{"id":152223,"date":"2019-03-12T15:06:31","date_gmt":"2019-03-12T14:06:31","guid":{"rendered":"http:\/\/zakrasnejsivimperk.cz\/?p=152223"},"modified":"2022-05-23T14:05:58","modified_gmt":"2022-05-23T13:05:58","slug":"ceska-sprava-socialniho-zabezpeceni-komu-muze-byt-letos-priznan-starobni-duchod","status":"publish","type":"post","link":"https:\/\/zakrasnejsivimperk.cz\/?p=152223","title":{"rendered":"\u010cESK\u00c1 SPR\u00c1VA SOCI\u00c1LN\u00cdHO ZABEZPE\u010cEN\u00cd: Komu m\u016f\u017ee b\u00fdt letos p\u0159izn\u00e1n starobn\u00ed d\u016fchod"},"content":{"rendered":"<h6><b>Letos vznikne n\u00e1rok na starobn\u00ed d\u016fchod lidem, kte\u0159\u00ed dos\u00e1hnou z\u00e1konem dan\u00e9ho d\u016fchodov\u00e9ho v\u011bku a\u00a0z\u00edskaj\u00ed pot\u0159ebnou dobu d\u016fchodov\u00e9ho poji\u0161t\u011bn\u00ed alespo\u0148 35 let.<\/b><\/h6>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-118503 alignright\" src=\"http:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2017\/12\/27\/\u010desk\u00e1-spr\u00e1va-soci\u00e1ln\u00edho-zabezpe\u010den\u00ed-logo-2-300x275.jpg\" alt=\"\" width=\"300\" height=\"275\" srcset=\"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2017\/12\/27\/\u010desk\u00e1-spr\u00e1va-soci\u00e1ln\u00edho-zabezpe\u010den\u00ed-logo-2-300x275.jpg 300w, https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2017\/12\/27\/\u010desk\u00e1-spr\u00e1va-soci\u00e1ln\u00edho-zabezpe\u010den\u00ed-logo-2-389x357.jpg 389w, https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2017\/12\/27\/\u010desk\u00e1-spr\u00e1va-soci\u00e1ln\u00edho-zabezpe\u010den\u00ed-logo-2.jpg 396w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>Spln\u011bn\u00ed t\u011bchto podm\u00ednek ale neznamen\u00e1 povinnost o d\u016fchod \u017e\u00e1dat a nen\u00ed ani d\u016fvodem k\u00a0ukon\u010den\u00ed v\u00fdd\u011ble\u010dn\u00e9 \u010dinnosti. Odej\u00edt do starobn\u00edho d\u016fchodu je pr\u00e1vo, nikoliv povinnost. I po vzniku n\u00e1roku na\u00a0d\u016fchod je mo\u017en\u00e9 pokra\u010dovat ve v\u00fdd\u011ble\u010dn\u00e9 \u010dinnosti bez pob\u00edr\u00e1n\u00ed d\u016fchodu a \u010d\u00e1stku d\u016fchodu si t\u00edm nav\u00fd\u0161it.<\/p>\n<h6>Kdo v\u00a0roce 2019 dos\u00e1hnou d\u016fchodov\u00e9ho v\u011bku:<\/h6>\n<ul>\n<li>mu\u017ei narozen\u00ed v\u00a0obdob\u00ed od z\u00e1\u0159\u00ed 1955 do \u010dervna 1956;<\/li>\n<li>bezd\u011btn\u00e9 \u017eeny narozen\u00e9 v\u00a0lednu a\u017e \u0159\u00edjnu 1956;<\/li>\n<li>\u017eeny narozen\u00e9 v\u00a0lednu a\u017e \u0159\u00edjnu 1957, kter\u00e9 vychovaly jedno d\u00edt\u011b;<\/li>\n<li>\u017eeny narozen\u00e9 v\u00a0lednu a\u017e \u0159\u00edjnu 1958, kter\u00e9 vychovaly dv\u011b d\u011bti;<\/li>\n<li>\u017eeny narozen\u00e9 v\u00a0lednu a\u017e \u0159\u00edjnu 1959, kter\u00e9 vychovaly t\u0159i \u010di \u010dty\u0159i d\u011bti;<\/li>\n<li>\u017eeny narozen\u00e9 v lednu a\u017e \u0159\u00edjnu 1960, kter\u00e9 vychovaly p\u011bt a v\u00edce d\u011bt\u00ed.