{"id":144432,"date":"2019-05-07T19:16:30","date_gmt":"2019-05-07T18:16:30","guid":{"rendered":"http:\/\/zakrasnejsivimperk.cz\/?p=144432"},"modified":"2019-05-07T19:16:30","modified_gmt":"2019-05-07T18:16:30","slug":"ceska-sprava-socialniho-zabezpeceni-sirotci-duchody-a-myty-kolem-nich","status":"publish","type":"post","link":"https:\/\/zakrasnejsivimperk.cz\/?p=144432","title":{"rendered":"\u010cESK\u00c1 SPR\u00c1VA SOCI\u00c1LN\u00cdHO ZABEZPE\u010cEN\u00cd: Sirot\u010d\u00ed d\u016fchody a m\u00fdty kolem nich"},"content":{"rendered":"
Kdy\u017e v\u00a0d\u011btsk\u00e9m v\u011bku ztrat\u00edme ty nejbli\u017e\u0161\u00ed, jednoho nebo dokonce oba rodi\u010de, v\u017edy se jedn\u00e1 o\u00a0velmi t\u011b\u017ekou, pro mnoh\u00e9 traumatizuj\u00edc\u00ed ud\u00e1lost. P\u0159ekonat ji \u010di vyrovnat se s\u00a0n\u00ed, neb\u00fdv\u00e1 v\u00a0mnoha ohledech v\u016fbec lehk\u00e9. Prost\u0159ednictv\u00edm sirot\u010d\u00edho d\u016fchodu se st\u00e1t sna\u017e\u00ed zm\u00edrnit finan\u010dn\u00ed dopady t\u00e9to nep\u0159\u00edzniv\u00e9 \u017eivotn\u00ed situace.<\/b><\/h6>\n

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\"\"Sirot\u010d\u00ed d\u016fchod je jednou z\u00a0d\u00e1vek poskytovan\u00fdch ze syst\u00e9mu d\u016fchodov\u00e9ho poji\u0161t\u011bn\u00ed a pat\u0159\u00ed mezi tzv.\u00a0poz\u016fstalostn\u00ed d\u016fchody. I\u00a0sirot\u010d\u00ed d\u016fchody v\u0161ak maj\u00ed sv\u00e1 \u201epravidla\u201c stanoven\u00e1 z\u00e1konem, podle kter\u00fdch se p\u0159izn\u00e1vaj\u00ed a\u00a0vypl\u00e1cej\u00ed. Odborn\u00edci \u010cesk\u00e9 spr\u00e1vy soci\u00e1ln\u00edho zabezpe\u010den\u00ed (\u010cSSZ) se ve sv\u00e9 praxi opakovan\u011b setk\u00e1vaj\u00ed s\u00a0n\u011bkter\u00fdmi v\u00edce \u010di m\u00e9n\u011b nep\u0159esn\u00fdmi informacemi \u2013 m\u00fdty. Jak\u00e9 jsou ty nej\u010dast\u011bj\u0161\u00ed a jak\u00e1 je pravda?<\/p>\n

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1.\u00a0Sirot\u010d\u00ed d\u016fchodu se p\u0159izn\u00e1v\u00e1 po zesnul\u00e9m rodi\u010di (osvojiteli\/pe\u010dovateli) v\u017edy<\/h6>\n

