{"id":152225,"date":"2019-04-08T08:04:56","date_gmt":"2019-04-08T07:04:56","guid":{"rendered":"http:\/\/zakrasnejsivimperk.cz\/?p=152225"},"modified":"2019-04-08T08:04:56","modified_gmt":"2019-04-08T07:04:56","slug":"ceska-sprava-socialniho-zabezpeceni-co-je-treba-vedet-chystate-li-se-do-duchodu-aneb-desatero-budouciho-duchodce","status":"publish","type":"post","link":"https:\/\/zakrasnejsivimperk.cz\/?p=152225","title":{"rendered":"\u010cESK\u00c1 SPR\u00c1VA SOCI\u00c1LN\u00cdHO ZABEZPE\u010cEN\u00cd: Co je t\u0159eba v\u011bd\u011bt, chyst\u00e1te-li se do d\u016fchodu, aneb Desatero budouc\u00edho d\u016fchodce"},"content":{"rendered":"
Do starobn\u00edho d\u016fchodu odch\u00e1z\u00ed \u010dlov\u011bk jen jednou za \u017eivot. Co v\u0161e je s\u00a0t\u00edmto krokem spojeno, na co nezapomenout? \u010cesk\u00e1 spr\u00e1va soci\u00e1ln\u00edho zabezpe\u010den\u00ed (\u010cSSZ) rekapituluje v deseti bodech nejd\u016fle\u017eit\u011bj\u0161\u00ed informace, kter\u00e9 souvisej\u00ed s\u00a0touto \u017eivotn\u00ed situac\u00ed a na kter\u00e9 se lid\u00e9 nej\u010dast\u011bji ptaj\u00ed.<\/b><\/h6>\n

\"\"Dosa\u017een\u00ed d\u016fchodov\u00e9ho v\u011bku a z\u00edsk\u00e1n\u00ed pot\u0159ebn\u00e9 doby d\u016fchodov\u00e9ho poji\u0161t\u011bn\u00ed\u00a0jsou dv\u011bma z\u00e1kladn\u00edmi podm\u00ednkami, aby n\u00e1rok na starobn\u00ed d\u016fchod vznikl<\/b>, nejsou v\u0161ak nutn\u011b spojeny s\u00a0povinnost\u00ed podat si \u017e\u00e1dost o starobn\u00ed d\u016fchod ani s\u00a0nutnost\u00ed ukon\u010dit pracovn\u00ed dr\u00e1hu. Odej\u00edt do starobn\u00edho d\u016fchodu je pr\u00e1vo, nikoliv povinnost.\u00a0Datum, od kter\u00e9ho se starobn\u00ed d\u016fchod p\u0159izn\u00e1, si vol\u00ed s\u00e1m ob\u010dan.\u00a0<\/b>D\u016fchod proto nen\u00ed a ani nem\u016f\u017ee b\u00fdt p\u0159izn\u00e1v\u00e1n automaticky, ale v\u00fdhradn\u011b na z\u00e1klad\u011b \u017e\u00e1dosti ob\u010dana.<\/p>\n

\u017d\u00e1dost o d\u016fchod\u00a0se pod\u00e1v\u00e1 osobn\u011b<\/b>\u00a0na\u00a0okresn\u00ed (v Praze Pra\u017esk\u00e9, v Brn\u011b M\u011bstsk\u00e9) spr\u00e1v\u011b soci\u00e1ln\u00edho zabezpe\u010den\u00ed (OSSZ). P\u0159\u00edpadn\u011b lze k\u00a0tomuto \u00fakonu zmocnit jinou osobu na z\u00e1klad\u011b ud\u011blen\u00e9 pln\u00e9 moci (bez nutnosti not\u00e1\u0159sk\u00e9ho ov\u011b\u0159en\u00ed). Za ob\u010dany, kte\u0159\u00ed nemohou podat \u017e\u00e1dost o d\u016fchod sami vzhledem ke sv\u00e9mu zdravotn\u00edmu stavu, mohou s jejich souhlasem a na z\u00e1klad\u011b potvrzen\u00ed l\u00e9ka\u0159e o\u00a0jejich zdravotn\u00edm stavu \u017e\u00e1dost podat jejich rodinn\u00ed p\u0159\u00edslu\u0161n\u00edci. Podat \u017e\u00e1dost o d\u016fchod je mo\u017en\u00e9 bez\u00a0p\u0159edchoz\u00edho objedn\u00e1n\u00ed kter\u00fdkoliv \u00fa\u0159edn\u00ed den, OSSZ tak\u00e9 nab\u00edzej\u00ed mo\u017enost sjednat si pro tento \u00fakon konkr\u00e9tn\u00ed term\u00edn, a to pomoc\u00ed\u00a0online objedn\u00e1n<\/strong>\u00ed<\/a>. \u017d\u00e1dost o d\u016fchod je mo\u017en\u00e9 podat nejd\u0159\u00edve 4\u00a0m\u011bs\u00edce p\u0159ed po\u017eadovan\u00fdm datem p\u0159izn\u00e1n\u00ed.<\/p>\n

