{"id":245564,"date":"2022-01-26T12:48:32","date_gmt":"2022-01-26T11:48:32","guid":{"rendered":"http:\/\/zakrasnejsivimperk.cz\/?p=245564"},"modified":"2022-01-26T14:23:26","modified_gmt":"2022-01-26T13:23:26","slug":"finance-sporitelna-jako-prvni-banka-cesku-nabizi-jednorazovou-virtualni-kartu-pro-bezpecne-placeni-na-internetu","status":"publish","type":"post","link":"https:\/\/zakrasnejsivimperk.cz\/?p=245564","title":{"rendered":"INFO: Bezpe\u010dn\u00e9 placen\u00ed na internetu. Spo\u0159itelna jako prvn\u00ed banka \u010cesku nab\u00edz\u00ed jednor\u00e1zovou virtu\u00e1ln\u00ed kartu"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-245566 size-full\" src=\"http:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2022\/01\/26\/spo\u0159itelna-virtual-karta-3.jpg\" alt=\"\" width=\"1000\" height=\"667\" srcset=\"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2022\/01\/26\/spo\u0159itelna-virtual-karta-3.jpg 1000w, https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2022\/01\/26\/spo\u0159itelna-virtual-karta-3-300x200.jpg 300w, https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2022\/01\/26\/spo\u0159itelna-virtual-karta-3-768x512.jpg 768w, https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2022\/01\/26\/spo\u0159itelna-virtual-karta-3-535x357.jpg 535w, https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2022\/01\/26\/spo\u0159itelna-virtual-karta-3-724x483.jpg 724w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li>\n<h6>Novou jednor\u00e1zovou virtu\u00e1ln\u00ed kartu si klienti na dva kliky vytvo\u0159\u00ed v bankovnictv\u00ed George v mobilu nebo na po\u010d\u00edta\u010di a mohou s n\u00ed prov\u00e9st jednor\u00e1zovou platbu na internetu. Po zaplacen\u00ed virtu\u00e1ln\u00ed karta automaticky zanikne, stejn\u011b tak v p\u0159\u00edpad\u011b, \u017ee j\u00ed klient do 60 minut nevyu\u017eije.<\/h6>\n<\/li>\n<li>\n<h6>Jednor\u00e1zov\u00e1 virtu\u00e1ln\u00ed karta v\u00fdrazn\u011b sni\u017euje rizika zneu\u017eit\u00ed platebn\u00edch karet v d\u016fsledku plateb na nezabezpe\u010den\u00fdch e-shopech.<\/h6>\n<\/li>\n<li>\n<h6>Po\u010det pou\u017eit\u00ed jednor\u00e1zov\u00e9 karty nen\u00ed nijak omezen. Spo\u0159itelna o\u010dek\u00e1v\u00e1, \u017ee do p\u011bti let budou virtu\u00e1ln\u00ed karty dominovat nad t\u011bmi tradi\u010dn\u00edmi plastov\u00fdmi.<\/h6>\n<\/li>\n<\/ul>\n<p><em><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-216005 size-medium alignright\" src=\"http:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2021\/02\/16\/\u010desk\u00e1-spo\u0159itelna-logo-300x158.png\" alt=\"\" width=\"300\" height=\"158\" srcset=\"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2021\/02\/16\/\u010desk\u00e1-spo\u0159itelna-logo-300x158.png 300w, https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2021\/02\/16\/\u010desk\u00e1-spo\u0159itelna-logo-768x404.png 768w, https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2021\/02\/16\/\u010desk\u00e1-spo\u0159itelna-logo-1024x539.png 1024w, https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2021\/02\/16\/\u010desk\u00e1-spo\u0159itelna-logo-678x357.png 678w, https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2021\/02\/16\/\u010desk\u00e1-spo\u0159itelna-logo-917x483.png 917w, https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2021\/02\/16\/\u010desk\u00e1-spo\u0159itelna-logo.png 1200w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\u201eNejlep\u0161\u00ed plast je \u017e\u00e1dn\u00fd plast. I proto jsme se rozhodli v r\u00e1mci na\u0161\u00ed dlouhodob\u00e9 strategie sni\u017eov\u00e1n\u00ed uhl\u00edkov\u00e9 stopy klient\u016fm nab\u00eddnout virtu\u00e1ln\u00ed kartu ji\u017e p\u0159ed v\u00edce ne\u017e rokem a nyn\u00ed p\u0159in\u00e1\u0161\u00edme dal\u0161\u00ed vylep\u0161en\u00ed, kter\u00e9 ocen\u00ed v\u0161ichni, co cht\u011bj\u00ed minimalizovat jak\u00e9koliv riziko zneu\u017eit\u00ed karty p\u0159i platb\u011b na internetu,\u201d<\/em> \u0159\u00edk\u00e1 Jan Hailich, \u0161\u00e9f platebn\u00edch \u0159e\u0161en\u00ed v \u010cesk\u00e9 spo\u0159iteln\u011b a dod\u00e1v\u00e1: \u201e<em>V\u011b\u0159\u00edme, \u017ee na konci leto\u0161n\u00edho roku si jednu z na\u0161ich virtu\u00e1ln\u00edch karet vyzkou\u0161\u00ed ka\u017ed\u00fd t\u0159et\u00ed u\u017eivatel mobiln\u00edho bankovnictv\u00ed George. Do p\u011bti let o\u010dek\u00e1v\u00e1m, \u017ee virtu\u00e1ln\u00ed karty budou dominovat nad t\u011bmi plastov\u00fdmi.