{"id":217151,"date":"2021-03-03T14:27:27","date_gmt":"2021-03-03T13:27:27","guid":{"rendered":"http:\/\/zakrasnejsivimperk.cz\/?p=217151"},"modified":"2021-03-03T14:27:27","modified_gmt":"2021-03-03T13:27:27","slug":"vseobecna-zdravotni-pojistovna-osvc-a-pece-o-dite","status":"publish","type":"post","link":"https:\/\/zakrasnejsivimperk.cz\/?p=217151","title":{"rendered":"V\u0160EOBECN\u00c1 ZDRAVOTN\u00cd POJI\u0160\u0164OVNA: OSV\u010c a p\u00e9\u010de o d\u00edt\u011b"},"content":{"rendered":"

\"\"<\/p>\n

OT\u00c1ZKA T\u00ddDNE:<\/h6>\n
Podnik\u00e1m jako kade\u0159nice a v roce 2020 jsem m\u011bla kv\u016fli covidov\u00fdm opat\u0159en\u00edm velmi n\u00edzk\u00e9 p\u0159\u00edjmy. Dozv\u011bd\u011bla jsem se, \u017ee je mo\u017eno v platb\u00e1ch pojistn\u00e9ho zohlednit to, \u017ee m\u00e1m p\u011btiletou dceru. Bude za m\u011b tedy platit pojistn\u00e9 na zdravotn\u00ed poji\u0161t\u011bn\u00ed st\u00e1t?<\/h6>\n
ODPOV\u011a\u010e:<\/h6>\n

Pokud jste zaregistrovan\u00e1 jako OSV\u010c, tak nem\u016f\u017eete uplatnit n\u00e1rok na platbu pojistn\u00e9ho st\u00e1tem z d\u016fvodu p\u00e9\u010de o d\u00edt\u011b. St\u00e1t je pl\u00e1tcem pojistn\u00e9ho za osobu celodenn\u011b osobn\u011b a \u0159\u00e1dn\u011b pe\u010duj\u00edc\u00ed o jedno d\u00edt\u011b do sedmi let nebo nejm\u00e9n\u011b o dv\u011b d\u011bti do 15 let v p\u0159\u00edpad\u011b, \u017ee tato osoba nem\u00e1 p\u0159\u00edjmy ze samostatn\u00e9 v\u00fdd\u011ble\u010dn\u00e9 \u010dinnosti nebo ze zam\u011bstn\u00e1n\u00ed. Osoba samostatn\u011b v\u00fdd\u011ble\u010dn\u011b \u010dinn\u00e1, by\u0165 celodenn\u011b pe\u010duje o d\u00edt\u011b, tedy nespl\u0148uje z\u00e1kladn\u00ed podm\u00ednku pro to, aby za ni pojistn\u00e9 na zdravotn\u00ed poji\u0161t\u011bn\u00ed hradil st\u00e1t.<\/p>\n

Jestli\u017ee ale m\u00e1te p\u011btiletou dceru v celodenn\u00ed a osobn\u00ed p\u00e9\u010di, neplat\u00ed pro v\u00e1s z\u00e1konem stanoven\u00fd minim\u00e1ln\u00ed vym\u011b\u0159ovac\u00ed z\u00e1klad a m\u016f\u017eete hradit pojistn\u00e9 ze skute\u010dn\u011b dosa\u017een\u00fdch p\u0159\u00edjm\u016f. To m\u00e1 samoz\u0159ejm\u011b smysl, jen pokud va\u0161e re\u00e1ln\u00e9 p\u0159\u00edjmy po odpo\u010dtu v\u00fddaj\u016f jsou ni\u017e\u0161\u00ed ne\u017e minim\u00e1ln\u00ed vym\u011b\u0159ovac\u00ed z\u00e1klad.<\/strong><\/a><\/p>\n

Podm\u00ednkou uzn\u00e1n\u00ed p\u00e9\u010de o d\u00edt\u011b do sedmi let nebo o dv\u011b d\u011bti do 15 let je, \u017ee se jedn\u00e1 o celodenn\u00ed osobn\u00ed a \u0159\u00e1dnou p\u00e9\u010di, a to v\u017edy po cel\u00fd kalend\u00e1\u0159n\u00ed m\u011bs\u00edc. Tato podm\u00ednka se pova\u017euje za spln\u011bnou i tehdy, je-li d\u00edt\u011b p\u0159ed\u0161koln\u00edho v\u011bku um\u00edst\u011bno v jesl\u00edch \u010di mate\u0159sk\u00e9 \u0161kole (pop\u0159\u00edpad\u011b v obdobn\u00e9m za\u0159\u00edzen\u00ed) na dobu, kter\u00e1 nep\u0159evy\u0161uje \u010dty\u0159i hodiny denn\u011b. Jde-li o d\u00edt\u011b pln\u00edc\u00ed povinnou \u0161koln\u00ed doch\u00e1zku, sm\u00ed se jednat jen o dobu n\u00e1v\u0161t\u011bvy \u0161koly; d\u00edt\u011b nesm\u00ed b\u00fdt um\u00edst\u011bno nap\u0159. v dru\u017ein\u011b a u\u017e v\u016fbec ne v za\u0159\u00edzen\u00ed s t\u00fddenn\u00edm \u010di celoro\u010dn\u00edm pobytem.<\/p>\n