P\u0159i pod\u00e1n\u00ed\u00a0\u017e\u00e1dosti o d\u016fchod je t\u0159eba p\u0159edlo\u017eit p\u0159edev\u0161\u00edm pr\u016fkaz toto\u017enosti.\u00a0<\/b>D\u00e1le se p\u0159edkl\u00e1daj\u00ed doklady o n\u00e1hradn\u00edch dob\u00e1ch poji\u0161t\u011bn\u00ed\u00a0(nap\u0159. o studiu, vojn\u011b, p\u00e9\u010di o d\u00edt\u011b) a\u00a0o\u00a0dob\u00e1ch poji\u0161t\u011bn\u00ed, kter\u00e9 \u010cSSZ nem\u00e1 v\u00a0evidenci. Jak\u00e9 to jsou, lid\u00e9 zjist\u00ed jednodu\u0161e. \u010cSSZ nab\u00edz\u00ed hned n\u011bkolik zp\u016fsob\u016f, jak m\u00edt\u00a0p\u0159ehled o evidovan\u00fdch dob\u00e1ch d\u016fchodov\u00e9ho poji\u0161t\u011bn\u00ed<\/a><\/strong>. Nejjednodu\u0161\u0161\u00ed je z\u0159\u00eddit si p\u0159\u00edstup na ePort\u00e1l \u010cSSZ a sledovat sv\u00e9 \u201ed\u016fchodov\u00e9 konto\u201c online. P\u0159ihl\u00e1\u0161en\u00ed je mo\u017en\u00e9 cestou datov\u00e9 schr\u00e1nky, prost\u0159ednictv\u00edm tzv.\u00a0eOb\u010danky<\/a><\/strong>\u00a0(od 1. 7. 2018 nov\u00fd elektronick\u00fd ob\u010dansk\u00fd pr\u016fkaz s\u00a0\u010dipem) nebo aktivac\u00ed\u00a0u\u017eivatelsk\u00e9ho \u00fa\u010dtu<\/a><\/strong>\u00a0(jm\u00e9no, heslo, SMS k\u00f3d). Nem\u00e1-li \u017eadatel \u017e\u00e1dn\u00e9 doklady k\u00a0dispozici, posta\u010d\u00ed k\u00a0seps\u00e1n\u00ed \u017e\u00e1dosti o d\u016fchod pouze platn\u00fd doklad toto\u017enosti. Doklady, kter\u00e9 mohou m\u00edt vliv na\u00a0v\u00fd\u0161i d\u016fchodu, lze p\u0159edlo\u017eit dodate\u010dn\u011b, a to prost\u0159ednictv\u00edm OSSZ nebo p\u0159\u00edmo \u010cSSZ.<\/p>\n