Opak je pravdou, ale podm\u00ednky se letos zm\u00edrnily. Sirot\u010d\u00ed d\u016fchod v\u017edy n\u00e1le\u017e\u00ed nezaopat\u0159en\u00e9mu d\u00edt\u011bti nejd\u00e9le do 26 let v\u011bku v\u00a0p\u0159\u00edpadech, kdy zesnul\u00e9 osob\u011b ji\u017e byl vypl\u00e1cen starobn\u00ed \u010di invalidn\u00ed d\u016fchod, anebo zem\u0159ela n\u00e1sledkem pracovn\u00edho \u00farazu. Aby n\u00e1rok na\u00a0sirot\u010d\u00ed d\u016fchod vznikl i v ostatn\u00edch p\u0159\u00edpadech, st\u00e1le trv\u00e1 podm\u00ednka, \u017ee zesnul\u00e1 osoba mus\u00ed ke dni \u00famrt\u00ed z\u00edskat stanovenou dobu d\u016fchodov\u00e9ho poji\u0161t\u011bn\u00ed. Od\u00a0leto\u0161n\u00edho 1.\u00a0\u00fanora plat\u00ed, \u017ee jde-li o zesnulou osobu star\u0161\u00ed 28 let, mus\u00ed m\u00edt odpracov\u00e1no (poji\u0161t\u011bno) alespo\u0148 jeden rok v\u00a0obdob\u00ed posledn\u00edch deseti letech p\u0159ede dnem \u00famrt\u00ed, v p\u0159\u00edpad\u011b zesnul\u00e9 osoby star\u0161\u00ed\u00a038\u00a0let to jsou dva roky v\u00a0posledn\u00edch dvaceti letech p\u0159ede dnem \u00famrt\u00ed. Do t\u00e9to doby se v\u0161ak nezahrnuj\u00ed n\u00e1hradn\u00ed doby poji\u0161t\u011bn\u00ed, to znamen\u00e1, \u017ee mus\u00ed j\u00edt o\u00a0tzv. dobu placen\u00e9ho poji\u0161t\u011bn\u00ed, tedy dobu v\u00fdd\u011ble\u010dn\u00e9 \u010dinnosti, za kterou je vypl\u00e1cen p\u0159\u00edjem podl\u00e9haj\u00edc\u00ed odvodu pojistn\u00e9ho na soci\u00e1ln\u00ed zabezpe\u010den\u00ed (d\u016fchodov\u00e9 poji\u0161t\u011bn\u00ed).<\/p>\n

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2. Pokud byla n\u011bkomu \u017e\u00e1dost o sirot\u010d\u00ed d\u016fchod d\u0159\u00edve (p\u0159ed 1. 2. 2018) zam\u00edtnuta a podle nov\u00fdch pravidel jsou podm\u00ednky spln\u011bny, \u010cSSZ automaticky za\u010dne d\u016fchod vypl\u00e1cet<\/h6>\n

Ne, neza\u010dne. \u0158\u00edzen\u00ed o p\u0159izn\u00e1n\u00ed sirot\u010d\u00edho d\u016fchodu nezahajuje \u010cSSZ automaticky, ale pouze na z\u00e1klad\u011b podan\u00e9 \u017e\u00e1dosti. Sirotek \u010di jeho z\u00e1konn\u00fd z\u00e1stupce mus\u00ed na m\u00edstn\u011b p\u0159\u00edslu\u0161n\u00e9 okresn\u00ed spr\u00e1v\u011b soci\u00e1ln\u00edho zabezpe\u010den\u00ed (OSSZ) sepsat novou \u017e\u00e1dost o sirot\u010d\u00ed d\u016fchod. Na z\u00e1klad\u011b t\u00e9 bude n\u00e1rok na d\u016fchod posouzen podle nov\u00fdch podm\u00ednek a p\u0159izn\u00e1n, pokud bude sirotek st\u00e1le tzv. nezaopat\u0159en\u00fd.<\/p>\n

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3. V\u00a0p\u0159\u00edpad\u011b ztr\u00e1ty obou rodi\u010d\u016f (osvojitel\u016f\/pe\u010dovatel\u016f) je n\u00e1rok na sirot\u010d\u00ed d\u016fchod jen po\u00a0jednom z\u00a0nich<\/h6>\n

Nen\u00ed tomu tak. Oboustrann\u011b osi\u0159el\u00e9 d\u00edt\u011b m\u00e1 n\u00e1rok na sirot\u010d\u00ed d\u016fchod po obou zem\u0159el\u00fdch rodi\u010d\u00edch. Procentn\u00ed v\u00fdm\u011bra d\u016fchodu po ka\u017ed\u00e9m z rodi\u010d\u016f n\u00e1le\u017e\u00ed sirotkovi v pln\u00e9 v\u00fd\u0161i (ni\u017e\u0161\u00ed procentn\u00ed v\u00fdm\u011bra se nekr\u00e1t\u00ed na polovinu jako u soub\u011bhu starobn\u00edho a\u00a0vdovsk\u00e9ho d\u016fchodu), z\u00e1kladn\u00ed v\u00fdm\u011bra v\u0161ak n\u00e1le\u017e\u00ed pouze jedna, a to k d\u016fchodu s vy\u0161\u0161\u00ed procentn\u00ed v\u00fdm\u011brou.<\/p>\n