\u201d<\/em><\/p>\n<p><em>\u201eJednor\u00e1zov\u00e1 virtu\u00e1ln\u00ed karta slou\u017e\u00ed prim\u00e1rn\u011b k jedin\u00e9mu \u00fa\u010delu, a to k bezpe\u010dn\u00e9mu n\u00e1kupu na e-shopu kdekoliv na sv\u011bt\u011b. Hod\u00ed se nap\u0159\u00edklad v situac\u00edch, kdy klienti u sebe nemaj\u00ed svoji plastovou platebn\u00ed kartu a pot\u0159ebuj\u00ed nakoupit na internetu. Nebo necht\u011bj\u00ed sd\u011blovat \u00fadaje ze sv\u00e9 fyzick\u00e9 platebn\u00ed karty na e-shopu, kter\u00e9mu ned\u016fv\u011b\u0159uj\u00ed. Typick\u00fdm p\u0159\u00edkladem m\u016f\u017ee b\u00fdt n\u00e1kup na neprov\u011b\u0159en\u00e9m internetov\u00e9m obchodu, nap\u0159\u00edklad mimo EU, kter\u00fd nepou\u017e\u00edv\u00e1 3D Secure, apod.<\/em>,\u201d \u0159\u00edk\u00e1 Juraj Pilka, kter\u00fd m\u00e1 ve Spo\u0159iteln\u011b na starost platebn\u00ed karty.<\/p>\n<p>Nov\u00e1 jednor\u00e1zov\u00e1 virtu\u00e1ln\u00ed karta dopl\u0148uje ji\u017e v\u00edce ne\u017e rok mezi klienty obl\u00edbenou virtu\u00e1ln\u00ed kartu pro trval\u00e9 n\u00e1kupy. Spo\u0159itelna tuto virtu\u00e1ln\u00ed kartu nab\u00edz\u00ed od prosince 2020 a od t\u00e9 doby jich klienti vytvo\u0159ili p\u0159es 100 tis\u00edc, p\u0159i\u010dem\u017e aktivn\u011b pou\u017e\u00edvan\u00fdch je v\u00edce ne\u017e 67 tis\u00edc. Virtu\u00e1ln\u00ed platebn\u00ed kartu pro trval\u00e9 platby mohou klienti vyu\u017e\u00edvat nejen na internetu, ale i u obchodn\u00edk\u016f, p\u0159i bezkontaktn\u00edch v\u00fdb\u011brech z bankomatu. P\u0159idat si ji mohou i do mobiln\u00ed pen\u011b\u017eenky Google Pay, Apple Pay, Garmin Pay nebo Fitbit Pay.<\/p>\n<p><em>\u201eJednor\u00e1zov\u00e1 virtu\u00e1ln\u00ed karta nen\u00ed pro na\u0161e klienty \u00faplnou novinkou. Ji\u017e jsme ji \u00fasp\u011b\u0161n\u011b vyzkou\u0161eli p\u0159ed dv\u011bma lety v testovac\u00ed aplikace Poketka, kde m\u011bla obrovsk\u00fd \u00fasp\u011bch u na\u0161ich klient\u016f. Nyn\u00ed v\u00fdhody t\u00e9to karty pro bezpe\u010dn\u00e9 n\u00e1kupy na internetu, zejm\u00e9na u obchodn\u00edk\u016f, kte\u0159\u00ed nemus\u00ed vyu\u017e\u00edvat 3D Secure, mohou vyu\u017e\u00edvat v\u0161ichni na\u0161i klienti bankovnictv\u00ed George,\u201d<\/em> dod\u00e1v\u00e1 Juraj Pilka.<\/p>\n<h6>Jak funguj\u00ed virtu\u00e1ln\u00ed karty u \u010cesk\u00e9 spo\u0159itelny<\/h6>\n<p><strong>Virtu\u00e1ln\u00ed George karta pro pravideln\u00e9 platby<\/strong><\/p>\n<ul>\n<li>M\u00e1 stejn\u011b jako debetn\u00ed plastov\u00e1 karta 3letou platnost a pot\u00e9 se automaticky obnovuje, lze ji snadno p\u0159idat do mobiln\u00ed pen\u011b\u017eenky, platit s n\u00ed v kamenn\u00e9m obchod\u011b \u010di vyb\u00edrat z ATM<\/li>\n<li>Klient si m\u016f\u017ee vybrat ze 4 design\u016f karty, limity na kart\u011b jsou stejn\u00e9 jako u plastov\u00e9 karty<\/li>\n<li>K \u00fa\u010dtu Standard lze m\u00edt jen jednu platnou, k \u00fa\u010dtu Plus a\u017e 10 virtu\u00e1ln\u00edch karet<\/li>\n<li>Hod\u00ed se i v situaci, kdy klient pot\u0159ebuje p\u0159\u00edstup k pen\u011bz\u016fm ihned a nechce\/nem\u016f\u017ee \u010dekat, a\u017e p\u0159ijde plastov\u00e1 karta<\/li>\n<li>Jej\u00ed vytvo\u0159en\u00ed je zdarma v bankovnictv\u00ed George<\/li>\n<\/ul>\n<p><strong>Jednor\u00e1zov\u00e1 virtu\u00e1ln\u00ed karta<\/strong><\/p>\n<ul>\n<li>Debetn\u00ed karta slou\u017e\u00ed pro jednor\u00e1zovou platbu kartou na internetu, pot\u00e9 automaticky zanikne.<\/li>\n<li>P\u0159i vytvo\u0159en\u00ed je aktivn\u00ed 60 minut, pokud do t\u00e9to doby nedojde k jej\u00edmu pou\u017eit\u00ed, automaticky zanikne.