{"id":231686,"date":"2021-08-02T09:37:50","date_gmt":"2021-08-02T08:37:50","guid":{"rendered":"http:\/\/zakrasnejsivimperk.cz\/?p=231686"},"modified":"2021-08-02T09:37:50","modified_gmt":"2021-08-02T08:37:50","slug":"vseobecna-zdravotni-pojistovna-ehic-a-komercni-pojisteni","status":"publish","type":"post","link":"https:\/\/zakrasnejsivimperk.cz\/?p=231686","title":{"rendered":"V\u0160EOBECN\u00c1 ZDRAVOTN\u00cd POJI\u0160\u0164OVNA: EHIC a komer\u010dn\u00ed poji\u0161t\u011bn\u00ed"},"content":{"rendered":"

\"\"<\/p>\n

OT\u00c1ZKA T\u00ddDNE:<\/h6>\n
Je\u0161t\u011b letos chci vyrazit na letn\u00ed dovolenou do \u0158ecka nebo Portugalska. V p\u0159\u00edpad\u011b, \u017ee bych pot\u0159eboval nav\u0161t\u00edvit l\u00e9ka\u0159e, bude mi sta\u010dit pr\u016fkaz poji\u0161t\u011bnce nebo mus\u00edm m\u00edt cestovn\u00ed poji\u0161t\u011bn\u00ed?<\/h6>\n
ODPOV\u011a\u010e:<\/h6>\n

Pokud se chyst\u00e1te cestovat do zem\u00ed EU, EHP (Island, Lichten\u0161tejnsko, Norsko) a \u0160v\u00fdcarska, bude v\u00e1m na z\u00e1klad\u011b platn\u00e9ho pr\u016fkazu poskytnuta nezbytn\u00e1 zdravotn\u00ed p\u00e9\u010de na \u00fa\u010det va\u0161\u00ed poji\u0161\u0165ovny. V t\u011bchto zem\u00edch m\u00e1te jako ob\u010dan \u010cR s pr\u016fkazem EHIC stejn\u00e9 podm\u00ednky pro \u010derp\u00e1n\u00ed zdravotn\u00ed p\u00e9\u010de jako m\u00edstn\u00ed ob\u010dan v r\u00e1mci povinn\u00e9ho zdravotn\u00edho poji\u0161t\u011bn\u00ed. Znamen\u00e1 to, \u017ee se m\u016f\u017eete nechat o\u0161et\u0159it ve zdravotnick\u00fdch za\u0159\u00edzen\u00edch, kter\u00e1 jsou financov\u00e1na z ve\u0159ejn\u00fdch zdroj\u016f.<\/p>\n

Nezbytnou p\u00e9\u010d\u00ed je ve\u0161ker\u00e1 p\u00e9\u010de, jej\u00ed\u017e poskytnut\u00ed je nezbytn\u00e9 z l\u00e9ka\u0159sk\u00e9ho hlediska, s p\u0159ihl\u00e9dnut\u00edm k povaze nemoci a o\u010dek\u00e1van\u00e9 d\u00e9lce pobytu. Podm\u00ednkou pro uplatn\u011bn\u00ed pr\u016fkazu v\u0161ak je vyhledat zdravotnick\u00e9 za\u0159\u00edzen\u00ed napojen\u00e9 na ve\u0159ejn\u00fd syst\u00e9m. Poskytnutou p\u00e9\u010di uhrad\u00ed zdravotnick\u00e9mu za\u0159\u00edzen\u00ed m\u00edstn\u00ed zdravotn\u00ed poji\u0161\u0165ovna a n\u00e1klady p\u0159e\u00fa\u010dtuje \u010desk\u00e9 zdravotn\u00ed poji\u0161\u0165ovn\u011b. Za o\u0161et\u0159en\u00ed tedy zaplat\u00edte jenom to, co by za n\u011bj zaplatil m\u00edstn\u00ed poji\u0161t\u011bnec (regula\u010dn\u00ed poplatek, poplatek za recept, za hospitalizaci atp.).<\/p>\n