P\u0159\u00edklad:
\n<\/i>Sirotkovi byl po zem\u0159el\u00e9m otci vypo\u010d\u00edt\u00e1n sirot\u010d\u00ed d\u016fchod 10 000 K\u010d (procentn\u00ed v\u00fdm\u011bra 7 300 K\u010d a\u00a0z\u00e1kladn\u00ed v\u00fdm\u011bra 2 700 K\u010d), po matce 5 000 K\u010d (procentn\u00ed v\u00fdm\u011bra 2 300 K\u010d a z\u00e1kladn\u00ed v\u00fdm\u011bra 2 700 K\u010d). Sirotkovi bude \u010cSSZ vypl\u00e1cet procentn\u00ed v\u00fdm\u011bry obou d\u016fchod\u016f v pln\u00e9 v\u00fd\u0161i a jednu z\u00e1kladn\u00ed v\u00fdm\u011bru n\u00e1le\u017eej\u00edc\u00ed k\u00a0vy\u0161\u0161\u00edmu z\u00a0d\u016fchod\u016f. Oboustrann\u00e9mu sirotkovi tak bude n\u00e1le\u017eet sirot\u010d\u00ed d\u016fchod ve v\u00fd\u0161i 12\u00a0300\u00a0K\u010d (7\u00a0300\u00a0+ 2 700 +2\u00a0300).<\/i><\/p>\n

Pro \u00faplnost:<\/i>\u00a0V\u00fd\u0161e procentn\u00ed v\u00fdm\u011bry sirot\u010d\u00edho d\u016fchodu \u010din\u00ed 40 % procentn\u00ed v\u00fdm\u011bry starobn\u00edho d\u016fchodu nebo invalidn\u00edho d\u016fchodu pro invaliditu t\u0159et\u00edho stupn\u011b, na kter\u00fd m\u011bl nebo by m\u011bl n\u00e1rok zem\u0159el\u00fd rodi\u010d v\u00a0dob\u011b smrti.<\/i><\/p>\n

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4. Pokud je sirot\u010d\u00ed d\u016fchod jednou p\u0159izn\u00e1n, nen\u00ed do doby, kdy n\u00e1rok na n\u011bj skon\u010d\u00ed, t\u0159eba nic prokazovat<\/h6>\n

To je omyl, v\u00a0praxi bohu\u017eel velmi \u010dast\u00fd. Pracovn\u00edci \u010cSSZ n\u00e1rok na sirot\u010d\u00ed d\u016fchod pr\u016fb\u011b\u017en\u011b ov\u011b\u0159uj\u00ed a\u00a0jeho p\u0159\u00edjemce mus\u00ed trvaj\u00edc\u00ed podm\u00ednky pro jeho v\u00fdplatu prokazovat. D\u011bje se tak v\u017edy s\u00a0ukon\u010den\u00edm z\u00e1kladn\u00ed (povinn\u00e9) \u0161koln\u00ed doch\u00e1zky, d\u00e1le se prokazuje navazuj\u00edc\u00ed studium, p\u0159esn\u011bji soustavn\u00e1 p\u0159\u00edprava na budouc\u00ed povol\u00e1n\u00ed. Studenti st\u0159edn\u00edch \u010di vysok\u00fdch \u0161kol proto p\u0159edkl\u00e1daj\u00ed aktu\u00e1ln\u00ed potvrzen\u00ed \u0161koly o trv\u00e1n\u00ed, resp.\u00a0pokra\u010dov\u00e1n\u00ed sv\u00e9ho studia. Doklad se zas\u00edl\u00e1 p\u0159\u00edmo na \u00fast\u0159ed\u00ed \u010cSSZ, je tak\u00e9 mo\u017en\u00e9 ho odevzdat na\u00a0m\u00edstn\u011b p\u0159\u00edslu\u0161n\u00e9 OSSZ. Doklad o\u00a0studiu je nutn\u00e9 p\u0159edlo\u017eit i\u00a0v\u00a0p\u0159\u00edpad\u011b, \u017ee student sv\u00e9 studium znovu zah\u00e1jil po\u00a0jeho p\u0159edchoz\u00edm p\u0159eru\u0161en\u00ed, a tak\u00e9 v\u017edy, kdy\u017e ho k\u00a0tomu \u010cSSZ vyzve.<\/p>\n