<\/li>\n<\/ul>\n<h6>Jen dovr\u0161en\u00ed d\u016fchodov\u00e9ho v\u011bku nesta\u010d\u00ed<\/h6>\n<p>Aby lidem mohl b\u00fdt p\u0159izn\u00e1n starobn\u00ed d\u016fchod, mus\u00ed je\u0161t\u011b z\u00edskat alespo\u0148 35 let d\u016fchodov\u00e9ho poji\u0161t\u011bn\u00ed (tzv. odpracovan\u00fdch let), do kter\u00fdch se podle z\u00e1konn\u00fdch pravidel zapo\u010d\u00edt\u00e1vaj\u00ed n\u00e1hradn\u00ed doby poji\u0161t\u011bn\u00ed, nap\u0159. p\u00e9\u010de o d\u00edt\u011b do 4 let v\u011bku, z\u00e1kladn\u00ed vojensk\u00e1 slu\u017eba, pob\u00edr\u00e1n\u00ed invalidn\u00edho d\u016fchodu pro\u00a0invaliditu t\u0159et\u00edho stupn\u011b, doba p\u00e9\u010de o osobu z\u00e1vislou na pomoci jin\u00e9 osoby. Pokud n\u011bkte\u0159\u00ed ob\u010dan\u00e9 d\u016fchodov\u00e9ho v\u011bku nespln\u00ed podm\u00ednku 35 let d\u016fchodov\u00e9ho poji\u0161t\u011bn\u00ed, n\u00e1rok na starobn\u00ed d\u016fchod jim vznikne t\u00e9\u017e, ale jen za p\u0159edpokladu, \u017ee z\u00edskali alespo\u0148 30 let \u201e\u010dist\u00e9\u201c doby poji\u0161t\u011bn\u00ed (bez n\u00e1hradn\u00edch dob).<\/p>\n<h6>D\u016fchodov\u00e1 kalkula\u010dka a p\u0159ehled dob poji\u0161t\u011bn\u00ed je i online<\/h6>\n<p>P\u0159esn\u00e9 datum sv\u00e9ho d\u016fchodov\u00e9ho v\u011bku lid\u00e9 snadno zjist\u00ed pomoc\u00ed\u00a0<a href=\"https:\/\/www.cssz.cz\/cz\/duchodove-pojisteni\/duchodova-kalkulacka\/kalkulacka-pro-orientacni-vypocet-starobniho-duchodu.htm\" target=\"_blank\" rel=\"noopener\"><strong>d\u016fchodov\u00e9 kalkula\u010dky \u010cSSZ<\/strong><\/a>, kter\u00e1 slou\u017e\u00ed tak\u00e9 k\u00a0informativn\u00edmu v\u00fdpo\u010dtu orienta\u010dn\u00ed v\u00fd\u0161e starobn\u00edho d\u016fchodu. Budouc\u00ed d\u016fchodci (ti, kte\u0159\u00ed jsou v\u00a0obdob\u00ed kr\u00e1tce p\u0159ed dosa\u017een\u00edm d\u016fchodov\u00e9ho v\u011bku \u010di uva\u017euj\u00ed o\u00a0odchodu do d\u016fchodu v\u00a0horizontu maxim\u00e1ln\u011b 5 let) mohou pro orienta\u010dn\u00ed v\u00fd\u0161i d\u016fchodu vyu\u017e\u00edt\u00a0<strong><a href=\"https:\/\/eportal.cssz.cz\/web\/portal\/duchodova-kalkulacka\" target=\"_blank\" rel=\"noopener\">online slu\u017ebu ePort\u00e1lu \u010cSSZ &#8211; d\u016fchodovou kalkula\u010dku<\/a><\/strong>\u00a0(automaticky \u201ena\u010dte\u201c \u00fadaje evidovan\u00e9 v \u010cSSZ na tzv. d\u016fchodov\u00e9m kont\u011b). P\u0159ehled o\u00a0dob\u00e1ch d\u016fchodov\u00e9ho poji\u0161t\u011bn\u00ed z\u00edskaj\u00ed lid\u00e9 z\u00a0<a href=\"https:\/\/www.cssz.cz\/cz\/duchodove-pojisteni\/informativni-osobni-list-duchodoveho-pojisteni.htm\" target=\"_blank\" rel=\"noopener\"><strong>informativn\u00edho osobn\u00edho listu d\u016fchodov\u00e9ho poji\u0161t\u011bn<\/strong>\u00ed<\/a>, o\u00a0kter\u00fd mohou \u010cSSZ jednou ro\u010dn\u011b zdarma po\u017e\u00e1dat, nebo online prost\u0159ednictv\u00edm\u00a0<strong><a href=\"https:\/\/eportal.cssz.cz\/web\/portal\/sluzby-pro-pojistence\" target=\"_blank\" rel=\"noopener\">ePort\u00e1lu \u010cSSZ<\/a><\/strong>.