{"id":236661,"date":"2021-10-08T12:26:36","date_gmt":"2021-10-08T11:26:36","guid":{"rendered":"http:\/\/zakrasnejsivimperk.cz\/?p=236661"},"modified":"2021-10-08T12:26:36","modified_gmt":"2021-10-08T11:26:36","slug":"ceska-sprava-socialniho-zabezpeceni-zvazujete-predcasny-odchod-do-duchodu-zjistete-jestli-na-nej-mate-narok-a-jake-podminky-musite-splnit-abyste-ho-ziskali","status":"publish","type":"post","link":"https:\/\/zakrasnejsivimperk.cz\/?p=236661","title":{"rendered":"\u010cESK\u00c1 SPR\u00c1VA SOCI\u00c1LN\u00cdHO ZABEZPE\u010cEN\u00cd: Zva\u017eujete p\u0159ed\u010dasn\u00fd odchod do d\u016fchodu? Zjist\u011bte, jestli na n\u011bj m\u00e1te n\u00e1rok a jak\u00e9 podm\u00ednky mus\u00edte splnit, abyste ho z\u00edskali"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-118503 size-full\" src=\"http:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2017\/12\/27\/\u010desk\u00e1-spr\u00e1va-soci\u00e1ln\u00edho-zabezpe\u010den\u00ed-logo-2.jpg\" alt=\"\" width=\"396\" height=\"363\" srcset=\"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2017\/12\/27\/\u010desk\u00e1-spr\u00e1va-soci\u00e1ln\u00edho-zabezpe\u010den\u00ed-logo-2.jpg 396w, https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2017\/12\/27\/\u010desk\u00e1-spr\u00e1va-soci\u00e1ln\u00edho-zabezpe\u010den\u00ed-logo-2-300x275.jpg 300w, https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2017\/12\/27\/\u010desk\u00e1-spr\u00e1va-soci\u00e1ln\u00edho-zabezpe\u010den\u00ed-logo-2-389x357.jpg 389w\" sizes=\"(max-width: 396px) 100vw, 396px\" \/><\/p>\n<p>&nbsp;<\/p>\n<h6 class=\"perex\">Zat\u00edm jste nedos\u00e1hli d\u016fchodov\u00e9ho v\u011bku, ale u\u017e byste cht\u011bli odej\u00edt do d\u016fchodu? Mo\u017enost\u00ed je odchod do p\u0159ed\u010dasn\u00e9ho starobn\u00edho d\u016fchodu. Abyste na n\u011bj dos\u00e1hli, mus\u00edte ov\u0161em z\u00edskat alespo\u0148 35 let poji\u0161t\u011bn\u00ed. P\u0159edt\u00edm ne\u017e se pro odchod do p\u0159ed\u010dasn\u00e9ho d\u016fchodu rozhodnete, zva\u017ete i\u00a0jeho nev\u00fdhody: p\u0159ed\u010dasn\u00fd starobn\u00ed d\u016fchod je trvale kr\u00e1cen a\u00a0z\u00e1rove\u0148 budete m\u00edt a\u017e do dosa\u017een\u00ed d\u016fchodov\u00e9ho v\u011bku omezen\u00e9 mo\u017enosti p\u0159iv\u00fdd\u011blku.<\/h6>\n<p>V lo\u0148sk\u00e9m roce si o\u00a0starobn\u00ed d\u016fchod za\u017e\u00e1dalo celkem 97 525 d\u016fchodc\u016f. Do p\u0159ed\u010dasn\u00e9ho starobn\u00edho d\u016fchodu se p\u0159itom rozhodlo odej\u00edt 34 702 z\u00a0nich. D\u016fvody, pro kter\u00e9 si klienti zvol\u00ed p\u0159ed\u010dasn\u00fd odchod do starobn\u00edho d\u016fchodu, jsou r\u016fzn\u00e9. Podm\u00ednkou pro n\u00e1rok na p\u0159ed\u010dasn\u00fd starobn\u00ed d\u016fchod je ale z\u00edskat alespo\u0148 takovou dobu poji\u0161t\u011bn\u00ed, kter\u00e1 je stanovena pro \u0159\u00e1dn\u00fd starobn\u00ed d\u016fchod. Ta \u010din\u00ed 35 let.