Skute\u010dnost, \u017ee celodenn\u011b osobn\u011b a \u0159\u00e1dn\u011b pe\u010dujete o d\u00edt\u011b, mus\u00edte zdravotn\u00ed poji\u0161\u0165ovn\u011b ozn\u00e1mit, nap\u0159. na \u010destn\u00e9m prohl\u00e1\u0161en\u00ed<\/strong><\/a>. Bez takov\u00e9ho ozn\u00e1men\u00ed d\u016fvodu nem\u016f\u017eete za\u010d\u00edt platit jinou \u010d\u00e1stku, ne\u017e odpov\u00edd\u00e1 podan\u00e9mu p\u0159ehledu OSV\u010c, resp. alespo\u0148 v\u00fd\u0161i minima, co\u017e je od 1. 1. 2021 \u010d\u00e1stka 2 393 K\u010d.<\/p>\n

P\u0159ipom\u00edn\u00e1me, \u017ee dopady sn\u00ed\u017een\u00ed p\u0159\u00edjm\u016f v d\u016fsledku protiepidemick\u00fdch opat\u0159en\u00ed v roce 2020 zohlednila novela z\u00e1kona o ve\u0159ejn\u00e9m zdravotn\u00edm poji\u0161t\u011bn\u00ed, kter\u00e1 na \u0161est m\u011bs\u00edc\u016f roku 2020 (od b\u0159ezna do z\u00e1\u0159\u00ed) v\u0161em OSV\u010c odpustila platbu pojistn\u00e9ho a\u017e do v\u00fd\u0161e minima, co\u017e bylo 2 352 korun. V\u00fdpo\u010dty v p\u0159ehledu OSV\u010c za rok 2020 jsou vzhledem k tomu trochu slo\u017eit\u011bj\u0161\u00ed, tak\u017ee doporu\u010dujeme vyu\u017e\u00edt interaktivn\u00ed formul\u00e1\u0159 na www.vzp.cz\/prehled\u2010osvc<\/strong><\/a>, kter\u00fd v\u00e1s p\u0159i vypl\u0148ov\u00e1n\u00ed povede a p\u0159\u00edslu\u0161n\u00e9 \u010d\u00e1stky za v\u00e1s spo\u010d\u00edt\u00e1. Je\u0161t\u011b jednodu\u0161\u0161\u00ed je podat p\u0159ehled OSV\u010c za rok 2020 p\u0159\u00edmo v aplikaci Moje VZP,<\/strong><\/a> kter\u00e1 nav\u00edc sama dopln\u00ed v\u0161echny zn\u00e1m\u00e9 \u00fadaje o dan\u00e9m pl\u00e1tci, co\u017e v\u00fdrazn\u011b usnadn\u00ed v\u00fdpo\u010det p\u0159\u00edpadn\u00e9ho doplatku pojistn\u00e9ho i nov\u00fdch z\u00e1loh.<\/p>\n

Pokud v\u00e1m vych\u00e1zej\u00ed pro rok 2021 nov\u00e9 z\u00e1lohy ni\u017e\u0161\u00ed ne\u017e minimum, bude pro v\u00e1s v\u00fdhodn\u00e9 podat v\u00fd\u0161e zm\u00edn\u011bn\u00e9 \u010destn\u00e9 prohl\u00e1\u0161en\u00ed. Na p\u0159ehledu o p\u0159\u00edjmech a v\u00fddaj\u00edch OSV\u010c pak p\u0159i v\u00fdpo\u010dtu nov\u00fdch z\u00e1loh za\u0161krtnete v bod\u011b 6 variantu b (tedy z\u00e1lohu podle v\u00fdpo\u010dtu). V dal\u0161\u00edm roce v podan\u00e9m p\u0159ehledu uvedete, \u017ee jste byla po cel\u00fd rok (nebo v ur\u010dit\u00fdch cel\u00fdch kalend\u00e1\u0159n\u00edch m\u011bs\u00edc\u00edch) osobou, kter\u00e9 nebyl stanoven minim\u00e1ln\u00ed vym\u011b\u0159ovac\u00ed z\u00e1klad z d\u016fvodu celodenn\u00ed osobn\u00ed a \u0159\u00e1dn\u00e9 p\u00e9\u010de o d\u00edt\u011b.<\/p>\n

(tzvzp)<\/strong><\/p>\n

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