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5. Zastaven\u00ed v\u00fdplaty sirot\u010d\u00edho d\u016fchodu je definitivn\u00ed a nelze ji obnovit<\/h6>\n

Nen\u00ed pravda. Pokud jsou spln\u011bny z\u00e1konn\u00e9 podm\u00ednky, jsou \u0159\u00e1dn\u011b prok\u00e1z\u00e1ny, v\u00fdplatu lze obnovit. V\u00a0praxi obvykle doch\u00e1z\u00ed k\u00a0tomu, \u017ee potvrzen\u00ed o studiu je dolo\u017eeno dodate\u010dn\u011b \u010di s\u00a0ur\u010ditou prodlevou (nap\u0159.\u00a0po\u00a0n\u011bkolika m\u011bs\u00edc\u00edch). Na z\u00e1klad\u011b toho \u010cSSZ v\u00fdplatu sirot\u010d\u00edho d\u016fchodu obnov\u00ed a d\u016fchod za\u00a0p\u0159\u00edslu\u0161n\u00e9 obdob\u00ed doplat\u00ed.<\/p>\n

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6. Sirot\u010d\u00ed d\u016fchod nem\u016f\u017ee b\u00fdt vypl\u00e1cen p\u0159\u00edmo sirotkovi<\/h6>\n

Neplat\u00ed v\u017edy. D\u016fle\u017eitou roli hraje v\u011bk sirotka. Je-li sirotek nezletil\u00fd, je sirot\u010d\u00ed d\u016fchod vypl\u00e1cen jeho z\u00e1konn\u00e9mu z\u00e1stupci, co\u017e je zpravidla \u017eij\u00edc\u00ed rodi\u010d, p\u0159\u00edpadn\u011b opatrovn\u00edkovi nebo zvl\u00e1\u0161tn\u00edmu p\u0159\u00edjemci. Po\u00a0nabyt\u00ed zletilosti sirotka m\u016f\u017ee b\u00fdt sirot\u010d\u00ed d\u016fchod nad\u00e1le vypl\u00e1cen k ruk\u00e1m osoby (zpravidla rodi\u010de), kter\u00e9 byl vypl\u00e1cen ji\u017e p\u0159ed nabyt\u00edm sv\u00e9pr\u00e1vnosti d\u00edt\u011bte, ale jen za p\u0159edpokladu, \u017ee s\u00a0t\u00edm oba – zletil\u00fd sirotek i dosavadn\u00ed p\u0159\u00edjemce d\u016fchodu souhlas\u00ed. Tento souhlas je t\u0159eba prok\u00e1zat formou \u010destn\u00e9ho prohl\u00e1\u0161en\u00ed. Standardn\u011b je v\u0161ak po dosa\u017een\u00ed zletilosti v\u00fdplata sirot\u010d\u00edho d\u016fchodu za\u0159\u00edzena a prov\u00e1d\u011bna p\u0159\u00edmo sirotkovi, a to bu\u010f na jeho \u00fa\u010det u pen\u011b\u017en\u00edho \u00fastavu, nebo v hotovosti prost\u0159ednictv\u00edm po\u0161ty.<\/p>\n

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7. P\u0159i pob\u00edr\u00e1n\u00ed sirot\u010d\u00edho d\u016fchodu si nelze p\u0159ivyd\u011blat<\/h6>\n

Naopak, je to mo\u017en\u00e9. Nap\u0159\u00edklad studenti tzv. denn\u00edho (prezen\u010dn\u00edho) studia, kte\u0159\u00ed pob\u00edraj\u00ed sirot\u010d\u00ed d\u016fchod, si nejen v\u00a0dob\u011b pr\u00e1zdnin p\u0159ivyd\u011bl\u00e1vat mohou. Studenti jin\u00e9 formy studia (d\u00e1lkov\u00e9, kombinovan\u00e9) si mohou p\u0159i pob\u00edr\u00e1n\u00ed sirot\u010d\u00edho d\u016fchodu t\u00e9\u017e p\u0159ivyd\u011blat, ale mus\u00ed se jednat o takovou v\u00fdd\u011ble\u010dnou \u010dinnost, kter\u00e1 nezakl\u00e1d\u00e1 \u00fa\u010dast na d\u016fchodov\u00e9m poji\u0161t\u011bn\u00ed, tj.\u00a0z\u00a0jejich v\u00fdd\u011blku se neodv\u00e1d\u00ed pojistn\u00e9 na soci\u00e1ln\u00ed zabezpe\u010den\u00ed (d\u016fchodov\u00e9 poji\u0161t\u011bn\u00ed). V\u00a0opa\u010dn\u00e9m p\u0159\u00edpad\u011b jim v\u00fdplata sirot\u010d\u00edho d\u016fchodu nebude n\u00e1le\u017eet.<\/p>\n

