{"id":171323,"date":"2019-09-14T06:43:01","date_gmt":"2019-09-14T05:43:01","guid":{"rendered":"http:\/\/zakrasnejsivimperk.cz\/?p=171323"},"modified":"2019-09-15T10:26:00","modified_gmt":"2019-09-15T09:26:00","slug":"protext-novinka-ve-sluzbach-ceske-sporitelny-spousti-aplikaci-george-klic-pro-vsechny-klienty","status":"publish","type":"post","link":"https:\/\/zakrasnejsivimperk.cz\/?p=171323","title":{"rendered":"PROTEXT: Novinka ve slu\u017eb\u00e1ch \u010cesk\u00e9 spo\u0159itelny. Spou\u0161t\u00ed aplikaci George kl\u00ed\u010d pro v\u0161echny sv\u00e9 klienty"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-171324 size-full\" src=\"http:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2019\/09\/14\/george-kl\u00ed\u010d-spo\u0159itelna.png\" alt=\"\" width=\"800\" height=\"566\" srcset=\"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2019\/09\/14\/george-kl\u00ed\u010d-spo\u0159itelna.png 800w, https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2019\/09\/14\/george-kl\u00ed\u010d-spo\u0159itelna-300x212.png 300w, https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2019\/09\/14\/george-kl\u00ed\u010d-spo\u0159itelna-768x543.png 768w, https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2019\/09\/14\/george-kl\u00ed\u010d-spo\u0159itelna-505x357.png 505w, https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2019\/09\/14\/george-kl\u00ed\u010d-spo\u0159itelna-683x483.png 683w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/p>\n<p>&nbsp;<\/p>\n<h6>George kl\u00ed\u010d se st\u00e1v\u00e1 hlavn\u00ed aplikac\u00ed pro snadn\u00e9, rychl\u00e9 a bezpe\u010dn\u00e9 potvrzov\u00e1n\u00ed plateb na internetu; pln\u011b odpov\u00edd\u00e1 po\u017eadavk\u016fm nov\u00e9 evropsk\u00e9 sm\u011brnici o platebn\u00edch slu\u017eb\u00e1ch PSD2;<\/h6>\n<p>&#8211; Sou\u010d\u00e1st\u00ed George kl\u00ed\u010de je antivirov\u00e1 ochrana, kter\u00e1 klienty chr\u00e1n\u00ed proti phishing a malware \u00fatok\u016fm;<\/p>\n<p>&#8211; Klienti, kte\u0159\u00ed nepou\u017e\u00edvaj\u00ed aplikaci George kl\u00ed\u010d, mohou nad\u00e1le potvrzovat v\u0161echny transakce v digit\u00e1ln\u00edm bankovnictv\u00ed pomoc\u00ed SMS k\u00f3du;<\/p>\n<p>&#8211; Rok od spu\u0161t\u011bn\u00ed pou\u017e\u00edv\u00e1 aplikaci George kl\u00ed\u010d 210 tis\u00edc klient\u016f;<\/p>\n<p>&#8211; Spo\u0159itelna spou\u0161t\u00ed kampa\u0148 s c\u00edlem p\u0159ev\u00e9st na aplikaci George kl\u00ed\u010d v\u011bt\u0161inu ze sv\u00fdch 1,5 milion\u016f klient\u016f.<\/p>\n<p>Aplikace George kl\u00ed\u010d nab\u00edz\u00ed klient\u016fm jednodu\u0161\u0161\u00ed, rychlej\u0161\u00ed a bezpe\u010dn\u011bj\u0161\u00ed zp\u016fsob p\u0159ihla\u0161ov\u00e1n\u00ed do digit\u00e1ln\u00edho bankovnictv\u00ed a potvrzov\u00e1n\u00ed plateb. Pro p\u0159\u00edstup do digit\u00e1ln\u00edho bankovnictv\u00ed i autorizaci ve\u0161ker\u00fdch plateb sta\u010d\u00ed zadat klientem nastaven\u00fd \u0161estim\u00edstn\u00fd PIN nebo vyu\u017e\u00edt biometrick\u00e9 \u00fadaje jako jsou otisk prstu \u010di scan obli\u010deje. V pr\u016fb\u011bhu roku 2020 umo\u017en\u00ed Spo\u0159itelna skrze George kl\u00ed\u010d tak\u00e9 autorizaci online plateb p\u0159i n\u00e1kupech kartou na internetu.