161en\u00ed po\u017eadov\u00e1no,\u201c<\/em> uzav\u00edr\u00e1 Eduarda Hek\u0161ov\u00e1.<\/p>\n<p><strong>dTest<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; Mnoho <\/p>\n","protected":false},"author":2,"featured_media":247525,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"gallery","meta":{"footnotes":""},"categories":[88],"tags":[],"jetpack_featured_media_url":"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2022\/02\/18\/r\u00e1me\u010dek-dtest-1.jpg","_links":{"self":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/247523"}],"collection":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=247523"}],"version-history":[{"count":1,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/247523\/revisions"}],"predecessor-version":[{"id":247526,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/247523\/revisions\/247526"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/media\/247525"}],"wp:attachment":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=247523"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=247523"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=247523"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}