<\/p>\n<h6>Jak se stanovuje v\u011bk, ve kter\u00e9m je mo\u017en\u00e9 odej\u00edt do p\u0159ed\u010dasn\u00e9ho starobn\u00edho d\u016fchodu?<\/h6>\n<p>Pro zji\u0161t\u011bn\u00ed konkr\u00e9tn\u00edho v\u011bku, od kter\u00e9ho m\u016f\u017eete za\u017e\u00e1dat o\u00a0p\u0159izn\u00e1n\u00ed p\u0159ed\u010dasn\u00e9ho d\u016fchodu, vyu\u017eijte\u00a0<strong><a href=\"https:\/\/www.cssz.cz\/duchodova-kalkulacka\" target=\"_blank\" rel=\"noopener\">d\u016fchodovou kalkula\u010dku<\/a>,<\/strong> kter\u00e1 krom\u011b p\u0159ed\u010dasn\u00e9ho starobn\u00edho d\u016fchodu spo\u010d\u00edt\u00e1 i\u00a0\u0159\u00e1dn\u00fd d\u016fchodov\u00fd v\u011bk nebo orienta\u010dn\u00ed v\u00fd\u0161i d\u016fchodu. Z\u00e1kon o\u00a0d\u016fchodov\u00e9m poji\u0161t\u011bn\u00ed stanov\u00ed, \u017ee \u201e<em>pokud je d\u016fchodov\u00fd v\u011bk ni\u017e\u0161\u00ed ne\u017e 63 let, poji\u0161t\u011bnec m\u00e1 n\u00e1rok na odchod do p\u0159ed\u010dasn\u00e9ho starobn\u00edho d\u016fchodu nejd\u0159\u00edve 3 roky p\u0159ed dosa\u017een\u00edm d\u016fchodov\u00e9ho v\u011bku. Za p\u0159edpokladu, \u017ee je d\u016fchodov\u00fd v\u011bk stanoven alespo\u0148 na 63 let, m\u016f\u017ee b\u00fdt p\u0159izn\u00e1n o 5 let d\u0159\u00edve, ale ne p\u0159ed dosa\u017een\u00edm alespo\u0148 60 let<\/em>\u201c.<\/p>\n<h6>Jak\u00e1 v\u00fd\u0161e d\u016fchodu mi v\u00a0p\u0159\u00edpad\u011b odchodu do p\u0159ed\u010dasn\u00e9ho d\u016fchodu n\u00e1le\u017e\u00ed?<\/h6>\n<p>Pokud se rozhodnete odej\u00edt do p\u0159ed\u010dasn\u00e9ho starobn\u00edho d\u016fchodu, bude v\u00e1m n\u00e1le\u017eet ni\u017e\u0161\u00ed v\u00fd\u0161e d\u016fchodu, ne\u017e kdybyste do starobn\u00edho d\u016fchodu odch\u00e1zeli \u0159\u00e1dn\u011b. V\u00fd\u0161e p\u0159ed\u010dasn\u00e9ho starobn\u00edho d\u016fchodu podl\u00e9h\u00e1 tzv. kr\u00e1cen\u00ed. Konkr\u00e9tn\u00ed v\u00fd\u0161e kr\u00e1cen\u00ed z\u00e1vis\u00ed na d\u00e9lce doby, kter\u00e1 chyb\u00ed od data p\u0159izn\u00e1n\u00ed p\u0159ed\u010dasn\u00e9ho starobn\u00edho d\u016fchodu do dosa\u017een\u00ed d\u016fchodov\u00e9ho v\u011bku.<\/p>\n<p>Vhodn\u00fd term\u00edn pro odchod do p\u0159ed\u010dasn\u00e9ho d\u016fchodu doporu\u010dujeme konzultovat s\u00a0odborn\u00edky spr\u00e1vy soci\u00e1ln\u00edho zabezpe\u010den\u00ed. Spr\u00e1vn\u011b zvolen\u00e9 datum p\u0159izn\u00e1n\u00ed p\u0159ed\u010dasn\u00e9ho starobn\u00edho d\u016fchodu ovlivn\u00ed v\u00fd\u0161i kr\u00e1cen\u00ed, nebo\u0165 kr\u00e1cen\u00ed se prov\u00e1d\u00ed za ka\u017ed\u00fdch i\u00a0zapo\u010dat\u00fdch 90 dn\u00ed p\u0159ed\u010dasnosti takto:<\/p>\n<ul>\n<li>o 0,9 % v\u00fdpo\u010dtov\u00e9ho z\u00e1kladu za obdob\u00ed prvn\u00edch 360 kalend\u00e1\u0159n\u00edch dn\u016f,<\/li>\n<li>o 1,2 % v\u00fdpo\u010dtov\u00e9ho z\u00e1kladu za obdob\u00ed od 361. kalend\u00e1\u0159n\u00edho dne do 720. kalend\u00e1\u0159n\u00edho dne,<\/li>\n<li>o 1,5 % v\u00fdpo\u010dtov\u00e9ho z\u00e1kladu za obdob\u00ed od 721. kalend\u00e1\u0159n\u00edho dne.