P\u0159i pod\u00e1n\u00ed \u017e\u00e1dosti o d\u016fchod si \u017eadatel vol\u00ed zp\u016fsob jeho v\u00fdplaty.<\/b>\u00a0D\u016fchod je mo\u017en\u00e9 vypl\u00e1cet dv\u011bma zp\u016fsoby \u2013 na \u00fa\u010det d\u016fchodce nebo jeho man\u017eela\/man\u017eelky u\u00a0pen\u011b\u017en\u00edho \u00fastavu nebo v\u00a0hotovosti na adresu bydli\u0161t\u011b prost\u0159ednictv\u00edm \u010cesk\u00e9 po\u0161ty. V\u00fdplata d\u016fchodu v\u00a0hotovosti je zpoplatn\u011bna za ka\u017edou spl\u00e1tku d\u016fchodu \u010d\u00e1stkou 21\u00a0K\u010d, o tento poplatek je pak vypl\u00e1cen\u00fd d\u016fchod ni\u017e\u0161\u00ed. V\u00edce informac\u00ed o d\u016fchodov\u00e9 slu\u017eb\u011b, prost\u0159ednictv\u00edm kter\u00e9 je d\u016fchod vypl\u00e1cen v\u00a0hotovosti, pod\u00e1 \u010cesk\u00e1 po\u0161ta.\u00a0Pro v\u00fdplatu d\u016fchodu na \u00fa\u010det je t\u0159eba p\u0159edlo\u017eit vypln\u011bn\u00fd a bankou potvrzen\u00fd tiskopis<\/b>\u00a0\u017d\u00e1dost o za\u0159\u00edzen\u00ed v\u00fdplaty d\u016fchodu poukazem na \u00fa\u010det v\u00a0\u010cesk\u00e9 republice \u2013 majitel \u00fa\u010dtu<\/a>\u00a0<\/i>nebo\u00a0\u017d\u00e1dost o za\u0159\u00edzen\u00ed v\u00fdplaty d\u016fchodu poukazem na \u00fa\u010det man\u017eela (man\u017eelky) v\u00a0\u010cesk\u00e9 republice<\/a><\/i><\/strong>\u00a0(k\u00a0dispozici je na webu \u010cSSZ\/ePort\u00e1lu \u010cSSZ i na OSSZ).\u00a0<\/i>Pr\u00e1vn\u00ed p\u0159edpisy neumo\u017e\u0148uj\u00ed, aby byl d\u016fchod vypl\u00e1cen na \u00fa\u010det potomk\u016f, sourozenc\u016f, druhovi\/dru\u017ece \u010di registrovan\u00fdm partner\u016fm.\u00a0<\/i>Zp\u016fsob v\u00fdplaty si budouc\u00ed d\u016fchodce vol\u00ed p\u0159i sepisov\u00e1n\u00ed \u017e\u00e1dosti o d\u016fchod, ale je mo\u017en\u00e9 \u010cSSZ kdykoliv po\u017e\u00e1dat o\u00a0zm\u011bnu zp\u016fsobu v\u00fdplaty<\/a>.<\/strong><\/p>\n

\u010cSSZ rozhodne o \u017e\u00e1dosti o d\u016fchod ve lh\u016ft\u011b do 90 dn\u00ed<\/b>\u00a0a o p\u0159izn\u00e1n\u00ed d\u016fchodu za\u0161le rozhodnut\u00ed.\u00a0\u010cSSZ v\u0161ak nevyd\u00e1v\u00e1 \u017e\u00e1dn\u00fd univerz\u00e1ln\u00ed \u201epr\u016fkaz d\u016fchodce\u201c. Pot\u0159ebuj\u00ed-li lid\u00e9 z\u00a0r\u016fzn\u00fdch d\u016fvod\u016f prok\u00e1zat, \u017ee jsou starobn\u00edmi d\u016fchodci, mohou po\u017e\u00e1dat o potvrzen\u00ed o pob\u00edr\u00e1n\u00ed d\u016fchodu \u010di jeho aktu\u00e1ln\u00ed v\u00fd\u0161i, kter\u00e9 vyd\u00e1 na po\u010dk\u00e1n\u00ed v p\u0159\u00edpad\u011b pot\u0159eby OSSZ.<\/p>\n