<\/p>\n<p><em>&#8220;S aplikac\u00ed George kl\u00ed\u010d jsou platebn\u00ed transakce jednodu\u0161\u0161\u00ed, rychlej\u0161\u00ed a p\u0159edev\u0161\u00edm bezpe\u010dn\u011bj\u0161\u00ed. Pro potvrzov\u00e1n\u00ed plateb nen\u00ed pot\u0159eba slo\u017eit\u011b p\u0159episovat SMS k\u00f3dy a aplikace poskytuje ochranu p\u0159ed phishingov\u00fdmi \u00fatoky, kdy se \u00fato\u010dn\u00edci pomoc\u00ed fale\u0161n\u00fdch email\u016f nebo web\u016f sna\u017e\u00ed od klient\u016f vyl\u00e1kat nap\u0159\u00edklad k\u00f3d pro potvrzen\u00ed platby z SMS zpr\u00e1vy,&#8221;<\/em> \u0159\u00edk\u00e1 Filip Zeman, \u0159editel digit\u00e1ln\u00edch slu\u017eeb v \u010cesk\u00e9 spo\u0159iteln\u011b a dopl\u0148uje: <em>&#8220;George kl\u00ed\u010d tak\u00e9 d\u00edky antivirov\u00e9ho programu chr\u00e1n\u00ed samotnou aplikaci p\u0159ed vn\u011bj\u0161\u00edm napaden\u00edm ze strany \u00fato\u010dn\u00edka, a\u0165 u\u017e se jedn\u00e1 o phisingov\u00fd nebo malwarov\u00fd \u00fatok.&#8221;<\/em><\/p>\n<p><em>&#8220;Za rok od spu\u0161t\u011bn\u00ed aplikaci George kl\u00ed\u010d vyu\u017e\u00edv\u00e1 ji\u017e v\u00edce ne\u017e t\u0159etina ze v\u0161ech u\u017eivatel\u016f na\u0161eho mobiln\u00edho bankovnictv\u00ed George. Na\u0161\u00ed ambic\u00ed je, aby George kl\u00ed\u010d v horizontu dvou let vyu\u017e\u00edvalo 80 % u\u017eivatel\u016f na\u0161eho digit\u00e1ln\u00edho bankovnictv\u00ed. Proto od \u0159\u00edjna umo\u017en\u00edme klient\u016fm aplikace platit a\u017e do 12 500 K\u010d bez slo\u017eit\u00e9 autorizace a spolu s t\u00edm spou\u0161t\u00edme intenzivn\u00ed kampa\u0148, zam\u011b\u0159enou na na\u0161e st\u00e1vaj\u00edc\u00ed klienty, aby za\u010dali George kl\u00ed\u010d pou\u017e\u00edvat,&#8221;<\/em> dodal Ond\u0159ej Pohanka, kter\u00fd je v \u010cesk\u00e9 spo\u0159iteln\u011b odpov\u011bdn\u00fd za rozvoj aplikace George kl\u00ed\u010d.<\/p>\n<p>Aplikace George kl\u00ed\u010d pln\u011b vyhovuje nov\u00e9 sm\u011brnice Evropsk\u00e9 komise, kter\u00e1 definuje po\u017eadavky na tzv. siln\u00e9 ov\u011b\u0159en\u00ed klienta. George kl\u00ed\u010d kombinuje pro p\u0159ihla\u0161ov\u00e1n\u00ed do digit\u00e1ln\u00edho bankovnictv\u00ed a potvrzov\u00e1n\u00ed plateb v n\u011bm t\u0159i faktory tzv. siln\u00e9ho ov\u011b\u0159en\u00ed:<\/p>\n<p>1) &#8220;N\u011bco m\u00e1m&#8221; = vlastn\u00edm telefon s aplikac\u00ed George kl\u00ed\u010d<\/p>\n<p>2) &#8220;N\u011bco zn\u00e1m&#8221; = zn\u00e1m sv\u016fj 6m\u00edstn\u00fd PIN<\/p>\n<p>3) &#8220;N\u011bco jsem&#8221; = vyu\u017e\u00edv\u00e1m pro p\u0159ihl\u00e1\u0161en\u00ed biometrii, tzn. otisk prstu nebo scan obli\u010deje.