<\/li>\n<li>Nelze ji p\u0159idat do mobiln\u00ed pen\u011b\u017eenky, slou\u017e\u00ed v\u00fdhradn\u011b jen pro n\u00e1kupy na internetu, limit karty je maxim\u00e1ln\u011b 50 000 K\u010d<\/li>\n<li>Po\u010det karet, kter\u00e9 si m\u016f\u017eu vytvo\u0159it jen neomezen\u00fd, ale platn\u00e1 m\u016f\u017ee b\u00fdt v jeden okam\u017eik v\u017edy jen jedna<\/li>\n<li>Ide\u00e1ln\u00ed pro n\u00e1kup na neprov\u011b\u0159en\u00fdch e-shopech, kter\u00e9 nevy\u017eaduj\u00ed dvoufaktorov\u00e9 potvrzen\u00ed platby (nevyu\u017e\u00edvaj\u00ed 3D Secure)<\/li>\n<li>Jej\u00ed vytvo\u0159en\u00ed je zdarma v bankovnictv\u00ed George<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><strong>Text a foto: (tzspo\u0159)<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-245567 size-full\" src=\"http:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2022\/01\/26\/spo\u0159itelna-virtual-karta-4.jpg\" alt=\"\" width=\"1000\" height=\"667\" srcset=\"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2022\/01\/26\/spo\u0159itelna-virtual-karta-4.jpg 1000w, https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2022\/01\/26\/spo\u0159itelna-virtual-karta-4-300x200.jpg 300w, https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2022\/01\/26\/spo\u0159itelna-virtual-karta-4-768x512.jpg 768w, https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2022\/01\/26\/spo\u0159itelna-virtual-karta-4-535x357.jpg 535w, https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2022\/01\/26\/spo\u0159itelna-virtual-karta-4-724x483.jpg 724w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-245565 size-full\" src=\"http:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2022\/01\/26\/spo\u0159itelna-virtual-karta-2.jpg\" alt=\"\" width=\"1332\" height=\"871\" srcset=\"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2022\/01\/26\/spo\u0159itelna-virtual-karta-2.jpg 1332w, https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2022\/01\/26\/spo\u0159itelna-virtual-karta-2-300x196.jpg 300w, https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2022\/01\/26\/spo\u0159itelna-virtual-karta-2-768x502.jpg 768w, https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2022\/01\/26\/spo\u0159itelna-virtual-karta-2-1024x670.jpg 1024w, https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2022\/01\/26\/spo\u0159itelna-virtual-karta-2-100x65.jpg 100w, https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2022\/01\/26\/spo\u0159itelna-virtual-karta-2-546x357.jpg 546w, https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2022\/01\/26\/spo\u0159itelna-virtual-karta-2-739x483.jpg 739w\" sizes=\"(max-width: 1332px) 100vw, 1332px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-245568 size-full\" src=\"http:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2022\/01\/26\/spo\u0159itelna-virtual-karta-5.jpg\" alt=\"\" width=\"1000\" height=\"667\" srcset=\"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2022\/01\/26\/spo\u0159itelna-virtual-karta-5.jpg 1000w, https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2022\/01\/26\/spo\u0159itelna-virtual-karta-5-300x200.jpg 300w, https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2022\/01\/26\/spo\u0159itelna-virtual-karta-5-768x512.jpg 768w, https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2022\/01\/26\/spo\u0159itelna-virtual-karta-5-535x357.jpg 535w, https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2022\/01\/26\/spo\u0159itelna-virtual-karta-5-724x483.jpg 724w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; Novou <\/p>\n","protected":false},"author":2,"featured_media":245566,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"gallery","meta":{"footnotes":""},"categories":[19],"tags":[],"jetpack_featured_media_url":"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2022\/01\/26\/spo\u0159itelna-virtual-karta-3.jpg","_links":{"self":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/245564"}],"collection":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=245564"}],"version-history":[{"count":4,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/245564\/revisions"}],"predecessor-version":[{"id":245572,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/245564\/revisions\/245572"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/media\/245566"}],"wp:attachment":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=245564"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=245564"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=245564"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}