<\/p>\n<p>P\u0159ihl\u00e1\u0161en\u00ed\u00a0<strong><a href=\"https:\/\/eportal.cssz.cz\/ikr-cas\/login?service=https%3A%2F%2Feportal.cssz.cz%2Fc%2Fportal%2Flogin\" target=\"_blank\" rel=\"noopener\">k\u00a0ePort\u00e1lu \u010cSSZ<\/a><\/strong>\u00a0je jednoduch\u00e9 a v\u00a0sou\u010dasn\u00e9 dob\u011b si lid\u00e9 mohou zvolit ze t\u0159\u00ed zp\u016fsob\u016f: cestou datov\u00e9 schr\u00e1nky, prost\u0159ednictv\u00edm tzv.\u00a0<strong><a href=\"https:\/\/info.eidentita.cz\/eop\/\" target=\"_blank\" rel=\"noopener\">eOb\u010danky<\/a><\/strong>\u00a0(od 1. 7. 2018 nov\u00fd elektronick\u00fd ob\u010dansk\u00fd pr\u016fkaz s\u00a0\u010dipem) nebo snadnou aktivac\u00ed\u00a0<a href=\"https:\/\/info.eidentita.cz\/ups\/\" target=\"_blank\" rel=\"noopener\"><strong>u\u017eivatelsk\u00e9ho \u00fa\u010dtu<\/strong><\/a>\u00a0(jm\u00e9no, heslo, SMS k\u00f3d).<\/p>\n<h6>O d\u016fchod je t\u0159eba po\u017e\u00e1dat<\/h6>\n<p>Kdo se rozhodne o d\u016fchod po\u017e\u00e1dat, mus\u00ed se obr\u00e1tit na okresn\u00ed (v Praze Pra\u017eskou, v Brn\u011b M\u011bstskou) spr\u00e1vu soci\u00e1ln\u00edho zabezpe\u010den\u00ed (OSSZ) podle m\u00edsta trval\u00e9ho bydli\u0161t\u011b, kde s\u00a0n\u00edm \u017e\u00e1dost o d\u016fchod sep\u00ed\u0161\u00ed. \u017d\u00e1dost o starobn\u00ed d\u016fchod je mo\u017en\u00e9 podat nejd\u0159\u00edve \u010dty\u0159i m\u011bs\u00edce p\u0159ed po\u017eadovan\u00fdm dnem p\u0159izn\u00e1n\u00ed d\u016fchodu, pozd\u011bji je to mo\u017en\u00e9 kdykoliv. D\u016fchod lze p\u0159iznat se zp\u011btnou platnost\u00ed, jeho doplacen\u00ed je v\u0161ak mo\u017en\u00e9 nejv\u00fd\u0161e 5 let zp\u011btn\u011b od data uplatn\u011bn\u00ed \u017e\u00e1dosti. \u010cSSZ ka\u017ed\u00fdm rokem v\u00a0pr\u016fm\u011bru obdr\u017e\u00ed cca\u00a0200\u00a0tis\u00edc \u017e\u00e1dost\u00ed o starobn\u00ed d\u016fchod, o kter\u00fdch n\u00e1sledn\u011b rozhoduje.<\/p>\n<p>V\u00fdd\u011ble\u010dnou \u010dinnost je mo\u017en\u00e9 vykon\u00e1vat i p\u0159i pob\u00edr\u00e1n\u00ed \u0159\u00e1dn\u00e9ho starobn\u00edho d\u016fchodu a\u00a0po\u00a0360\u00a0kalend\u00e1\u0159n\u00edch dnech t\u00e9to \u010dinnosti (podl\u00e9h\u00e1-li odvod\u016fm na soci\u00e1ln\u00ed poji\u0161t\u011bn\u00ed) pak lze po\u017e\u00e1dat o\u00a0p\u0159epo\u010det d\u016fchodu.<\/p>\n<h6>Parametry v\u00fdpo\u010dtu d\u016fchodu p\u0159iznan\u00fdch v roce 2019:<\/h6>\n<ul>\n<li>v\u00fd\u0161e z\u00e1kladn\u00ed v\u00fdm\u011bry d\u016fchodu \u010din\u00ed 3 270 K\u010d;<\/li>\n<li>rozhodn\u00e9 obdob\u00ed, za n\u011b\u017e se zji\u0161\u0165uj\u00ed v\u00fdd\u011blky pro v\u00fdpo\u010det d\u016fchodu, zahrnuje roky 1986 a\u017e 2018;<\/li>\n<li>reduk\u010dn\u00ed hranice pro stanoven\u00ed v\u00fdpo\u010dtov\u00e9ho z\u00e1kladu jsou I. hranice 14 388 K\u010d a II. hranice 130\u00a0796 K\u010d;<\/li>\n<li>procentn\u00ed