<\/li>\n<\/ul>\n<p>Sch\u016fzku s\u00a0odborn\u00edkem m\u00edstn\u011b p\u0159\u00edslu\u0161n\u00e9 spr\u00e1vy soci\u00e1ln\u00edho zabezpe\u010den\u00ed si m\u016f\u017eete sjednat p\u0159es objedn\u00e1vkov\u00fd syst\u00e9m:\u00a0<a class=\"external\" href=\"https:\/\/objednani.cssz.cz\/\" target=\"_blank\" rel=\"noopener\"><strong>https:\/\/objednani.cssz.cz<\/strong>\/<\/a>.<\/p>\n<p><strong>Nezapome\u0148te, \u017ee p\u0159izn\u00e1n\u00ed p\u0159ed\u010dasn\u00e9ho starobn\u00edho d\u016fchodu je trval\u00e9 a\u00a0vylu\u010duje mo\u017enost p\u0159izn\u00e1n\u00ed \u0159\u00e1dn\u00e9ho starobn\u00edho d\u016fchodu.<\/strong><\/p>\n<h6>Jak podat \u017e\u00e1dost o\u00a0p\u0159ed\u010dasn\u00fd starobn\u00ed d\u016fchod?<\/h6>\n<p>\u017d\u00e1dost o\u00a0d\u016fchod pod\u00e1v\u00e1 ob\u010dan osobn\u011b na OSSZ p\u0159\u00edslu\u0161n\u00e9 podle m\u00edsta trval\u00e9ho bydli\u0161t\u011b, v\u00a0Praze na kter\u00e9mkoliv \u00fazemn\u00edm pracovi\u0161ti PSSZ. P\u0159ed\u010dasn\u00fd starobn\u00ed d\u016fchod z\u00e1rove\u0148 nen\u00ed mo\u017en\u00e9 p\u0159iznat zp\u011btn\u011b, nejd\u0159\u00edve v\u017edy ode dne pod\u00e1n\u00ed \u017e\u00e1dosti. K\u00a0\u017e\u00e1dosti o\u00a0d\u016fchod budete pot\u0159ebovat stejn\u00e9 doklady jako pro pod\u00e1n\u00ed \u017e\u00e1dosti o\u00a0\u0159\u00e1dn\u00fd d\u016fchod, a\u00a0sice:<\/p>\n<ol>\n<li><strong>Doklad toto\u017enosti, tedy ob\u010dansk\u00fd pr\u016fkaz nebo cestovn\u00ed pas, p\u0159\u00edpadn\u011b povolen\u00ed k\u00a0pobytu.<\/strong><\/li>\n<li>Pokud se rozhodnete o\u00a0v\u00fdplatu d\u016fchodu na \u00fa\u010det, je t\u0159eba p\u0159edlo\u017eit vypln\u011bn\u00fd a\u00a0bankou potvrzen\u00fd tiskopis\u00a0<strong><em><a title=\"Soubor typu .pdf, 178 kB - odkaz se otev\u00edr\u00e1 do nov\u00e9ho okna.\" href=\"https:\/\/www.cssz.cz\/documents\/20143\/99965\/8910912_ZAVD.pdf\/df967859-9e61-94b4-74a8-336f2534ab0f\" target=\"_blank\" rel=\"noopener\">\u017d\u00e1dost o\u00a0za\u0159\u00edzen\u00ed v\u00fdplaty d\u016fchodu poukazem na \u00fa\u010det v\u00a0\u010cesk\u00e9 republice \u2013 majitel \u00fa\u010dtu<\/a><\/em><\/strong>\u00a0nebo\u00a0<strong><em><a title=\"Soubor typu .pdf, 171 kB - odkaz se otev\u00edr\u00e1 do nov\u00e9ho okna.