Pokud budete muset z n\u011bjak\u00e9ho d\u016fvodu uhradit platbu za o\u0161et\u0159en\u00ed v hotovosti (nap\u0159. nebudete m\u00edt pr\u016fkaz EHIC s sebou), uschovejte si \u00fa\u010dty. Po n\u00e1vratu do \u010cR m\u016f\u017eete prost\u0159ednictv\u00edm sv\u00e9 zdravotn\u00ed poji\u0161\u0165ovny \u017e\u00e1dat refundaci. Tot\u00e9\u017e plat\u00ed pro p\u0159\u00edpad, \u017ee v\u00e1m p\u00e9\u010di poskytne zdravotnick\u00e9 za\u0159\u00edzen\u00ed, kter\u00e9 nen\u00ed napojeno na ve\u0159ejn\u00fd syst\u00e9m. I v takov\u00e9m p\u0159\u00edpad\u011b m\u016f\u017eete po n\u00e1vratu dom\u016f po\u017e\u00e1dat o \u00fahradu svou zdravotn\u00ed poji\u0161\u0165ovnu. Ta v\u00e1m v\u0161ak refunduje zaplacenou \u010d\u00e1stku jen do v\u00fd\u0161e \u010desk\u00fdch cen a pouze, pokud \u0161lo o p\u00e9\u010di, kter\u00e1 je v \u010cR z ve\u0159ejn\u00e9ho zdravotn\u00edho poji\u0161t\u011bn\u00ed hrazen\u00e1.<\/p>\n

V mnoha evropsk\u00fdch st\u00e1tech je pacient povinen n\u00e9st \u010d\u00e1st n\u00e1klad\u016f l\u00e9ka\u0159sk\u00e9ho o\u0161et\u0159en\u00ed \u010di hospitalizace \u2013 tzv. spolu\u00fa\u010dast. P\u0159e\u00fa\u010dtov\u00e1n\u00ed spolu\u00fa\u010dasti v\u0161ak nen\u00ed mo\u017en\u00e9, zdravotnick\u00e9 za\u0159\u00edzen\u00ed bude v\u017edy vy\u017eadovat jej\u00ed zaplacen\u00ed ze strany klienta. S pr\u016fkazem EHIC tak\u00e9 nem\u00e1te mo\u017enost vyu\u017e\u00edt asisten\u010dn\u00ed slu\u017eby, nejsou kryty n\u00e1klady na p\u0159evoz nemocn\u00e9ho do \u010cR a \u010desk\u00e1 zdravotn\u00ed poji\u0161\u0165ovna nehrad\u00ed repatriaci.<\/p>\n

Proto doporu\u010dujeme uzav\u0159\u00edt p\u0159ed v\u00fdjezdem na zahrani\u010dn\u00ed dovolenou \u010di na slu\u017eebn\u00ed cestu komer\u010dn\u00ed cestovn\u00ed zdravotn\u00ed p\u0159ipoji\u0161t\u011bn\u00ed. Z\u00edsk\u00e1te jistotu, \u017ee v\u00e1m zvolen\u00e1 komer\u010dn\u00ed poji\u0161\u0165ovna uhrad\u00ed v\u00fddaje na pot\u0159ebnou zdravotn\u00ed p\u00e9\u010di i dal\u0161\u00ed slu\u017eby v pln\u00e9 v\u00fd\u0161i, resp. do hodnoty stanoven\u00e9ho limitu. Vyu\u017e\u00edt m\u016f\u017eete nap\u0159\u00edklad cestovn\u00ed poji\u0161t\u011bn\u00ed na\u0161\u00ed dce\u0159in\u00e9 spole\u010dnosti Poji\u0161\u0165ovny VZP, a. s<\/strong><\/a>., kter\u00e9 lze sjednat na kter\u00e9koli pobo\u010dce VZP \u010cR<\/strong><\/a>. Cestovn\u00ed poji\u0161t\u011bn\u00ed je nab\u00edzeno v mnoha variant\u00e1ch. V nab\u00eddce tak\u00e9 naleznete bal\u00ed\u010dky cestovn\u00edho poji\u0161t\u011bn\u00ed,<\/strong><\/a> kter\u00e9 kryj\u00ed n\u00e1klady spojen\u00e9 s onemocn\u011bn\u00edm covid-19 a jeho l\u00e9\u010dbou, hospitalizac\u00ed, karant\u00e9nou nebo n\u00e1vratem dom\u016f.<\/p>\n

Nezapome\u0148te tak\u00e9 sledovat p\u0159ed vycestov\u00e1n\u00edm str\u00e1nky Ministerstva zahrani\u010dn\u00edch v\u011bc\u00ed<\/strong><\/a>, kde jsou vyhl\u00e1\u0161ena aktu\u00e1ln\u00ed doporu\u010den\u00ed a informace o v\u00fdvoji v souvislosti s n\u00e1kazou COVID-19.<\/p>\n

(tzvzp)<\/strong><\/p>\n

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 <\/p>\n","protected":false},"excerpt":{"rendered":"

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