v\u00fdm\u011bra d\u016fchodu \u010din\u00ed za ka\u017ed\u00fd cel\u00fd rok d\u016fchodov\u00e9ho poji\u0161t\u011bn\u00ed z\u00edskan\u00fd do doby n\u00e1roku na d\u016fchod 1,5 % v\u00fdpo\u010dtov\u00e9ho z\u00e1kladu. V\u00fdpo\u010dtov\u00fd z\u00e1klad se stanovuje z osobn\u00edho vym\u011b\u0159ovac\u00edho z\u00e1kladu (pr\u016fm\u011bru p\u0159\u00edjm\u016f za rozhodn\u00e9 obdob\u00ed, p\u0159\u00edjmy se upravuj\u00ed p\u0159\u00edslu\u0161n\u00fdmi koeficienty na \u00farove\u0148 sou\u010dasn\u00e9 hodnoty) tak, \u017ee \u010d\u00e1stka do I. reduk\u010dn\u00ed hranice n\u00e1le\u017e\u00ed v pln\u00e9 v\u00fd\u0161i, z \u010d\u00e1stky nad I. do II.\u00a0reduk\u010dn\u00ed hranice n\u00e1le\u017e\u00ed 26 %, k \u010d\u00e1stce nad II. reduk\u010dn\u00ed hranici se nep\u0159ihl\u00ed\u017e\u00ed.<\/li>\n<\/ul>\n<h6>P\u0159\u00edklad v\u00fdpo\u010dtu starobn\u00edho d\u016fchodu p\u0159iznan\u00e9ho v\u00a0roce 2019<\/h6>\n<p>Mu\u017e, narozen\u00fd 15. 1. 1956, dos\u00e1hne d\u016fchodov\u00e9ho v\u011bku (63 let a 6 m\u011bs\u00edc\u016f) 15. 7. 2019 a k\u00a0tomuto datu po\u017e\u00e1d\u00e1 o p\u0159izn\u00e1n\u00ed d\u016fchodu. Z\u00edskal celkem 45 rok\u016f poji\u0161t\u011bn\u00ed. Osobn\u00ed vym\u011b\u0159ovac\u00ed z\u00e1klad (OVZ) tohoto mu\u017ee za obdob\u00ed let 1986\u20132018 \u010din\u00ed 25\u00a0000 K\u010d.<\/p>\n<p>V\u00fdpo\u010dtov\u00fd z\u00e1klad z OVZ ve v\u00fd\u0161i 25 000 K\u010d se stanov\u00ed tak, \u017ee \u010d\u00e1stka 14 388 K\u010d n\u00e1le\u017e\u00ed v pln\u00e9 v\u00fd\u0161i a\u00a0k\u00a0t\u00e9to \u010d\u00e1stce se p\u0159i\u010dte 26 % rozd\u00edlu mezi \u010d\u00e1stkou 14 388 a 25 000 K\u010d, tj. 26 % z \u010d\u00e1stky 10 612, co\u017e je po zaokrouhlen\u00ed 2 760 K\u010d. V\u00fdpo\u010dtov\u00fd z\u00e1klad je tedy 17 148 K\u010d (14 388 + 2 760).<\/p>\n<p>Procentn\u00ed v\u00fdm\u011bra d\u016fchodu \u010din\u00ed 67,5 % z\u00a0v\u00fdpo\u010dtov\u00e9ho z\u00e1kladu (45 x 1,5 % za ka\u017ed\u00fd rok poji\u0161t\u011bn\u00ed), jej\u00ed v\u00fd\u0161e bude tedy 11 575 K\u010d. K n\u00ed bude n\u00e1le\u017eet z\u00e1kladn\u00ed v\u00fdm\u011bra 3 270 K\u010d, starobn\u00ed d\u016fchod tak bude celkem \u010dinit 14 845 K\u010d.<\/p>\n<h6>Tabulka: V\u00fd\u0161e d\u016fchodu podle osobn\u00edho vym\u011b\u0159ovac\u00edho z\u00e1kladu*)<\/h6>\n<table>\n<tbody>\n<tr>\n<td>Osobn\u00ed vym\u011b\u0159ovac\u00ed z\u00e1klad<\/td>\n<td>V\u00fd\u0161e d\u016fchodu<\/td>\n<\/tr>\n<tr>\n<td>10 000<\/td>\n<td>10 020<\/td>\n<\/tr>\n<tr>\n<td>12 500<\/td>\n<td>11 708<\/td>\n<\/tr>\n<tr>\n<td>15 000<\/td>\n<td>13 090<\/td>\n<\/tr>\n<tr>\n<td>20 000<\/td>\n<td>13 968<\/td>\n<\/tr>\n<tr>\n<td>25 000<\/td>\n<td>14 845<\/td>\n<\/tr>\n<tr>\n<td>30 000<\/td>\n<td>15 723<\/td>\n<\/tr>\n<tr>\n<td>40 000<\/td>\n<td>17 478<\/td>\n<\/tr>\n<tr>\n<td>50 000<\/td>\n<td>19 233<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><i><sup>*)\u00a0<\/sup>plat\u00ed pro stejnou v\u00fdchoz\u00ed situaci z\u00a0p\u0159\u00edkladu<\/i><\/p>\n<h6>Kde z\u00edskat informace<\/h6>\n<p>Odchod do d\u016fchodu je d\u016fle\u017eit\u00fd \u017eivotn\u00ed krok, kter\u00fd je spojen s \u0159adou dotaz\u016f. Ty nejd\u016fle\u017eit\u011bj\u0161\u00ed informace shrnuje let\u00e1k\u00a0<a title=\"Soubor typu .pdf, 223 kB - odkaz se otev\u00edr\u00e1 do nov\u00e9ho okna.