\" href=\"https:\/\/www.cssz.cz\/documents\/20143\/99965\/891119_ZAVDM.pdf\/93a88dae-0691-aeaf-fc93-bd4d7f5bc88f\" target=\"_blank\" rel=\"noopener\">\u017d\u00e1dost o\u00a0za\u0159\u00edzen\u00ed v\u00fdplaty d\u016fchodu poukazem na \u00fa\u010det man\u017eela (man\u017eelky) v\u00a0\u010cesk\u00e9 republice<\/a><\/em>.<\/strong><\/li>\n<li>D\u00e1le budete pot\u0159ebovat formul\u00e1\u0159e a\u00a0dokumenty, kter\u00e9 dokl\u00e1daj\u00ed doby poji\u0161t\u011bn\u00ed a\u00a0kter\u00e9 \u010cSSZ nem\u00e1 ve sv\u00e9 evidenci. Jsou to nap\u0159\u00edklad:\n<ul>\n<li>doklady o\u00a0studiu, pop\u0159\u00edpad\u011b u\u010den\u00ed, i\u00a0nedokon\u010den\u00e9m (v\u00fdu\u010dn\u00ed list, maturitn\u00ed vysv\u011bd\u010den\u00ed, diplom nebo index);<\/li>\n<li>doklady o\u00a0v\u00fdkonu vojensk\u00e9 slu\u017eby;<\/li>\n<li>doklady prokazuj\u00edc\u00ed v\u00fdchovu d\u011bt\u00ed nebo p\u00e9\u010di o\u00a0d\u011bti (rodn\u00e9 listy d\u011bt\u00ed nebo v\u00fdpisy z\u00a0matriky narozen\u00ed, rozsudek soudu o\u00a0osvojen\u00ed nebo sv\u011b\u0159en\u00ed d\u00edt\u011bte do p\u00e9\u010de \u2013 jsou vy\u017eadov\u00e1ny, pouze pokud nelze uveden\u00e9 ov\u011b\u0159it v\u00a0agendov\u00e9m syst\u00e9mu evidence obyvatel);<\/li>\n<li>doklady o\u00a0dob\u00e1ch poji\u0161t\u011bn\u00ed nebo n\u00e1hradn\u00edch dob\u00e1ch, kter\u00e9 nejsou uvedeny v\u00a0informativn\u00edm osobn\u00edm listu d\u016fchodov\u00e9ho poji\u0161t\u011bn\u00ed nebo o\u00a0nich\u017e v\u00edte, \u017ee je \u010cSSZ nem\u00e1 ve sv\u00e9 evidenci.<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<h6>Je mo\u017en\u00e9 si p\u0159i pob\u00edr\u00e1n\u00ed p\u0159ed\u010dasn\u00e9ho starobn\u00edho d\u016fchodu p\u0159ivyd\u011bl\u00e1vat?<\/h6>\n<p>V p\u0159\u00edpad\u011b, \u017ee pob\u00edr\u00e1te p\u0159ed\u010dasn\u00fd d\u016fchod, nen\u00ed mo\u017en\u00e9 a\u017e do data, kdy dos\u00e1hnete d\u016fchodov\u00e9ho v\u011bku, vykon\u00e1vat v\u00fdd\u011ble\u010dnou \u010dinnost, kter\u00e1 zakl\u00e1d\u00e1 \u00fa\u010dast na poji\u0161t\u011bn\u00ed. M\u016f\u017eete si ale v\u00a0omezen\u00e9m rozsahu p\u0159ivyd\u011bl\u00e1vat. Prvn\u00ed mo\u017enost\u00ed je tzv. zam\u011bstn\u00e1n\u00ed mal\u00e9ho rozsahu, p\u0159i kter\u00e9m je rozhodn\u00fd m\u011bs\u00ed\u010dn\u00ed p\u0159\u00edjem ni\u017e\u0161\u00ed ne\u017e 3 500 K\u010d. Druhou mo\u017enost\u00ed je dohoda o\u00a0proveden\u00ed pr\u00e1ce, kdy v\u00fd\u0161e zapo\u010ditateln\u00e9ho p\u0159\u00edjmu v\u00a0m\u011bs\u00edci nep\u0159es\u00e1hne 10 000 K\u010d. T\u0159et\u00ed mo\u017enost\u00ed je pak vykon\u00e1v\u00e1n\u00ed samostatn\u00e9 v\u00fdd\u011ble\u010dn\u00e9 \u010dinnosti, a\u00a0to v\u00a0rozsahu, kter\u00fd v\u00a0dan\u00e9m kalend\u00e1\u0159n\u00edm roce nezalo\u017e\u00ed \u00fa\u010dast na poji\u0161t\u011bn\u00ed (pro rok 2021 je to do v\u00fd\u0161e<br \/>\n85 058 K\u010d ro\u010dn\u00edho p\u0159\u00edjmu).