D\u016fchodce m\u00e1 povinnost do 8 dn\u016f sd\u011blovat \u010cSSZ v\u0161echny skute\u010dnosti<\/b>, kter\u00e9 maj\u00ed vliv na\u00a0d\u016fchod a\u00a0jeho v\u00fdplatu, tj. zejm\u00e9na zm\u011bnu jm\u00e9na nebo adresy, zm\u011bnu \u010d\u00edsla \u00fa\u010dtu pro zas\u00edl\u00e1n\u00ed d\u016fchodu apod. Informace o tom,\u00a0jakou formou zm\u011bnu \u00fadaj\u016f ozn\u00e1mit<\/a>\u00a0\u010di\u00a0jak\u00fdm zp\u016fsobem po\u017e\u00e1dat o zm\u011bnu zp\u016fsobu v\u00fdplaty d\u016fchodu\u00a0<\/a><\/strong>jsou uvedeny na webu, nap\u0159. v\u00a0informa\u010dn\u00edch let\u00e1c\u00edch \u010cSSZ, \u010di porad\u00ed odborn\u00edci OSSZ nebo call centra a klientsk\u00e9ho centra p\u0159i \u00fast\u0159ed\u00ed \u010cSSZ.<\/p>\n

Skute\u010dnost, \u017ee byl ob\u010danovi\u00a0p\u0159izn\u00e1n d\u016fchod, oznamuje ka\u017ed\u00fd d\u016fchodce zdravotn\u00ed poji\u0161\u0165ovn\u011b<\/b>, u kter\u00e9 je registrov\u00e1n, s\u00e1m<\/b>. Za d\u016fchodce, kte\u0159\u00ed p\u0159i pob\u00edr\u00e1n\u00ed d\u016fchodu nejsou v\u00fdd\u011ble\u010dn\u011b \u010dinn\u00ed (nepracuj\u00ed nebo nepodnikaj\u00ed), plat\u00ed zdravotn\u00ed poji\u0161t\u011bn\u00ed st\u00e1t. Pokud bude d\u016fchodce i\u00a0po\u00a0p\u0159izn\u00e1n\u00ed d\u016fchodu nad\u00e1le vykon\u00e1vat samostatnou v\u00fdd\u011ble\u010dnou \u010dinnost (jsou OSV\u010c), m\u011bl by informovat p\u0159\u00edslu\u0161nou OSSZ, proto\u017ee p\u0159izn\u00e1n\u00ed d\u016fchodu m\u016f\u017ee m\u00edt vliv na v\u00fd\u0161i z\u00e1loh na pojistn\u00e9 na\u00a0soci\u00e1ln\u00ed zabezpe\u010den\u00ed.<\/p>\n

Informace o tom, v\u00a0jak\u00fdch p\u0159\u00edpadech\u00a0mus\u00ed d\u016fchodce podat da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed a kdy naopak d\u016fchod v dan\u00e9m roce nepodl\u00e9h\u00e1 zdan\u011bn\u00ed, sd\u011bl\u00ed p\u0159\u00edslu\u0161n\u00fd finan\u010dn\u00ed \u00fa\u0159ad<\/b>. Podle sou\u010dasn\u011b platn\u00fdch da\u0148ov\u00fdch p\u0159edpis\u016f podl\u00e9h\u00e1 pravideln\u011b vypl\u00e1cen\u00fd d\u016fchod zdan\u011bn\u00ed, jen pokud v ro\u010dn\u00edm sou\u010dtu p\u0159es\u00e1hne 36n\u00e1sobek minim\u00e1ln\u00ed mzdy. Jednor\u00e1zov\u00e9 doplatky d\u016fchod\u016f, nap\u0159. p\u0159i zp\u011btn\u00e9m p\u0159izn\u00e1n\u00ed d\u016fchodu, dani z p\u0159\u00edjm\u016f nepodl\u00e9haj\u00ed.<\/p>\n