\" href=\"https:\/\/www.cssz.cz\/NR\/rdonlyres\/2CE169E9-4DAE-471F-B6E5-8BF2401CD55C\/0\/Letak_Jak_zadat_o_SD_web_2018.pdf\" target=\"_blank\" rel=\"noopener\"><strong>Kdy a jak \u017e\u00e1dat o starobn\u00ed d\u016fchod<\/strong><\/a>, o n\u011bco podrobn\u011bji pak\u00a0<strong><a title=\"Soubor typu .pdf, 704 kB - odkaz se otev\u00edr\u00e1 do nov\u00e9ho okna.\" href=\"https:\/\/www.cssz.cz\/NR\/rdonlyres\/51FCC8B4-EE5A-4ED0-B9AD-51ACE8641F7F\/0\/pbd_2019_web.pdf\" target=\"_blank\" rel=\"noopener\">P\u0159\u00edru\u010dka budouc\u00edho d\u016fchodce<\/a><\/strong>\u00a0i s\u00a0p\u0159\u00edklady v\u00fdpo\u010dt\u016f. Ob\u011b bro\u017eurky obsahuj\u00ed praktick\u00e9 rady pro ty, kte\u0159\u00ed se do d\u016fchodu v\u00a0bl\u00edzk\u00e9 dob\u011b chystaj\u00ed. Podrobn\u00e9 informace o podm\u00ednk\u00e1ch n\u00e1roku na starobn\u00ed d\u016fchod, o v\u00fdpo\u010dtu a\u00a0jeho v\u00fd\u0161i podaj\u00ed pracovn\u00edci na OSSZ, klientsk\u00e9m centru pro d\u016fchodov\u00e9 poji\u0161t\u011bn\u00ed p\u0159i \u00fast\u0159ed\u00ed \u010cSSZ nebo prost\u0159ednictv\u00edm\u00a0<strong><a href=\"https:\/\/www.cssz.cz\/cz\/o-cssz\/informace\/call-centra\/\" target=\"_blank\" rel=\"noopener\">telefonn\u00ed informa\u010dn\u00ed linky 800\u00a0050\u00a0248<\/a>.<\/strong><\/p>\n<p><strong>\u010cESK\u00c1 SPR\u00c1VA SOCI\u00c1LN\u00cdHO ZABEZPE\u010cEN\u00cd<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Letos vznikne <\/p>\n","protected":false},"author":2,"featured_media":154979,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"gallery","meta":{"footnotes":""},"categories":[88],"tags":[],"jetpack_featured_media_url":"https:\/\/zakrasnejsivimperk.cz\/wp-content\/uploads\/2019\/03\/12\/r\u00e1me\u010dek-starosbn\u00ed-d\u016fchod.jpg","_links":{"self":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/152223"}],"collection":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=152223"}],"version-history":[{"count":2,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/152223\/revisions"}],"predecessor-version":[{"id":154978,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/posts\/152223\/revisions\/154978"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=\/wp\/v2\/media\/154979"}],"wp:attachment":[{"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=152223"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=152223"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zakrasnejsivimperk.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=152223"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}