<\/p>\n<p>Tato omezen\u00ed jsou platn\u00e1 pouze do dosa\u017een\u00ed d\u016fchodov\u00e9ho v\u011bku. Po jeho dosa\u017een\u00ed se na p\u0159\u00edjemce p\u0159ed\u010dasn\u00e9ho d\u016fchodu za\u010dnou vztahovat stejn\u00e1 pravidla jako na \u0159\u00e1dn\u00e9ho d\u016fchodce, tedy \u017ee m\u016f\u017ee za\u010d\u00edt vykon\u00e1vat i\u00a0v\u00fdd\u011ble\u010dnou \u010dinnost, kter\u00e1 zakl\u00e1d\u00e1 \u00fa\u010dast na poji\u0161t\u011bn\u00ed. N\u00e1sledn\u011b si po 360 dnech v\u00fdd\u011ble\u010dn\u00e9 \u010dinnosti, kter\u00e1 zakl\u00e1dala \u00fa\u010dast na poji\u0161t\u011bn\u00ed, m\u016f\u017ee po\u017e\u00e1dat o\u00a0zv\u00fd\u0161en\u00ed d\u016fchodu.<\/p>\n<h6>Co se stane v\u00a0p\u0159\u00edpad\u011b, \u017ee se rozhodnu znovu nastoupit do zam\u011bstn\u00e1n\u00ed?<\/h6>\n<p>Pokud nastoup\u00edte do zam\u011bstn\u00e1n\u00ed, kter\u00e9 v\u00e1m zalo\u017e\u00ed \u00fa\u010dast na d\u016fchodov\u00e9m poji\u0161t\u011bn\u00ed, je zapot\u0159eb\u00ed tuto skute\u010dnost ozn\u00e1mit nejpozd\u011bji do 8 dn\u016f \u010cSSZ. Ta n\u00e1sledn\u011b v\u00fdplatu d\u016fchodu zastav\u00ed. Pot\u00e9 co zam\u011bstn\u00e1n\u00ed ukon\u010d\u00edte, p\u0159\u00edpadn\u011b dos\u00e1hnete d\u016fchodov\u00e9ho v\u011bku, je pot\u0159eba po\u017e\u00e1dat o\u00a0uvoln\u011bn\u00ed v\u00fdplaty dosud zastaven\u00e9ho starobn\u00edho d\u016fchodu a\u00a0o \u00fapravu jeho v\u00fd\u0161e za dobu v\u00fdkonu v\u00fdd\u011ble\u010dn\u00e9 \u010dinnosti.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>\u010cESK\u00c1 SPR\u00c1VA SOCI\u00c1LN\u00cdHO ZABEZPE\u010cEN\u00cd<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; Zat\u00edm <\/p>\n","protected":false},"author":2,"featured_media":237528,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"gallery","meta":{"footnotes":""},"categories":[88],"tags":[],"jetpack_featured_media_url":"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2021\/10\/08\/r\u00e1me\u010dek-poradna.jpg","_links":{"self":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/236661"}],"collection":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=236661"}],"version-history":[{"count":2,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/236661\/revisions"}],"predecessor-version":[{"id":237529,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/236661\/revisions\/237529"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/media\/237528"}],"wp:attachment":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=236661"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=236661"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=236661"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}