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8. V\u00a0p\u0159\u00edpad\u011b s\u0148atku nebo narozen\u00ed d\u00edt\u011bte se sirot\u010d\u00ed d\u016fchod odeb\u00edr\u00e1<\/h6>\n

Nikoliv. Pokud trv\u00e1 studium (soustavn\u00e1 p\u0159\u00edprava na budouc\u00ed povol\u00e1n\u00ed) a sirotek nedos\u00e1hl v\u011bku\u00a026 let, n\u00e1le\u017e\u00ed mu v\u00fdplata sirot\u010d\u00edho d\u016fchodu i po uzav\u0159en\u00ed man\u017eelstv\u00ed. Pokud jsou pln\u011bny stanoven\u00e9 podm\u00ednky, nebr\u00e1n\u00ed v\u00fdplat\u011b sirot\u010d\u00edho d\u016fchodu ani pob\u00edr\u00e1n\u00ed rodi\u010dovsk\u00e9ho p\u0159\u00edsp\u011bvku, stane-li se student-sirotek rodi\u010dem.<\/p>\n

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9. Sirot\u010d\u00ed d\u016fchod se p\u0159estane vypl\u00e1cet s\u00a0posledn\u00edm dnem studia<\/h6>\n

Ne, toho se studenti-sirotci ob\u00e1vat nemusej\u00ed. Po ukon\u010den\u00ed studia na st\u0159edn\u00ed \u010di vy\u0161\u0161\u00ed odborn\u00e9 \u0161kole (zpravidla v\u00a0\u010dervnu) n\u00e1le\u017e\u00ed d\u00edt\u011bti sirot\u010d\u00ed d\u016fchod je\u0161t\u011b za pr\u00e1zdninov\u00e9 m\u011bs\u00edce (tj. \u010dervenec a srpen). Podm\u00ednkou je, \u017ee po cel\u00fd kalend\u00e1\u0159n\u00ed m\u011bs\u00edc sirotek nevykon\u00e1v\u00e1 v\u00fdd\u011ble\u010dnou \u010dinnost, kter\u00e1 by zakl\u00e1dala \u00fa\u010dast na d\u016fchodov\u00e9m poji\u0161t\u011bn\u00ed, pop\u0159\u00edpad\u011b nepob\u00edr\u00e1 podporu v nezam\u011bstnanosti nebo podporu p\u0159i rekvalifikaci, nestal-li se n\u00e1sledn\u011b studentem vysok\u00e9 \u0161koly.<\/p>\n

Sirot\u010d\u00ed d\u016fchod n\u00e1le\u017e\u00ed i v dob\u011b pr\u00e1zdnin mezi jednotliv\u00fdmi ro\u010dn\u00edky studia na dan\u00e9 \u0161kole a i mezi jednotliv\u00fdmi studii, nap\u0159. mezi st\u0159edo\u0161kolsk\u00fdm \u010di vysoko\u0161kolsk\u00fdm, bakal\u00e1\u0159sk\u00fdm a magistersk\u00fdm stupn\u011bm denn\u00edho studia apod., pokud na sebe studium bezprost\u0159edn\u011b navazuje. Doba mezi jednotliv\u00fdmi studii na\u00a0vysok\u00e9 \u0161kole v\u0161ak nesm\u00ed p\u0159es\u00e1hnout t\u0159i kalend\u00e1\u0159n\u00ed m\u011bs\u00edce.<\/p>\n