<\/p>\n<p>Klienti, kte\u0159\u00ed nemaj\u00ed mo\u017enost nainstalovat si aplikaci George kl\u00ed\u010d (nap\u0159\u00edklad majitel\u00e9 star\u0161\u00edch tla\u010d\u00edtkov\u00fdch telefon\u016f), mohou nad\u00e1le pro potvrzov\u00e1n\u00ed plateb pou\u017e\u00edvat SMS, tak jako doposud. Nen\u00ed v\u0161ak vylou\u010deno, \u017ee v pr\u016fb\u011bhu n\u00e1sleduj\u00edc\u00edho roku Spo\u0159itelna pro tyto klienty p\u0159iprav\u00ed nov\u00e9 \u0159e\u0161en\u00ed, kdy budou tito klienti p\u0159i p\u0159ihla\u0161ov\u00e1n\u00ed se do digit\u00e1ln\u00edho bankovnictv\u00ed a potvrzov\u00e1n\u00ed plateb v n\u011bm, pou\u017e\u00edvat nejen potvrzovac\u00ed k\u00f3d z SMS zpr\u00e1vy, ale tak\u00e9 dal\u0161\u00ed unik\u00e1tn\u00ed PIN k\u00f3d.<\/p>\n<hr \/>\n<p>&nbsp;<\/p>\n<h6><strong>O aplikaci George kl\u00ed\u010d<\/strong><\/h6>\n<p>Mobiln\u00ed aplikace George kl\u00ed\u010d je dvoufaktorovou metodou zabezpe\u010den\u00ed platebn\u00edch transakc\u00ed v internetov\u00e9m a mobiln\u00edm bankovnictv\u00ed George. Je jednodu\u0161\u0161\u00ed a bezpe\u010dn\u011bj\u0161\u00ed alternativou p\u0159ihla\u0161ovac\u00edch a ov\u011b\u0159ovac\u00edch SMS. George kl\u00ed\u010d pro potvrzen\u00ed p\u0159ihl\u00e1\u0161en\u00ed nebo ov\u011b\u0159en\u00ed platby ji\u017e nevyu\u017e\u00edv\u00e1 SMS mobiln\u00edho oper\u00e1tora a komunikuje s bankou nap\u0159\u00edmo. Klient tak nemus\u00ed nic opisovat z telefonu do webov\u00e9ho prohl\u00ed\u017ee\u010de a odchoz\u00ed platbu snadno potvrd\u00ed \u0161estim\u00edstn\u00fdm PINem v aplikaci nebo otiskem prstu \u010di scanem obli\u010deje. George kl\u00ed\u010d vyu\u017e\u00edv\u00e1 v\u00edce ne\u017e 200 tis\u00edc klient\u016f Spo\u0159itelny a v dal\u0161\u00edch m\u011bs\u00edc\u00edch by se m\u011bl st\u00e1t hlavn\u00ed aplikac\u00ed pro potvrzov\u00e1n\u00ed plateb v digit\u00e1ln\u00edm bankovnictv\u00ed George, kter\u00e1 nahrad\u00ed dnes p\u0159evl\u00e1daj\u00edc\u00ed potvrzov\u00e1n\u00ed pomoc\u00ed SMS.<\/p>\n<p>V\u00edce o aplikaci George kl\u00ed\u010d naleznete na\u00a0<a href=\"https:\/\/www.csas.cz\/cs\/mobilni-aplikace\/george-klic\" target=\"_blank\" rel=\"noopener\"><strong>https:\/\/www.csas.cz\/cs\/mobilni-aplikace\/george-klic<\/strong><\/a>.<\/p>\n<hr \/>\n<p><strong>PROTEXT<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; George <\/p>\n","protected":false},"author":2,"featured_media":171326,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"gallery","meta":{"footnotes":""},"categories":[19],"tags":[],"jetpack_featured_media_url":"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2019\/09\/14\/r\u00e1me\u010dek-kl\u00ed\u010d.jpg","_links":{"self":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/171323"}],"collection":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=171323"}],"version-history":[{"count":4,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/171323\/revisions"}],"predecessor-version":[{"id":171400,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/171323\/revisions\/171400"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/media\/171326"}],"wp:attachment":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=171323"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=171323"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=171323"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}