I po p\u0159izn\u00e1n\u00ed starobn\u00edho d\u016fchodu je mo\u017en\u00e9 nad\u00e1le pracovat \u010di podnikat. Ten,\u00a0kdo p\u0159i pob\u00edr\u00e1n\u00ed starobn\u00edho d\u016fchodu vykon\u00e1v\u00e1 v\u00fdd\u011ble\u010dnou \u010dinnost podl\u00e9haj\u00edc\u00ed odvod\u016fm na d\u016fchodov\u00e9 poji\u0161t\u011bn\u00ed, m\u016f\u017ee po 360 dnech t\u00e9to \u010dinnosti po\u017e\u00e1dat o p\u0159epo\u010det d\u016fchodu<\/b>. D\u016fchod bude zv\u00fd\u0161en o 0,4 % v\u00fdpo\u010dtov\u00e9ho z\u00e1kladu, tj. \u010d\u00e1stky, z\u00a0n\u00ed\u017e byl d\u016fchod vypo\u010d\u00edt\u00e1n. \u017d\u00e1dost je mo\u017en\u00e9 podat nejl\u00e9pe prost\u0159ednictv\u00edm OSSZ podle m\u00edsta trval\u00e9ho bydli\u0161t\u011b, p\u0159\u00edp. zaslat p\u0159\u00edmo na \u00fast\u0159ed\u00ed \u010cSSZ. O\u00a0p\u0159epo\u010det d\u016fchodu lze \u017e\u00e1dat opakovan\u011b, v\u017edy po z\u00edsk\u00e1n\u00ed 360 dn\u016f v\u00fdd\u011ble\u010dn\u00e9 \u010dinnosti (nemus\u00ed b\u00fdt z\u00edsk\u00e1na v\u00a0kuse).<\/p>\n

Po\u017eivatel\u00e9 starobn\u00edch d\u016fchod\u016f, kte\u0159\u00ed p\u0159i pob\u00edr\u00e1n\u00ed d\u016fchodu pracuj\u00ed a jsou \u00fa\u010dastni nemocensk\u00e9ho poji\u0161t\u011bn\u00ed, mohou p\u0159i do\u010dasn\u00e9 pracovn\u00ed neschopnosti pob\u00edrat nemocensk\u00e9. To n\u00e1le\u017e\u00ed od 15. dne nemoci. Doba, po kterou jim je nemocensk\u00e9 vypl\u00e1ceno, je ale u p\u0159\u00edjemc\u016f starobn\u00edho d\u016fchodu krat\u0161\u00ed,\u00a0vypl\u00e1c\u00ed se jim nejd\u00e9le 70 kalend\u00e1\u0159n\u00edch dn\u016f\u00a0<\/strong>p\u0159i jedn\u00e9 pracovn\u00ed neschopnosti, ne v\u0161ak v\u00edce ne\u017e 70\u00a0dn\u016f za\u00a0kalend\u00e1\u0159n\u00ed rok. Tak\u00e9 plat\u00ed, \u017ee se jim nemocensk\u00e9 vypl\u00e1c\u00ed nejd\u00e9le do dne skon\u010den\u00ed zam\u011bstn\u00e1n\u00ed.<\/p>\n

Dal\u0161\u00ed informace t\u00fdkaj\u00edc\u00ed se starobn\u00edho d\u016fchodu najdou lid\u00e9 v\u00a0nap\u0159. v\u00a0P\u0159\u00edru\u010dce budouc\u00edho d\u016fchodce<\/a>,<\/strong> nebo v let\u00e1ku\u00a0Jak \u017e\u00e1dat o starobn\u00ed d\u016fchod<\/a><\/strong>. Konzultace spojen\u00e9 s\u00a0d\u016fchodov\u00fdm poji\u0161t\u011bn\u00edm, n\u00e1rokem na\u00a0d\u016fchod, jeho v\u00fdpo\u010dtem a v\u00fdplatou poskytnou odborn\u00edci na\u00a0OSSZ<\/a><\/strong>\u00a0\u010di\u00a0telefonick\u00e9 informa\u010dn\u00ed lince\u00a0800\u00a0050 248<\/strong><\/a>.<\/strong><\/p>\n

 <\/p>\n

\u010cESK\u00c1 SPR\u00c1VA SOCI\u00c1LN\u00cdHO ZABEZPE\u010cEN\u00cd<\/strong><\/p>\n

 <\/p>\n

 <\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

Do starobn\u00edho <\/p>\n","protected":false},"author":2,"featured_media":156669,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"gallery","meta":{"footnotes":""},"categories":[88],"tags":[],"jetpack_featured_media_url":"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2019\/04\/08\/r\u00e1me\u010dek-desatero.jpg","_links":{"self":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/152225"}],"collection":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=152225"}],"version-history":[{"count":7,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/152225\/revisions"}],"predecessor-version":[{"id":156670,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/152225\/revisions\/156670"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/media\/156669"}],"wp:attachment":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=152225"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=152225"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=152225"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}