Po ukon\u010den\u00ed vysoko\u0161kolsk\u00e9ho studia n\u00e1le\u017e\u00ed d\u00edt\u011bti sirot\u010d\u00ed d\u016fchod je\u0161t\u011b n\u00e1sleduj\u00edc\u00ed kalend\u00e1\u0159n\u00ed m\u011bs\u00edc po\u00a0m\u011bs\u00edci, ve kter\u00e9m studium ukon\u010dil. Nesm\u00ed ale po cel\u00fd tento kalend\u00e1\u0159n\u00ed m\u011bs\u00edc vykon\u00e1vat v\u00fdd\u011ble\u010dnou \u010dinnost zakl\u00e1daj\u00edc\u00ed \u00fa\u010dast na d\u016fchodov\u00e9m poji\u0161t\u011bn\u00ed \u010di pob\u00edrat podporu v nezam\u011bstnanosti nebo podporu p\u0159i\u00a0rekvalifikaci.<\/p>\n

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10. O ji\u017e vyplacenou d\u00e1vku sirot\u010d\u00edho d\u016fchodu nelze p\u0159ij\u00edt<\/h6>\n

Omyl. Ka\u017edou zm\u011bnu, kter\u00e1 ovliv\u0148uje n\u00e1rok na vypl\u00e1cen\u00ed sirot\u010d\u00edho d\u016fchodu, je t\u0159eba \u010cSSZ ozn\u00e1mit. Nap\u0159\u00edklad, ukon\u010d\u00ed-li nebo p\u0159eru\u0161\u00ed-li sirotek studium d\u0159\u00edve, ne\u017e bylo uvedeno v\u00a0odevzdan\u00e9m potvrzen\u00ed o\u00a0studiu, nebo pokud zm\u011bn\u00ed formu studia, je jeho z\u00e1konnou povinnost\u00ed tuto skute\u010dnost do 8 dn\u016f p\u00edsemn\u011b ozn\u00e1mit \u010cSSZ. Stejn\u011b je tomu v\u00a0p\u0159\u00edpad\u011b, \u017ee za\u010dne vykon\u00e1vat v\u00fdd\u011ble\u010dnou \u010dinnost zakl\u00e1daj\u00edc\u00ed \u00fa\u010dast na\u00a0d\u016fchodov\u00e9m poji\u0161t\u011bn\u00ed \u010di pob\u00edrat podporu v\u00a0nezam\u011bstnanosti (podporu p\u0159i rekvalifikaci), pop\u0159. by byl sirotkovi p\u0159izn\u00e1n invalidn\u00ed d\u016fchod pro invaliditu t\u0159et\u00edho stupn\u011b. V\u00a0p\u0159\u00edpad\u011b, \u017ee by tak neu\u010dinil a nad\u00e1le neopr\u00e1vn\u011bn\u011b sirot\u010d\u00ed d\u016fchod pob\u00edral, m\u00e1 podle z\u00e1kona povinnost vyplacen\u00fd d\u016fchod vr\u00e1tit. Pokud by se tak nestalo, \u010cSSZ by musela neopr\u00e1vn\u011bn\u011b vyplacen\u00fd d\u016fchod vym\u00e1hat jako p\u0159eplatek.<\/p>\n

Bli\u017e\u0161\u00ed vysv\u011btlen\u00ed t\u00fdkaj\u00edc\u00ed se sirot\u010d\u00edho d\u016fchodu poskytnou v\u017edy s ohledem na konkr\u00e9tn\u00ed situaci odborn\u00edci OSSZ, call centra pro d\u016fchodov\u00e9 poji\u0161t\u011bn\u00ed na telefonn\u00edm \u010d\u00edsle 800 050\u00a0248 nebo klientsk\u00e9ho centra p\u0159i\u00a0pra\u017esk\u00e9m \u00fast\u0159ed\u00ed \u010cSSZ.<\/i>\u00a0Dal\u0161\u00ed praktick\u00e9 informace pro studenty p\u0159in\u00e1\u0161\u00ed let\u00e1k\u00a0Soci\u00e1ln\u00ed zabezpe\u010den\u00ed – informace pro studenty<\/a><\/strong>.<\/i><\/p>\n

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\u010cESK\u00c1 SPR\u00c1VA SOCI\u00c1LN\u00cdHO ZABEZPE\u010cEN\u00cd<\/strong><\/p>\n

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